Sei mudzorere MSC MTPL: danho nedanho gwaro

Nhasi mumigwagwa munyika yedu anotasva akawandisa nemotokari. Kana kutenga motokari mutyairi vanofanira chete kunetseka pamusoro magadzirirwe CTP. Mushure mutengo mabasa inishuwarenzi yakapetwa kaviri, vatyairi vachiwedzera vakatanga kufunga sei kuti tichengetedze mitemo inishuwarenzi. Pane zvakawanda zvinokosha nzira, mumwe iri dhisikaundi pamusoro inishuwarenzi zvazvingava, wakasiyiwa mamiriro. Naizvozvo, vazhinji motokari varidzi vanofarira mubvunzo kudzoka kuti overpayment pamusoro MTPL MSC.

Dzenhema kukarukureta of MSC kana ataurazve yeinishuwarenzi maitiro

vatyairi vazhinji pakukoka nhau watarisana yokuti rinodhura zvakakwirira kwazvo, uye dhisikaundi pamusoro zvinopesana, ndokuramba kana akanyangarika zvachose. The ndechokuti mashoko ose pamusoro inishuwarenzi muna 2014 makatanga kuitwa mune rimwe Database, pakatanga umo mashoko inogona kutaurwa nepasipo. Somugumisiro, apo nekuvandudza inishuwarenzi motokari kungava zvakaipa kukarukureta wokupedzisira mari mutemo. Panyaya iyi, chikonzero chii chiri kuitika hakusi chinangwa kunyengedza insurer pamusoro nemhosva yake, uye munhu chinhu.

Kuderedza kukura discounts: chii chikonzero?

Kana uchida kuchengetedza pamusoro inishuwarenzi motokari yako uye vari kufunga sei kuwana dzosera nokuda MSC musi CTP, ipapo unofanira kutanga kunzwisisa nei dhisikaundi mwero inogona kudukupiswa. Izvi zvinogona kuitika nokuda kwezvikonzero zvinoverengeka, izvo dzichakurukurwa pashure.

Changing rudzi inishuwarenzi maitiro

Sezvo kushandisa inishuwarenzi mutyairi ose rinoungana pfungwa kuti anogona papera kushandiswa discounts. Zvisinei, kana iwe kushandura zvirongwa inishuwarenzi, akadai kuchinja kubva purogiramu yenguva dzose kune mutemo kuti asingaiti zvinofa, pfungwa idzi dzinogona kuva Reset. How kudzorera MSC musi CTP iyi? Zvinokwanisika, chete kana mutemo mutsva inishuwarenzi iri wakabudiswa mumwe muridzi pamusoro motokari chete. Zvikasadaro, asi akazviunganidzira pfungwa atsva, uye pasinei dhisikaundi havagoni kuverenga.

Rubvumo kudzora motokari akawanda

Kana mutyairi nokuti mabasa ake ane kodzero yokuti vatarisire motokari panguva yakasiyana, uye inoratidzwa kuti policies shoma inishuwarenzi, kuti insurer haigoni kubatwa paunoronga nokuvandudzwa inishuwarenzi pfungwa. How kudzorera mari musi CTP policies MSC iyi? Zvinenge chinhu. The ndechokuti boka racho inishuwarenzi kana pakuverenga mari mutemo inorangarira nhamba pfungwa iyoyo mutyairi, ndivanaani mashoma. Zvinonzi ushandiswe ari chibvumirano, saka rworudyi overvaluation coefficient iri zvachose pamutemo uye rakaramba ne kambani inishuwarenzi.

Kuita tsaona kana yokugadziridza mashoko inishuwarenzi

Kuwanda pfungwa uye dhisikaundi mwero iri nemarererwo pamberi tsaona umo mutyairi ndokumuka. Kana penguva pakati tsaona mwedzi isingasviki 12, vose akazviunganidzira pfungwa dziri zvachose kupiswa. Kana mutyairi inobudisa nokungwarira zvikuru uye akasapinda tsaona dzemotokari, mutengo inishuwarenzi gwara kwaari ipfupi ne 5 muzana pagore.

