How kuvhura account muna Sberbank woga? Account nokuti cashless muripo, azvidavirire mudyandigere

Kuvhura rokubhengi - chinhu chinokosha nyaya, izvo haashiviriri nokukurumidza uye zvisarudzo zvakaipa. Pfungwa iri rwakabhadharwa kuna chinangwa chaizvo nayo tsika zvemari. Somuenzaniso, zvingava mudyandigere, kunyoresa makadhi, uye zvichingodaro. D. Kuti kudzidza kuvhura account panguva mumari Bank munhu akazvimirira ega uye unogona kuzviita pasi chero ezvinhu, ichakurukurwa munyaya ino.

Ndianiko angagona kuzarura mari Bank munhoroondo?

Kazhinji kacho kuvhura account chokuita aifanira kushandisa dzakasiyana-siyana kwema zvemari. Zarura nhoroondo yako mumari Bank of Russian Federation vagari vose kwasvika zera ruzhinji uye vane dzokugara mvumo kana kunyoresa. Zvinogona kuva mumuviri pamutemo masangano, uyewo yemakambani vatengi. Kuti vaite izvi, vanofanira kuuya pedyo pabazi kadhi sangano ane pasipoti kana kumhanya naro ari kure kuburikidza "Sberbank Online".

Chii chinoratidza kusarudza purogiramu?

Kana uchiri kufunga chete sei kuvhura account panguva mumari Bank of private munhu, kutanga nokududza chipfuro. Uye pamusoro wayo hwaro zvichiita kuti funga zvakadzama zvinhu zviri kunyoresa kubhengi chigadzirwa. Uyewo, asati atanga kurapwa kuti mumiririri kubhengi unofanira kupindura mibvunzo inotevera:

• Will mubasa basa nhoroondo yako vamwe vanhu (somuenzaniso, kana chinotevera hama ataure kuda kuisa imwe mari);
• Uri kuronga kumirira kusvikira pakuguma rokuti chibvumirano yako, kana uchida kutora mhindu pamusoro kudiwa uye mberi nguva;
• Munoda kuti urambe nhoroondo fireproof vakasara kana uchida kupfura naye zvakakwana kuti sendi.

Kuti mashoko sei kuvhura account muna Sberbank woga, isu acharondedzera pazasi.

Nokuti kwezvinangwa chii anogona kuzarura nhoroondo muviri vanhu?

Zvichienderana pamahombekombe purogiramu uye chinangwa chawo Nhoroondo anowanikwa vanhu conventionally rakakamurwa nezvemarudzi mana makuru:

• patani;
• iyezvino;
• kuwanda kana dhipoziti;
• kadhi.

Current Nhoroondo iri Sberbank

Current Nhoroondo Kazhinji inopa vanhu mberi yavanopedza vari mudare bhengi dhipoziti zvirongwa, uyewo kana yokushayiwa. Somuenzaniso, yakasimba nharo zviito izvi kuti vawane mari, mudyandigere kana magariro kuchengeteka wavanobhadhara. Kudzidza kuvhura account panguva mumari Bank yomunhu oga kuti asiri mari muripo, mhinduro pazasi.

Current uye kadhi Nhoroondo dziri Sberbank

Current kana "kushanda" pedyo, kazhinji kushandiswa kuita mabasa anodiwa (kutumira kana kugamuchira mari) uye kuchengetera pachake mari.

Card nhoroondo dziri rakakamurwa mhando mbiri:

• debit;
• chikwereti.

Kana iwe hauna pfungwa sei kuvhura account muna Sberbank woga kuti mudyandigere uye worudzii kadhi nhoroondo kusarudza, kuteerera debit. Nhoroondo idzi dziri chete dzakagadzirirwa kuita zvakasiyana-siyana zvinobatsira, kusanganisira pensions, mubayiro, magariro kubatsira uye mwana rutsigiro. Kana kuita debit nhoroondo, iwe wava muridzi weimwe epurasitiki kadhi. Mune remangwana, zvinokwanisika kuti mubve mari mari uye vatenge kusvika mari nokuda kwenyu.

Kadhi anewo mumwe muganhu, uye anobvumira mutengi kuti tiite kutenga kusvikira yaizvozvo. Panyaya iyi, kushandiswa chikwereti zvinoreva nemiwo kubhadhara mubereko kubhengi. Nokudaro, chikwereti itsva inogona kubatwa zvizere mutsividzo pakati yapfuura.

