Ukuru US mudyandigere

Zvachose vose, pakupedzisira kufunga nezveramangwana ravo. Zvinonzi vaidavira kuti US pensions vari soro tichienzanisa nedzimwe nyika. Ichokwadi ichi? Munyaya ino unogona kuwana mamwe mashoko pamusoro pensions muUnited States.

The Social chirongwa. General ruzivo pamusoro bhiri

Gore rakapera, United States of America, pasocial chirongwa aiva nemakore 80 okuberekwa. Bhiri zvakapfuudzwa muna 1935. Zvinokosha kucherechedza kuti haana kumbobvira achinja. Nhasi, bhiri rinotaura pamusoro 96% of zvachose kwevanhu. American ose anogona kuva nechokwadi kuti iye chete akapiwa mudyandigere, pasinei nemamiriro ezvinhu zvoupfumi uye kuchinja hurumende. Zvinoshamisa, asi chete pakutanga rapera, mumagariro kuchengeteka vakagamuchira vagari vanopfuura mamiriyoni 50. Izvi zvinosanganisira pensioners, zvirema uye vazhinji nevamwe nevagari.

Vanhu vazhinji vanoshamisika pamusoro zvakadini kuti mudyandigere muUnited States ndiyo. Haasi masanga, nekuti vagari vayo mari nguva dzose uye pasina kunonoka. Hazvina kuti chikonzero ichi kuti muUnited States nokuda zvachose dzokugara kazhinji vakatamira vanhu vaibva kune dzimwe nyika.

Muitiro wezvamatongerwe mudyandigere muUnited States of America

MuUnited States, pane private uye voruzhinji mudyandigere enyika. Panyaya iyi, mumwe mugari unogona kuwana pensions vaviri kana vatatu.

The private nadzo dziri kushanda tichiregeredza nemari, uye hurumende chakaumbwa mipiro mabhizimisi uye nevagari. Zvinokosha kucherechedza kuti kuwana pasocial zvakanaka mubhadharo muUnited States vari chete vagari vane makore 30 ruzivo. Paavhareji mudyandigere iri US anenge 40% kuti muhoro.

The mudyandigere zera muUnited States

MuUnited States, kuti mudyandigere zera vanhu vakasiyana zvingasiyana zvokunyama. It zvinoenderana gore kuberekwa mugari. Kana mugari akaberekwa muna 1937 kana adarika, saka unogona kugamuchira munzanga kuchengeteka chete pashure pemakore 65. Residents, gore rekuberekwa unotanga muna 1955, atore mudyandigere chete kubva pamakore 66.

Mune US, avhareji mudyandigere zera vakadzi ndiwo makore 65 uye vanhu - 67. Zvinokosha kucherechedza kuti kana ukasarudza tama kuUnited States kuitira kuti kushanda ikoko uye kuramba kugamuchira evanhu zvikomborero, ipapo iwe zvechokwadi kuziva uye kurangarira zvinotevera ruzivo. Kana uchida kurega mberi purogiramu, saizi yayo ipfupi yekudyidzana. Somuenzaniso, kana ukatanga ubatsirwe kwemakore matatu asati, saizi yayo chichange kuderedzwa 20%. Kana mugari kumbobvira vakashanda, panzvimbo mudyandigere iye chinozadzwa wakasiyiwa mamiriro rubatsiro. Kazhinji $ 280. Anenge munhu wose ari United States anoisa mudyandigere. Age vagari vari kutogamuchira zvinobatsira, inobvawo pane nzvimbo basa uye ruzivo.

Shoma mudyandigere muUnited States of America

Zvinofungidzirwa kuti muUnited States - zvakanakisisa mamiriro ezvinhu pensioners. Social kuchengeteka vari zvachose zvose vagari kusanganisira vaya kumboshanda. Shoma mudyandigere iri US ndiye 280-300 madhora. Kushandurirwa rubles Russian anenge 18 zviuru.

Kana mugari ane zvishoma ruzivo, mudyandigere ake achava $ 600. Chikonzero ichi kuti United States kazhinji sarudza vanotama.

hondo mudyandigere

In U.S. Military mudyandigere ndiyo soro. Bhiri wokutanga evanhu nokuchengeteka Aimbova servicemen rakagamuchirwa muna 1861. Nokufamba kwenguva, chirevo ichi akanga dzakachinjwa uye vaisanganisa.

Nhasi, ari US uto mudyandigere zera inogona wakabudiswa chete Kashoma - nokuda kurwara, ukuru uye Paaizosvika zvakakodzera zera. Zvinofanira kucherechedzwa kuti munzanga kuchengeteka muUnited States uyewo rinovimba mhuri varwi vakafa. Zvisinei, kutarisira mudyandigere chete vagari vaya vane basa ruzivo makore anopfuura 20. Kuverenga huwandu mudyandigere muUnited States vanofanira kufunga soro muhoro ine musoja kwemakore matatu kuramba kushanda.

