Purse Qiwi: mazano. Chikwama chemagetsi Qiwi. Ongororo pamusoro pemari yekubhadhara Qiwi

QIWI yemagetsi mubhadharo hurongwa ndechimwe chezvinhu kucherechedzwa pezvitsiga muRussia zvayo musika chidimbu. Unogona kurishandisa kuburikidza kure-mutsetse zviteshi uye vakawanda paIndaneti zvishandiso - a web-inobva inowanikwa kana Somuenzaniso, imwe Mobile kushanda. Ndezvipi zvinhu muripo hurongwa? Sezvo wake kushanda mashoko vanoshandisa?

Vhuṱanzi

QIWI chikwama - iri Russian muripo gadziriro, yakataurwa boka emisasa chete zita. Izvi chishandiso zvemari kunoita iwe kuti kubhadhara uye mari anotamisa mune zvakawanda. Pane zvakawanda nzira yokushandisa QIWI Wallet: kuburikidza nechirwere kuburikidza Utava inowanikwa, kana kuburikidza Mobile App. Izvi muripo basa kunoita kuti kubhadhara utilities, muzadze nengaidzo pamusoro serura, kubhadhara internet, kubhadhara zvikwereti, kutenga ndege matikiti, chitima - uye izvi zvechokwadi kwete mishoma zvingangoitika dzebasa.

QIWI Wallet ndeimwe vakakurumbira Russian muripo enyika pamwe mabasa akadai ane "Yandex. Mari", Webmoney, PayPal. Maererano mamwe mashoko kushuma basa - zvikuru nevakawanda pamusoro musika weRussia.

Muna 2012, muripo hurongwa vari revatema kupinda zvinonyatsorehwa muchiso pamwe Visa. QIWI chikwama, akavonga chibvumirano ichi, aiva nomukana kuti ape makadhi avo, izvo akatanga kunakidzwa igadzikane, sezvataurwa nenyanzvi dzakawanda, kudiwa pakati vanoshandisa Russian. Papera chinguva tichadzidza tsanangudzo yakaperera sevhisi, yakabuda somugumisiro mushandirapamwe QIWI uye Visa.

How kushandisa QIWI

Shandisa mudziyo zvemari iri nyore. Enough kuva kushanda SIM-kadhi chero Russian opareta. Chokwadi chokuti nhamba nharembozha - ndicho chikuru Billing ID, iyo inoshandisa QIWI chikwama. New yeGmail.END_STRONG kunyoresa hurongwa chinozoiswa pa nzvimbo. Unofanira kupinda, Chokwadi, nhamba dzorunhare, uye ipapo kumirira kuti SMS ane password. Ipapo anogona kuchinja uri woga. Kana munhu kunonyora kwavo chikwama QIWI munhoroondo yenyu nhoroondo vachatarira sezvakanga Chokwadi, mobile nhamba. Kureva, kana mumwe munhu achida akatamisa mari yake, ipapo hapana zvimwe IDs zvinoda.

Chizadzisai pachiyero QIWI chikwama kungava siyana. Pachivanhu vaiona kunobatanidza vakapiswa chinouraya, riri mumaguta akawanda Russian. Uyewo QIWI Company akapinda pakudyidzana nevamwe yemagetsi mubhadharo gadziriro iripo zvakafanana namano. Zadza Ziva QIWI chikwama uye inodzidzisa vanogona kuzvishandisa.

Munogonawo - uchatamisa mari kubva kubhengi kadhi. Zvisinei, zvinofanira kuiswa pedyo nehurongwa algorithm kubatanidza kuchikwama chenyu. Kupinda kuburikidza inowanikwa nhamba chaiyo uye zvimwe zvaida date kadhi, unofanira kumirira kusvikira hurongwa inokukumbira kuzosimbisa zvakakodzera nhamba zvisungo, akaenzana ari checksum, izvo zvichaita kuti mhosva kuti rokushandisa rokubhengi. Kukudzwa mari chinonengaidza QIWI kunogonawo kuburikidza mahofisi yakakurumbira mbozha zvitoro, ATMs kuti mabhanga mazhinji. Vanozvishandisa pavanoona vakawandisa nzira iyo kuti muzadze QIWI chikwama. Customer inofambiswa gadziriro kuzosimbisa ichi.

