Chii mudyandigere zvibozwa? Sei mudyandigere pensioners pfungwa?

Mudyandigere mumari vakashandisa vanhu vari muzvikamu zviviri: mari ndokuinama. Mumwe munhu anozvisarudzira kana vaizowana wakaiswa muripo, kana mari zvose akatumwa mari chikamu mudyandigere. The fomu rinoshandiswa ngaaverenge uwandu nemari, chinosanganisira akawanda okunze. Mumwe wavo - the mudyandigere pfungwa. Pavari ichakurukurwa munyaya ino.

zvinhu

On kukura mudyandigere zvinokonzerwa:

• huwandu akanyorwa bhajeti pamusoro inishuwarenzi kubva mubayiro "chena" ;
• makore taxpayer;
• pamberi kuremara, paanofa;
• pokugara;
• nguva mudyandigere (mangwanani kana kwete);
• zvichiumba accumulations.

Muna 2017, vanhu vanogara zvachose muna Russian Federation uye kwakaita 12.31.16 kugamuchira mudyandigere, akagovera imwe-nguva mubhadharo ari uwandu 5 zviuru. Kuzora. mari iyi inobhadharwa pasina pasi chikumbiro uye haisi pasi pachavo mari mutero.

kukarukureta kuti mudyandigere

Huwandu mudyandigere vari dzaona maererano fomura:

Mudyandigere = R X C X R X PV + K, apo:

• P - Verengai zvose nomumwe zvinhu.
• C - akarirasa kukosha chimwe chinhu (pfungwa).
• K - indekisi improver kuti inishuwarenzi uye wakasimba mubhadharo.
• PV - akatendera muripo.

We funga zvakadzama nerimwe parameters izvi.

Individual coefficient

Mudyandigere zvibodzwa - chiyero kuti Anoongorora mumwe gore mukuru basa yakavakirwa mari inishuwarenzi. Kana pakuverenga kuti mudyandigere mugore 2016 inorangarira Verengai zvose akaunganidza pfungwa. Kana munhu akaenda zororo 01.01.2015, dzemaitirwe algorithm rakasiyana mureza:

SP = MF / C, apo:

• JV - inishuwarenzi mudyandigere.
• MF - inishuwarenzi mudyandigere pamusoro 31/12/14 hapana wakaiswa kubhadhara uye mari chikamu.
• C - mari mamakisi ose 01,01. 15 (64.1 rubles.).

Verengai pfungwa zvose vaunganidza pashure 01,01. 15 = CB / CF x 10 apo:

• SV - mipiro paumbwe kubhadhara inishuwarenzi, vakabhadhara pa mwero 10 kana 16%.
• MB - Kubatsira kufadza muhoro.

Sei mudyandigere pfungwa?

Kana kuverenga coefficients vari kufungwa kuti dzimwe nguva zvaisanganisira mu ukuru. Somuenzaniso, nguva hanya mwana anosvika makore 1.5. Verengai izvi zvinhu inowedzerwa kare computed pfungwa. Izvi nguva dziri kufungwa chete kana vasina kufungwa dzemaitirwe pamusoro vakaremara mudyandigere kana akapona.

Kuwanda mudyandigere pfungwa anogona vaunganidza kuti gore, rine parinoperera mutemo uye inongogara vachiwedzera (kusvika 2021). Kushomeka uwandu coefficients yakasiyana vaya vakasarudza kuumba mari chikamu muripo (5.16 nokuti 2017), uye kune vaya vakasiya izvozvo (8.26 nokuti 2017).

chinhu mutengo gore (01.02) kunowedzera pedyo kupfuura mutengo indekisi kukura. Gore negore kubva April 1, akaisa tsika itsva coefficients of Federal Mutemo "Pazuva bhajeti iri RPF" pamusoro vakaronga gore. Sezvo zviri 01.02.16 kukosha imwe nguva - 74,27 rubles.

muenzaniso

Ngationei kuti kuverenga mudyandigere pfungwa maererano fomura:

B = (S / M) x 10 apo:

• S - uwandu mari dziri paumbwe imwe mudyandigere kuti mudyandigere Fund pamwe mubayiro wegore.
• M - chitsama mipiro kuna kunonyanyisa muhoro akabhadhara pa mwero 16%.

mushandi muhoro - zviuru 30 rubles .. pamwedzi., t. e. 360 zviuru. kwiza. / gore. The kunonyanyisa nehwaro 720 zviuru Kwiza nechekuzasi..:

720 X 0.16 = 115.2 thous. Kuzora. - kufadza uwandu mipiro.

Isu vaite kukarukureta kuti mudyandigere pfungwa pasi zvinotevera ezvinhu:

• mushandi akasarudza inishuwarenzi mudyandigere chete;
• mushandi akasarudza zvakavhenganiswa muenzaniso inishuwarenzi.

Option 1. Mipiro 16% mhinduro mwero iri 57,6 zviuru. Kwiza nechekuzasi. (360 X 0.16).

B = (57,6 / 115,2) x 0.1 = 5.

Option 2: The mari kuti 10% nomupiro mwero iri 36 zviuru Kwiza nechekuzasi.. (360 X 0.1).