Kana mugari, ndine makore 20 ruzivo, hadzina zvakagadzirirwa evanhu kuchengeteka, 2.5% kusvika hurumende mudyandigere nadbavlyaet mushandi pagore. Social kuchengeteka servicemen zvinogonawo kuitwa nokuda kwezvikonzero zvoutano. Kana mushandi ane kureba hapana anopfuura masere nemakore, asi haikwanise kuramba kushanda pamusana pokurwara kana kukuvara, US mugari wacho mudyandigere zvichabviswa dzaona chete kana ezvinhu zvoutano vavapo nokuda kwebasa. Zvinofanira kurangarirwa kuti pensions varege pfuura 75% zvitsigiro muhoro mushandi. Kuwedzera evanhu kuchengeteka, mauto, uyo basa nokuda kwezvikonzero zvoutano, anonziwo anofanirwa vanobatsirwa. Vagari vanogona kugamuchira chero mari paruoko, kana bvisa kuti mutero zvinangwa.

Mararamiro ose pensioners iri US

Maererano achangopfuura data, paavhareji upenyu hunotarisirwa muUnited States makore 78. Nechekare nemakore 20, vagari vanofunga nezveramangwana ravo. Kazhinji, vanhu vazhinji vanoda kuti kuisa parutivi mari munhoroondo private mudyandigere mari kana kuwana migove uye pfuma.

Retirement muUnited States anobvumira vagari vanogamuchira izvozvo, kufamba. Kazhinji vagari vanogamuchira kugarika akatemwa pamusoro rakakura kufamba. Vanotanga kuguta kana nyika yamaroto avo. Mune mamwe maguta, pane kunyange zvivako rose pamudyandigere vanosarudza vachinje upenyu hwavo. On yavo ane pool, kosi gorofu, Billiards uye zvakawanda.

Vanhu vakawanda tinovhiringidza zvivako dzimba vakwegura. Ndivo zvakasiyana. Munguva zvivako kuti vanhu vakura kupfuura 55, mumwe nomumwe ane yoga yokurenda. Mundima yayo yose ezvinhu kuti vafare uye chinovanetsa muupenyu. High pensions muUnited States nokuti vakawanda vanogamuchira kubhadhara inishuwarenzi. Chikonzero ichi kuti ukuru evanhu kuchengeteka nevakawanda kupfuura mitemo zvishoma.

Chimwe unhu hwakanaka vachibhadhara vokuUnited States hurumende iri kuti bhiri kwemakore akawanda anoramba kuzochinja. Mumwe pamudyandigere anogona kuva nechokwadi chokuti zvechokwadi akagamuchira zvakakodzera munzanga kuchengeteka.

Education uye basa

vanotama zhinji uye vagari dzimwe nyika vanokwezvwa pensions muUnited States. Ukuru evanhu kubhadhara zvakakwirira zvakakwana. Pasinei neizvi, pensioners zhinji vari kuwana basa idzva kana kugadziriswa kuwana mamwe dzidzo. Ndechipi chikonzero?

Vazhinji Vagari US mushure mudyandigere vanosarudza narwo kurovedzwa uye kuwana mumwe dhigirii. Izvi hazvishamisi, sezvo rinogara nezera munhu anoziva kuti akanga asarudza isiri basa. Kakawanda, vanhu mudyandigere zera zvatinofarira firimu, kupenda uye mumhanzi.

Kazhinji, pashure mudyandigere vagari vanosarudza kuwana basa. Zvinozivikanwa kuti muUnited States, inenge 30% vashandi vari vakuru makore 50.

Pensions uye zvakanakira

vanotama Vakawanda anokwezvwa pensions muna USA. Ukuru evanhu zvakanakira munyika iyi yakakwirira zvikuru kupfuura mune dzimwe nyika. Zvinofungidzirwa kuti kumusoro mudyandigere muUnited States vari vaimbova muchiuto, vashandi vehurumende uye vashandi vane vendege.

Muhoro hwokugadzira vashandi avhareji 8000 madhora, mudyandigere - kubva 2-3 zviuru. Zvinokosha kucherechedza kuti United States haripi mamwe kubatsira zvizvarwa vakwegura. Izvi hazvishamisi, sezvo izvi hazvisati zvave zvaizopedza ne dzakaderera mitengo mbatya uye zvokudya, uyewo promotional inopa uye rokutengesa inowanzowanika.

Kuderera kwemitambo pensions nemauto

Makore maviri apfuura, Barack Obama akasaina rugwaro kuti anopa rutapudzo ose pensions muchiuto. Ichi chirevo zvinoshandawo vanhu vakaremara. Zvino, vashandi vaimbova vakange vachera makomborero, asati asvika makore 62 okuberekwa, vachawana 1% shoma. kuchinja uku kunoita vasingakoshi. Zvisinei, pamwe gumi ruzivo, kwemakore 40, unogona kurasikirwa 50 zviuru zvemadhora. Zviri vanenge mamiriyoni 3 rubles.

