Ndechipi pfupi-rokuti chikwereti kuti mumabhizimisi?

Kwenguva pfupi chikwereti - ichi inopiwa pamahombekombe kwenguva pfupi nguva nemari, iro rakapa pamusoro mashoko zvokunamata, muripo uye achauya nematsive. Kazhinji, makondirakiti vane anokwereta ushandiswe nguva iyo unofanira kubhadhara chikwereti, uye chimbadzo uye chitoro neanokweretesa ezvinhu akasiyana misimboti rwezvemabhengi masangano nevanhu vanogara. Pari, pfupi kubhengi zvikwereti zvainanga mari makambani, akakamurwa imwe-nguva zvikwereti, overdrafts, achiposa muchimiro vasiri renewable kana wokurarama chikwereti mutsetse.

Deposit: Makambani Private vanogona pfupi vezvokutengeserana chikwereti, ichipa rwezvemabhengi sangano sezvo rubatso emura yesangano, kutengeswa iyo kune asiri kwokuripirwa mari yatorwa kubva akakweretesa anogona kufukidza mari chikwereti kubhengi. Sezvo rubatso kambani anogona kushandisa dzinogarwa kana zvokutengeserana pfuma chaiyo, motokari uye nenyika, specialized michina uye midziyo kuti zvinoitwa ndokuchiisa mari wechiGeorgian zvigadzirwa.

Overdraft: The aronga rwezvemabhengi nemahofisi overdraft - chikwereti pfupi wakabudiswa mabhizimisi kufukidza kwenguva kushayikwa kushandiswa iri kushanda guta iri National mari kunyatsova aite achangobuda Masvomhu. Iye zvino, overdraft rinoitwa nokushandisa muripo mapepa ose mubhadharo pamusoro vakasara mari iri kuitika nokuda boka, mukati pakutanga akabvuma uwandu. Uye overdraft iri kubhadharwa tichiregeredza mari yakagamuchirwa ari kuitika Nhoroondo yeGmail.END_STRONG vachida.

Overdraft anogona kutarisira yezvokutengeserana makambani pamwe kavara chikwereti nhoroondo. The pfungwa dzakasiyana-siyana pfupi-rokuti chikwereti kwakatangwa zvemari inoita kukwira kuti kushaya mari kuti nhoroondo zvebhizimisi-mutengi seanokosha ezvinhu umo kuitika nhoroondo sangano mari shoma pane inodiwa kuti muripo. Uyezve, mari tsika mari enda zvakananga mamiriro nekuda wacho, zita iro raanotaura muripo magwaro, uye kwete nokuda boka, ndicho yeGmail.END_STRONG pakati kubhengi.

Overdrafts kazhinji vakadzikinurwa nenzira otomatiki netsika kana mari irimo nezvenhoroondo yeGmail.END_STRONG wacho, uye mashoko akadai anomukweretesa mhando zvakajeka ushandiswe ari zvibvumirano chasainwa mukwereti uye womunhu anomukweretesa. Kazhinji, munhu overdraft basa kunobva kuvimba ukama pakati yeGmail.END_STRONG kambani uye mumiririri kubhangi, saka anokwereta haumanikidzwi yokuuraya chikwereti zvibvumirano neimwe nguva apo kambani haina mari.

Zvikwereti dzokushanda guta: yemakambani pfupi-rokuti chikwereti akapiwa nokuda yakazara mari yaipfuurira mabhizimisi mabasa. Kuburikidza zvikwereti vangava kutenga pakugadzira zvinhu, siyana nezvinhu dzokugadzira dzapedza zvigadzirwa, Wholesale kutenga mhando dzose nefuma, chinangwa chiri kune kwavakazoita Resale.

Credit mutsetse: Kazhinji pfupi yenguva mbiri masangano dzokutengesa iri wakabudiswa nokuvhura kadhi mutsetse. Panyaya iyi, mari akapa kuna yeGmail.END_STRONG muchimiro munhu tranches pamusoro chaiyo munguva, mukati muganhu pakutanga raanotaura chibvumirano, apo kuitisa chaiwo Nhaurirano zvinodiwa.

Non-wokurarama chikwereti mutsetse - rudzi achirumbidza, kana yakaiswa mukati yezvokutengeserana rwezvemabhengi kupfungwa, sangano anogamuchira tranches pokugumira kuti yakananga mari pachine chinyatsotsanangurwa ari kondirakiti. Kana wokurarama mutsetse pakati yeGmail.END_STRONG kambani anogamuchira mari tranche, uye pashure zvizere mutsividzo anogona kuwana zvitsva zvikwereti mari mukati miganho uye mashoko yakataurwa chikwereti chibvumirano.