Kuita inishuwarenzi muvaki pamwe kwemajoini kuvakwa: kunyanya kana rikashandiswa

The yokuvaka anosungirwa kuti ape imwe chibvumirano inishuwarenzi kuita pamberi kwemamiriro wokutanga kutengeserana pamwe mutengi. Zvikasadaro, iye havazokwanisi kunyoresa muna Rosreestra. Izvi uye zvimwe kuwedzererwa zvakaitwa muna 2014 pamusoro Federal Mutemo № 294 "On yakabvumira kugadziriswa kwemutemo wekuita kune mamwe mabasa kwemitemo.

mwoyo

Sezvo 2014 kambani kuvaka vanosungirwa kuzosimbisa chokupika mabasa yakabudisa bhuku rainzi vimbiso kana inishuwarenzi yevagari kuita pakati yokuvaka apo vaiita kuvakwa. Izvi achabvumira mutengi pamusoro panowanikwa zvisingafanoonekwi ezvinhu kuwanazve mari yavo.

Kuitwa bhiri hwakagara kuti yokuvaka anokonzera:

• kunzvenga kuitwa;
• chokuendesa konekwa chinhu;
• kusauka pamberi chokuendesa pfuma.

Nyanzvi kutya kuti utsanzi kuchaita kuti kuwedzera pfuma mitengo. The Hurumende nechokwadi kuti izvi zvinhu zvisina zvinodyidzana. mari inishuwarenzi, kunyange boka guru iri 1% of Vhoriyamu kwema. Developers achafanira kupa mari mari idzi kubva ayo bhajeti.

chinhu

The muvaki kuita inishuwarenzi kuti ari vaiita kuvaka kunosanganisira kudzivirira pfuma zvinofarirwa nevatengi. ngaakuitirei ichi chinobatsira zvikurukuru vatengi. Company anogona inishuwarenzi imba yose kana furati nomumwe.

vatengi

The Chibvumirano iri kubatsira shareholders. Mune mamwe mamiriro ezvinhu vachawana mubayiro. The yokuvaka inozviita kununura yakavimbika yepamusoro chinhu. The insurer vanosungirwa kuzivisa mutengi pamusoro zvachinja kutengeserana uye kuripwa remuneration. Kana paivakwa Real Estate vanoita richachinja, zvakakodzera zvakanyatsonanga mune chibvumirano, sezvo zvinotevera mukwikwidzi chinhu yoga gwaro.

insurers

Havasi vose UK vanowanzoona kuti mumwe chibvumirano chakadaro. Zvinofungidzirwa kuti ichi mhando kutengeserana kunokonzera kukuvara. Uyezve, kambani inofanira kusvitsa zvimwe zvinodiwa:

• kuti ushande kumusika kuti anopfuura 5 makore;
• finustoychivosti kutevedza zvinodiwa;
• vane maonero akanaka yemberi pfupi;
• ramba kumashure dzinenge mamiriyoni 400 rubles., uye mvumo guru iri uwandu mamiriyoni 120 rubles.

tariffs,

muvaki inishuwarenzi nokuti kwemajoini kuvakwa inodhura. Avhareji prices vaiva 0.5-0.8% muna 2015. Nokuti nguva refu chibvumirano prices anogona kuderedzwa 10-30%. Inishuwarenzi Company (UK) uchavamutsira zvazvingava, uye anoti ratios riri gore negore kubva muzana, sezvo pane nguva dzose Zvinogoneka kuti yokuvaka evades mitoro zvachose.

Chii chinoratidza kuti rate:

• Kuitawo yokuvaka kunhaka.
• The yakanaka Zvakaitika dzokutambura kwema: wava, uwandu zvinhu, basa munzvimbo dzakasiyana, kusavapo kutenda.
• Financial pakusimba.
• Legal kuchengeteka: Kuwanikwa magwaro ose uye mvumo.
• kuvaka danho.
• wava.
• Uwandu shareholders.

rongeka chibvumirano

Kuti munyore DDU, iyo yokuvaka anofanira kupa chibvumirano Rosreestr. Kuti aite izvi, unofanira kuunganidza zvinyorwa zvinotevera:

• pamusoro gwaro Declaration;
• mvumo kuita basa rokuvaka;
• chitupa mamiriro kunyoresa;
• chibvumirano nevanofara kuvakwa;
• kopi mitemo;
• feasibility kudzidza;
• kopi Mishumo mari;
• umboo pamusoro chikwereti;
• gwaro hapana nonoka zvikwereti pa mabhanga.

