Analysis mari migumisiro wekambani

The kuzvidzora maitiro chero zvebhizimisi zvinofanira kuva wakakwana uye kufukidza maitikiro ose basa kwacho; kubva kwokutanga nzendo pakusikwa zvebhizimisi, yepakutanga kutenga wakaiswa yesangano uye pakugadzira zvinhu, kuongorora mashandiro ayo. Kuti nokuongorora migumisiro boka kuti yakananga nguva uye anobvumira kuti vaongorore kubudirira basa rayo. Nokuti zviratidzo zvose webasa vakasimba vane mari kukosha, uye nzira imwe kuongorora kwakadaro rinorondedzerwa so kuongorora zvabuda zvemari. nzira iyi rinoitwa nechimwe chivako, sezvo mutemo, pakupera kwegore, pashure zvakataurwa zvemari.

Chii chekambani kuongorora zvabuda mari? Kutaura zvazviri, zviri akanaka capacious computational basa iro mbishi Data vari kubatwa pamutemo mashoko zvemari, uye maererano izvo zvimwe zviratidzo zviri akaverenga, akadai nhamba zvemari pakusimba, solvency reshiyo, uye vamwe vakawanda. Analysis mari migumisiro kambani kwacho kunogona kuitwa kwete dzakawanda vanoshandisa chete mashoko zvemari (mamaneja uye vashandi wekambani), asiwo zvokunze - mabhanga, zvinogona vanoita, rokuzvidavirira yemakambani, uye zvichingodaro. Zviri migumisiro ongororo iyi ruchabudirira chisarudzo chavo kupa kambani ndechokuti kana mari mari, uyewo wevanoongorora akaunzi kuti goho kugutsikana.

Kuburikidza kuongorora zvabuda zvemari, kazhinji nokuenzanisa zvinotevera zviratidzi:

- zviratidzi mari nokugadzikana - kuona nekugona zvebhizimisi kupa zvinodiwa pachavo mari dzavo kuwanikwa;

- Profitability of zvebhizimisi - anoratidza sei kunobatsira kushandisa yesangano kunosiyana inosiyana liquidity mabasa chekambani;

- zviratidzi basa basa - musabata nokukurumidza wrapping yakasiyana siyana zvinhu. Business basa zviratidzo kuratidza ya pagadzirwe kutenderera zvebhizimisi, uye uchava mupfupi - the tibudirire basa kambani hunobva;

- Liquidity zviratidzi - Kuenzanisira ukama akasiyana mapoka yesangano, zvichienderana zvavo kukwanisa kukurumidza kushandurwa kupinda mari;

- solvency reshiyo - inoratidza sei kambani anokwanisa kusangana munataisireva awo counterparties.

Kazhinji, mumwe ava shanu pfungwa uye vakanyora kuongorora mari migumisiro zvavakanga vachida kuita. Mushure Masvomhu zvose anoteererwa, ndiyo nguva kutsanangura navo - uye nezvematenga Masvomhu kutamba inokosha basa vachigadzira kuongorora ichi, maonero vanoshandisa uye kuitwa zvimwe zvisarudzo. Kazhinji, vanokokwa kuongorora zvakanaka mari vanoongorora, nokuda kududzirwa migumisiro kuongorora kungaenderana njodzi kambani.

Zvinokoshawo kuyeuka kuti vakawanda mudzimba emakambani Kuongororwa migumisiro zvemari havangagoni kunzi somunhu akavimbika simba iri mufambiro vanonzi "dema" ndizvidavirire. Kuvapo kusingaonekwi mumaonero zvinyorwa zvavakanga vachida kuita chingava chikonzero kuti mamiriro ezvinhu chaiko zvingasiyana zvinhu kubva chii inorondedzerwa mashoko mari. Ndokusaka muna Kishi zvinogona makuru vanoita uye Lenders kashoma zvisarudzo zvichibva kungobva mari nhau date - kazhinji sarudzo idzi dzakaitwa pachishandiswa zvibvumirwano utungamiriri kugamuchira kambani pachavo. Chete yakakura zvinhu zvagara zviripo zvoupfumi, kunyanya panyaya mitero, anogona kugadzirisa mamiriro ezvinhu.