Zvino tinoona kuti unogona kuuya pamwe QIWI chikwama mari. Izvi zvinogona kuitwa kuchinjirwa kune rokubhengi kuti kadhi, kana kuchovha gadziriro mari kutamiswa. Unogonawo mari kubva kana muridzi ane chikwama kadhi QIWI Visa Plastic. chokushandisa ichi kuzotaura gare gare.

QIWI: kwikwidzana zvinobatsira

Ndezvipi pachena yemakwikwi nani QIWI chikwama pamusoro dzimwe mubhadharo enyika? Zvinofanira kucherechedzwa kuti nyanzvi dzakawanda dzinobvuma kuti bhizimisi Russian kuti akakodzera services - vanenge avo kuti akarongwa pamisika mutobvu - kupa vanoshandisa zvavo seboka rakafanana chaizvo yakatarwa mabasa. Vamwe mavanga, kana ivo vanokurira vakwikwidzi chinhu, zviri anenge nguva dzose kuwanikwa functionality yavo zvakare payakaipira.

Kana isu kutaura pamusoro pakugona kukurukura muripo ezvinhu, nyanzvi dzakawanda dzinoti nhamba iri akafanana kuti parunhare QIWI chikwama, uye zviri nyore kuyeuka. Kunyange zvazvo dzimwe bhizimisi mabasa akafanana dzakawanda nhoroondo chinozivikanwa refu pachedu nhoroondo nhamba. It akaita, nyanzvi dzinofunga basa rinokosha mukuwana aitungamirira chinzvimbo pamisika, iro riri QIWI chikwama. Reviews vanoita zhinji inosimbisa ichi: vanhu vakaziva kuti sarudza ichi muripo marongedzero nyore kuziva.

Uchapupu nokuzivikanwa

Nokuda hunhu mumutemo Russian pamwe yakawanda paIndaneti kwema mu zviridzwa zvemari kuti yasimbiswa remunhu uyo anoita navo. Hapana Kunze uye QIWI chikwama. Register, zvinoberekwa serura - muitiro iri kushomeka kubva nemaonero vamwe mabasa pamutemo. Users wegadziriro vanofanira dzipupurire zivikanwo yavo vachishandisa mumwe muripo nzira sezvinoreva hurongwa. Kazhinji, hwakabatana pamwe urongwa mabasa, vemumapato QIWI, pasipoti mashoko. Papera chinguva, tikadzidza nezvemamwe zvinoratidza kudiwa kuzivikanwa ongororo iri muripo mugadziriro zvizere. Kuti aratidze yenyu kuzivikanwa, unogona kuwana anenge ose mabasa zvaipiwa QIWI chikwama. Card Visa, zvikurukuru, vanogona vaurayiwe pasi ezvinhu vakabudirira kuzivikanwa webasa mutengi.

Unogona Zvisinei, kucherechedzwa kuti, sezvo mutemo pachena ndivanaani vanoshandisa e-mubhadharo gadziriro dzakatangwa yeUnited mitemo, kuguma kwayo functionality maererano naye anofanira rinobatsirwa ose akakodzera mabasa. Ndizvo QIWI pfungwa haagoni kuva ichi kuremekedzwa zvikuru yemakwikwi pane dzimwe musika vatambi.

History uye maitiro bhizimisi womuenzaniso

The kambani "OSMP", iro muridzi kodzero kuti zvizivikanwe QIWI, akaonekwa pamusika muna 2004. Zvisinei, yakazvimirira mubhadharo hurongwa yakatangwa chete muna 2008. Gore rakatevera, pashure nepamusika QIWI muchiso kwakatangwa, kambani "OSMP" awana ari yesangano nomumwe chikuru mubhadharo gadziriro - E-pachiteshi. Chinoshingaira kuwedzera mabasa muzvikamu zvakasiyana-siyana. Kunyanya, kusimbisa simba iri kukura zvizivikanwe yave iri kufambiswa kure-mutsetse zviteshi, manotsi.