Chii chinofanira kuchengetedzwa

muvaki kuita inishuwarenzi nokuti vaiita kuvaka kunosanganisira kuripwa muripo, kana yokuvaka asina akazadzisa ayo nemhiko, izvo kunosimbiswa munhu mutongo kana kusauka wekambani. Mari haisi vanobhadharwa kana kuoma nechando nguva kuvakwa kana kuwedzerwa kupera nguva. Mari kunobva chibvumirano mutengo. Hakugoni kuva shoma pane:

• kukosha chinhu;
• musika avhareji zvazvingava pa 1 ba. m. pokugara mudunhu.

Murairo ichikutadzisa kufadza uwandu bonuses.

Insurers kucherechedza zviitiko zvakadaro:

• chidzivaidzo okuvaka;
• ari kusauka of muvaki;
• asiri kutambira pfuma;
• kuramba mudzorere pfuma uye zvichingodaro. d.

kuchinja mutemo

Muna 2014, nhamba 294 Federal yoMutemo Akave nokuvandudza, maererano izvo kuita inishuwarenzi muvaki zvakarurama muimba zvino fanira. Vanyorwa chibvumirano kwaibatanidza Developers pachavo. Vakasarudza uyo kusaina chibvumirano: kambani, bhengi, munhu unyanzvi kambani.

vechikamu vose kambani inishuwarenzi rokumanikidzirwa vachava anorenda uye tiri mhosva. Kana pachibvumirano inoitwa kubhangi, nguva yakawanda iri kupedzerwa muunganidzwa mapepa. Hazvina chokwadi kubhadharwa 30% of rubatso kukosha pfuma, iyo inoshanda sechivimbiso kuti tsika zvemari. Uyewo, Central Bank anoisa pachake zvinodiwa ayo pamusoro nemabhangi izvi:

- shoma nguva basa - 5 years;

- vakanyorwa guru mamiriyoni 200;

- kukosha yesangano - mabhiriyoni 1 rubles.

More runobatsira Developers kuti chikwereti pane kuti ape vimbiso. Financial Masangano uyewo hadzirishandisi chibvumirano inishuwarenzi Nokutendeka kusangana pavakwe kunobatsira chigadzirwa.

Zviri nani kupinda chibvumirano kambani. In simba yemakwikwi kwezvakatipoteredza, insurers vari kuedza kukwezva vatengi yakaderera uye mitengo. The chimbadzo pamusoro kwema yakadaro inoramba wakasimba yose izwi chesungano. muvaki kuita inishuwarenzi nokuti vaiita kuvaka akabhadhara pashure basa. Chimwe chakanakira - kumhanya kubudiswa magwaro. Insured pachake anoita yokuvaka, munhu anoyamurika - kufarira yokuisira. Rinotibatsira nzira kusarudza chimwe vanogara nomumwe.

kuita inishuwarenzi muvaki pamwe kwemajoini kuvakwa

Companies vanofanira hako kupa rubatso. Kakawanda iri nyika iyo chinhu iri. Mukuwedzera, gwaro rinotsanangura nzira nechokwadi kuzvipira. Papers vari akasaina kune wokutanga mamiriro kunyoresa mugove chibvumirano uye vari kushanda kusvikira musi kupera. Kugumiswa ari kutengeserana asingadi pakunomboita kambani kubva kubhadhara muripo pamusoro nyaya zvakaitika panguva yayo ukoshi.

