The mashandiro zvemari zviri zvebhizimisi uye ayo zvinhu

Financial mashandiro ari zvebhizimisi chinhu chisinganzwisisiki zviyero pamusoro sangano utariri hurongwa mumunda rezvemari. Sezvo huru inokosha chinangwa kutanga mashandiro kurondedzerwa nokuvandudza zvoupfumi zviratidzi achipupura maximize purofiti.

Panyaya iyi, tinogona kutaura kuti mari mashandiro ari zvebhizimisi nechinangwa panguva ouchenjeri kushandiswa mari. Ndokusaka chero mari kuti inomuka panguva kugadzirwa muitiro inofanira zvakajeka wakarurama uye zvakakodzera.

Financial mashandiro ari zvebhizimisi ane zvimwe zvinhu:

• kugova;
• kugovera;
• kuzvidzora.

Vose vanoita konzati uye chaizvo ukama. The Kuparadzirwa basa hunosanganisira sangano rimwe mashandiro akadaro, izvo vazvitambudze zvakazara chaigona kufamba mari kubva mumwe counterparty kune mumwe. No zvishoma zvinokosha hurongwa Software kambani zvaida vhoriyamu mari. Chokwadi, kuongorora kubudirira mashandiro anofanira kunyatsoongororwa zvazvaiita mabasa ake. The kupfuura unoshamisa muenzaniso migumisiro yakadaro inogona kucherechedzwa kwemari, kuti ndiyo mari wanika kubva pakutengeswa mishonga kana mabasa, kana mutengo mutengo, kureva uwandu mari chakakonzerwa namaneja muna issuance vezvinhu.

Unogona kusarudza zvinhu izvi mari mashandiro:

1. Nzira inosanganisira dzakasiyana-siyana kuti itibatsire zvoupfumi uye mari ukama uye mutemo nedanho kuunganidza nokuparadzirwa zvinhu. Muenzaniso ndohwevakadai pachisara mukuronga uye kufungidzira, deposits uye zvikwereti, uye vamwe.
2. Lever zvemari mabasa zvinosanganisira marudzi ose zvekushandisa nako uye akaita pakarepo kukanganisa chero zvaitaurwa kugadzirwa kwacho. Chinonyanya unoshamisa levers vanoonekwa zviratidzo zvakadai mari, profitability, chimbadzo dhisikaundi. Mune mamwe manzwi, ndiye zvose kushanda nawo kunoitika accretion ukoshi yesangano kubva chete sangano uye panowanikwa vamwe hungiso mune shamwari kambani. Kuti patsanura zvokushandisa kuti chikuru uye nomukaka. Primary dzinosanganisira mari Investments securities, mitoro kuti chikwereti uye uncollected receivables. Dérivés ndivo zviridzwa kuti dzisingadi kubva chikuru. Kune vaya zvinosanganisira neramangwana, mberi, swaps uye dzimwe mari zvibvumirano.
3. Chimwe chikuru zvinhu mari mashandiro ichaongororwa kuva pamutemo kuumbwa, inova huru gwaro ndangariro ukama ose kwema uye kushandiswa, zvichiguma mari mari. The zvemitemo framework anotora kuti Tax Code, uyewo nhamba mitemo nemirayiro mitemo zvinokosha kuti nokushanda pamutemo masangano uye private Entrepreneurs.
4. In ezvinhu ano zviri zvemari mashandiro ari zvebhizimisi hahugoni kuvapo pasina pakatanga zvigadzirwa zvitsva mumunda mashoko michina. Kugara updating mashoko yemhuka ichaongororwa kuva kiyi bhizimisi raibudirira, sezvo kukura kunoita kuchengeta aitungamirira chinzvimbo pamisika zvinhu uye mabasa.

Uyezve, zvinokosha kuziva huru zviri zvavakanga vachida kuita;

• sangano chero ane chairo marongerwo uye zviri pamutemo muchimiro sangano.
• The kambani mubasa kugadzirwa zvinhu kana mabasa, Nde link hochekoche iri chigadzirwa chionekeso kuti mutengi.
• Mumwe repamutemo uchava zvimwe mitoro kuti mamiriro, richiratidzwa muchimiro kubhadhara kuti bhajeti uye dzimwe-budgetary mari.
• The kambani anoshanda panheyo kuzvikoshesa mari uye kugutsikana.