Electronic CTP: mutengi wongororo

Kana inishuwarenzi Zvakakosha kuyeuka kuti chero zvazvingava, munhu anogara munharaunda nyika yedu, pashure kutenga motokari chinhu chokutanga vanosungirwa inishuwarenzi. Panguva Kusavapo kana kunonoka musi inishuwarenzi ari RF mitemo waakaudzwa inorema fines.

Nokuti vaya vasina mano kana chido kushanyira hofisi ive mazwi inishuwarenzi, zvinokwanisika kuzviita Indaneti. Pari, makambani inishuwarenzi zvinenge zvose zvinopa vatengi vavo mukana. Zviri nyore chaizvo, kutsanya uye isingadhuri zvikuru pane chinyakare bepa gwara, akambochera muhofisi.

Zvino e-CTP anounganidza vakawanda wongororo. Asi vazhinji motokari varidzi tinovhiringidza nzira iyi inishuwarenzi. Vanongofunga kuti kubudisa CTP yekare. Panguva iyoyowo overpay zvikuru zvinooneka.

Gore negore, maererano nenhamba, CTP policies waakatenga vanhu vanenge mamiriyoni 42. Sezvo tsika inoratidza nzvimbo CTP zvevakomana haabvumiri kuti zvakazara kufukidza inishuwarenzi yavo vatengi. Nokuda kwaizvozvi kuramba kushanda kumatare, uye vamwe vanhu anongoti dzosera kukuvadza yavo pachavo mari yayo, tichifunga kuti zvachose hazvina musoro kunokumbira. Sezvingatarisirwa, vanhu ava kusiya mashoko paIndaneti pamusoro kusauka yacho vachida. Mamiriro ezvinhu pamusika inishuwarenzi chinoreva zvakawanda.

Chii wemagetsi MTPL urongwa?

Izvo akaunganidza zvemagetsi policies CTP wongororo? mubvunzo uyu inofarirwa nevakawanda.

Rokumanikidzirwa injini rechitatu bato kuita anotanga nhoroondo yaro kubva 20-ies wekupedzisira remakore.

Pakutanga, mumwe mutemo wakadaro wakatangwa muUnited States, asi mumakore mashoma (kune 40-fung gore), akava akakurumbira Europe yose. Zvakanga zvakagadzirirwa kuti zvemari inopikira muripo apo tsaona mumigwagwa.

In Russia CTP pakupedzisira akatora chimiro zvikuru gare gare. Vakuru Soviet vakanga kufunga pakatanga inishuwarenzi muripo kana motokari zviitiko, asi akanzwa zvakakosha kumbosendeka nayo. 01.07.2003 chete akapinda simba Federal Mutemo №40-FL "On kwairayirwa vehurumende kuita inishuwarenzi motokari varidzi". Zvino motokari varidzi venyika yedu vane zvimwe inopikira mu mugwagwa netsaona, izvo zvakakonzera kuvadza insured pfuma.

Ndoupi musiyano?

Chii wemagetsi CTP? Anodzokorora kunyanya akanaka. More iri pazasi.

inishuwarenzi rokumanikidzirwa runoonekwa somumwe guarantors vakachengeteka dzokutyaira mumigwagwa, sezvo vatyairi vari mitemo kunyatsotevera. Zvisinei, pane dzimwe vatyairi avo, nekusiyana, kuzvibata zvakawanda zvisina kutsarukana, kuvimba inishuwarenzi. Kare, unogona inishuwarenzi rako motokari kuita chete neZvapupu muhofisi. Muchiitiko chino, zvingadai aiva chaizvo akavandira refu ari mutsetse.

Recently paiva mukana ngaateme e-CTP, wongororo vanosimbisa ichi.

