Yakanaka mipiro "Rosselkhozbank": zvinhu uye nomukova mamiriro

Ha muRussia 600 mabhanga zvakasiyana kushanda nhasi. Uye, chokwadi, guru mutengi mujinga pakati pevaya yepasisa pamusoro akarongwa Rating. Mumwe wevaya ndiyo "Rosselkhozbank". It iri rechitanhatu nzvimbo. Uye, kufanana sangano zvemari chero kuzvipira pamusoro, rinopa vatengi ayo deposits. B "Rosselkhozbank" vanhu zvinopiwa ezvinhu akanaka uye zvemakwikwi prices. Pano iwe navo uye vanofanira atiudze zvakawanda.

"Kufarira mberi"

Saka nomupiro yokutanga kuti taizoda kurera vateerere. Unogona kurivhura mazuva kana 395 kana 548. Shoma mari inofanira kuva 3 000 (kufadza huwandu haringorevi). Kufarira iri akaripa anonakidza zvikuru. Kamwe yose rakachengetedzwa mari - zuva mushure Huro dhipoziti. Vari dziri nhoroondo muripo kadhi, akazaruka imomo "Rosselkhozbank". Asi, chokwadi, panguva ino mwero irege vaisanganisa, debit kwema uye otomatiki prolongation.

Ichi chipiriso chitsva, yakatanga muna mangwanani November 2016. Special Kukwidziridzwa nayo, saka azarurirwa mipiro akadaro, "Rosselkhozbank" vanhu zvingaitwa kusvikira 02.28.17.

Vachiriita ndiwo: 395 Mazuva - 7.2% chete annum, uye nenguva 548 - 7.4%. Kana munhu anoita mupiro mukati uwandu vanopfuura 50 000 rubles, naiyewo atara akasununguka kadhi "Amur ingwe". C ari goho 7%, sezvinei.

"Siberian Tiger" - Map kuti mupiro

mutero uyu kuudza zvishoma. kadhi iri vaiva nevanhu vazhinji, kuvhura rubatso mu "Rosselkhozbank". Iye debit, ndiko zvakasikwa muripo mudziyo, wakatorwa munyika (pane pfungwa Visa uye Mastercard).

Kuita izvozvo chero kuvhiyiwa, munhu rinobatanidzwa kubatsira Amur ingwe. Sezvo chikamu mari (0,7%), yakatorwa varidzi makadhi, bhengi anotamisa muna Center nokuda Study uye Conservation pakati nevanhu yemhuka idzi.

Uyu batsira chinhu. Zvinokwanisika kubhadhara Mobile kukurukurirana, Internet, utilities, online kunotenga mu-chitoro. Uye kunze, kuti munhu anogamuchira wokuwedzera mari 7% pa annum pakuenzanisa mari. Heino imwe tsanangudzo kunobatsira sei akazaruka deposits mu "Rosselkhozbank".

"Save nokuda hope"

Ichi chimwe mutero, dzakakurumbira chaizvo. Vanhu vazhinji vanoshamisika kana pane dzimwe mari deposits mu "Rosselkhozbank". Hongu, ndivo. Mumwe mupiro inogona kuitwa muna rubles, madhora uye euros. "Chengeta kurota" - hapana anosara.

It anomuvhurira mazuva 730. Shoma mubhizimisi - 3000 rubles (100 madhora / euros). Maximum - 10 000 000. Izvi 300 zviuru zvemadhora uye euro, ukuwo.

Panguva iyi zvazvingava munhu anogona kuita nhoroondo kushandiswa. Asi zvose akaunganidza mari pakupera rokuti anogona kushandiswa senzvimbo pasi muripo motokari kana Real Estate. Asi chete mukati yechinangwa zvinhu zvakadai se "Car chikwereti" uye "Mortgage neanokweretesa". Rate, panzira, ndiyo 7.4% paminiti annum mu rubles uye 1.15% muna madhora uye 0.3% muna euros. Heuno muenzaniso haibatsiri muna Russian mari achaisa miriyoni imwe maererano mutero, pamagumo murume vachawana 150,000 rubles vari kufarira mari.

Zviya, chikwereti chigadzirwa kubhengi zvisingabatsiri. B chikwereti anogona kutora rubles mamiriyoni 20 - nokuti kutenga flats kana Apartments (nesekondari misika), chokugara imba uye nenyika. Uye kwokutanga muripo, iro rakashandiswa nomupiro pamusoro ishoma. Nokuti Apartments ndiwo 20%.

"Gold Premium"

Ndiwo mwero yokupedzisira, izvo zvinofanira kucherechedzwa kufunga, kutaura "Rosselkhozbank". Deposits vanhu pano tiri yakakurumbira zvemari chigadzirwa, uye "Gold Premium" - hapana anosara. nani chete kana waita chikumbiro kuripwa mubereko pa vakura - saizvozvo mwero achava kwirirei.

The zvakanakisisa chipo ichi mwero ndivo vanhu vanoda rubles vanopfuura mamiriyoni 30 kuti mari mu "Agricultural Bank". Zvinobatsira Investments = mazakwatira. izvozvo okutanga kune mazuva 1460 (4 Makore - kufadza nguva), munhu achawana mari pa mwero 8.9% pa annum. With mamiriyoni matatu kunobatsireiko mamiriyoni 10,68 rubles.

Nokuti vanhu vanenge vakasarudza kushandisa 10 kusvika mamiriyoni 30, mwero kuti iyoyi ndiyo 8,85%. Kubva 5 kusvika mamiriyoni 10 - 8.8%. Kubva rubles mamiriyoni 1,5 kusvika 5 miriyoni - 8,65% pa annum.

Zviya, "Gold Premium" inowanika nezvibereko capitalization. 7,65% - ipapo kuti vaifanira mazuva mamiriyoni 30 uye 1460 Ho. Nenzira, mwero kunonyanyisa hakungoitwi, uye nokudaro mubereko muzana vanhu vakapfuma - zvakare. Uye kutonga nezvinooneka Rating uye chitsama yesangano iri mubhengi (izvo akaenzana 2,76 tiririyoni rubles), ndiko mari yavo kuvimbwa nevanhu vakawanda. A ndiyo yakanakisisa uchapupu rakavimbika.