Nzira yekuzarura nhoroondo yekugadzirisa kwePI muSberbank. Nzira yekuzarura nhoroondo ne Sberbank kune mumwe munhu uye sangano repamutemo

Bhizinesi dzose dzepaimba dzinovhura vatengi vavo kuti vashandise kambani kune vadzidzisi vemabhizimisi. Asi kune zvikwereti zvakawanda zvekwereti. Ndezvipi zvandaifanira kushandisa? Kana ukapindura mubvunzo uyu muchidimbu, zviri nani kusarudza gwaro rebhajhini. Kubva munyaya ino iwe uchadzidza kuzarura nhoroondo yekugadzirisa yePI muSberbank.

Nei zvichidikanwa?

Hurumende haina kubvumira masangano ezvemari kushanda pasina kuvhura bhenji. Asi izvi hazvisi nyore. Kunyange zvazvo hutenga hutsva huchibvumira kuendeswa kuburikidza nemitemo yekubhadhara, haisi yepamutemo. Saizvozvowo, masimba emitero haakwanisi kutevera mari uye mari kune avo, uye masangano makuru haangangokutori zvakanyanya. Mari inoshandiswa nehuwandu hwekutengesa inotarisa. Zviri nani kushanda nebhangi. Nhoroondo yekugadzirisa yePI ine zvinyorwa zvinogona kuziviswa kune waanenge aine chikamu chekupedzisira kwebvumirano. Mukuwedzera, kuvapo kwesero rebhangi kunobatsira zvikuru basa revashandi vebazi rezvemari. Uye pamwe nekukura kwehuwandu hwebasa uye kutaridzika kwevekudyidzana kwenyika dzese kunze kwebasa rekwereti chekwereti, zvinokosha. Nokudaro, zviri nani kubvunza nokukurumidza kuti ungasvitsa sei gwaro rekugadzirisa re IP muSberbank.

Kusarudzwa

Vaya vasinganzwisisi masangano emarikiti zvachose, zvakanakisisa kushandisa masangano ehurumende yehurumende. MuRussia Federation kune vaviri chete vavo: VTB uye Sberbank. Vashandi vavo vanonyanya kutarisa mune zvose pamusoro pezvinyorwa zvinobva kuvatengi. Nokudaro, nzira yekuunganidza zvinyorwa zvinogona kutora nguva yakareba. Panguva imwecheteyo, inofanira kuonekwa kuti masangano akadaro anosiyaniswa nekusajeka kwemabasa: ose basa rinoitwa mukutevedza zvakasimba netsamba yemutemo. Saka, kana zvikaitika, mari ichachengetedzwa zvakavimbika. Pakaitika dambudziko re1998 , vashandi vezvemabhizimisi vakawanda vakaramba "vachifamba", sezvo mari yavo yakachengetwa muOAO Sberbank.

Kuvhura kwekambani yezvino

Mushure mekunyorwa kwesangano rezvemitemo, zvakakosha kushanda kune FSS, FIU, IFTS uye kuwana zvigwaro kuti FE inyoresa. Kuti upinde muchibvumirano chebhuku rekugadzirisa, unofanira kuzviisa kuSberbank:

- chiremba chehurumende chekunyoresa sangano repamutemo;

- kushanda kwekambani yezvino;

- gwaro rinosimbisa masimba emutungamiriri;

- zvinyorwa zvisiri izvo zvechibvumirano uye chibvumirano;

- chibvumirano chinosimbisa kodzero yemukuru wenhoroondo;

- makadhi ane sachienzanidzo;

- zvikwangwani zvekubhabhatidzwa mu PF;

- reisensi inokubvumira kuita mabasa;

- kadhi yekunyora;

- Kana iwe uchitarisa mari yacho haingave mutengesi, asi munhu wechitatu, iwe unofanira kubudisa simba regweta.

Mushure mokutumira chikumbiro, bhangi rinoongorora zvinyorwa, rinozivisa huzivi hwekwereti, inoratidza zviratidzo uye inopinda data mubhuku rekunyora. Mushure mekuita izvi, unogona kutanga kushandisa account. Mutemo unoti zuva rezuva rimwe chete rekuteerera nezvose zvakarongeka. Zvechokwadi, basa racho rinoitika munguva chaiyo. Kana iwe uchipa purogiramu yakazara yemabhuku anogadzirisa zvinodikanwa, ipapo inotora inenge inenge awa imwe chete. Heino nzira yekuzarura nhoroondo yekugadzirisa yePI muSberbank.

Kazhinji kacho, chibvumirano chekuti zviratidzo zvevatengi zvinosanganisira mabhuku akadai:

• Nzvimbo yekutarisa nemari yemari;
• Cash transactions;
• Kushumira makadhi;
• Overdraft.

Mukuda kukwezva vatengi, mabhanhire haatengi mutemo wekushanda kwekuvhara kero, asi pano basa rinogona kutenga mari yakaisvonaka.

