Ndinogona vasarudze kubva inishuwarenzi pedyo mubhengi chikwereti?

Mubvunzo "zvinobvira kurega inishuwarenzi pamusoro chikwereti" pari kukamura uchishandisa kwazvo anokwereta zhinji. Zvisinei, vamwe vari yacho pamberi nyaya mbiri, apo vamwe - akazotevera. Panyaya iyi, mamiriro acho ezvinhu akaenzana.

Seiko vanoda kudzivirirwa inishuwarenzi?

Nhasi, mari zvikoro kupa chikwereti siyana zvirongwa, kutanga uye akaguma pamwe vanhuwo mutengi mortgages. Vamwe vangafunga kuti mutengi chikwereti inishuwarenzi iri zvachose kwete zvakakodzera, uye vari kutsvaka dzakasiyana sei kuti vasarudze kubva inishuwarenzi pamusoro chikwereti. Zvisinei, kuramba kunzwisiswa kuti nguva iyi iwe wava ngozi nokuda pamahombekombe pedyo anokwereta.

inishuwarenzi Personal zvinodiwa tsanangurai pachine

Muzviitiko zvakawanda, zvose mhinduro mubvunzo uyu watopiwa chinyatsotsanangurwa ari chibvumirano uye inishuwarenzi chikwereti kondirakiti. Naizvozvo, pashure kusaina, kazhinji nguva yapera kufunga, zvinobvira here kusiya inishuwarenzi pamusoro chikwereti. Saka, kusarudza chirongwa zvikwereti vari akakumbira nomutsa vazive pachavo pamwe chikwereti chibvumirano uye kubvunza panyaya zvose pamwe maneja. Chekutanga unofanira kuziva zvinhu zviri inishuwarenzi uye shoma mari yose mashoko ose anomukweretesa.

Kana chikwereti chibvumirano inoti inishuwarenzi haasi madikanwa, achazoona kuti zvichibvira kurega inishuwarenzi pamusoro chikwereti pakarepo, asati kusaina chibvumirano, uye sei kukundikana huchachinja chimbadzo.

pfuma inishuwarenzi Dzivisa havazokwanisi

Maererano magweta akawanda, maererano Article 935 of Civil Code, mumwe mugari vangagara munataisireva chokuita inishuwarenzi yakatengwa pfuma. Article 31 muMutemo "On Mortgage" iroro kuti mukwereti anofanira kupa inishuwarenzi inodzivirira yavo Apartments (yakatengwa nechikwereti) kubva zvichibvira njodzi. Nezvokumutswa okutanga mutemo hapana mapfumo pasi chikwereti inishuwarenzi kuti hazvina kunaka.

Kuramba uku kwakadai inishuwarenzi inogona kukonzera Kuramba zvikwereti. Vamwe mabhanga vakagadzirira kupa dzimwe zvirongwa. Somuenzaniso, vamwe vakabvunza kuti atore inishuwarenzi kungobva STRUCTURAL okunze, uye mumwe kuwedzera mubereko prices hakurevi kuti kubva chibvumirano inishuwarenzi. dzimwe nguva musiyano prices vanogona kusvika 10% pa annum. Zvakaratidza kuti zviri isingadhuri kureva kwavo pfuma kubva fanira ngozi.

Ndinogona vasarudze kubva inishuwarenzi pamusoro chikwereti kuburikidza dare?

Kana, pashure kusaina ari chikwereti chibvumirano, iwe wakadzidza pamusoro fanira inishuwarenzi, pasina iro pamahombekombe anoramba kupa , nemamwe zvinoreva zvinokwanisika kuenda kudare. Muchiitiko chino, unofanira kuita kutaura umo kuratidza chikumbiro chake kudzorera mari. Nhasi, ari nokuiswa mabasa inishuwarenzi basa - zvakakurumbira nyonganyonga iri zvekutepfenyura zvemari.

Hurongwa dare kana pane inonzi umboo anogona kudzorera mari inishuwarenzi.