Zvinosungirwa mubereki guru. Mortgages pasi pehurumende rutsigiro

Nhasi, vabereki vakawanda vari mubvunzo kushamisika: "Chii zvinosungirwa mubereki guru rine anokwereta?" mamwe mashoko ichi uye anobatsira angawanikwa munyaya ino.

Capital zvikwereti

Kukwereta kubva pamahombekombe pasi rwaamai kapitalla zvichibvira, asi chete rwokutenga, kuvakwa kana rokuvakazve dzimba. Maererano 256-FL, haugoni kushandisa mamiriro nemari kuitira kuti vawane nevatengi chikwereti. Mutengi anoonekwa kuti chikwereti kuti kutenga fenicha, mhuri midziyo yemagetsi, kufamba uye zvikwereti motokari.

Ndeupi pane zvaunosungirwa pamusoro mubereki guru?

Kana uchida munhu refu chikwereti achibatsirwa paruzhinji mari, tinofanira kupa kubhangi gwaro uye gwaro (nekanzuru mudyandigere Fund) pamusoro kuvapo kana pakuenzanisa mubereki guru. Tsika zvemari iri kufunga kushanda kuti chikwereti / chikwereti kubva 2 kusvika 7 kushanda mazuva. Pokugara kuitwa kunze yacho, uye vabereki nevana. Kana ichi zvikasaitwa (hapana vanyorwa womutambo / imba mhuri yose, nokuti mumwe munhu chete), ipapo anouya basa maererano mitemo yacho Russian Federation. Unofanira kushanyira gweta uye kuita rakanyorwa kuzvipira rwaamai guta.

Under chii ezvinhu zviri rakapa chikwereti rwaamai guta?

- The kutanga kuwanda mupiro anogona kusvika 10% of zvachose mutengo pokugara.

- Maximum chikwereti nguva inogona kusvika makore 30.

- Guarantors havadikanwi.

- The chimbadzo, kana iwe kutevera mashoko inishuwarenzi, kubva 9,5% kusvika 12% chete annum. Kana ukasarudza kuita pasina inishuwarenzi, apo 10% kusvika 12%. Asi chokupedzisira ndivo vachagara kuvimba nomumwe ezvinhu.

- The chikuru chinhu - kunyora uye notarize musengwa pamusoro mubereki guru.

Zvinofanira pakuverenga mari

Pahwaro pamusoro yeGmail.END_STRONG kukwanisa kubhadhara vashandi kuti tsika zvemari vakaverenga chii yakawanda chikwereti anomukweretesa vachakwanisa kupa kubhengi. To mari makuru maternity nezvezvandaifanira kwokutanga muripo kana muripo kuti chikwereti, pamwechete chikumbiro munofanira kupa rugwaro mumari Bank.

The chikwereti pamusoro maternity guru iri mari Bank, zvainanga kuvakwa kwedzimba

Bank anopa mukana kutanga kuvaka itsva kana kutenga mufurati muimba yakanga ichangovakwa chava kushandisa mamiriro rutsigiro. Zvakare, maternity guru rinogona kushandiswa senzira pasi muripo, uye uende nokuda zvishoma nezvishoma mutsividzo yose uwandu.

mari chinja

Pashure pemwedzi mitanhatu kubva pamusi wauchaita kunyoresa uye akabvumirwa chikumbiro kuti chikwereti, unofanira kunyora kushanda kuti mudyandigere Fund pamusoro kuchinjwa mari guru rwaamai kune rokubhengi. I dzinoti kuti izvi zvinhu zvinoshanda kuti nharaunda yose Russia.

Mortgages pasi maternity guru - mari?

In tichienzanisa ine kwakajairika chikwereti chikwereti pasi hurumende kutsigira zvisingabatsiri. Hazvina basa, kuvaka kana kutenga uchava dzimba. Yakakunakira kurumbidzwa maternity guta iri mari Bank kuitira kuti haufaniri kuwana mari nokuti pasi kubhadhara - uine chitupa. Possible uye pfungwa dzinotevera: chikamu chokutanga mubereki guru chaipo nomupiro makuru pakutanga, uye wechipiri - pamusoro kuripwa mubereko. Asi vakabvumira kwakadaro nezvechisarudzo haisi nguva dzose, zvose zvinobva kukwanisa kubhadhara.