Notification yehurumende mitumbi

Mumazuva manomwe mushure mekunyorwa kwemasvomhu muzvinabhizimisi anosungirwa kuzivisa mutero. Zvakakosha kuisa zvinyorwa kubva kune chikwereti chekwereti uye kugamuchira tsamba kubva kuongororwa ichisimbisa kugamuchirwa kwezvivimbiso. Kana pane kukanganisa kwemashoko, muzvinabhizimisi anotarisana nemafuta emabhiriki zviuru makumi mashanu. Izvi zvakakoshawo nokuti bhangi inozivisa zvakare hurumende dzehurumende mukati memazuva mashanu. Itazi inobudiswa nechimiro chakanaka Nha. C-09-1, muenzaniso waro unogona kuwanika kubva kune mutero wokuongorora. Zuva rokutumira tsamba ichava iro rinoratidzwa padampamende.

R / S for IP vs LLC

1. Pasi pemutemo, mutengesi mumwe munhu haagoni kuzarura shanje rebhangi zvachose.
2. Nokuti kubvisa kana kutumirwa kwemari LLC inofanira kupa zvinyorwa zvinotsigira.
3. IP inogona kushanda pamwe chete neavo mune mamwe maguta.

Online banking

Panguva imwe chete nekunyoresa magwaro e r / s unogona kugumisa chibvumirano nebhangi chekuchengetedza kure. Izvi zvinokubvumira kubhadhara invoice, kutarisa kutama kwemari, kuendesa mubhadharo kumakadhi, kutumira mari kune mutero uye mamwe masangano ehurumende, pasina kutsauswa kubva kumakombiyuta. Asi chibvumirano chinotaura zvakajeka kuti nhamba yekutengeserana ishoma. Uye kune imwe neimwe inotevera ichafanira kubhadhara mari yakatarwa. Basa rega rega reSberbank rinopiwa chete kune vese vatengi vanoshandisa Indaneti kubhadhara:

• Mari yechikwereti pasina mari. IP, iyo inowanikwa gore negore iri pasi pemamiriyoni makumi matanhatu ekuRubles, inogona kuwana chikwereti "Trust" pane yakaderedzwa mubhadharo kusvika kusvika mamiriyoni matatu emabhururi. Muchiitiko ichi, mutengi haagoni kuratidza chinangwa chekushandisa mari. Pamusoro pekushandiswa kwekushandiswa kwemari yemari inowedzera kusvika mamiriyoni mashanu.
• Mari yechikwata chinodiwa. Chikwereti "Kubhadhara kwebhizimisi" kunobvumira vashandi kuti vashandise mari yekutenga zvigadzirwa zvekushandisa, semi-finished products, etc.
• Vashandi vezvemari avo vanowana mari yegore rose vanosvika mamiriyoni 400 rubles vanobvumirwa kushandisa chikwereti che "Business Auto". Pamusoro peyakagamuchirwa zvinoreva kuti zvinokwanisika kuwana motokari itsva kana yechipiri, lorry, trailer kana zvigadzirwa zvakakosha.
• Chigadzirwa "Business Real Estate" mari pane kuchengeteka kwechinhu chakatengwa. Iwe unogona zvakare kutenga nzvimbo kuburikidza nevakweretwa vanobvumirwa.
• "Business Project": mari inowanikwa muhuwandu hukuru uye mukana wekutambira kusarudzwa.

Komisheni

Sberbank maitirwo anopiwa pamutengo wemari. Vhura rubles mu rubles hazvibhadharwi. Kana iwe usingatengi papoti kamwe chete, asi ubatane nheyo zvakasiyana, iwe unofanira kubhadhara zviyero zvinotevera:

• Kugadziriswa kweRCS - 500 rubles / mwedzi;
• Internet banking - 490 rubles;
• Kubvuma mari - 0.3% yemari;
• Mutengo wacho ndewe 15-60 rubles;
• Kubhadhara mari - 1%.

Kuenzanisa, mari yakafanana ichafanirwa kubhadharwa nokuda kwekuchengetedza kero yezvino ne Promsvyazbank. Mune dzimwe sangano, vatengi vanopiwa zvikwata zvakawanda zvebasa. Mu "Sudostroitelny Bank", IPs inogona kubudiswa ne:

• "Basic" pakapetwa ruble 1000, pasina mari yemwedzi;
• "Zvakanakisisa" (200 rubles. \ Mwedzi) - inopa kuvhura kusununguka kwekambani yekutanga uye mazana akawanda ekubhadhara pamwedzi pamitengo yakaderedzwa;
• "Kubudirira" - inoshandiswa nokuda kwe 850 rubles pamwedzi, mushure mekuwedzerwa komiti haisi mhosva.

Kuendesa mari kumakadhi pamitengo miviri yekutanga ndiyo 0.25%, zvishoma zvishoma makumi mashanu.

Mu "Alfa-Bank" IP ingasarudza imwe yemitengo:

• "Business Start": kusununguka kusununguka, mari yekubhadhara - 990 rubles. Zvimwe kunze kwekuti zvipo zvinopfuura 5 zvinowanikwa pamwedzi.
• "Indaneti": kubhadhara - rubles 800,, Zita - 1190 rubles.
• Mutengo wekushandisa "Zvokutengeserana" pane 800 rubles.

