Zvikwereti "mari Bank" kuti vanhu. Vangani mhando uye chii anosiyana dzavo?

Kazhinji chete nzira yokugadzirisa kusanzwisisana zvikwereti zvemari dziri "mari" kuti vanhu. Zvinonzi vachiidza kuti chikwereti havasi chete yezvisikwa kuparadzira bazi mambure matanho Kuwanikwa mahofisi, asi nokukwereta mazwi. Chii chinogona kukwezva nevatengi Tera mu "nemari Bank" uye chii ndivo?

Zvakanaka mari zvikwereti kubva "nemari Bank"?

Unearmarked Credits "Sberbank" vanhu vakanaka ichikwezva kupa. Kunyanya kana ukafunga kuti hofori zvemari iyi haisi kuedza kuvanza chinhu uye tora pamusoro akati tariffs,. The mbambo zvishoma uye hakuna okuwedzera mari.

Pamusoro kuti private nemakasitoma kuwana mari yakawanda pamusoro zvinangwa pamwe mutsividzo pamusoro basa kwenguva yakareba pachako. Pane akasiyana siyana kudzoka inopikira: "nemari Bank" zvikwereti Russian nevanhu nyaya uye haripi, uye pamwe kudiwa kukwezva guarantors kana kuisa mvura yesangano rubatso. Kubva izvi zvinodiwa, uye anosarudza mari rakumbirwa mari pano.

Kuti tibatsirwe mari kwema kukanganisa zvavanoda uye ukuru kujairirana anokwereta yarwo. Most rupo "mari Bank" kune avo vanogamuchira izvozvo mari uye pensions, kushanda abvumirwa nemasangano uye makambani makuru, chabatsira munhu yamboshandiswa Credits. Discounts kubva mujinga kukura mwero inogona kunge yakawanda 1-2 kubva muzana pfungwa akapa "nokuti" "mari". Zvikwereti kuvanhu ivo chiito anogara zvazvingava, hungada kunyange isingadhuri nokuda pamwaka kuderera mune prices.

Iyo inopa mari zvikwereti "Sberbank" vanhu?

Credit Mapurogiramu huru kumahombekombe nyika inogona kupatsanurwa muzvikwata makuru matatu maererano zvaimirirwa akakumbira usashandisa:

1. Zvikwereti "Sberbank" vanhu pasina rubatso. Haritombotauri vanoda inishuwarenzi, uye chete vanofanira kunyora zvemari nechinzvimbo uye basa ravo simba. Amount - kusvika hafu yemiriyoni rubles. The rokuti mutsividzo of akakumbira mari anogona ruchatambanudzirwa pamusoro 5 years. The zvazvingava kuchaitawo dzinosiyana kuwanda 17-21,5% pa annum.
2. Chikwereti aine vimbiso. Somunhu co-signer inogona chero solvent hama kana shamwari. Kuva mutambi wechipiri anowedzera kufadza chitsama chikwereti kusvika mamiriyoni 3 rubles, uye izwi achagara chete -. Five. Kufarira anogona kusvika 16,5-20,5% pagore.
3. Zvikwereti vane pfuma rubatso apo rubatso kunogona zvikuru Real Estate, zvinogoneka kuwana kusvika 90% of kukosha rubatso (asi kwete kupfuura 10-15 mln. Rubles) Kwenguva yemakore anosvika manomwe pamwero wenyika 13.5-14.5% pagore.

Zvisinei, chiito kusvikira mid-February, unogona kuwana zvikwereti pasina rubatso kana rubatso panguva pamwero chete sevimbiso - ne 14,5% pa annum. Kukurukura nyaya yokuita chiito ichi rinoitwa nomunhu, chero bedzi imi regai ikwidzwe kushanda, havazivi mikana yakanaka nokukwereta.

Zvikwereti "Sberbank" vanhu vakasiyana-siyana ezvinhu. Uye ichi ndicho chavainyanya zvinobatsira: wose anogona kuwana vakakwereta mari yakakodzera parameters. Chero zvinogona anokwereta anokwanisa zvirongwa ayo achishandisa kubhangi, kana, Chokwadi, achaita maererano zvawaitaura. Asi mhosva-kuwanikwa uye muboka revatungamiriri "nemari Bank" - kuti chimwe nyaya.