Anogona inishuwarenzi imba yose kana mumwe mufurati yoga. Chokutanga musimboti haisi kunobatsira. The yokuvaka hwobva kugadzira mazakwatira, kuva nechokwadi chokuti zvose Apartments vachava atengeswe. Dambudziko rechipiri iri yokuti pasi zvibvumirano zvakadaro zvakaoma kuona ari munhu anoyamurika.

Gwaro achipinda simba panguva nguva anyorese wokutanga chakabudiswa. Inishuwarenzi yokuvaka pamwe kwemajoini kuvaka chibvumirano asingagoveri kodzero. Other ezvinhu dzinoenderana mureza mutengapwe:

- the insurer inozviita kuudza shareholders pamusoro uwandu muripo unobhadharwa;

- Boka anogona kugadzirisa yakawandirwa hunhu regression kuti yokuvaka;

- the insurer vanosungirwa kuzivisa Varidzi ose okutanga kugumiswa kondirakiti;

- nguva chesungano kunoenderana ya kuvakwa.

Huwandu mari inoenderana mutengo uye prices. It akapfuudza iwe zvachose nzvimbo musha. The kambani pacharo anoronga sei muripo chichaitwa: bundu Nemutengo kana mune Yakabudiswa.

Inishuwarenzi Matambudziko yokuvaka basa iri pamwe pakuvaka

ngaakuitirei Izvi chaizvo zvakananga. Kutaura zvazviri, tiri kutaura pamusoro kudzivirira mari ngozi muvaki. Makambani kusarudza - kuti ape mutemo kana rubatso. Zvinonzi zvimwe akasarudza kusarudza wechipiri, sezvo zvikwereti masangano vanotova akadzika midzi mashandiro, scoring hurongwa, nyanzvi kuongorora nengozi, uyewo zvivako kuti kuronga apedza basa mberi. IC zvakwakanakira akadaro haagoni kuzvirumbidza. Asi, ivo vanopa yakaderera fares. Vanhu anoshandiswa chokuti rwezvemabhengi mabasa zvinodhura. Izvi ichokwadi, nokuti nengozi kutengeserana zvakakwirira. Kunyange zvazvo, vachitevera rinosandurwa kwemurairo, Mapoka prices uyewo akasimuka.

muvaki kuita inishuwarenzi kuti kwemajoini pakuvaka chinopa tinofanira kugara mugumisiro vaaida. In dambudziko ezvinhu (kuderera kwokudiwa pekugara, kuwedzera chikwereti mubereko prices) achava kutongerwa kurasikirwa kamwe zvose Developers, kwete mumwe musika mukwikwidzi.

Chimwe chinetso - nekusagona reinsure ngozi kunyange pamisika dzavatorwa. Pose kushandiswa dzakadaro akavhiyiwa zvisungo (zvinovimbisa). Asi basa ravo harina yakatarwa mutemo Russian. The musiyano chikuru chigadzirwa ichi ndechokuti insurer anogona kutora sezvo rubatso pasi kuvakwa.

Central Bank akamutsa zvinodiwa UK, izvo zvinogona kupa minamato kuti Developers - kuwedzera shoma huwandu guru. Izvi zvinoderedza zvikuru uwandu zvichibvira insurers - kusvika mapoka 19. Kubva itsva mazita akabva kambani, mugove iyo kare chakaita kuti 80% kuti zvibvumirano pamwe Developers. Zvino chii chichaitika harizivikanwi kwavari. Zvichida kuti zvibvumirano itsva pamwe nemakambani ari "chena" pasi. Kana revocation zviri rezinesi IC ndiye anokonzera kare akagumisa kwema nokuda 6 mwedzi. Zvino kana kugumisa magwaro kana nemishumo Portfolio uye munataisireva nevamwe kumusika kuvashanu. Kusiyana Rokumanikidzwa inishuwarenzi kana kuita kuti varidzi ngozi maindasitiri zvinhu, basa iri, hapana zvimwe mhando yokudzivirira, akadai muripo mari, izvo zvaizoita riitwe vachibhadhara kuti vagari mushure kusauka yacho insurer. akagoverana pekugara musika yakakura. Asi isingachinji nzira Panyaya nezvebasa Developers asi.