How kudzorera MSC: kurayira kudzorerwa discounts

Mumwe mutyairi kuziva mubvunzo sei kuwana dzosera nokuda MSC musi CTP. Zvisinei, pasinei nokuti nzira iyi hakusi nyore, uye vane zvikuru zvakawanda tinker pamwe nemagwaro, ane mukana kuvakazve dhisikaundi ravo inishuwarenzi motokari. Chokwadi chokuti ichi zvinoda, huchakurukurwa.

Chii pakupora muitiro MSC?

Pane dzakawanda nzira sei kuvakazve dzavo vaunganidza pfungwa uye kuderedza mari inishuwarenzi kana ataurazve mutemo. Kuti aite izvi unofanira kuita zvinopfuura chimwe sangano panguva imwe chete uye vanopedza nguva yakawanda. Zvisinei, usati pasi chikumbiro pamutemo, maviri ezvinhu anofanira akasangana:

• kugadzirira zvakakodzera pasuru magwaro;
• kuwana chaikonzera zvikanganiso.

Ngatikurukurei kugara muudzame pamusoro neimwe pfungwa uye achaita ndiongorore sei kudzorera MSC discounts musi CTP.

Chii Zvinyorwa Ndinoita kugadziria?

Kudzorera chepamutemo kodzero dzayo kuti dhisikaundi apo akasavandudza inishuwarenzi unofanira kugadzirira magwaro anotevera:

• pasipoti;
• mutemo;
• inishuwarenzi policies zvose, izvo iwe kushandisa dzose makore achityaira ruzivo.

Zvinokosha kucherechedza kuti unofanira kukumbira vakawanda zviitiko, zvose munhu uye kuburikidza neindaneti, saka Zvinokurudzirwa kuti atarise vose zvinyorwa pakombiyuta yako uye kuti photocopies. How kudzorera MSC musi CTP, kana iwe zvisisina yekare mutemo? Muchiitiko ichi Uchazoti tsaukirai zvose kambani yacho inishuwarenzi, basa iwe kushandisa, uye tora yakakodzera bhuku.

Search kukanganisa

Hazvibviri kupindura mubvunzo kudzoka sei musiyano pakati CTP KBM pasina nekumisa kwokukanganisa kwakaguma pomoto vaunganidza pfungwa nokuda mutyairi. Kuva pfungwa chikonzero kuderedza kukura discounts, unogona yekudyidzana rikurumidze yose muitiro uye kuponesa munhu kwaye yakawanda nguva.

Kuti tiwane chikonzero uye nguva panowanikwa kukanganisa, unofanira kuita rokuongorora mitemo zvose zvakagadzirirwa kuburikidza chaiwo paIndaneti basa musi kondirakiti. Zvinotora nguva yakawanda, nokuti vanoda kuti aone kuti pamwedzi, asi chinhu chinodiwa nechiyero, saka pasina izvozvo, handigoni kuita.

Kana waita wamboona chibvumirano ose inishuwarenzi uye aidzora kukarukureta kuti mari mutemo, muna chiitiko ane dambudziko anofanira kutarisa zvikanganiso mune rimwe rokupedzisira zvibvumirano. Kana iwe unoziva nguva chaiyo apo kukanganisa, unogona kutanga kudzorera dhisikaundi rakaitwa.

How kuti adzorere KMB: Walkthrough

Saka mukagadzirira magwaro ose anodiwa uye akawana kukanganisa kuti zvakakonzera zvinoderedza inishuwarenzi prices. Ndinofanira kuita raitevera kuitira kuti adzorere MSC uye agodzoka overpaid CTP? Izvi zvinogona kuitwa nzira dzakawanda, izvo zvinoda kurapwa mune imwe kana mbiri ehurumende masangano. Unogona kuita zvinotevera:

1. Edza kugadzirisa dambudziko zvakananga insurer wako.
2. File kunyunyuta kuti Central Bank of Russian Federation.
3. File chikumbiro kuna Union of Insurers.
4. Shandisa vamwe levers ose simba pamusoro insurers.

