Muronga zvinogadzirwa mabhanga

Kukwezva vatengi, mabhengi dzichikwira aine zvakawanda yokutengesa unotii. Mumwe wavo - vanopedzisira muronga zvigadzirwa. Vari papi somunhu mushonga ari pamusika mari. Zvishandiso izvi sezvo zvinobatsira kana nderimwe chepiramidhi?

mwoyo

Muronga zvinogadzirwa - Ezvemutauro inofanira kudzivirira pakutanga mubhizimisi uye kuita purofiti kubva kukura kuita. kusiyana chigadzirwa kunosanganisira maturusi inokubvumirai kushomeka mukana inivhesitimendi.

In ezvinhu enyika Kusagadzikana zvemari mari iri mari iri ngozi nokuda unopinza nokuchinja Chokwadi, asi pamusika wemari kwakaoma nokuda kumusoro volatility. Mamiriro acho ezvinhu ari mberi kuoma chokuti zvakakodzera kwete chete kuramba asiwo kuwedzera guta. Imwe mhinduro aigona kuva mubhizimisi iri muronga zvigadzirwa, izvo nokubatanidza yakakwirira mwero twa kudzivirirwa uye kukwanisa kuita purofiti kupfuura dhipoziti.

Market STRUCTURAL zvinogadzirwa zvinosanganisira:

• deposits;
• kuchengetedzeka;
• kutengeserana pamusoro "Forex";
• simbi dzinokosha;
• nzira uye neramangwana;
• itirana mari;
• mari zvivako, uye zvichingodaro. d.

Structural chigadzirwa inoumbwa tichibatanidza yesangano nedzimwe ngozi mumatunhu:

• deposits uye mugove;
• CB kwazvo yakavimbika uye hwava mapoka;
• zvisungo Nehunde mikana;
• deposits uye mari inishuwarenzi, uye zvichingodaro. d.

The reshiyo anosarudzwa kuti mari kubva "akachengeteka" zvinhu akafukidza zvichibvira varasikirwa.

muenzaniso

Muronga chigadzirwa 90% of dhipoziti ane zvibereko 10% uye 10% - of anogoverana makambani matsva ane zvibereko 300%. Mushure ichitenga chigadzirwa, pane zvinogoneka zviitiko zvitatu.

Kana iwe kupisa kuburikidza mumatanda, mubereko deposits zvaizopedza kwokutanga inivhesitimendi. Papera gore mutengi achawana tighter mari sezvo paakapiwa, pasina batsiro, asi pasina kukuvadza. Kana mari iri Central Bank projected zvibereko 300%, zvachose zvibereko Portfolio achava 40%. Kana mari kuchaunza 2/3 chawakaronga purofiti, chigadzirwa goho riri 30% uye zvichingodaro. D. Ndiko, kukosha riri pakurira chaizvo akasarudza chiito, uye pasina ngozi upfumi vari noruzhowa pamusoro vaaida.

zvidzidzo

Muronga zvigadzirwa vari pamusika mari yaipiwa mabhanga, pakubata nzvimbo uye AMC. Vaiona chakavimbika kupfuura kubhengi zvigadzirwa. In AMC, unogona kunhonga yesangano nomusi "zvadzinofarira": kubva kuchinja kuti riskier. Portfolio mari mabasa nzvimbo dziri inoumbwa pangozi uye Super-ngozi zvinhu (somuenzaniso, mari zvokusarudza).

Kutenga zvinhu achabatsirwa kusaina chesungano pakati investor uye kambani. It yainyatsotaura zvakajeka mari, izwi Investments, pakarongwa yesangano, ngozi pamwero uye zvimwe zvinhu zvine chokuita kuchinjwa mari.

Zano basa

Achida tichengetedze uye awedzere kuwanikwa mari, vanhu kutendeukira kubhengi kana mari kambani uye kuwana STRUCTURAL chigadzirwa. Chikamu paakapiwa mari nhume invests mu yakachengeteka mari zviridzwa (zvikwereti, zvisungo, deposits), uye wechipiri - chinokosha akasungirirwa dambudziko (kudanda, mari), asi zvishoma kugadzikana (Sberbank, mwero nendarama, RTS indekisi, etc ...) . The yeGmail.END_STRONG anosarudza runotikurudzira twa uye padanho ngozi, kureva, mugove oupfumi kuti achaiswa anotumirwa pamusika wemari. The yeGmail.END_STRONG zvakare kuzvidzora waidzora Kupinda mwero (KU), kureva kuti anosarudza zvakadini yemberi kwemari zvichaita kugamuchira.

mari nguva yemakomo kubva inoverengeka makore maviri. Uyezve, unogona inishuwarenzi mari yako kana kutenga chinhu mubhizimisi Portfolio pamwe fomu. Kana yechipiri, mutengi achagamuchira pamwedzi wakaiswa chitsama mari kuti hakukonzerwi zvachinja mutengo runotikurudzira twa.

