Kusvika iye zvino, kunyatsooneka kwechiroto chemotokari mutsva kunenge kusingaiti kune vagari vemo. Chii chaunofanira kuita kana mhepo ichiri kuda, asi mari haikwani? Iyi mamiriro ezvinhu anogadziriswa nemubatsiro wemotokari yemotokari, iyo inogona kuwanikwa munenge kune rimwe bhengi.
Kusarudza bhangi
Wana motokari pachikwereti chiri nyore kwazvo. Kutanga, iwe unofanirwa kusarudza bhangi. Haisi kungoita chete kutsvaga Indaneti kune dzose dzinogona kuwanikwa mabhengi, asiwo kubvunza shamwari kana vanozivana navo. Munhu akawanzobata nekubhadharwa uye kubhadhara chikwereti anogona kunyatsokurudzira uyo anokwereta mune ramangwana rakawedzerwa. Kana munhu akanyatsoziva zvikwereti nemari yezvibereko, zvisarudzo zvekubhadhara, nezvimwe, chinhu "bvunza shamwari" chingaregererwa. Asi ngatitorei muenzaniso purogiramu "Car Loan". Alfa Bank, iyo inopa chigadzirwa ichi chebhengi, ndeimwe yemabhanki makuru muRussia neCIS yemakethe.
"Chikwereti chemari" (Alfa-Bank). Chii chinofanira kuwanikwa
Mushure mokunge bhengi yasarudzwa, pepa remapepa inofanira kugadzirirwa. Kazhinji ichi ndicho chikamu chekuchengetedzwa kwezvivimbiso, kusanganisira pasipoti yeakwereta uye chikamu chake chepamutemo, chikwata chekutyaira uye makopi emabhuku aya. Inofanirawo kuonekwa kuti Alfa Bank inoda kupiwa mvumo yemari inoshandiswa, iyo, chiremba chemari inowanikwa (iri ndiro izwi guru pakutaurirana nemabhengi pamabhengi). Shanda mubasa rokupedzisira usati wakumbira chikwereti chinofanira kuva mwedzi mitatu, uye chiitiko chebasa rose chinofanira kuva kubva kune rimwe gore zvichikwira. Dzimwe nguva ungada bhuku rebasa remunhu anokwereta. Inotarisirwawo kuzadza bhokisi remibvunzo yebhangi. Inogona kuwanika pane webhutori yepamutemo, uye kunewo basa rakadaro se "Kudavira" calculator. Alfa Bank nebasa iri rinokupa kuti uone nokukurumidza chikwereti chechido uye mari yekubhadhara. Muchengetedzi kana kuti nyaya yebvumirano haichazodikanwi kana iwe uchigamuchira "Auto Loan". Mushure mezvose, motokari inoshanda sechisimbiso.
Purogiramu inoti "Autocredit" (Alfa-bhangi): panguva ipi
Chii chinonzi motokari yemotokari? Alfa Bhengi inokupa kuti utenge motokari uye ubhadhe mari yacho yose kwemakore 1-5. Kana uchitenga nguva itsva yekubhadhara chikwereti chemotokari ingakwira kune rimwe gore. Asi ramba uchifunga kuti mari yakabhadharwa kubva kubhangi kutenga ngoro mumakore mashanu ichawedzera kusvika 75% kubva kumusoro.
Ndezvipi zviripo zvegurogiramu ye "Autocredit" (Alfa-Bank)?
Iko zvishoma zvingave inokwanisika yemari yemari yemotokari inenge makumi mashanu makumi mashanu emabhuru. Izvo zvakasarudzwa zvakatemerwa pamunhu mumwechete. Mari yechikwereti haisi yepamusoro uye kazhinji akaenzana 9-15% pagore muchikwereti chemadhora uye 16-20% pagore mumabhule. Nokuda kwechokwadi, iwe unogona kutyaira kutsvaga kutsva kwewe browser yako "Alfa-Bank," Car Loan, " chido chekufarira." Mupiro wokutanga uchava kubva 10% kusvika 50%. Zvichida kudzorerwa kwokutanga kwechikwereti, asi mari yacho inofanira kunge iri 28 000 mabhiriki. Uye cherechedza kuti Alfa Bank inotora mutengo we 0.99% kune imwe neimwe inobudirira mwedzi wekudzoka kwemari shoma. Nokuda kwekubhadhara zvakadzama chirango che 1% pazuva richabhadhara pamari yemari chikwereti. Pane zvakawanda zvakadai, kana iwe uchiri kukwereta motokari muAlb Bank, iwe unofanira kuenda kuhofisi yavo uye ugoona zvose zvese.