Kwenguva refu, e-chikwama QIWI anogona kugamuchira mari kuti kunzi kune nhoroondo mamwe maitiro, akadai Somuenzaniso, "Yandex. Money », RBK-Mari, Webtransfer. Zvisinei, kubva 2011 rakananga kusangana pakati QIWI uye muripo dzakawanda mamwe mabasa kurega chinozoiswa. Mune imwe shanduro izvi zvakaitwa kuti kuderedza makwikwi.

Muna 2013, kuburikidza electronic chikwama QIWI vanoshandisa vakakwanisa kuita paIndaneti microloans. Izvi basa muripo hurongwa vakatanga kupa mu pamwe Platiza - mumwe wokutanga Russia pabasa rubatsiro munyika itsva panguva anomukweretesa chidimbu.

Kudzora rokutambudzikira nekambani ndohwaJehovha nekambani utariri, kusanganisira muvambi waro, Andrey Romanenko. Chinokosha inorwara Mail.Ru Group - zviri 21.4%. Uyewo chikamu migove vaiva ne QIWI Japanese dzesangano Mitsui Fudosan. General Director pamusoro QIWI - Sergey Solonin. In yayo pasi ndiro revatungamiriri vatungamiri, chirongwa hofisi uye dzimwe kiyi mapoka kambani.

QIWI uye Visa

Funga chaizvo yemabasa inopiwa QIWI pamwe chete nenyika guru kubudiswa pezvitsiga - Visa. Sezvo chikazozikamwa, Visa unyanzvi pakupa mari kuburikidza makadhi. Chaizvoizvo, izvi ndizvo chadzainyanya pamwe pakati Russian kambani yacho uye Visa.

QIWI okudenha epurasitiki makadhi, Visa uye anoshanda navo. Domestic boka akakwanisa akudziridze pamusika, uye US - kusimbisa nzvimbo yaro pamusika Russian kukura, kusanganisira pasango paIndaneti mubhadharo. Both makambani saka vakauya kutengesa hachizi itsva - Visa QIWI Wallet. Chikwama, wokupinda ndiko kuteererwa cellular runhare, saka, akasungirirwa imwe zvinogadzirisa dzataurwa nokuda American kambani. Izvi "digitaalinen" kadhi Visa kana zvizere mupurasitiki. Uyewo QIWI uye Visa kupa anonakidza Virtual chigadzirwa. Ndezvipi zvainyanya kuitwa kushandiswa nechimwe makadhi?

Maps: digitaalinen uye mapurasitiki

"Digital" kadhi, kana QIWI Visa Card, akagadzirirwa kubhadhara zvinhu uye mabasa paIndaneti. Ndiko, inodzidzisa anogona, nokupinda Serial nhamba yaro uye dzimwe data, kubhadhara pamwe paIndaneti kunotenga, kutenga matikiti kuti ndege kana chitima kushandiswa nzvimbo uye kuti dzimwe mari, izvo vanoda akaundi kadhi.

Uyewo "mapurasitiki" kubva QIWI uye Visa - rinoratidza dzakazara bhengi kadhi. Unogona kurishandisa kuti mubve mari kubva ATMs, mari iri zvitoro - Russian uye vatorwa. Uyewo, kushandisa unogona kutora mari kubva chikwama chero ATM mukati Russia uye kunze, uko Serviced kubudikidza Visa.

QIWI Wallet anopa vanoshandisa ayo mumwe anofadza mudziyo - QIWI Visa Virtual. Zvinogona kunzi, zvakare, "rakapotsa" analoginen imwe epurasitiki kadhi. functionality waro zvikurukuru kufanana kuti QIWI Visa Card, asi hazvina akasungirirwa rokushandisa nhoroondo QIWI. The mukana chigadzirwa ichi ndechokuti zvinogona Somuenzaniso, kupa.