Mumwe nomumwe Nzira idzi vakarongeka chaizvo uye kakawanda dambudziko rako riri Zvisinei, aine dhisikaundi pamusoro inishuwarenzi zvichapedzwa, kunzwisisa zvokuita nechimwe, ngatitaurei muudzame pamusoro mumwe nomumwe wavo.

Vachitaura zvakananga kambani inishuwarenzi

Kana uri kufunga pamusoro mubvunzo sei kuti mudzorere CTP MSC muna Rosgosstrakh, mashoko ari Central Bank achava imwe yenzira, sezvo muviri anogona kunyima mashoko insurer chokutyaira, izvo vanotya zvose. Naizvozvo, neimwe insurer inokurukura zvichemo zvose uye nyaya ine makasitoma ayo uye anoedza kuzvigadzirisa nekukurumidza, kuti arege kupa mbirikira.

Nhasi pamusoro Websites rweinishuwarenzi makambani akawanda chikamu chinokosha nokuenda kuti, mutengi anogona kuzadza fomu, kutsanangura musimboti dambudziko uye batanidza Scan makopi zvaida magwaro ose. To mberi kurudzira boka iri inishuwarenzi ari kudzokorora nyaya yako uye nekugadzirisa matambudziko munzira, unogona vakatumira akanyoreswa tsamba imwe yoga nyaya pamwe vakakoshesa pasuru magwaro anodiwa.

A kunyunyuta kuti Central Bank

How kudzoka MSC CTP Rosgosstrakh kupfurikidza pakunamata kunyunyuta pamwe Central Bank of Russian Federation? Nzira iyi ndiyo inonyatsobudirira kufambidzana, nokuti Central Bank iri chaizvo zvakasimba chokuita chero Kunyunyutira makambani inishuwarenzi kubva vagari. Kuti ikwidzwe kunyunyuta, unofanira kuita zvinotevera:

1. Enda Website of Central Bank uye kuenda "musi CTP Information" chikamu. Nechepasi peji kuti runoenzanirana bhatani, nekudzvanya pairi paIndaneti chimiro nokuda vanyorwa kunyunyuta achasvinudzwa.
2. Muchimiro unofanira kusarudza "kushandiswa ndonda pamusoro MSC."
3. Muchaiswa redirected kuti mashoko peji kuti vanofanira baya "Kwete, enda ikwidzwe chichemo", zadza muminda yose uye batanidza kubatana kwakaita Scan makopi zvaida magwaro.
4. Papeji inotevera unofanira tsanangurai mashoko ako uye nhamba dzefoni runhare.

Kuongorora mutengi kugunun'una kubudikidza Central Bank of Russian Federation ndiyo 10 karenda mazuva iyo dambudziko rako zvichapedzwa zvachose.

Kunyorera Insurers Union

Vatyairi vakawanda havana napaduku pfungwa sei kuti mudzorere MSC MTPL kuburikidza PCA, asi pakunamata chichemo kuti sangano iri hapana shoma inoshanda pane chikumbiro kuna Central Bank of Russian Federation. Zvisinei, pasinei nokuti RSA haana kodzero kuchinja inishuwarenzi yokunyoresa imwe, mukana itibatsire insurers musangano uyu chaizvo.

Kuti chichemo unofanira kuita nyaya, umo zvakakodzera hunonyatsodonongodza ezvinhu yose uye kunoratidza chikonzero kwenyu chikumbiro, uye ipapo uchatuma parutivi e-mail PCA, iyo inogona kuwanikwa ari pamutemo Website yacho sangano, akaita kuda kuti Scan makopi magwaro.

Alternatives kugadzirisa dambudziko

Kana vakashandisa mumwe nomumwe nzira pamusoro apa, zvisinei, havana kuuya pamwe chero chikonzero chipi zvabuda, ipapo unofanira kuita inotevera uye sei kuwana MSC MTPL? Muchiitiko chino, unofanira kuunganidza zvose pamutemo zvinyorwa yenyu makopi kuti mapazi ose uye kuenda kudare. Zvisinei, kutora danho iri zvinofanira chete kana kana uri zvachose chokwadi kuti murayiro kurutivi rwako. Munzira, unogona ikwidzwe chichemo pamwe Federal Antimonopoly Service, Federal Service uye AWP.

