Payback nguva - huru paakati nokuda investor

Munguva kuunganidza guta zvakakwana (mumwe vangatoti, pakuonekwa pachisara kuti guta, izvo zvisingagoni kuita pachako basa ravo), oga vanhu uye mari nemasangano vari kufunga sei kuti riwanikwe kwechinguva vakasununguka mari kubasa, nokuti kuzvipira pakuwedzera guta iri kwayo chikuru shanda . Kuti tinzwisise kuti nokukurumidza muzvinabhizimisi anotanga kuwana kubva mari inenge yashandiswa rinowanikwa payback nguva. Izvi zvinoreva nhamba uye sei kunogona akaverenga, isu tsanangura munyaya ino.

The payback nguva kuti mari anoratidza pana iyo mari kubva oupfumi zvichaita kusapfuudza chitsama mari pachayo chacho ichatanga kuita mambure purofiti uye. Kukarukureta kuti chakarurama ichi chinokosha chive investor, nokuti anopa mukana rokuongorora riskiness chirongwa uye nguva apo haagoni kushandisa midzi upfumi.

Heuno muenzaniso nyore. Kana chirongwa akaita paakapiwa mamiriyoni emadhora, uye uwandu wegore mari zviuru zana emadhora, iyo payback nguva achava makore gumi. Pakutanga zvingaita sokuti nokukurumidza abhadhare basa, kwakondiko zvichava kushandisa mari, asi chaizvoizvo hazvina kudaro, uye pasi isu ichatsanangura kuti nei.

Kukarukureta of payback munguva oupfumi - rinokosha nzira kuti kunotangira chisarudzo musi Kupinda kana kuramba kubatanidzwa mune ndiri ichi kana kuti chirongwa. Zvichienderana chii izwi chirongwa, inogona kushandiswa mharidzo dzakasiyana:

1. Kana zvirongwa zviri pfupi (rimwe gore), dzaona senguva dzose payback munguva oupfumi - private weboka paakapiwa uwandu pamusoro pamwedzi mari. nzira iyi kunoita kuti iwe overenga, kana tawana mari yedu chii anonzi ramangwana ukoshi.
2. Kana basa racho ari mashoma apfuura, zvinokurudzirwa kuverenga discounted payback nguva yose mubhizimisi kuti anotibvumira kufungidzira kana tichadzoka mari inenge yashandiswa iri mudare ukoshi. Kusiyana magetsi uye ramangwana mari ndechokuti mari iri pasi nedanho mitengo, kureva depreciation. Saka, nokuti mamiriyoni emadhora nhasi, unogona kutenga vazhinji chaiye tsika kupfuura imwe mamiriyoni emadhora gumi nemaviri. Kuti tinzwisise, kana isu kudzokera mari inenge yashandiswa mune chaiyo ukoshi panguva mari, zviri nokuenzanisa discounted payback nguva. Kukarukureta kuti chakarurama ichi hazvina musoro kwenguva pfupi mapurojekiti, sezvo akatsiga zvikuru kana zvishoma upfumi, mitengo nokuti gore riri sezvakarayirwa 5-7 muzana uye tichitaura deadlines kushandura navo zvakanaka nyaya kwemavhiki mashoma, izvo handizvo izwi kuti mabhizimisi makuru, kufungwa nezvazvo. Discounted payback nyore dzaona sezvinotevera: Simple nguva kane chitsama vezvikwata, uye paavhareji pagore mitengo zvazvingava, vanomutsirwa simba akaenzana nokuwanda kwemakore inivhesitimendi.

Pamwe chete mari aibuda, ramangwana uye ino kukosha mari, ari payback nguva mari ndechimwe chezvinhu zvinokosha zviratidzi kushandiswa inivhesitimendi maneja. Zvinokosha kucherechedza kuti zvakawanda nokukurumidza payback inowanzopiwa chokuita zvikuru pangozi - dzakanga mwero kudzoka, zvikuru ngozi Inotamira zvakakodzera kuita kuti abudirire nayo. Saka, kwete ose investor Pozar pamusoro mwero kudzoka 300% uye payback mumwedzi mina - akanyanya kukwirira mukana kuchaita somugumisiro kuregeredza kana contingencies kudzora kuti mari yake apise chete. Investments chete nezvishoma goho uye refu payback zvinopesana, akafuridzira mukuru chivimbo.