Mhando muronga zvigadzirwa

All inopa pasuru vanokamurwa muzvikwata zviviri:

• Risk-isina zvigadzirwa achisimbisa kudzoka 100% guru. The guru ngozi iri kuti nguva mari kudzoka ane investor vanogona chete kwokutanga mubhizimisi, pasi duku mwero kuderedza kuburikidza mitengo. Mutengi inobhadhara chete kuti mukana kuti purofiti, kana vose zvinhu mutoro.
• Products dzine ngozi. Mugove yesangano iri kuparadzirwa kuti kufukidza zvichibvira varasikirwa. The investor vangasakuteerera chete chikamu guru. With musika akanaka ezvinhu kuwana mwero inogona kusvika 50% of kutanga pfuma.

zvakwakanakira

• Muronga zvigadzirwa mari Bank kana mumwe chikwereti sangano - kungotarisa inivhesitimendi. The nemhosva chete asingadi dzinoumba Portfolio kuti midziyo. Nokuti iye, basa iri rinoitwa mari nhume.
• Hapana chikonzero kuti ruzivo uye ruzivo zvokuridzira zvemari.
• Zvinokwanisika kugadzirisa padanho kurasikirwa kubva oupfumi uye vanopedzisira unhu kuti havasi rinowanika yakaisvonaka chimiro.
• The STRUCTURAL ehupfumi ari chigadzirwa vakadaro kuti kutenga pane kumuduku wavo ndiye diversification kuti upfumi.
• Nezvakanaka musika emuchina investor anogamuchira guru purofiti pamwe shoma ngozi.

kutadza

• Muronga zvigadzirwa zvemari zviri papi pamisika sechinhu chakaoma. Kutaura zvazviri, izvi akabhadhara zano riri placement mari dzakasiyana zvinhu.
• 100% vimbiso yacho dzosera arege kunyange kupa mabhanga. deposits vose insured ne Deposit Insurance Agency. Mukana kurasikirwa nguva dzose. Mubvunzo chete ndiye padanho ngozi. Izvi yokutengesa sirogani akagadzirirwa chete pakushambadzira.
• Muronga zvibereko mabhanga, asina kugamuchira purofiti, maturo. Izvi zvinoreva kuti dhipoziti mubereko akagadzirirwa kufukidza nokurasikirwa nedzimwe marudzi inivhesitimendi. Kana munhu anoda kubetserwa pakarepo akaisa yose uwandu mari mu rubatso mubhengi, angadai akagamuchira zvakawanda mari kupfuura kubva akasiyana chigadzirwa.
• On nemakasitoma vakapfuma yakagadzirirwa muronga zvigadzirwa. Feedback kubva vanoshandisa kunosimbiswa. Enda musika mari pamwe uwandu 10 zviuru. Kwiza nechekuzasi. Hazvina musoro.
• Chakanaka Kutarisira mabasa vanobhadharwa. The muripo akapiwa zvisinei kana mari achauyisa mari kana kwete.
• On mubatanidzwa zvigadzirwa asina kufukidzwa ehurumende inopikira. Kana kubhangi anoenda kusauka, kana AMC, kuti investor havazokwanisi kuwanazve upfumi hwavo.
• Mugore Russian musika kusarudzwa nemamwe zvigadzirwa, anenge hapana.
• The investor hauzoti muridzi chaiye yesangano, saka haagoni kudzora upfumi.

zvakavanzika njodzi

Muronga zvigadzirwa - mubatanidzwa kuita uye nomukaka. Ivo unganidza nokutengesa nemabhangi kwenyika muchimiro manotsi (zvisungo). Ivo inishuwarenzi pachavo yakabudisa bhuku rainzi muronga zvigadzirwa pakatarisana chinzvimbo. Kubhangi nguva dzose anogamuchira basa. Mumwe nomumwe nemhosva uye anotambira mari kanenge, asi pane dzimwe nemakasitoma aitenga riskier zvinhu. Pakupedzisira vose vatengi vanorasikirwa nemari. Saka, kuwedzera Kukwezva mishonga mitsva uye dzavo nengozi, "encrypt". Chiregera pemahombekombe?

