"Promsvyazbank": kutumira kubva pakadhi kuenda pakadhi. Mitemo, zvikamu, basa

Kubvira muna 2014, PJSC "Promsvyazbank" yakabvisa mutemo wekuendeswa kwemari pakati penhoroondo. Vatengi vekambani yekwereti vanogona kubhadhara zvinhu muzvitoro zveIndaneti, zvishandiso, kutumira mari kuhama pasina komisheni. Mamwe mashoko akajeka pamusoro pekutsvaga kubva pakadhi kuenda kukadhi kuburikidza neZO Promsvyazbank, verenga.

Nenguva pfupi nezvebasa

Nokuda kwekuendeswa kwemari pakati pezvikwereti, zvikwereti zvekwereti zvinotumira komisheni ye10 rubles. Kusvikira 2%. Chengetori shoma inokwanisika kana zviduku zvakatumirwa, uye kushanda kunoitwa kuburikidza neInternet bank. Dzimwe hurumende dzinopa hurumende iyi pasi peinotisi commission. Semuenzaniso, Sberbank weRussia anokwereta mabhuru makumi matatu ekutumira mari pakati pemakadhi emaguta akasiyana. Nekukosha kukuru kunewo rudzi rwepurasitiki. Kutengeserana pamadhikiti ekubvisa kunodhura kudarika pamakadhi ematokari. Kunewo maitiro akaparadzana anopa basa rekuendesa mari pakati pemakadhi ebhengi emarudzi ose enyika. Komisheni inosiyana pakati pe1%. Kana chikwereti chekubhadhara chiri chiduku, iwe unogona kusarudza chero mutengesi. Asi kana isu tichitaura nezvekutengeswa kwemashumi gumi euru rubles. Uyezve, zvakakosha kuongorora mahara.

Mashoko eShoko

CJSC "Promsvyazbank" inodhindwa kubva pakadhi kuenda kukadhi yevatengi varo pasina mari. Kana uyo akagamuchira apihwa mashoko echikwereti chekwereti yeimwe nzvimbo, ipapo mutumi anofanira kubhadhara komisheni ye1% (mashoma 50 rubles) yemari yekutengesa. Mutemo wekutengeserana pamakadhi emadhora emamwe masangano i 1.5% (avhareji makumi matatu emakumi matatu). Nhanho yekutengeserana inobva pane chiremera. ZAO Promsvyazbank kuwedzerwa kubva kadhi kuenda kadhi pakarepo. Kana mari yacho ichienda kune dzimwe zvikwereti zvekwereti, izvi zvinogona kupedza mazuva maviri nemaviri. Kutengesa kunoitwa muRussia rubles chete.

Zvibvumirano

ZAO Promsvyazbank kuwedzerwa kubva kadhi kuenda kune kadhi kuburikidza neInternet bank muhuwandu kusvika kusvika zviuru makumi manomwe zveRubles. Zuva nezuva uye kwete mazana zviuru makumi matanhatu zveRubles. Kwemwedzi. Kubva pane imwe nhau kuenda kune imwe, vatengi vanogona kutumira kusvika ku100 000 rubles. Mune rimwe zuva, unogona kutumira 4 kubhadhara - chete mukati meRF. Chiratidzo chekuendeswa kunoitwa kuburikidza ne 3D-Secure (kupinda mune imwe nguva-password).

Kudhindwa kwemari kubva kadhi kuenda kukadhi "Promsvyazbank"

Kuti uite mutengesi, unofanirwa kuenda ku "Chikamu" chikamu chikamu chepamusoro pebhishopu rebhangi, uye zvakare ku "Kudhindwa kubva pakadhi kuenda kune imwe kadhi kadiki". Mune chimiro chakakosha, shandisa nhamba yekadhi yemumiririri uye mupiki, kubvumirana kwepurasitiki, kodhi yezvokuchengetedza, uye kutsanangura kuwanda kwekutengesa. Nhanho inotevera ndeyekusimbisa kukodzera kwe data uye kusimbisa kubhadhara.

Mobile app

Mune purogiramu yakarongeka yePPB-Mobile, vatengi ve "Promsvyazbank" vane kodzero yekuendesa mari pasina mvumo. Kuti uite, tsanangurira pfupi pakutsvaga pane peji yekutanga. Pano iwe unogona kuona ruzivo pamusoro pehuwandu hwemashoko akaunganidzwa, kuwana chirevo chekambani. Mabhonasi akaunganidzwa anogona kushandiswa pamubhadharo webasa rebhangi, vashandi pamwe chete, uye ovaita mari. Izvo sangano iri rinowanikwa pasina mahwindo muApp Store uye Google Play pazvitoro zvepaIndaneti.

Kuenzanisa

Kuendeswa kubva kadhi "Promsvyazbank" kune kadhi yeBhangi Savings inobhadharwa pachiyero che 1.5% (zvishoma zvishoma makumi matatu). Zvimwe zvikwereti zvekwereti zvinotya mutemo mukuru:

• "Vanguard" - 1% (zvinenge makumi matatu makumi matatu).
• VTB24 - 1.25% (anenge makumi matatu nemakumi matatu).
• Instabank - 1.3% (zvishoma makumi mashanu).
• Raiffeisenbank, Uralsky, SMP, Svyaz-Bank - 1.5% (anenge makumi mashanu emabhuru).
• "Home Credit" - 100 rubles. Pasinei nemari yacho.

Iwe unogona kutumira kuburikidza ne "Promsvyazbank" kuendeswa kuKadhi yeBanki yeAva . Komisheni ichava 1.5% (zvinenge makumi matatu makumi matatu). ZAO Alfa-Bank inobhadhara 1,95% nokuda kwekushanda kwakafanana (zvinenge makumi matatu nemakumi matatu), uye Russian Standard CJSC - 1.9% (mashoma 50 rubles).

