161 of Federal Mutemo "On the National Payment System": musimboti, tsananguro, shanduko

Mari anotamisa vakatakudzwa kubva muna Russian Federation maererano 161-FL "On National muripo hurongwa." Musimboti murau uyu kuumba kwesangano nenheyo NPC. Gwaro racho anoita nzira Mari kwema. Made muna 161-FL "On National muripo hurongwa," kuchinja dzakawira zvemagetsi rakashandiswa Implementation shanduro. Ngatikurukurei zvimwe mitemo.

tsananguro

The National mubhadharo kwava 161-FL Inonzi akaita dzaishandisa, mari kuchinjirwa, vamiririri uye mabha- mabasa masangano. Urongwa mabasa ari kuitwa maererano zvibvumirano. Ivo vane vatengi uye pakati dzaishandisa. Kuchinjirwa mari akaita pasi nezvimiro anoshandiswa bhengi kushandisa maererano zvinodiwa normative mabasa Russian Federation.

Kunyanya kuitawo Les

161 Federal Mutemo "On the National Payment System" kutaura kuti kubhangi subagents zvinopa mari kuchinjirwa mabasa maererano zvibvumirano. Vari yaakaita dzaishandisa nevamiririri. Inofanira akasangana zvinodiwa Art. 14 161-FL "On National muripo hurongwa." Masangano Postal anogona kupa mari kuchinjirwa mabasa maererano normative chiito №176 kubva 17.-07.1999, kubhadhara Agents muzvirongwa hurongwa maererano nemirau anosimbisa Federal Law №103 kubva 03.06.2009, ari

Translation mitemo

161-FL "On National Payment System" inopa kuti urongwa mabasa nokuda opareta kunobva mirayiridzo nemhosva yacho. Vanogona kuita sezvo wacho uye yatumira nzira. Disposal anofanira kubva maererano nemitemo akaisa pasi kuti vakashandisa nzira cashless chinja. Translation kunoitwa tichiregeredza yacho payer. Vangave nokuda kwake nomumwe kana zviwanikwe kwavari pasina nokuvhura / c. Vakagamuchira panguva yeGmail.END_STRONG mari irimo kuti nhoroondo kugamuchira kana akapa kwaari mari. Translation zvinogona kuitwa kusanganisira mari ibatsirwe wacho pasina nokuvhura / c. ezvinhu akadaro kunoitika, kunyanya kana tama zvigadzirwa mari.

161-FL "On National muripo hurongwa": tsanangudzo

Kwete shanduro pakatanga mutengi mari kuti kubhengi nhoroondo yako kana kugamuchira mari kubva kwaari kubva opareta. Rokuti kuchinjwa mari iri urongwa mabasa ari 161-FL, haafaniri kupfuudza kushanda mazuva matatu kubva musi debiting wakavafambisa / C kana kubva musi mari nemhosva. Kuchinjwa mari kunze opareta, ivo nevamiririri kungava nechokuita. Kutoti zvakakonzera kushandiswa muchimiro Bank kushandisa kana mitemo yeUnited, irrevocability kuti kuchinjwa kunoitika panguva achinyora kubvisa mari munhoroondo kana kuti kupa kune vatengi vavo. Anosiyiwa vari kutamira zvemagetsi nzira. The isiyo chinja, maererano 161-FL "On National muripo hurongwa," rinobva nguva maitiro ezvinhu wakasiyiwa mutengi. Utongi uhwu zvinoshanda vakuvadzwe pakaunda-kuzviisa pamusoro magwaro akanyorwa yakasiyana mari, kuchinjwa zviridzwa zvemari (kuchengetedzeka). The nokuguma kuchinjwa kana nemhosva kushumirwa imwe opareta, anouya panguva kuiisa mari nhoroondo kugamuchira kana kubvumira issuance Mari yavo. Kutonga uku hairevi kufamba zvemagetsi mari. Kana munhu anoda kubetserwa kushumirwa dzaishandisa siyana, kuti nokuguma kutapurirana kunoitika apo mari dziri zvaitambidzwa wacho opareta. Izvi zvinofanira kufungawo zvinodiwa Art. 25 161-FL "On National muripo hurongwa."

opareta sungiro

Dzakarega panguva nguva yokupedzisira chinja. Mutekenyi uchatamisa mari kuti nhoroondo kugamuchira kana achibudisa navo kwaari mari vanofanira kupa vatengi pamwe mukana mudzokorore mashoko pamusoro ezvinhu urongwa mabasa. Mashoko anofanira nyore kunzwisisa. Familiarization kusanganisira kuitwa:

1. Huwandu nebasa uye sezvakarayirwa ayo muunganidzwa, kana inowaniswa ari kondirakiti.
2. Way yokuziva Gengi apo achiita kuchinjwa dzimwe mari.
3. Zvinofanira nokutuma zvaaitaura.
4. Other mashoko akakodzera ari urongwa muripo mabasa.