B = (36 / 115,2) * 0,1 = 3,125.

yakamisirwa mubhadharo

It yakaitika yakasimba mari pachinhu mudyandigere inishuwarenzi yacho. Huwandu muripo iri indexed rimwe gore. Muna 01/02/16 zvakaita 4,56 zviuru. Kwiza nechekuzasi. Inosimudzira muripo chitsama inopiwa:

• I akaremara c.;
• vagari aine makore 80;
• vanhu vanoshanda kana kugara Far North;
• Vagari kuitika vanhu vakaremara.

Indexing haina aitira kushanda pensioners.

Kana kugadzwa yekare-zera mudyandigere mangwanani, pashure apo kodzero yokugamuchira nayo, kana kukundikana kuwana mudyandigere vachiwedzera chinhu rinoshandisirwa munhu akadarika muripo.

chaiwo zviitiko

Vamwe zvokukura upenyu kuverenga vakananga ukuru. Somuenzaniso, panguva kudaidzwa basa, kutarisira mwana. Panguva dzakadaro, vanhu kazhinji havasi kushanda, asi ari kupomerwa imwe mari pfungwa. Kana munhu anoramba kushanda, yaachasarudza: bvisa pfungwa, dzaona kubva mari, kana kumutorera avo inosimbiswa mamiriro.

Mudyandigere nguva nokuti kuchikosha mumagariro kwenguva:

• 1.8 - kwegore achitarisira munhu anopfuura 80 okuberekwa, akaremara kana kusiya gore kuti mwana wokutanga;
• 3.6 - kutarisirwa gore mwana wechipiri;
• 5.4 - kutarisira mwana rechitatu kwaizotevera gore.

Sezvinoratidzwa nezvakaitika kunorondedzerwa?

Mumutsiridze zvavo basa kusvikira 2002, mumwe mugari hazvo, nokupa bhuku basa. munhu zvichienderana kunyoresa rave akasuma kubvira 2003. All mashoko musangano kutumira vashandi vayo, akanga akanyorwa Database FIU pachake nhoroondo.

Pensionable basa chichiwanikwa asati 01.01.15, uye vachaitwa recalculated ari mudyandigere pfungwa. Chokutanga, mudyandigere kodzero takatsunga pa 01,01. Zvadaro muna 2002 uwandu mudyandigere vari dzaona inobva paavhareji muhoro kwemakore 2 years asati mudyandigere kana kuti akatevedzana kwemakore mashanu. Kubva 2002, mudyandigere kodzero takatsunga pachishandiswa uwandu akabhadhara mipiro. Muna 2010 vakanga revalued ne 10% of kukosha mudyandigere guru. Uyezve mhosva 1% nerimwe gore rebasa. Kusvikira 2014, uwandu mudyandigere guru nakoplennnogo pagore indexed imwe chinhu. Anopiwa uwandu nemari yakakamurwa mari imwe chete chinhu. Saka tsunga uwandu pfungwa.

Kuti aite Masvomhu zvakadaro iwe akanaka kwazvo. ruzivo All inochengeterwa iri taxpayer ari mudyandigere "bhizimisi". Naizvozvo, kana pakuverenga uwandu mudyandigere nani kutarisa karukureta, kuzviisa pasi FIU Website.

How kuzviita?

Unofanira kuenda pamusoro FIU Website "Electronic mabasa" uye favorizirovatsya mu "Dashboard". Pano unogona kuona kare dzakava mudyandigere hunoratidza kuti kushanda pensioners uye ngaaverenge nhamba gore ano pachishandiswa yacho muhoro Data.

vashandi Young vari kushandisa karukureta kuti kufungidzira anofungidzirwa kukura mudyandigere, kana vakaronga basa muchiuto kana kuberekwa kwomwana. Vanhu vakura vanogona kuona sei kuchinja kukura muripo, kana ivo "kuzopedza" pabasa. Kunopiwa kuti mukupera vanyorwa kuripwa pensions, vose indexed kuti shoma unodiwa. Asi "muitiro" kwemakore anopfuura 10 maturo. Mudyandigere kunowedzera chete mazuva gumi okutanga.

Muna 2014, hurumende akambomisa paumbwe mari. All mari aiudzwa mamiriro kubhadhara. Izvi mumbomira paidiwa kukurira dambudziko iri FIU uye "reformatting" zviri NPF basa kugovera mabasa vanhu vanopfuura mamiriyoni 22 kuti. The Labor Ushumiri achiri achingoramba pakatanga yokuzvidira Manyorerwo kuumbika. Asi nokunyima upfumi "refu" mari munyika kungaita kuti chakakura zvoupfumi.

mitemo mitsva

Sezvo 2017 yekare zera mudyandigere kunoratidzwa nokuda zvinotevera ezvinhu:

• Zvakaitika zviri zvishoma makore 8 (2024 - 15);
• mudyandigere pfungwa kwete kuvatumwa 11,4 (wepagore nokuwedzera 2.4 kusvika 30 mavanga);
• mugari zvasvika makore 60 (varume) kana makore 55 (mukadzi).

The mudyandigere zera vanhu vakabata muhurumende, muna 2017 - 60,5 uye 55,5 makore, ichiteverwa wepagore kuwedzera kusvika 65 uye 63 makore.