Sei chemhosva kuna chikwereti neHurumende?

Zvisingatarisirwi ezvinhu anogona kuva munhu wese. ivo zvinowanzobatanidzwa vasanyanye zveminda, hunobata nzvimbo dzakawanda muupenyu hwevanhu. Kana paine zvikwereti wazvipira, zvakadai mortgages, tinofanira kuchengetedza zvikuru. Unofanirawo kutsvaka chikwereti nokuripira nzira. Zvino zvichida abhadhare chikwereti tichiregeredza hurumende, kana zvinoderedza mari nokuda vavariro zvikonzero. Izvi zvinobvumira kuti vachengete imba, akatenga nechikwereti. About yepurogiramu mitemo ichakurukurwa munyaya.

kutonga

Norma rinonyoreswa muhurumende chirevo №373, iyo inoshanda kubva 07.23.2015. Gare gare gwaro kwave Akave nokuvandudza, uye idzva shanduro chinonzi kubva 07.12.2015. Akapinda vemutungamiri chirevo # 1331. urema zvose, izvo zvave kare, gwaro mutemo vanga munyaya yokupedzisira shanduro.

chikwereti ruregerero chirongwa neHurumende zvinosanganisira:

• kuderedza chikwereti 600 zviuru rubles .;
• kutendeuka kubva chikwereti, wakabudiswa dzimwe mari, kwakavakirwa Central Bank of Russian Federation;
• vasanyanye nguva dzose kubhadhara kusvikira mwedzi 18.

muripo

Iva nechokwadi kufungawo nzvimbo anokwereta, usati wasarudza nzira kuripwa chikwereti. Dzimwe nguva akasarudza muripo 10 uye 20% of wechikoro. Pakutanga envisaged rutapudzo chikwereti nevanhu 10%. From 12.12.2016 ndanyarara hangu kuti 20%.

Somuenzaniso, mutengi ane chikwereti kuti mamiriyoni 5 rubles. Izvi, akabhadhara 3 Mill. Zvakaratidza kuti yasara ndiyo 2 mln, izvo 20% (400 zviuru. Rubles) vachaparadzwa kubhadharwa nehurumende.

Nyora-kure anosvika 600 zviuru. Rubles

Zvichida zvishomanana kuzopiwawo pakati chikwereti neHurumende. 600 zviuru rubles ndiyo kunonyanyisa mari kuti inobhadharwa hurumende kuti chikwereti. Panyaya iyi, chaicho pfuma mutengo kunofanira kupfuura mamiriyoni 8 rubles, sezvo kuripwa 20% of mutengo inodiwa panguva vanyorwa mogeji wokutanga.

chinofadza

Kuenda abhadhare chikwereti tichiregeredza hurumende pavaizvarwa. Pashure pakuonekwa dangwe uye wechipiri mwana anogona kugamuchira nekuripira 18 mativi mamita. mamita. Uye zvose chikwereti iri akaripa pamusoro pokuberekwa kwomwana wake wechitatu.

Sei chemhosva kuna chikwereti neHurumende? Kuti tiwane chikwereti muchazorora pamwe pakaberekwa mwana anofanira kushanyira mudyandigere Fund. muviri ichi anopiwa

• maternity guta chitupa;
• zvekuzvarwa kwevana;
• muchato gwaro;
• mogeji chibvumirano;
• uchapupu muridzi;
• chitupa nengaidzo muzvikwereti.

Unofanira kuita makopi zvinyorwa, asi chepakutanga achiri zvakakodzera kutora nemi. Mushure Kuongorora mari tinogamuchirwa mukubhadhara chikwereti uye mogeji avhara. Kwakadaro mukana inowaniswa mhuri vane nechibvumirano pasi chirongwa hurumende. Kana yave vakapiwa mamwe mhando chikwereti, zvakafanira kuzodzosera kunyoresa kuti vawane zvikomborero zvakadaro.

The kudzikisa mari

Arayire abhadhare chikwereti neHurumende nokuda kuderera mari, unofanira kusimbisa kudzikisa huwandu pfuma. Izvi zvinogona kuva ichidonhedzera mari haisi asingasviki 30%. Anokwereta vanofanira kushanda kugadzirisa 3 months mushure rutapudzo mari.