Features pamusoro-kudiwa rokushandura mugashiri

With zvakananga debit ari opareta, maererano sungano payer, debited kubva munhoroondo yake kubvumirana ake (kugamuchirwa) ari hurongwa rakasvika. Kodzero kuuya kutaura zvinofanira inopiwa yesungano wacho. The payer anogona kupa zvayo kuti munotenderana risiti yacho kuti kana mushure. An kugamuchirwa anogona kupiwa ari chibvumirano pamwe opareta kana akaita kunze ari oga gwaro (shoko). The yeGmail.END_STRONG anekodzero munobvumirana pachinhu chimwe kana kupfuura kuagamuchira kana zvaanoda. The kuti anogona kutumwa zvakananga opareta kana therethrough. Pasina pre-kugamuchirwa basa sangano achapfuura zvinodiwa kuti vawane mvumo yokusaita paya pane zuva kuuya pashure kuitwa shoko. Kana wakapiwa pachine, uye anenge ari kuti anoenderana ayo mashoko, kunofanira kuitwa. Term waivako uye kukura yakaiswa kuti agamuchirwe. Kana zvinodiwa kugamuchira wacho hunopesana ezvinhu enyika payer wacho mvumo kana pasina mukana kuongorora navo, opareta achadzoka akarayira pasina kuuraya. The chibvumirano anogona kuisa basa basa sangano iri mhosva, vakumbire kugamuchirwa.

161-FL "On National muripo hurongwa": Article 9

In ichi normative chiito zvinosanganisira zvokudya Dare mitemo iri kushandiswa zvemagetsi nzira. Voitakura kunze maererano kondirakiti. The chibvumirano pakati opareta uye mutengi kana pakati rokutanga chete. Kushumira nyaya anekodzero kuramba kunyoresa chesungano.

The vakawanda kuti

Achimirira chibvumirano pakushandisa zvigadzirwa achishandisa muripo, ari opareta anofanira kuudza nemhosva pamusoro ezvinhu zvose. Kunyanya, okusuma rinoitwa chero mitemo, uyewo nyaya remapazi ane ngozi. Mutekenyi zvakare vanosungirwa kuzivisa imwe neimwe kuchinjwa zvemagetsi mari. Kuti izvi zvidaro, zvakakodzera ziviso rwunotumirwa nemhosva. Mitemo yayo kuurayiwa ndichivatuma vari panzvimbo kondirakiti. Ibasa yacho opareta iri zvaisanganisira kuti nechokwadi mukana kutumira ziviso yokurasikirwa electronic muripo mudziyo kana kuti kushandiswa kwayo pasina mvumo yacho nemhosva. zviziviso All inofanira kunyorwa, uye unoenderana mashoko inofanira kuchengetwa kwemakore matatu. Mutekenyi vanosungirwa kupa ruzivo uye magwaro chokuita kushandisa zvigadzirwa achishandisa mubhadharo nokuda nemhosva. Mitemo pasi iyo voitakura kunze, kunorondedzerwa kondirakiti. Mutekenyi anewo kufunga kutaura ari chiitiko munyaya, kusanganisira kushandisa zvigadzirwa pachishandiswa muripo. The nemhosva vanofanira kupiwa mukana wokugamuchira ruzivo pamusoro Zvaizobuda zvekufamba ari kuteterera kwake.

Kugumiswa / kumisa kushandiswa zvigadzirwa rinoreva

161-FL achibvumira zviito izvi pamberi imwe ziviso yakagamuchirwa kubva nemhosva. Kugumiswa / kumisa yekushandiswa zvinogona hwakaitwa neDare opareta. Mukupera zvazvingava, zviri pasi kuzadzika mitemo kutyora parutivi nemhosva, hwakasimbiswa kondirakiti. Kugumiswa / kumisa yekushandiswa hakurevi runosanganisirawo kusashandisa nokubatira ari opareta uye mutengi mari kutapurirana, kana vakasimuka pamberi chisarudzo.

Mukuwedzera

Kana kurasikirwa kana kushandisa zvigadzirwa achishandisa muripo, pasina yeGmail.END_STRONG wacho mvumo, anofanira kutumira nekuzivisa opareta. Muchimiro chiziviso pakutsvaga kondirakiti. Nokuti ziviso anofanira pave nokukurumidza pashure vasabatwa kuMudzidzisi zvinhu uye kwete paya pane zuva rakatevera zuva ruzivo pamusoro komisheni ane mvumo kuvhiyiwa. Pashure pokugamuchira ziviso, iyo opareta anofanira kubhadhara mutengi yakanyorwa kure pasina ake mvumo pakuverengwa.

nuances

Kana opareta haarambi mabasa anoenderana inoudza mutengi kuti kwema akaita maererano Part. 4 Art. 9, murairo mubvunzo, iye vanosungirwa dzosera chitsama nyora-kure iyo inodzidzisa haina nezvokudzokera uye yakanga Kutamiswa pasina kubvumirana. Kana basa sangano kutumira ziviso maererano nezvinodiwa murau, uye nemhosva haaendese shoko mitemo h. 11 Art. 9, muripo haisi inopiwa. Kana opareta anoita mabasa chokuita vazive vanoshandisa, panyama vanhu pamusoro kwema anoitwa pasi awa. 4, sezvinoita mugari, akavapindurawo, akatumira chiziviso munyika tsika rechi11, kutanga vanosungirwa dzosera mari yakanyorwa kure pasina kubvumirana, kuti nguva nokutuma mumwe mashoko pamusoro kunze komutemo zviito. Muchiitiko chino, muripo wacho paakavapa kana basa sangano anogona kuratidza kuti mutengi mitemo kushandiswa zvigadzirwa achishandisa muripo kunge yatyorwa, uye zvakaita kuti runoenzanirana nemigumisiro. Zvisinei, kutonga ichi, pane kunze. Mugadziriro Ndima 15 Chikamu 9 nezvomunda normative chiito pamusoro mabasa opareta kuripa mutengi-chaivo vanhu chitsama kutengeserana kuitwa pasina kubvumirana, asati kutumira kuMudzidzisi ziviso haafaniri kushandisa nyaya wokushandiswa zvigadzirwa achishandisa muripo pasi Part. 4 Art. 10.