How kuronga zvikwereti?

Vanhu vazhinji munyika ino kufunga sei kuti kuronga zvikwereti. Asi asati kuti zvinokosha kunzwisisa musimboti rokuti. Zvakaratidza kuti chikwereti mufananidzo refu achiposa zvichireva kuvapo guru rubatso, kunyanya muchimiro mutengi pfuma kuti vawana. In nyika yedu, ichi mhando anomukweretesa akatanga nzira kwayo kukura kusvikira 1998 uye zvino imwe zvikuru nevanhu.

Izvi hazvishamisi, nokuti magetsi ezvoupfumi zvakaoma kutenga imba, kunyanya vechiduku vakaroorana. Saka, mhuri dziri kutanga kushamisika sei kuronga zvikwereti. Panyaya chikwereti zano kusarudzwa chinhu chinokosha kusarudzwa mamiriro ezvinhu yaizova runobatsira zvose akakweretesa uye anokwereta. Maererano mitemo chikwereti inogona wakabudiswa kwenguva 5 kusvika 25 makore, apo kakawanda kuti nemhosva vanofanira kunge dzimwe mari sezvo kwokutanga muripo kunodiwa kubhadharwa. Zvinonzi kuonekwa risingamboshandisi kukura 10% uwandu inodiwa kutenga musha. Kazhinji, undoraira mabhanga shanduka mubereko rates, zvichienderana chikwereti mari uye nguva iyo rakundwa.

Kuramba pashure kuripwa kwokutanga yakavamba mari anofanira kuparadzirwa yose nguva iri muchimiro nguva nenguva kubhadhara. Kazhinji, kubhadhara vanofanira kunzi kubhengi mwedzi wose. Pamunenge muchikurukura sei kuronga chikwereti, mutengi anofanira kuziva kuti ane kodzero yekusarudza panguva yavo kungwara nenguva dzirikure kubhadhara accrual hurongwa. Pane huru nzira mbiri: pagore negore uye kusiyaniswa. Maererano wokutanga, uwandu chikwereti ari kuparadzirwa zvakaenzana mhiri zvose nguva. Uye ane kusiyaniswa nzira pamwedzi uwandu vachibhadhara richava shoma pane yapfuura mumwe. Zvinokurudzirwa kusarudza nzira yokutanga, sezvo uchapa mutengi vamwe pakusimba, Kuwedzera hakungavi yakakurisa mari mumakore okutanga.

Hazvishamisi kuti pamahombekombe sezvo basa akabhadhara akatora kunyange pokukurukura chikumbiro kuti chikwereti kana kuvhura account. Ndicho mureza muitiro, izvo zvakafanira kufukidza administrative mari mbiri tsika. Saka, sezvo danho rokutanga munzira kutenga dzimba mu Yakabudiswa Vatsigiri kuunganidza mashoko uye zvemakore zvido zvavo. Zvinyorwa kuti chikwereti kuti inounganidzwa zvakakwana uye tsime zvokurongwa. Unofanira kuzivisa fomu kuzadza chinopa mubhengi mushandi, kopi huru mapeji nokuzivikanwa gwaro, kureva pasipoti (uye, chokwadi, chepakuvamba). Uyezve, zvinyorwa zvose zvinodiwa pfuma inodiwa kuti mharidzo kopi mabasa chinyorwa uye zvakaoma mashoko, nokuti pachishandiswa zvinyorwa izvi akakweretesa anoita mhedziso pamusoro kwokugamuchirwa kugamuchirwa chikumbiro uye zvinogonekwa yacho yeGmail.END_STRONG kubhadhara chikwereti nenguva. Vamwe masangano, achitsanangura sei kuronga chikwereti kuti mufurati, chiyereso mazita nopindirana chitupa mudyandigere uye inishuwarenzi utano, kuroorana kana kurambana, uye kunyange rezinesi rokutyaira.

Kana, pashure pokukurukura chikumbiro kubhangi anozivisa yakanaka mhedziso, ipapo anouya chinotevera pachikuva, yakaitwa kuritenga uye kutengeswa chibvumirano. Kazhinji, unofanira kubhadhara kubhangi, kureva kuti kubhadhara kutanga kubhadhara. Asi iwe unogona kuwana purogiramu zvinosanganisira kushaya kwayo. Vamwe anomukweretesa Masangano vanoona zvakakodzera kuti anongedzere inishuwarenzi pfuma, sezvo izvi kunoderedza ngozi dzokudarika.

Pashure maererano chokungoitawo zvose kunze kusaina kuti mbiri uye chikwereti chibvumirano, uye pashure mashomanana mazuva Real Estate mutengesi achagamuchira runodiwa uwandu. The pamusoro ndivo dzinokosha mitemo kunzwisisa sei kuronga chikwereti uye ave vanodada muridzi misha yavo.