Mari kana dhipoziti nyaya

Special nzeve akakodzera, zvichida, mari uye dhipoziti nyaya. Vachatora kukunakira kana ukasarudza kuwana ruzivo pamusoro sei kuvhura account muna Sberbank woga munyika yokumwe mari uye panguva imwe chete kuponesa mari. Deposit Nhoroondo muri mhando mbiri:

• mari;
• mari.

Zvinoreva hwomukova nhoroondo yakadaro sezvinotevera: iwe muhombodo nhoroondo imwe mari uye kutarisira mumwe nguva; nokuti nguva kwokuramba mari yako iri mubhengi kune kuunganidza mubereko kuti anogona kubviswa kana pakuguma rokuti chesungano, kana kuzviita sezvinodiwa Somuenzaniso, pamwedzi (Quarterly).

How kuvhura account muna Sberbank woga?

Kuti uvhure nyaya Sberbank kweRussia vanofanira kushanda kuti vamiririri chikwereti urongwa ane pasipoti uye zvishoma nokuda pasi kubhadhara. Somuenzaniso, pakusarudza chirongwa dhipoziti "anoponesa" kubhangi mutengi kunodiwa kupa kunyora kushanda uye muzviise kushoma pakati 1000 rubles, $ 100 kana € 100.

Zvisinei, usati wavhura nhoroondo iri mari Bank of private munhu ane mubereko, unofanira ukanyatsoongorora ezvinhu aivapo zvirongwa bhengi. Somuenzaniso, mupiro chete "anoponesa" inotanga muna National uye vatorwa mari kwenguva kubva mwedzi mumwe makore matatu. It haripi haasaruri kurega uye replenishment, asi kunoda pamwedzi capitalization kufarira.

Sei uvhure rokubhengi kuti mudyandigere?

Somuenzaniso, apo kushandisa kuna Sberbank ukasarudza kuvhura kadhi nhoroondo uye kugamuchira "chaiwo" kana "magariro" kadhi. Chii chinodiwa kuti ayo kuurayiwa uye chionekeso? Kuti tiwane kadhi iri uye kuzarura account, unofanira kuenda chero bazi mari Bank munharaunda, nyora kushanda uye kutumira avo pasipoti data, VAT bumbiro uye mudyandigere chitupa. Panyaya iyi, bhokisi kuhupenyu zvinokosha kupinda ruzivo pamusoro mudyandigere Fund, iyo mirairo uri mudyandigere. Unofanira kutumira application fomu kuti mumiririri mubhangi kutarisira nehanya kubva mumwe maviri mazuva. Shure iyi uchaona kuzarura nhoroondo, uye kadhi iri rakapa kana akaramba.

Kana zvakanaka mhinduro uye kuwana kadhi ukangogamuchira kuwana zvakakodzera mashoko mumari Bank (p / s MFIs) uye tora hwenyu mudyandigere Fund. Gare gare, unogona kugamuchira nyore nyore mudyandigere iri pedyo mubhangi ATM.

Cherechedza: kana zita renyu ukasarudza kuva nhoroondo yako pachako, kuti pave vakaronga unofanira kuva aripo panguva kunyoresa magwaro ose. Kana uchironga kuita account, akadai mwana wako kana zvimwe pedyo hama, shamwari, bhururu, une musoro kuti kutanga kuziva sei kuvhura account muna Sberbank private munhu mumwe munhu. Izvi ichakurukurwa pashure.

Pane Vachabatsirwa pamudyandigere apo nokuvhura dhipoziti?

Under ano rwezvemabhengi mirayiro mudyandigere savers anoshanda vamwe chirongwa kuvimbika. Somuenzaniso, kana iwe kuzarura rubatso "Recharge" kana "Rambai" pensioners vakamirira vaifanira zvinobvumidzwa chimbadzo.

Zvakaoma kuvhura kubhengi nyaya kuunganidza mubereko?

Unoda kuvhura account muna Sberbank uye kuunganidza Somuenzaniso, dzidzo kuti mwana wenyu? Zvino zvakafanira kuti funga mari zvirongwa izvo chaizvo kumiririrwa mu mumari Bank. Somuenzaniso, kusarudza kwako yawa pamusoro dhipoziti kudiwa "On Raidiwa nemari Bank of Russia." Ndinoita sei kurivhura?