Pasi pasiri-bhizinesi masangano anotengesa inodhura. Centre-inotora mari inotora kuwedzerwa kwe 0.5% yemari (minimum 10 rubles). Saizvozvowo tariffs ye FC Otkrytie. Kana mubhadharo wekubhadhara unopfuura mabhiriyoni makumi mashanu emabhule, mari yekubhadharo ichava 250 ruble. Saka kutumirwa kubva pakadhi kuenda kukadhi kuburikidza ne "Promsvyazbank" haina mari.

VMT, MCMS

Zvibvumirano zvekubhadharwa kwenyika dzakasiyana-siyana Visa Money Transfer, MasterCard MoneySend inokubvumira kuita zvinyorwa pasina kuwedzera mamwe mashoko. Mari yekubhadhara inotora kubva pamaminitsi mashoma kusvika mazuva mashanu. Unogona kutumira kutumira kubva kuZOO "Promsvyazbank" kubva pakadhi kuenda kukadhi. Komisheni ichava 1.5%. MuVMT, MCMS inofanira kubhadhara 2% + 20 rubles. Dambudziko rechipiri nderokuti havasi zvikwereti zvose zvinokonzerwa nemishando yakadaro muRussia: Sberbank, Svyaznoy, TKS, BRS, MDM.

Mari inoshandiswa

Iwe unogona kutumira mari kubva ku- akhawunti yako kuenda ku-akhawunti mukati mebhangi rimwe chete kubva kuATM kana kugona. Kuti apedze mutengesi, muteresi anongopinda nhamba yebhuku yemupiki nemutumisi, tsanangurai mari yacho uye kutumira mabhizinesi kumubvumirwo wemutemo.

Kune imwe nyika

Chikwereti masangano anoita mabasa ekugadzirisa kwekutengeserana kuburikidza nemafoni emafoni. Zvinonyanya kukosha ndezviya zvinoshanda zvisati zvanyorwa kare. Izvi zvinoreva kuti kutumirwa kunogona kutumirwa nekutsanangurira tsanangudzo yemubatsiri.

Kunyanya nokuda kwechinangwa ichi, Tinkoff Bank, Alfa-Bank uye Bank of Moscow yakagadzira O! Pp application. Mari yekubhadharwa mabasa iri 0.5-5.9% (zvichienderana nerudzi rwekadhi). "Bhangi reMoscow" kuwedzera kuwedzera kushanda kwekushandiswa kwemafoni kwezita rimwe chete. Iye zvino vatengi vanogona kutumira mari nhamba yefoni, nhoroondo mumagariro evanhu uye email. Imari yebasa iri 1.5%. Mune rimwe zuva iwe haugone kuita zvinopfuura zvitatu kubhadhara kwemuda usina kudarika 45,000 rubles panguva. Izvo zvinotengeswa zvinowanikwa muzvinyorwa zve "Tinkoff Bank". Iyo yakawanda yakawanda inokwana 75,000 rubles.

Nhare dzepaIndaneti

Usakanganwa nezvemafaira ekushandisa "Yandex.Money" uye "Money.ua." Vapateri vanobhadhara 1.9% uye 1.3%, zvichienderana. Kutengeswa kunoitwa muRubles pakati peVisa na MasterCard.

Nokuda kwekutengesa kuburikidza nebasa reKadhi2card, vatengi veBhank of Moscow vachabhadhara 1.5%, Alfa-Bank - 5.9%, Russian Standard - 1.9%, Tinkoff Bank - 1.5%. Sberbank inopa iyi basa chete kune vanyori vanyoresa. Kutengesa kunoitwa kuburikidza nemakadhi ekubhadharwa kwenyika dzakasiyana-siyana dzeBrussia nekunze kwenyika. Nguva yakareba yebasa iri mazuva mashanu. Vatengi veRussian Standard CJSC vanogonawo kutumira mari kuburikidza neUnistream pamitengo yekwereti chekwereti. Kuti ushandise pakarepo kushandiswa kwebasa MasterCard cardholders inogona kunyatsopinda kuburikidza nenzvimbo ye system. Asi sarudzo iyi inowanikwa chete kune vanyoresa vashandisi.

Iko yeHQI yekubhadhara, iyo inoshanda munyika dzose dzeCIS, inokwidza 2% + 40 rubles yokuwedzerwa kubva kuRussia kune imwe nyika. Vatengi vebasa re "Rimwe Chikwata" kune basa rakafanana vachabhadhara 2.9% (mashoma 50 rubles). Zvimwe zvakavimbika zvekutengesa kubva kuRBK-Money. Kana chikamu chekushandura hachipfuri makumi gumi nemaviri rubles. Pamwe mwedzi, ipapo mutengesi wacho wakasununguka. Mune zvimwe zviitiko iwe uchabhadhara 2.95%. Chengeteredzwa vashandisi vanogona kushandisa sangano.

Ndekupi kunobatsira?

Mabhangi anopa mabasa ekutengeswa kwemari ye 1-2% yemari yacho. Komisheni yeInternet services yakakwirira uye inowanzosvika 2-3%. Kana kuwedzerwa kwechikwata ichi chiduku kana kuti muteresi asingakwanisi kumirira kwenguva refu, zvakakosha kutumira mari kuburikidza nemitemo yenyika yokubhadhara. Imwe nzira ndeyokushandisa kadhi reSberbank. Komisheni yekutengeserana i1% chete, basa racho rinoshandiswa nokukurumidza - kubva pamaminitsi mashomanana kusvika awa imwe. Vaya vasati vava nemepu yebazi iri vanogona kuedza kuita mari yekuendesa kuburikidza nevashandi vehofisi.