mupingo manotsi

Kana zvose pamatanda kusarudzwa achakuchengeterai mutengo pamusoro yakatarwa muganhu, kuti zvikabatanidzwa chigadzirwa yokuisira achawana shure upfumi hwavo uye yamunenge mari. Notes vanotanga kushanda sezvo zvisungo. Kana mumwe yasarudzwa kuita kuchaita ndirambe zvakaderera, kukosha mubhizimisi Portfolio achava akaenzana yakaipisisa pakati mugove. The ndingangokuvara rutapudzo mutengo kanenge 1 of 3 migove riri kupfuura mumwe nomumwe. Saka, zvinogona kurasikirwa zvikuru kupfuura zvinoita mari.

Avtokoll

Portfolio Investments kazhinji kutengeswa ne zvimwe nzira. Chii ndiwo avtokolla? Kana vose migove zvinosimuka mutengo, mutengi achakwanisa kutenga imwe kucherechedza, sezvo bhangi - kuwana mamwe mari. Kana musika inokura, kumativi ose ari bhenga anogamuchira shoma, mutengi - fomu itsva. Izvi zvinoitika chero mumwe Central Bank haadi kusiyira kusvika yakatarwa muganhu.

Mumwe muenzaniso - kadhi akacherechedza. The yeGmail.END_STRONG uchagamuchira 100% of kukura ari mugove mutengo, uye kana kuderera - 100% dzosera yacho iiswe uwandu. Zvakanaka, kana asina kushandiswa zvakasimba akadaro Chishandiso sezvo chinokosha. Zvakaratidza kuti chikamu katsamba, zvakagadzirirwa kuti nechokwadi kudzivirira guta, paakapiwa ari pamusika wemari indekisi. Goho - 20%.

yokuparadzira

Dambudziko harisi chete ngozi. Banks haagoni chete kufukidza pamusika yose. Panodiwa nevamiririri. kubatana nerimwe chuma "kubhengi - iri Distributor - maneja" zvinoita kuti Resale. Sechivako zvakadaro zvinogadzirwa nemamwe kuti kubhangi anogona chero nguva recalculate mashoko bhizimisi mari. Pano zvose kunobva mutengesi. Mumwe uchatengesa kopani pamwe fanira mubhizimisi pamusoro 99,5% mari yakagamuchirwa 0.5 chete%, uye mumwe achakwanisa kutengesa zvinhu pamwe yakaipisisa ezvinhu uye vawane 5% pakarepo. The kunonyanyisa musiyano kungava uye 35%.

Vanozoshanda kazhinji tengesa riskier zvigadzirwa. Somugumisiro kuchinja nemigove mumabhizimisi stuffed chipingamupinyi inoti avtokollom uye rimwe gore kuti 80% kurasikirwa. Panguva ino, vokubhengi vane nguva kuwana 0.5% uye 4 nguva muna 3% basa kuti kutenga katsamba itsva.

On katsamba, iyo inosimbisa 100% kudzoka musi mari iri Stock Exchange, iyo RTS indekisi, bhangi richakupa mari kaviri. munhu STRUCTURAL chigadzirwa kwakadaro kunosanganisira kudanwa pfungwa pamusoro indekisi, nokuti kwemakore maviri (17%), mumwe Portfolio pakati illiquid zvisungo, izvo pashure chemhosva kupa 100% of kutanga guta. Average musika chisungo goho riri 18% of zvachose Portfolio - 62%. Kubva kutengeserana bhenga achawana 21%, dzasara 79% - the nemhosva.

mhedziso

Muronga zvigadzirwa - ichi hachisi chepiramidhi. Kana kushandisa maturusi izvi mukati chikonzero, unogona kutsausa ichocho. Muchengete indekisi Ndizvo zvakakodzera kudzivirira guta kana kuti chikwereti pangozi yakaderera. Asi vazhinji wemishonga zvigadzirwa dzakaderera muzvinhu zvose chete kusanganisira navo derevativov. Uyezve, hapana munhu akadzima chikuru kutonga kutengesa: iri Portfolio maneja anoita purofiti pamwe mutengi, uye mutengesi - panguva nemhosva.