Open mupiro akadaro kunogona kuva pasipoti National uye dzimwe mari chero bhengi. Anosiyiwa vari deposits yakavhurwa zvisingawanzoitiki siyana mari. Kuti uvhure nyaya iyi zvinokosha tsanangurai pachine mazita pamatavi kuti anopa yakafanana basa. Vamwe depositors vanofanira kubudisa chibvumirano ne kubhangi, iyo inoratidza zvinotevera:

• mari uye mari upfumi;
• izwi upfumi;
• ichiri kushanda zviri;
• chikwereti uye debit kuvhiyiwa nokuda dhipoziti;
• shoma mupiro mwero zvomupiro mune mari;
• periodicity yakawedzerwa mipiro;
• Kukura incombustible vakasara;
• periodicity kuti kubhadhara mubereko;
• izere zita;
• kero uye kuonana akadzama.

Mukuwedzera, rotanga dhipoziti nhoroondo anogona kushandisa ATMs, zviteshi uye mamwe mabasa kune kure basa. On kana zvichibvira uye sei kuvhura account muna Sberbank private munhu mumwe zita, tsanangura pazasi.

Ndinogona kuzarura mupiro zita womumwe?

Kuti uvhure nyaya uye dzinobatsira zita womumwe anobvumirwa. Somuenzaniso, iwe vakasarudza kupa mupiro wake. Muchiitiko chino, munogona kuenda chero bhengi webazi, ipapo kuchera chibvumirano, kupa pasipoti yake. unofanira kuti kutaridzwa zvinotevera:

• zita Full dzebato wechitatu;
• nhamba uye gore rokuberekwa;
• kuvapo vanhu;
• onana Kero kunyoresa;
• mhando inopiwa bato Gwaro wechitatu, ayo mashoko.

Kana usingazive kuti kuvhura account muna Sberbank woga pasina kuvapo kwake, isu achakubatsira kunzwisisa izvi.

Ndinogona kuvhura account ine pati wechitatu, asi pasina kuvapo kwake?

Pasina kuvapo dzebato mupiro wechitatu anogona kuvhurwa. Izvi zvinoitwa muenzaniso yapfuura musiyano wezvinyorwa kugadzirwa. Chete kuti kana nhoroondo yokutanga anoita munyori kana akaundendi of zvebhizimisi, kuwedzera kune apa magwaro anofanira kuuya notarized simba gweta. Somuenzaniso, kana dzimwe National kuda kuvhura account panguva mumari Bank haana pachedu, asi kuburikidza murevereri, anofanira kupa kubhangi ane simba gweta akasaina pedyo gweta pachena kana Mumiriri.

Chii uwandu mipiro kunogona kuita munhu? Natural munhu anogara munharaunda Russian Federation, ane kodzero ose kuvhura imwe risingaperi uwandu deposits, kana achida.

How kuvhura account mune imwe mari?

Vazhinji deposits uye nenhoroondo kushanda muna maviri kumativi - vavatorwa mudzimba mari. Naizvozvo, kuvhurika nenhoroondo dzakadaro hadzina chokuita chero matambudziko. Somuenzaniso, iwe ukasarudza uvhure rubatso muna US zvemadhora. Chii chamunoda? Kuti usvinudze nhoroondo yakadaro unofanira kuonana mubhangi, maererano ano mitemo Russian, sarudza yakakodzera dhipoziti.

Somuenzaniso, iwe sarudza chirongwa ne nomupiro risingagumi "Universal" zvingangoita zvishomanana kushaya, replenishment uye pamwedzi nokuchengeta mwero. Kuti usvinudze nhoroondo yakadaro unofanira kusaina chibvumirano ne kubhengi uye kuti achizvibhadharira zvaanoda kushoma pakati $ 5. Kuwedzera pane izvi, unogona kugadzira testamentary unhu kana simba gweta dzavo chinotevera hama.

Ndinogona kuvhura account muna Sberbank vavatorwa?

Nanhasi handizivi sei kuvhura account muna Sberbank private munhu, mutorwa? Kutanga, unofanira kuuya chero bazi kubhangi, nyora kushanda uye vanozviisa pasi magwaro anotevera:

• pasipoti (pasipoti kana mamwe gwaro kuvachengetedzi kodzero kugara Russian Federation);
• vaitamira kadhi.

In richiswedera kukwira chibvumirano katsamba, unogona kutaridzwa vanhu vavo pasipoti details, izvo kusavapo kwenyu, kana pamusoro penyu vanogona kushandisa mupiro. Uye, chokwadi, unofanira kusarudza currency uye kuti upfumi zvishoma bvumidzwa chitsama dhipoziti.