Uyezve, unogona kungotaura kuchinja kambani inishuwarenzi. Nokuda mukuru makwikwi, insurers zhinji kupa anokosha ubayire vatengi itsva, iyo anobvumira vatyairi pamasikiro mutemo shure zvose akarasika pfungwa dzavo.

How kudzorera overpayment kuti kururama nokuenzanisa inishuwarenzi mwero?

Dzimwe nguva zvinoitika kuti mutyairi panguva kunyoresa kana kuvandudzwa kuti mutemo vave mhosva inoenzanirana zvisakarurama, raakanga akabhadhara. How kudzoka munhu akarasika KBM MTPL mune iyi uye kana zvichibvira kuti chinhu kuverenga?

Kana kambani yacho inishuwarenzi anenge vaunganidza chikwereti pachinhu nemhosva yake nokuti kururama kuongororwa KMB, chinogona akadzokera. Kuti aite izvi,

1. Kudzorera zvechokwadi kukura inishuwarenzi unodiwa.
2. Unganidza 2 magwaro, imwe kambani iri inishuwarenzi, uye wechipiri - pachavo. The insurer kunodiwa kuti uchatamisa tsamba yepakutanga pamwe mhinduro yako yakwidzwa kuna Central Bank, panotanga chepakutanga kuti kudzoka mari uyewo kumahombekombe mashoko. Pari muchanzwisisa vanofanira kuramba vaipupurirwa makopi magwaro pamusoro apa.
3. Kutapurira zvinyorwa kuti kambani yacho inishuwarenzi uye vanopupurirwa ne kopi tsamba uye mashoko.

Ndapedza matanho ose aya, ivo insurer anongoti haana zvaangaitawo kunze kudzokera nemi zvizere nokuda overpayment zvose zvisiri vakaverenga MSC.

Useful Mazano uye mazano

Saka, isu afunga sei kudzokera MSC nokuda CTP. Zvisinei, chero matambudziko chokuita motokari inishuwarenzi ari madikanwa, inogona kudziviswa, sezvo izvi achakubatsira mazano anotevera uye mazano anobatsira.

Kana kuronga inishuwarenzi gwara idzva, asi kwete vasati yekupindurwa chitupa chokutyaira, Saka, kuti akazviunganidzira pfungwa zvisina akarasika, zvakakodzera mumunda "Special manotsi" anoratidza chikonzero yokutsiva vatana uye Serial nhamba gwaro.

Kusaita zvikanganiso kudivi vashandi makambani inishuwarenzi, apo achizadza chinotevera nomutemo kuvakumbira kuti pachedu mapinda ruzivo pamusoro magwaro, uye ipapo kunyatsoongorora kuzodzosera verenga zvose kuminda tarisa chakakoshera humboo vakapinda.

Muna 2011 vakapinda simba mutemo unorambidza makambani inishuwarenzi kuti kuramba vatengi vavo akaunganidza balls. Naizvozvo, kana imi vanoudzwa kuti hapana chinogona kuitwa uye dhisikaundi haagoni kudzokera, anongoti pasi chichemo chako yakakodzera muviri kana simba.

mhedziso

Kune akawanda zvishandiso simba izvo unogona kudzorera dhisikaundi yako mabasa gwenya inishuwarenzi kana chero matambudziko nemhaka ruzivo munyaya ino yava zvombo wenyu. Usatya kutaura insurer kana kuti kuzviisa zvichemo kuMudzidzisi eHurumende, sezvo ivo zviripo kuitira kudzivirira kodzero vagari. Usamhanye kuuraya mutemo kupinda kambani inishuwarenzi yokutanga. Nokuti nhasi suschestvut guru makwikwi pakati insurers, mumwe nomumwe wavo ari kurwira makasitoma ayo nokupira kupfuura zvakanaka ezvinhu.