Komisheni yekuendesa mari kune kadhi - 0.2% -0.6%, zviduku-200 ruble.

Mu "Vanguard" unogona kuzarura kadhi ye 1-3 rubles. Komiti haina kukwidzwa nokuda kwekushandisa kweInternet banking system.

Kuchinja mahara

Kubva musi waApril 1, 2015, Sberbank yakawedzera mutemo wekuendesa mari kubva kubhandi rezvematare edzimhosva kuenda kubhangi rebhangi. Pamberi payo, pakanga paine mutengo wakatarwa: 8 rubles yemari yekubhadhara uye 30 rubles. - nokuda kwekuendeswa kunhoroondo kumamwe mabhangi. Iye zvino mutungamiri i1%, asi zvishoma zvishoma zvinotengeswa zvinokwana 115 rubles. Vatengi vakawanda vanofanira kubhadhara kazhinji kechipiri chebasa rekushanda.

Asi kune imwe nzira yekubuda mumamiriro acho ezvinhu. Mitambo inoda kuzarura "Account Yese" muSberbank ye 10 rubles. Nhamba iyi inowanzoenda kadhi. Nhoroondo iri kushanda kwemakore mashanu. Komisheni haisi mhosva yebasa. Zvadaro, unofanirwa kushandura International service banking, kana isina kuitwa kare. Mazuva matatu gare gare mubhuku re "Personal Account" panzvimbo ino ichaonekwa "Ada Ayo Universal" uye nhoroondo yepurasitiki yekutakura. Kuendeswa kwemari kune kadhi kuchaitwa muzvikamu zviviri.

1. Zvakakosha kutumira mari ku "Account Yese". Komisheni yekushanda - 8 rubles. Iyi mitsva inoshandiswa haifaniri kubhadhara mari yakadaro, sezvo mari isingagamuchirwi ye 40817 (kadhi), asi ye 42307 ("Universal Account").
2. Raira kutenderera kubva kubhenji rebhangi kuenda kune imwe nzira yekubhadhara. Basa racho harina mari.

Kuramba Basa

Iwe unogona kungovhara imwe kero mubazi mairi rakazarurwa. Kuita izvi, nyanzvi inofanira kupa pipoti, chibvumirano neRKO uye kunyora chirevo. Pakupera kwegadziriro yacho, muteresi anogamuchira chiziviso kubva kubhangi, iyo inofanira kuendeswa kumitero yekuongorora.

Batsirwa

Kubva pane zvose zvataurwa pamusoro apa, tinogona kutora mhedziso shoma pamusoro pokuti nei zvakakodzera kuzarura nhoroondo yekugadzirisa iyo IP:

• Sberbank isangano rezvemari rakavimbika. Izvi zvatove zvichiratidzwa, uye kanopfuura kamwe chete.
• Serviceability. Kana iwe ukakurumidza kubatanidza zvikamu zvose zvemashumiro, haufaniri kumira mumigwagwa kwenguva refu kuti uite chimwe chekuvhiya.
• Nekubatsirwa kwekombiyuta iri, iwe unogona kutumira mari kune account ye IP. Sberbank inobvumira vatengi vayo kuti vaite zvekutengesa kuburikidza neInternet. Iyo inowanikwa muIndaneti ine maitiro akasiyana ezvinyorwa zvinyorwa. Mitsara inokurumidza, asi mutero unopomerwa pamutengo wakasiyana.

4. Mitsara yekubhadhara. Mumwe mutengesi haafaniri kuva nechitoro kana hofisi yekugamuchira mari kubva kune mutengi. Zvakakwana kurayira chigadziko uye kuishandisa pakuitisa zvinhu. Izvi zvinokwanisa kushanda pa SIM card. Mari yacho inokwidzwa kumabhuku evatengesi mukati memazuva matatu. Komisheni i1% yemari yekubhadhara. Chigadzirwa chacho chinopiwa pachena.

5. Mari inoshandiswa pakushumira iyo nhoroondo yekugadzirisa haisi yakasiyana zvikuru nevaswikwi vari mumusika.

6. Kushandisa mari. Iwe unogona kubvisa mari kubva kubhuku rekutora kana kuti uende navo kubhangi rebhangi rakabatanidzwa neakaunti yako. Chinhu chokutanga hachisi chakanaka. Kubudisa bhuku rekuti iwe unoda kunyatsoongorora uye nekuchenjerera. Kuti ubvise mari, unofanira kuenda kuhofisi. Nokudaro, zviri nani kuti ubatane mapepa epurasitiki yemari uye kutumira mari kune iyo.

Mhedziso

Kuunganidza bhizinesi, unogona kushandisa sero mune chikwereti chemarikiti. Nzira yekuzarura sei gwaro rekugadzirisa PI muSberbank? Zvakakosha kupa mapepa ezvinyorwa uye kubvisa kushanda. Iyi inotora nguva inenge awa. Sezvo guru guru rezvemari yenyika, Sberbank inopa vashandi vayo mabasa akawanda akasiyana pamitengo inofadza.