Cherechedza kuti zvigadzirwa yakafanana avo takakurukura pamberi, kambani inopa vanoshandisa ayo QIWI, pane zvakawanda zvimwe bhizimisi Russian zvigadzirwa mubhadharo mhinduro. . Somuenzaniso, varidzi "Yandex Wallet" vane mukana kushandisa makadhi wakabudiswa imwe wokuRussia kambani iri pamwe huru mukwikwidzi Visa kubudiswa pamusoro musika - Mastercard. Just sezvakaita pamwe QIWI, mu "Yandex" makadhi vane "rakapotsa" uye azere epurasitiki.

Saka, nemhaka Kudyidzana pamwe Visa, kuRussia maitiro anopa vanoshandisa pamwe vanenge vose guru muripo nhumbi, izvo chaikurukurwa pamisika nhasi - interfaces paIndaneti uye zviteshi, uyewo makadhi. Zvisinei, kudyidzana QIWI kuramba richikura. Imwe mienzaniso yakanakisisa - pamwe yemagetsi mubhadharo hurongwa pamwe "MegaFon". Tichadzidza nezvokuzadziswa Kudyidzana.

QIWI uye "MegaFon"

Zvezvisarudzo ichangopfuura mashoko Russian musika zvigadzirwa kubhadhara - kusikwa maviri pezvitsiga Russian pahwaro yose chigadzirwa uye basa QIWI chikwama "megaphone. Mari. " Sezvo mashoko ari dzinoverengeka zvinyorwa, boka chaienzanirana chibvumirano akanga refu zvakakwana. Usati watanga Joint chirongwa kambani kwerinenge gore tiri chikwata ari rwokugadzira mashoko. Izvi zvinoguma chigadzirwa iyo, maererano nedzimwe nyanzvi, asi haana analogues vari pamusika weRussia.

The zvikabatanidzwa zvemagetsi chikwama anomuvhurira subscribers "megaphone" ane zvakasiyana-siyana zvingangoitika zvemagetsi kubhadhara. Pfungwa, mumwe anogona kutaura kuti worunhare wacho vatengi vava kuwanika munzvimbo dzinenge dzose zvishandiso kuti QIWI chikwama. Muchiitiko chino, unogona kuita mari vachishandisa nengaidzo pamusoro nhoroondo - ndiwo specificity zvibereko zvitsva. Chimwe chinhu chinokosha wokushandiswa pamwe mabasa nyanzvi kuzodana kuripwa compensations kuti subscribers kuti "MegaFon" nokuda komisheni kubhadhara. Vari zvikanzi pakuenzanisa user. mutengo wavo 0.5% uwandu kuita muripo kana mumwe pane kuripwa mabasa cellular dzaishandisa. Chimwe ezvinhu kuti bhonasi riri kuti muripo anofanira kurondedzera avo izvo hurongwa asingatakuri basa. Nyaya iyi, iyo iri inopiwa "MegaFon" uye QIWI chikwama, vanoshandisa chaivo navadudziri zvakatipoteredza yakagamuchira chaizvo akanaka.

Basa inowanikwa akatendera rinotengeswa nevaridzi kuti "MegaFon" kuona kwenyu wakatsiga, recharge nayo, uye kuchinjwa mari pamusoro nhoroondo shamwari uye hama. Zvinokwanisika kugadzira kusarudza, umo pakuenzanisa vamwe vanhu kuchavawo chaioneka User nokuti ichi, mumwe anofanira kutumira chikumbiro kuna shamwari yake, uyo musimbise mvumo yavo urongwa mashoko pachedu nhoroondo. Izvi zvinobatsira kana Somuenzaniso, vabereki vanoda vana takatsiga pafoni rakanga kudzora. Zvinotarisirwa kuti nokukurumidza QIWI uye "MegaFon" achavarwisa uyewo kadhi chigadzirwa.