Pane chimwe chikonzero kuti abhadhare chikwereti tichiregeredza ehurumende. Ichi chikwereti dzimwe mari. State rutsigiro inopiwa, kana Gengi kuchinja pashure muripo iri yakawedzera 30% pasina kuwedzera kwemari. Cost rutapudzo ndiyo muhoro kukura.

vatori

Ndiani anogona kutarisira abhadhare chikwereti tichiregeredza ehurumende? 2016, kufanana 2015, akabvumira kuti ape ruyamuro yakadaro zvinotevera Categories:

• mhuri duku nemwana pasi 18;
• mhuri pamwe 2 vana;
• mhuri, apo mwana kana vabereki vakaremara;
• paanofa kusvika makore 24, uyo asina pamutemo mari;
• vashandi vehurumende;
• Vashandi vanoumba Enterprise ;
• nhengo zvirongwa zvehurumende;
• vashandi of utsanzi bhora;
• vaimbova varwi;
• Ras vashandi kuti masangano nesayenzi uye masayendisiti ari Academy.

Chete vanhu muzvikwata izvi zvinokosha kushandisa kuita chirongwa.

kuti zvechokwadi wakare zvinodiwa

Pane zvinodiwa dzinoverengeka kuzobatsira abhadhare chikwereti iri nekanzuru mamiriro. 2017, kufanana 2016, akanga asingasiyi kuti vanobatsirwa. Benefits anopiwa pachishandiswa anotevera ezvinhu:

• pfuma ndiyo chete kwedzimba, kana kwete kupfuura 50% rokutambudzikira imwe chinhu;
• mari 1 ba. . M vanofanira asingasviki 60% of avhareji yemari yacho;
• Inokosha zvemutemo kuchena chinhu.

Housing anofanira zvinodiwa yacho. Kana anokwereta anogara oga, chinhu haafaniri kuva anopfuura 50 mativi mamita. m. nokuti 2 vanhu muganhu uri 35 metres nomumwe. Nzvimbo yose hapana anopfuura 70 mamita. Kana varimi matatu, vanoti chinhu - kusvika 100 akaenzana mamita. m.

padanho mari zvinodiwa

Chinodiwa kwete pfuma, asi vo mari yacho anokwereta. Muna 2017 zvakaitika kushanda utsanzi. The nemhosva vanogona kubatsira kana akaderedza pachedu kana mhuri mari. Kuipa zvemari nzvimbo kunoratidza vasara pashure yokubhadhara kubhadhara. Kana zviri pe2 kakapetwa subsistence zvishoma, anokwereta anekodzero ape chikwereti mutsividzo neHurumende.

MuMoscow, mutengo mupenyu akaenzana:

• 17 000 rubles - dzokushanda vakuru;
• 13 000 - vana;
• 11 000 - nokuti pensioners.

The anokwereta anoda kubatsirwa nokutsigirwa, Usava mamiriro kusauka pedyo kuti dare. Unogona kutora chikamu muchirongwa pamberi chipfuro chikwereti. Kana kunonoka ichi vanofanira kunge vari kuwanda 30 - 120 mazuva.

Musi chibvumirano

Maererano wokutanga shanduro gwaro №373 anoronga mutsividzo chikwereti pamusoro chikwereti neHurumende vaiva kuzoshanda vatengi vanoshandisa nokuda kwezvikwereti anosvika 2015. Inotevera Chisarudzo chinhu pamusoro ichi kusingajekeswi. Chete kunorondedzerwa nguva vanyorwa chibvumirano pamberi kutsvaka rubatsiro. Zvinofanira kuva kanenge 1 gore.

Nzira mu Sberbank

mabasa aya anowanika mabhanga. Vazhinji azviveza chikwereti Sberbank, nekuti ipapo zvakanaka ezvinhu. Kugamuchira muripo, nebumbiro purogiramu mamiriro, ita zvinotevera matanho:

• Mari kupinda;
• bvunza nyanzvi nezvomukana kubudiswa zvivako, uyewo kutora nzwisa kunyorwa chikumbiro;
• nyora kushanda kuunganidza zvinyorwa;
• kuwana rubatsiro;
• kuti uchatamisa mapepa kubhengi.

