Zvinoita abhadhare nevatengi chikwereti rwaamai guta? Sei kubhadhara chikwereti rwaamai guta?

Maternity guta - izvi zvinoshamisa mukana mhuri yakakura kuwana pachavo dzimba dzavo. chirongwa ichi hurumende inobvumira kuti zviri pamutemo kutenga zvakarurama pfuma, vachishandisa rutsigiro kubva nyora zvikuru-zvaitarisirwa zvemari. Asi zvinoita kuti abhadhare nevatengi chikwereti rwaamai guta?

Ko tsamba mutemo?

Maererano mitemo kuitika pakati Russian Federation, matkapital hunodzorwa nemitemo akawanda. Saka, ichi rubatsiro rwemari kubva mamiriro rakapa pasi Federal Mutemo № 265-FL "On mamwe matanho yokutsigira mamiriro mhuri nevana," maererano Chirevo 29.12.06, izvo zvinoreva mitemo nenhungamiro mhuri guru kuvandudza hwavo nderemagariro. Kushandiswa mumagariro kubatsira inotongwa Article 10 265-FL.

Taongorora zvose mitemo pamusoro nemirayiro chaizvoizvo kuona kana unogona kuripa nevatengi chikwereti rwaamai guta. Uye nokuda kwaizvozvo unofanira kuziva sei uye kupi mari matunhu neminisiparati inogona kupedzwa.

Sotspomosch chii kupedza?

Pahwaro mitemo nemirayiro hurumende, ari maternity guru (wayo zvakakwana kana chikamu) inogona kupedzerwa anotevera zvinangwa:

• nokuti kutenga dzimba pasi kuvakwa kana vapedza;
• pamusoro Kuzadzika sungiro zvainanga kuchinja Magariro yakananga kuvandudzika.

Saka matkapital anogona kushandiswa sezvo rubatso, kana wokutanga muripo pamusoro chikwereti uye zvimwe zvikwereti musha. Zvisinei, iwe vakasarudza imba harifaniri chete kufanira iwe muzvinhu zvose, asi vanogarawo mundima, pane kunze Russian Federation.

Formalized pachibvumirano kutenga mufurati kana zvimwe pfuma iri vanhuwo pfuma vana, vabereki uye vamwe vomumhuri vanogara chete yokugara. Sezvaunogona kuona, hapana ruzivo pamusoro kana zvichibvira kubhadhara nevatengi chikwereti rwaamai guta.

Chiizve unogona kupedza mari rubatsiro kubva ezvinhu?

Kupedza imwe mari kana yose mari kamwe zvinobvira aine maonero ari zvichibvira Zvakawanikwa mudyandigere mudyandigere, kureva zvayo mari chikamu (mai vomwana). Somunhu muripo noruoko waya kuchinjirwa kuburikidza kuzviwanira dzimba mhuri Russian, ine gwaro mhuri guru.

Matkapital uyewo vanogona kuenda kubhadhara mabasa mumunda dzidzo vana pasi makore 25. On kana zvichibvira kubhadhara nevatengi zvikwereti rwaamai guta, isu acharondedzera pazasi.

Kana kushandisa matkapitala vakabvumira?

Pachishandiswa mitemo, kushandisa mari kuti inopa matkapital, unogona chete pashure mwana (uye iro gwaro iri rakapa), 3 namakore. Kana mhuri yako watopiwa akapa chikwereti kana zvimwe pekugara chikwereti (refu asati yepamutemo advertising nemi), zvino kumirira nguva apo mwana anotanga yekunwa nhamba yemakore, hapana chikonzero.

Muchiitiko chino, kuti kubhadhara chikwereti kana chikamu kungava pakarepo mushure issuance ane chitupa ruoko. Panyaya iyi, rezasi mutengo pekugara, yakashongedzwa mune chikwereti, nyore acharipira chikuru chitsama chikwereti uye kufarira panguva iyoyo. Asi sei kuti abhadhare nevatengi chikwereti rwaamai guta? Uye kana zvichibvira kuti tiite chinangwa ichi?

Chii hazvigoni apedzera matkapital?