Bhiri akapinda nechisimba muna May gore rapera. It achabvumira State kuponesa wandei. Vazhinji vanodavira kuti chirevo akadaro kunokukanganisa kwazvo akakodzera munharaunda boka. Vanodavira kuti zvakanakisisa yaizova kuita zvemari zvimwe zvoutano hurongwa. Uyezve, kuchinja izvi zvakakonzera sefungu nehasha pamusoro chikamu pamudyandigere. Zvinokosha kucherechedza kuti evanhu kuchengetedzwa mhare zvinotora inenge hafu United States kudzivirira bhajeti.

Mitero iri dzimwe pensions

Vanhu vakawanda vanoziva kuti mudyandigere muUnited States, uye akasarudza tama ipapo. Naizvozvo, anenge munhu wose pfungwa kuripo mitero iri evanhu akachengeteka pamwe chizvarwa mamiriro. With ose anodiwa mashoko anogona kuwanikwa munyaya yedu.

MuUnited States munzanga chibatiso neimwe hurumende kunonyorwa somumwe mari. Zvinokosha kucherechedza kuti pamusoro mitero yacho bhiri anopa mazita nyika iyo United States anopa kodzero apore. Izvi zvinosanganisira Russian Federation. Maererano bhiri, vashandi pamutemo kubva Russia achava kubhadhara mutero pamusoro munharaunda chizvarwa wehurumende. Chinangwa chirevo ichi ndeyokudzivisa mitero kaviri.

nzira dzakawanda kuti munzanga kuchengeteka vari US

Vazhinji vanodavira kuti chinonyanya vakasununguka upenyu kune vaya vane pasi kana refu azvipire mari muUnited States. Hapana chakavanzika vakawanda vanotama achida kuwana mudyandigere, enda nezviyero zvakanyanyisa. The rinofarirwa kupfuura nzira yokuwana magariro kuchengeteka mune US mberi nguva - zviri chakagadzirwa zvokukwegura. Kuti aite izvi, ari pamutemo vanofanira kutaurirana zviri pasipoti yebazi kuwedzera zera. Change misi inofanira kuva pamusoro pokuberekwa gwaro. Kazhinji, regai kutarisa magwaro muUnited States, uye chete kopi. Nzira yakadaro achagovera munhu mudyandigere kwemakore 5-8 pamberi.

Imwe nzira mangwanani kunyoresa mudyandigere iri US - ndiko kuremara. Zvinoshamisa, muUnited States kugamuchira gwaro vangatonyengetera avo vagari vari mumamiriro ezvinhu mwoyo kwakadaro. Kuti aite izvi, ngaateme kuti vakaremara kubva munharaunda chiremba. Zviri chinodiwa kuva magwaro akadaro uye zvapfuura nzvimbo dzokugara.

Chimwe zvinobetsera chokuratidza - mukoti. Zvinofungirwa akasununguka, pensioners kana vakaremara. Her muhoro iri rinenge chiuru emadhora. Kuva mukoti anogona pamutemo vakashandisa hama pamudyandigere. Pamusana mhuri iyi ingangova imwe 600-1000 zvamadhora mwedzi.

Tinoratidza zvakasimba kuti murege kuita nzira dzakadaro nokuti pamutemo. Zvikasadaro, iwe pangozi kuti jeri.

Velfer

vagari vose akatamira kuUnited States of America, ndivo kadhi anonzi girini. Kana Vasvika mudyandigere zera, vakaisa velfer. kunzwisisa ichi izere evanhu kuchengeteka. Izvi zvinosanganisira zvokudya inoratidza, vakasununguka kurapwa uye kufamba pamusoro mabhazi, uyewo dhisikaundi pamusoro rendi. Chikonzero ichi kuti pamudyandigere zhinji tama kuUnited States. Nokuti vakadaro pasocial kuchengeteka vanofanira kunyora rakanyorwa chikumbiro kuMudzidzisi zviremera. Pashure paizvozvo, kuti mugari kuona kukura zveminda ayo uye tsanangura ose pfuma. Kana zvinodiwa pakurarama akavingwa vagari riri pasi, zvingava, mukuwedzera kune pensions, achaurawa chose siyana evanhu kuchengeteka. Uyu mukana kuti vagari vakawanda pamudyandigere zera. Izvi zvinobvumira kuti aponese substantially pamusoro pamwedzi hwaro kuti zvokudya uye mishonga.

Paaipedzisa kutaura

Vakawanda tama kuUnited States. Haasi masanga, nokuti nyika iyi yakakwirira pamwero zvakakwana pensions. Uyezve, vagari vazhinji vimba okuwedzera mari pamwe akaisa evanhu kuchengeteka. Nemhaka vapedzisira, haugoni chete kurarama asinganetseki, asi kunyange nguva kufamba. Chakatishamisa United States vagari pashure mudyandigere vari kutanga kurarama zvakare. Vanoita chii aida zvose hwake. Izvi imhaka chakakodzera munzanga kuchengeteka. Zvinokosha kucherechedza kuti rokumusoro mudyandigere anoiswa avo vane makore 20 kana kupfuura kushanda ruzivo chete.