Shure kwaizvozvo unofanira kutarisira AHML mhinduro. Kana mugumisiro iri zvakanaka, ipapo zvaitambidzwa nhoroondo huchashandiswa akaderedza uwandu chikwereti. The yeGmail.END_STRONG anofanira kusaina chibvumirano ne kubhangi, iro rinotaura mashoko ari kutengeserana. Zvadaro anoranga chikwereti, voitakura kunze Rosreestra uye kubhengi.

raida magwaro

Anokwereta anofanira kuzviisa magwaro anotevera:

• pasipoti;
• kusimbisa kodzero kuitawo chirongwa: akataurwa mari;
• kopi mabasa chinyorwa, vanopupurirwa nokuda gweta;
• chitupa muchato kana nemukuparadzwa kwawo;
• mwana atoberekwa chitupa;
• Paper pfuma
• Chibvumirano ane kwemajoini kuvakwa;
• mushoma kubva yakabatana State Register.

List pabepa hazvingashandurwi. Mukuwedzera, magwaro kungadiwa pamusoro yeGmail.END_STRONG kuti urema kana vana kubatanidzwa utsinye. Nokuti kuurayiwa nevamwe ezvinhu nezvaro chibvumirano, anokwereta basa tisingatungamirirwi. Izvi zvinosanganisira upenyu inishuwarenzi uye Real Estate.

batana zvirongwa

Kubvira 2011, vagari Russian anogona kupinda chirongwa unokubvumira kugadzirisa chikwereti. It anoshandira vaduku mhuri. Pairi kunoderedza mari kuita.

Mapato vanofanira kusangana ezvinhu akawanda:

• zera - makore 35;
• munhu kwaireva asina kupfuura 15 mativi mamita. metres pokugara;
• Kuwanikwa mari kuzosangana mitoro pasi chikwereti;
• uchapupu kuita urongwa pfuma kuti mumagariro basa.

Muripo achava zvikuru kumhuri. Kunyange vamwe mari vachava vashoma, vakapiwa mari kwedzimba, asi anobvumira kuti kuponesa mari yakawanda. Saka, maererano nezvinodiwa zvose zvinofanira Zvechokwadi pa- chirongwa chakadai, kuramba rubatsiro rwakadaro zvikuru kuchenjera.

nuances

Zvechokwadi, kwete kuita pasina misungo mumagazini ino:

• Lenders haagoni kubhadharisa nemakasitoma mari nokuda kugadzirisa kwacho;
• kunyange purogiramu yacho yeGmail.END_STRONG kuita mari, uye haina kubvisa fines;
• akakweretesa vakukangamwirei fines zvizere kana chikamu, kana akafanirwa kuti kuderera mamiriro ezvemari ari nemhosva;
• asi waari kuitira basa inoramba anokonzera zvinhu inishuwarenzi, utano, sezvo raanotaura chikwereti chibvumirano;
• dzakamirira fomu kugadzirisa ari mashoko aifarirwa mbiri tsika;
• kuti subsidy haina makapiwa mukwereti, anofanira zvaitambidzwa kubhangi, nokudaro tichidzivisa marara zvimwe zvinangwa;
• kana pashure kuwana chikwereti kuchine 1 mwana, rinopa rubatsiro anosvika 5% uwandu;
• pamwe kutaurawo gwaro iri wakabudiswa nepurogiramu;
• Mortgages zvinogona rakapa kwete mari Bank, asiwo vamwe mabhanga munyika;
• Kushandiswa inogona kushandiswa chete 1 nguva.

Kuripwa wenyika mamiriro chikwereti achava kubatsira zvikuru anokwereta. Zvakakodzera kuunganidza magwaro anodiwa uye vachimirira chisarudzo. Pre-nyanzvi inofanira kubvunzwa mikana kubatanidzwa mupurogiramu. Dzimwe vamwe nuances zvingaita chisarudzo chomurayiro, saka zvakakosha kuti nechokwadi chokuti wasangana zvose zvinodiwa kuti vechikamu nepurogiramu. Iva zvishoma kutsungirira, uye imi muri chokwadi kusvika chinangwa! Hurumende hanya vemo uye anoita kuti nepavaigona napo kunyaradzwa!