Ndinofanira kutora mumwe chikwereti: zano nyanzvi

Mortgage sezvo kutanga kwakaita riveted akarurama zvikuru kutarisirwa uye magariro nenyonganiso, sezvo rakambopiwa privatization, vouchers uye dzimwe hurumende utsanzi zvakafanana.

Anzwa mafungiro akawanda, nyaya neshamwari, achivimbisa nhau kubva mabhanga, mumwe akapeta pfungwa dzenyu pamusoro kwakadai chikwereti. Asi mubvunzo mukuru kuti vakawanda havana kukwanisa kupindura pachako - kana kuti atore mumwe chikwereti - vachiri vakamirira ane chinangwa tinyatsonzwisisa zvinhu. Achitendeukira naye kwete unyanzvi kuti mabhanga, kwete vagari, kuwana waiver kana kufarirwa, pashure iyo ezvinhu akangoerekana achinja zvakaipisisa. Mumwe nomumwe wevanhu ava havagoni kupa mhinduro chinangwa. Ngativhurei kuvanhu kubata chikwereti ose zuva, kwete chete anoziva zvose zvayo zvakanaka, asi atarisana akaoma Clearance uye muripo muzvikwereti.

Munhu akadaro ndiye chikwereti bhuroka kana mogeji mazvikokota. Haana kupa mhinduro yakajeka yomubvunzo yedu - kana kutora mumwe chikwereti - mundoudza, mune ezvinhu zvinokosha, uye chii vasiri.

Ngatitange pamwe dzinofadza zvikuru mamiriro ezvinhu, izvo nyika yedu hariwanikwi. Vanhu kutora chikwereti, kana kwete ake pfuma, uye mari kunoita kuti kubhadhara pamwedzi kubhadhara iri mari 15 kusvika 20 zviuru. Rubles, pasina rusaruro kune mhuri bhajeti. Ndiwo anokwereta wakakwana nokuda kubhangi, uye rinowanikwa kamwe muna 100 nemakasitoma (kana haidereri).

Ndinofanira kutora mumwe chikwereti kana pfuma asipo, asi iwe uchaita rakaisvonaka basa rakabvarurwa 9-10 zviuru. Kwiza., Asi kwete kupfuura izvozvo? Monthly kubhadhara chikwereti chacho kuchaita kwakafanana pamusoro chete, kana iwe tora munhu mumwe-kamuri mufurati muchivako chitsva (kubva yokuvaka kana investor - chikuru chinhu kuti chaiva pamutemo munhu). Ndicho zvikuru kunobatsira chisarudzo mogeji chirongwa. Kana uri tsvimborume kana duku vaviri, kana imwe mhuri ine mubereki nomwana mumwe - munhu chikwereti kwamuri chinetso pane kurendesa mufurati.

Mortgages kutora kuvandudza hwavo mararamiro, kune imwe nzvimbo kana guta. Muchiitiko chino, yakawanda mari iwe havadi, tinoda chete musiyano kukosha vakatengesa Apartments uye akava (kazhinji, mari iri 300 zviuru. Kwiza.). Uye unogona kuita zvikuru neipotechnym chikwereti. Kunyange zvazvo mubereko rate zvakadaro chikwereti sezvo kumusoro, asi rokuti muripo iduku zvikuru uye zvishoma zvinodiwa kuti mukwereti.

Kutsvaga chikwereti kubhengi ndizvo zvakaoma. Uchada pasi magwaro, yakawanda murefu uye nguva. Kubhangi anoramba Mortgage kakawanda. Uye chikuru chinokonzera kukundikana chinhu chakaipa zvikwereti nhoroondo, mhosva zvinyorwa, kushaya mari kuti neimwe nzira vaigona kuzosimbisa. Asi pane zvakawanda akavimbika purogiramu. Somuenzaniso, Zapsibcombank anopa chikwereti kunyange kana uine nhoroondo yakaipa, asi musi ezvinhu kuti kunonoka haana vanoumba anopfuura 1 mwedzi, uye usadarika zvinopfuura 5.

Mortgage hazvina kukodzera kuti uzviise kana hwako taitarisira zvikuru kuchinja: mudyandigere, kurambana, basa shanduko, Nokutarira Uyezve mumhuri. Uye kana kwaunowana mari vasingavimbiki: kana kurasikirwa chero nonoka kubhadhara, uye ipapo unogona kurasikirwa yakatengwa mufurati. Zvino imi muri vakasara chinhu.

Kana, pashure iwe wakati zvakanga zvisingaiti kuziva kana kuti atore mumwe chikwereti, unofanira kubvunza nyanzvi.

Mumaguta enyika nyika yedu akazarurwa zhinji dzimba brokerage, anenge ose Real Estate sangano rine unyanzvi ari mogeji anomukweretesa. Kubvunza pamusoro chikwereti munhu, sezvo mutemo, mahara. Asi kana musingadi kuvimba middlemen, nguva dzose tinogona kuva mushandi ari bhengi chikwereti dhipatimendi. Asi havasi mazano mubhangi imwe chete. Nokuti mufananidzo wakakwana nani kudzivisa mahofisi zvose muguta renyu, uye, zvichida, muna remunharaunda pakati kwaunogara. Chete ipapo iwe uchaziva kana munhu chikwereti zvakakunakira, uye kana vachakupai. Zviri nani nguva dzose kuziva pane kuzozvidemba kuti kushayikwa mukana.