State ruyamuro haagoni pachangu nokuda pachake zvinodiwa, kwete chokuita pakuunganidza redzimba uye uvandudze kuti mararamiro vana nevabereki vavo. Uye, chokwadi, iwe uye haangaiti hurumende mudyandigere Fund. Haugoni kupedza rubatsiro voruzhinji zvinotevera zvinodiwa:

• nokuti vaida kuwana nyika;
• nokuti pamuripo zvikwereti nevatengi wakabudiswa kuti kutenga imba midziyo yemagetsi uye nezvimwe zvinhu;
• kubhadhara chikwereti chikwereti kuna paruzhinji utilities ;
• vavakezve imba yokugara kana kugadzirisa mukamuri apo mhuri anogara;
• nokuti kutenga michina kuvakwa uye zvaidiwa pakugadzira.

Haugoni kushandisa matpomosch kubhadhara kurapwa uye havatenderwi kutora posited chitsama vari mari. Zvisinei, kana mutemo kana paruzhinji zvakatongwa yokudzora ari issuance hurumende rubatsiro, haina kutaurwa kana unogona kuripa nevatengi chikwereti rwaamai guta iri mari Bank kana dzimwe tsika zvemari. Nokuti mhinduro yomubvunzo uyu anofanira kushanda kuti vamiririri mudyandigere Fund.

Chii kuita mudyandigere mari pamusoro chikwereti?

Kana isu kutendeukira pamusoro apa pasi vamiririri Government mudyandigere Fund (munharaunda), vachakuudza zvinotevera: maererano mitemo ano, zvikanzi kushandisa mari mari kubhadhara nevatengi Tera asingagoni. Izvi imhaka yokuti, sezvo mutemo, zvikwereti nevatengi hadzina wakabudiswa chinangwa chaicho. Kakawanda iri kumabhanga kuti anonzi munhu zvinodiwa.

Zvakare. Matkapital anogona kupedza kungobva chemhosva yemutoo wezvikwereti zvakanangwa. kureva kungava chete chikwereti imba pasi kuvakwa kana takagadzirira. Uyezve, matkapital zvingashandiswa pachinzvimbo chokutanga chakabudiswa musi redzimba kubhengi chikwereti. zvikwereti Consumer zvakare hamuzi zvikwereti chipfuro kwedzimba, saka mutsividzo vachishandisa maternity guru wairambidza. Asi sei kuti abhadhare nevatengi chikwereti rwaamai guta iri mari Bank kana mumwe pamahombekombe, kana, asingazivi, iwe uchiri zvamatonga chikwereti yakadaro?

Zvakadini kana munhu Mutengi chikwereti, uye akapedza pamusoro kutenga redzimba akabatwa?

Saizvozvo chinoitika kuti, kwete kunzwisisa mutemo, vabereki kutsarukana tora Mutengi chikwereti kutenga mufurati mutariro chokukuripa nacho kuburikidza zvadzinoshayiwa. Zvisinei, achiziva kuti kuita kudaro haugoni kuwira mwoyo. Pashure pokuberekwa kwomwana wake wechipiri, kana chete mumwe vakuru, vamwe vari kufunga kuti abhadhare nevatengi chikwereti rwaamai guta kuti aponese.

Pane dambudziko zvikwereti muripo matkapitalom. Mudyandigere Fund zvakaoma chaizvo kuratidza chinhu, saka iwe kuenda kudare. Kana kushandisa zvakafanira kureva imwe ndima nyaya 10 265 kubva Federal Law, iyo inoti zvakafanana: guta maternity anobvumirwa kuita chero kwema dzinosanganisira kuzviwanira redzimba. The chikuru nezvevakafa - rirege kupikisana murayiro.

Dare anofanira kuuya magwaro achiratidza kuti chikwereti mari yakati ari kutenga pfuma uye yakashongedzwa yose dzemhuri, kusanganisira vana. kureva Vana vanofarira vari ukabatwawo nezvarwo.

Mugumo litigation pamwe muhurumende?

Kugadzirisa kusawirirana pamwe mudyandigere Fund kunobvira bedzi kuti dare, uye yakanaka mugumisiro pokutongwa kungangova zvagara kuushe, uye zvavaita nemaune asina varumbidzwa pasi zano iri.

Naizvozvo, kana usingazive sei kubhadhara nevatengi chikwereti rwaamai guta uye chaizvoizvo kuponesa, regai kuzviita mhanya. Chokutanga, bvunza vanachiremba of mudyandigere Fund. Nyatsofungisisa zvayakanakira nezvayakaipira.

Summary: Kushandiswa mumagariro rubatsiro hakufaniri mhiri mutemo. Zvikasadaro, iwe pangozi kupinda muchikwereti zvisingakoshi, kupedza tsinga uye simba kuedza kuratidza ake mhosva.