How kuwana chitupa yacho mudyandigere inishuwarenzi? Chii chinodiwa kuti tiwane inishuwarenzi mudyandigere gwaro?

SNILS - pamutemo gwaro iri muchimiro mapurasitiki kadhi chiedza zvakasvibirira. A chitupa kuwanikwa muzvinyorwa mazita vagari kuti inishuwarenzi mudyandigere. kadhi mudyandigere inishuwarenzi kunodikanwa zvose zvoupenyu; basa uye kugadzirira ane basa chibvumirano, kana waita nechibvumirano nerubatsiro mashoko maererano basa iri basa kusvikira mudyandigere Fund. Unogona kubatsirwa panguva utano centre kana munhu chikwereti, magariro kwaanoita, uye vamwe. Anopa mashoko mitero, fines kubhadhara. Mudyandigere Fund kunogona kugovera dzokushandura mamiriro nhoroondo. Inishuwarenzi mudyandigere tsamba anaro muridzi - mugari nyika. The mushandirwi kana vamwe vakuru vakuru vari chete kodzero kuti kopi uye overwrite uwandu pamwe kadhi. How kuwana chitupa yacho mudyandigere inishuwarenzi uye sei kuti zvive nyore? On vamwe mibvunzo iyi uye isu achapindura munyaya ino. isuwo funga chii magwaro anodiwa kuwana rugwaro uye kana zvinogona kuitwa kunze. Not kuteerera uye nyaya kuchinja mudyandigere gwaro.

How kuwana mudyandigere inishuwarenzi rugwaro uye kupi kuzviita nokukurumidza?

Kuburikidza Internet, unogona nyore uye nokukurumidza dambudziko mvumo mudyandigere tsamba, nokungoita kutuma chikumbiro rakakodzera panguva nzvimbo paruzhinji mabasa. Kuti aite izvi, zadza kunze kunyoresa chimiro, uye ipapo mumazuva mashomanana 'chiziviso vachauya kwamuri. The chaizvo chete rezinesi iwe ichapiwa muna mudyandigere Fund.

How kuwana gwaro pensions kunze kwenyika? Zvinoita?

Inishuwarenzi mudyandigere tsamba kunogona kuwanikwa chete mumamiriro uye maererano nomutemo nyika gara yauri. How kuti mudyandigere tsamba yacho inishuwarenzi, kana iwe pamutemo kugara kunze kwenyika? Unofanira kunyora kushanda kuti mudyandigere pavane munyika panzvimbo mugari kunyoresa.

Sei kuva kurasikirwa uchapupu?

Change gwaro kwakakodzera kana akarasika kana kushatiswa. Chaizvoizvo mwedzi mumwe akapiwa mugari kunyora mashoko uye tora nayo mudyandigere Fund kuti kugadzirwa itsva ani. Vagari akaronga kushanda chakarongwa nenzira, unogona kuwana uchapupu kuburikidza mushandirwi. Vanofanira kushandisa kuti idzva mudyandigere inishuwarenzi gwara, kutaura zvikonzero aizovatsiva. Vagari pasina mabasa kana kushanda pasi basa kondirakiti aine chikumbiro kuzviisa pasi fomu itsva gwaro inishuwarenzi kuti mudyandigere Fund. Kwapera vhiki nhatu, mumwe nouya anofanira akapa muridzi. Kuchinja tsamba yacho mudyandigere inishuwarenzi uye kwakakodzera kuti nyaya, kana ukasarudza kuchinja zita renyu kana rokupedzisira zita. The mushandirwi kana mugari mavhiki maviri, mashoko itsva rwunotumirwa mudyandigere Fund. kadhi The itsva inishuwarenzi rine chete nhamba.

Zvokuita kune dzimwe zvizvarwa?

Vagari Foreign vari munharaunda Russia, uye akaronga pasi pabasa chibvumirano kuti nokusingagumi nguva, kana vanenge akasaina wakaiswa-rokuti kondirakiti kwenguva kwemwedzi mitanhatu unofanira kunzi insured vanhu nehurumende mudyandigere yokunyoresa. By mutemo, inishuwarenzi mudyandigere gwaro uchava ose mugari insured, uye mugari imwe State kana mudyandigere gwaro rava pedyo naye kugamuchirwa ambotaurwa. "Mudyandigere inishuwarenzi chitupa, apo kuwana: nzvimbo dzokugara kana dzokugara mvumo, uye chii mashoko ringabatanidza gwaro?" - ungabvunza. Mhinduro yomubvunzo wokutanga nyore: a mudyandigere gwaro kuwana vasununguka panguva yaaigara kana kare vakapfuura vanyorwa pachigaro (dzokugara) akamuraira kuti mudyandigere Fund. Ikozvino ngatitaurei pamusoro chokwadi. Nechemberi kurutivi gwaro anoratidza zvinotevera mashoko pamusoro munhu uyo insured: zita, nokutora, patronymic, zuva nenzvimbo yekuzvarwa; pachake nhamba yacho (ichi pachake kuzivikanwa nhamba, aunopiwa STA), mubhawa code, uye munhui. On the neizvi divi inoratidza nhamba uye akatevedzana pasipoti , uye murayiro pokushandisa gwaro. Yeuka kuti kuwana inishuwarenzi mudyandigere gwaro iri nyore, hazvina kupa tungamidzana refu uye nzendo dzakawanda hochekoche murayiro. Shoma nhamba magwaro kuti kuzviisa pasi mari nyore muitiro.