Zvakagadzirwa mumutemo

Kumusoro tinoona kuti mitemo Russian zvakakwana zvachose inodzora yemagetsi kubhadhara mukati mundima Russian Federation. Panguva iyoyowo, sezvataurwa nedzimwe nyanzvi, kuMudzidzisi zvinobatanidzwa mitemo unowanzonyengera zvishoma nezvishoma tightening. Somuenzaniso, munguva pfupi yapfuura muna Duma akatanga rugwaro, kusanganisira zvinoderedza kufadza huwandu Erekitironi kuchinjirwa pakati vanoshandisa vane mazita asina yasimbiswa kusvika 1 zviuru. Rubles. Nepo nhasi mutengo uyu 15 zviuru. Rubles. Uyewo, bhiri rine mashoko maererano izvo kunonyanyisa uwandu mari iiswe electronic muripo hurongwa nhoroondo anogona haapfuuri 5 zviuru. Kwiza nechekuzasi., Kana, maererano, inodzidzisa haana yasimbiswa kuzivikanwa kwake. Zvino mufananidzo uyu zvakare 15 zviuru. Rubles.

Ichi zvemitemo danho, maererano nenyanzvi dzakawanda, akashanda ari chinhu unopinza ichidonhedzera QIWI mashoko ari NASDAQ Stock Exchange muna January 2015. Saka, panguva imwe dzokutengeserana chechikamu, indekisi makambani Russian yakaderera nezvikamu zvinopfuura 19%. Anotiudza akaramba yekudyidzana QIWI uye MICEX - 7%. Top Mamaneja yeRussian mubhadharo wemuTesitamende vezvenhau mhinduro akaratidza tariro kuti bhiri vachange dzakachinjwa achitsigira kunyoroveswa mashoko. Kana, somuenzaniso, mune zvemutemo Chishandiso rakakodzera zvichagoverwa mukana nyore kana tichienzanisa kuitika Zano authentication maitirwe ezvinhu. Uyewo QIWI utungamiri akaratidza kuda kutumira vamiriri vayo ndiitewo kushanda boka iri nyaya iyi.

Maererano vanoshandisa ayo

Ko vanozvishandisa Russian zvinobatanidzwa chikwama QIWI? Customer wongororo wekambani, uyo aiva noruzivo uyu muripo maitiro, zvarwo, yakanaka. Vari vakawanda kugutsikana yemabasa zvarinogovera. Zvikurukuru, nenzira yakanaka vanhu vanoti kushandura kupinda QIWI chikwama mari nokururamisira nyore - unogona kuzviita kuburikidza chinouraya, uye achishandisa kadhi rechikwereti.

Rumbidzai marongedzero zvisarudzo nezvevanakomana pachiimbwa Visa. Kunyanya nyore vanoshandisa inonzi "digitaalinen" shanduro muripo kadhi, unonzi QIWI Visa Card. Kunyanya, zvakanaka inoratidza chokwadi kuti kukasawedzerwa pamwe chete kuburikidza kazhinji akasanganawo zviteshi. QIWI Wallet Zvinodavirwa kuti vanoshandisa zvinoita kuti kubhadhara unorema mabasa ose, uye zvikuru kashoma vanofanira kuwana dzimwe nzira muripo, kana kuenda kubhangi kuitira kuti zvakakodzera muripo.

Yakati yakakwirira unhu chebasa rutsigiro. Zvikurukuru, vanoshandisa zhinji vaiva nedambudziko sizvo placement mari kuti nhoroondo. Kazhinji, kwakadai ezvinhu chete rubatsiro kutsigirwa vakanga vakatsunga nokukurumidza chaizvo.

Kuwanda Gadziriro nezvekukanganisa akati nevanhu vanoshandisa, kusanganisira chokwadi chokuti vazhinji mabasa mari QIWI chikwama kunoita, akagovera hwakanyatsorwisa yakakwirira basa. Uyewo, vazhinji vatengi QIWI vanodavira kuti kambani yaizova kubatsira kuwedzera mudiwa rwomumbure wakarukwa; vakawanda yechitatu-party gadziriro zvisingaiti recharge nhoroondo Russia guru Mugoveri zvigadzirwa mubhadharo mabasa.