Sei zvinodhura Car Insurance

Muna 2011, vatyairi vakaramba vakachengeta yakawedzera mari CTP uye zvakasimba hanya ichi. Panguva iyoyo iri kumirira mutsva kuwedzera mitengo. Ndechipi chikonzero?
Maererano Russian Union of Insurers, kuwedzera inishuwarenzi prices kwakaitika raifanira kutarisirwa muna July 2011. Muchiitiko chino, makambani funga kukura rates kukwana vachigadzirira kuchinja zvitsva.
Under mutemo ano, hurumende anogona kuchinja tariffs, kuti rokumanikidzirwa gwenya TPL inishuwarenzi kamwe ose 6 mwedzi. Panguva iyoyo motokari varidzi, uyo kazhinji vanoshandisa paIndaneti karukureta CTP, akacherechedza vaviri chete nyaya mutengo kunowedzera apfuura makore 8 Mutemo musi CTP. The Russian rengarava yachinja zvizhinji pamusoro pamakore; chokwadi yaiva ndiwedzere. Somugumisiro, ikawanda uye avhareji kukura vachibhadhara inishuwarenzi pamusoro simbi. Uyezve, mitengo kwakaita kuti dzakakwirira mitengo kuti kupembedza mativi uye mari mureza-awa basa chechitima.
Bhuku vakatengesa motokari iri kuwedzera pagore nokuda 30-40%, asi mugwagwa kwezvivako inoramba zvakafanana. Consumer anomukweretesa ari kukura danho, saka seri vhiri mumotokari akagara vazhinji vechidiki nevatyairi ane pasi kwazvo pamwero kudzidziswa. izvi zvose vakabatsira kuti kukura yetsaona, saka, kwakaita kuti kurasikirwa CTP insurers.
Mumakore achangopfuura, uwandu munataisireva ose insurers yakawedzera. Musiyano uri pakati nokubatira ungano uye uwandu inishuwarenzi nhau, maererano vamiririri PCA, zvaibvira kuti nokuda chete kuchigadzirisa pakati tariffs, uye avo coefficients. Mumakore apfuura, motokari varidzi vaishandisa Chikomo uye CTP kukarukureta, akaona munhu ngozi muitiro. Mumakore gore, pamusika akasiya 26 makambani, uye anopfuura 8 makore SAR pamisara kunge thinned chaizvo, nokuti Union akasiya 60 makambani. Vazhinji insurers akataura pacharo kusauka, sezvo kumhanya vachibhadhara kukura kwakanga yekudyidzana kupfuura mwero kukura premiums.
Somugumisiro, zvakadai risingafadzi kuwedzera mitengo kuti policies CTP paidiwa. Dai izvozvo zvakanga zvisina kumboitika, zvingava zvikuru anosiririsa mufananidzo pamusika ano. Maererano makambani inishuwarenzi, chero zvinokonzerwa tariffs, itsva ichange chete zvinotevera gore, apo vose motokari Varidzi nguva idzva mitemo. Vechikamu pamusoro SAR yakati kuti chete kugadziridza kuti tariffs, uye mutero prices havasi zvakakwana. Kana makambani ukasarudza kuwedzera Pamuganhu inishuwarenzi anoti, ichi hunotungamirira itsva kuwedzera mitengo kuti mitemo inishuwarenzi.