MAGWARO ANODIWA PAKUSHANYIRA kuwana gwaro

Next tichatarisa zvimwe zvinyorwa kuti chitupa mudyandigere inishuwarenzi kuunzwa pakarepo kuti kamwe zvakare kwete kumhanya hochekoche murayiro. Kana kunyoresa vanoenda kukireshi vabereki zvechokwadi vanofanira kupa:

- kuberekwa rwokuramba mwana;

- the pasipoti mumwe mubereki ane mwana kana vamiririri vomwana.

Kana kunyoresa pamwe nemakore 14 zera ruzhinji:

- pasipoti;

Apo Adult kunyoresa:

- pasipoti.

Yeuka kuti kugamuchira gwaro inishuwarenzi mudyandigere inishuwarenzi inogona kuva vakuru nevana. Uyu mutemo unoti gwaro rimwe mugari. Mudyandigere tsamba, akaita kuti mwana, rinogona rakapa chete vabereki vake kana ake vamiririri pamutemo.

Zviri chitupa inishuwarenzi uye nzira kuti vaverengwe

For vakanyoresa mudyandigere inishuwarenzi yokunyoresa anozarura pachake nhoroondo nhamba ane basa inishuwarenzi uye zvitupa akaita. chitupa ichi rinoti zvinotevera mashoko:

- guva mugari;

- anonziwo, zita, patronymic;

- musi vanyorwa mugari iri mudyandigere mugadziriro;

- nhamba yacho yakasarudzwa;

- nzvimbo uye musi yaakaberekerwa, maererano yorugwaro.

Russian Federation mudyandigere Fund anovimbisa Munhu nhoroondo nhamba mugari uye chavanopinda yake imwe munhu.

Personal Account zvinosanganisira zvinotevera mashoko:

• kumwedzi inishuwarenzi ;
• dzakava dzakanyorwa inishuwarenzi yose kushanda upenyu mugari. Ivo kufungawo dzemaitirwe uye recalculation zviri basa mudyandigere.

Inishuwarenzi nhamba, wegadziriro ibasa kwaita. Izvi zvinoita kuti ukurumidze uye anoita mukana nhoroondo pensions. Inoitwa digits 11. Vapfumbamwe digits wokutanga - chiri mumba, okupedzisira digits maviri zvinopa hwomukova uye dzigadziridzwe zvemari zviri pamutemo.

basa nyaya

How kuwana chitupa yacho mudyandigere inishuwarenzi? Apo kuti kuti ive havashande mugari nokukurumidza kana basa iri iye asipo? The mushandi haagoni kuva chitupa basa inishuwarenzi. Zvino zvakafanira kugumisa ane basa chibvumirano, uye kuzadza fomu rweinishuwarenzi muna mudyandigere Fund. The remibvunzo achapa mari, vhiki nhatu angazarura pachedu nhoroondo uye kubereka kadhi inishuwarenzi. Ready tsamba yacho mushandirwi kunodiwa kupa mushandi, kwete pava paya pane imwe vhiki. Vanhu vanoita uchatamisa mari kuti mudyandigere Fund, ipai SNILS ari mudyandigere Fund panzvimbo kunyoresa sechinhu insurer. Vagari kuti mari nyora inishuwarenzi pachavo akashanda insured kuti mudyandigere Fund panzvimbo yake yaanogara. Ikoko, vanofanira kunyoresa. How kuwana mudyandigere inishuwarenzi gwaro iri chikuru pakurapwa? Kuti aite izvi uchada magwaro anotevera:

• Profile chimiro Adv-1 (kuti vanopupurirwa ne- National munhu);
• pasipoti.

Vabereki uye dzepamutemo vamiririri mwana anogona anoshandawo kune Fund, achitora navo magwaro anotevera:

• Profile fomu Adv-1 (vanofanira nguva dzose achasimbiswa nomubereki mwana kana mumiririri wepamutemo mwana);
• kuti pasipoti mumwe mubereki;
• mwana atoberekwa chitupa.

Mudyandigere Fund vashandi kuti zuva uye tarisa yakarurama pamusoro panyaya iri chikumbiro chimiro, magwaro kuita kombiyuta kugadzira. Kana pasina zvikanganiso anowanikwa, ari insured munhu anogamuchira rinokosha nhoroondo nhamba wakabudiswa kwaari dzakagadzirirwa kadhi inishuwarenzi. Mugari hazvo kuudzwa mune chiitiko yokukundikana kunonyoresa. Kuramba zvinogoneka kana isina kukodzera achizadza kunze remibvunzo, asiri pasi pamusoro zvaida magwaro uye kana mugari kwave mumba pamberi ari mukuru mazita inishuwarenzi mudyandigere.

Munyaya ino isu akatarira yokuti rugwaro inishuwarenzi ane, kudzidza zvaungaita kukurumidza kuwana tsamba mudyandigere inishuwarenzi, apo unogona kuchiwana: nzvimbo dzokugara kana imomo mvumo. Inonyatsoziva mapepa kuti gwaro.