Uri kuronga kuvhura dhipatimendi here? Chenjerera!

Chigadziro chinonzwisisika apo kuedza kukura pasina mari kunogona kuve kuzarura mari mubhangi. Iyi nzira iri nyore inogona kuva yakaoma chete nekusarudza chikoro chekwereti. Makwikwi anomanikidzi mabhengi kuenda kumarudzi ose emaitiro ekutsvaga vatengi. Kuzivisa zvinyorwa zvinokurudzira pfungwa dzevangada mari, kupa mazwi anonyanya kunaka. Ngatiedzei kunzwisisa kuti chii chiripo chinobatsira uye chii chinokonzera mari yakakwirira inowanikwa mubhengi.

Kuiswa kwebhadharo yemari kwakagara kuripo uye inoramba iri yakakurumbira mari yezviridzwa. Munguva yekare, mabhengi ekuchengetedza chete aigona kupa kuchengetedzwa kwakachengeteka uye kukura kwemari. Kubvira ipapo, nhamba yebhangi yakakura kakawanda. Izvo zviri nyore nzira yekuisa mari inosimbiswa nekuti hapanazve mamwe mapepa anodiwa kuti azarure mari. Zvakakwana kuti mari yekuRussia ive nepasipoti chete naye, vatorwa vawedzere kupa kadhi yekufamba uye kubhabhatidzwa munyika yedu.

Dambudziko rekwereti mukutsvaga mari nderekusarudza bhengi rakavimbika uye rudzi rwekuisa. Nhamba yepamusoro yemari, kusvika ku11,6% pagore, inowanzowirwa pasi pekutora mari yakareba. Nokudaro, kuzarura kwe "FF +" muProjekthi yeBusiness Finance kuchaunza mutengi mari ye11.15% pagore nekukura kwemazuva 549. Munenge mamiriro ezvinhu akafanana eErgobank ane mupiro we "Amber". Izvozvi zvigadziro zviviri zviripo zvino zviri pamusoro pezvinyorwa zvemabhadharo, izvo zvikwereti zvebhangi.

Izvo zvizhinji zvezvipo zvakapiwa nemabhangi zvinotarirwa kune chikwereti chechido che 9-10% pagore. Pamusoro pekuwana mari yakawanda inoshandiswa ne depositor inogona kungotaurwa chete apo inotora mari mune imwe nzvimbo yezvemari kwenguva yakareba. Tsanangudzo yakadaro, somuenzaniso, inoziviswa nebhangi "Otkrytie". Dhorosi "Classic" kugamuchira chikamu chekuda kwe 10% inogadzirisa chidimbu chechidimbu chemu deposit - 3 mamiriyoni rubles, nguva yekuiswa - makore matatu. Kufarira kunogona kuwanikwa kana pamwedzi wega wega, kana kuti inogona kuwedzerwa kuhomwe huru uye yakagamuchirwa pamagumo esangano.

Zvisinei, iyo nyanzvi dzinoongorora hazvikurudziri kuvhura dhipatimendi kune mabhiriyoni mazana manomwe emabhururi ehomwe imwe . Iyo inishuwarenzi inogadzirisa muganhu uyu kumari yekubhadhara apo bhangi rakavharwa. Kusarudza bhengi uye rudzi rwechibvumirano chekuisa mari, rinofanira kuyeukwa kuti mari inobatsira zvikuru inogona kuzarura dhipatimendi nereji yehuwandu hwekuda kana pane zviyero zvinotevera:

• Kukwanisa kubhadharwa kwemari ;
• Capitalization yemari, kugovera kuwedzerwa kwe "chido kune chido";
• Kubvira kwekugumisa kwechibvumirano chechibvumirano nekutora kurasikirwa kwezvibereko.

Uye yekupedzisira: apo iwe uchinge uchinge uine mari yakawanda yemari kwenguva yakareba, inofanirwa kuzarura mari yakawanda mumari dzakasiyana. Kuona kwakadaro kunobatsira kuvimbisa kushandiswa kwakanaka kwemari uye kuchengeteka kwayo.