Gwaro rino rine zvakafanana ukoshi sezvo pepa nehurumende. inishuwarenzi Electronic zvinoreva kuti muchairi wakapinda chete Database. Kana zvakakodzera, iye zvichagoverwa zvakafanana mabasa pakuparwa tsaona, uye kuti mutyairi aine papepa kopi. rate All vari Database, somugumisiro mutyairi vanogona kugamuchira dhisikaundi pasi inishuwarenzi itsva kutyaira pasina tsaona. Asiwo, kana mutyairi zvinowanzooneka mumabasa mugwagwa chokufambisa yechiitiko, iyo Database zvinenge kukanganiswa.

Inishuwarenzi rate iri e-CTP

Inishuwarenzi muripo anoratidza tariffs, ayo, izvo pamutemo yakasimbiswa kubva pakatanga inishuwarenzi rokumanikidzirwa munyika. Mune ramangwana, mutemo yachinja zvishoma kuburikidza vamwe yakabvumira kugadziriswa kwemutemo wekuita, asi mukuru pangoro inoramba kuchinja nanhasi.

The pamwero inokosha pamwero kunobva zvikurukuru pamusoro mhando motokari (mudhudhudhu, mutakurwi motokari, zvitima zviduku, bhazi, uye zvichingodaro. D.). Ndicho hwaro nerimwe tariffs, mberi kane ane chinhu ndezvokungotevedzera zvinhu zvakawanda.

pfungwa idzi zvinopa MTPL inishuwarenzi zvemagetsi. Reviews izvi zvinowanikwa.

Zvinhu kukanganisa mutengo inishuwarenzi:

- vhoriyamu of motokari;

- nharaunda dzokugara (kana kunyoresa) mumota varidzi;

- nhamba varidzi vaya insured motokari;

- Zvakaitika mutyairi, uyo akapa MTPL maitiro;

- nharaunda umo hofisi kambani yacho inishuwarenzi.

Nokudaro, yepamusoro ruzivo rwako, uye vashoma uwandu motokari iyo vaiva ne zvishoma mutengo inishuwarenzi.

vaongorori ruzivo anofanotaura nokukurumidza kuwedzera nechigadziko mwero mutero, izvo yekudyidzana simudza mutengo inishuwarenzi zvakananga. A pachena chinoratidza electronic chezvawanyora nechepazasi mutengo wayo tichienzanisa pepa nehurumende.

Murayiro kunyoresa zvigadzirwa inishuwarenzi

Electronic CTP (wongororo zvinoratidza ichi) nyaya iri nyore:

- pamutemo Website yekambani inishuwarenzi anofanira kuzadza fomu;

- kusaina chimiro dzinongoitika munhu ade kubudikidza SNILS;

- kubhadhara shoma chero imwe nzira.

Zvakakosha kunzwisisa kuti ichi mhando inishuwarenzi anekodzero nyaya chete pamutemo kambani. Bhuroka, Agent, chero nhume kuzviita asingagoni.

Kana waita zvakarurama, kwapera nguva iri e-mail achawana tsamba pamwe attached itsika. Zvakakodzera enyaya uye kutakura navo. Ndiko rakapa yemagetsi inishuwarenzi itsika CTP. Reviews anogona kuwanika padandemutande.

Kubiridzira munzvimbo iyi havasi zvechienzi. Kuti asimbise nderechokwadi mutemo, zvinokwanisika kuti kutarisa nhamba iri X-ray diffraction. Uyewo achiongorora zita kambani yacho inishuwarenzi.

Electronic negwaro anotarira sezvinoita inishuwarenzi CTP munhuwo. Kunyange ruvara zano inochengeterwa.

kuchinja zvikuru inishuwarenzi muna 2017

yakabvumira kugadziriswa kwemutemo wekuita New mumunda MTPL Pamutemo akabudiswa panoperera August 2016. Anofungidzirwa, rakanyorwa July 2017 vakanga vatova apinda simba. Car varidzi vanofanira kuteerera kutevera kwakaitwa:

• Normal muripo zvino zvichava zvikuru kwakaoma. kambani inishuwarenzi Yokutanga achapa kutungamirira basa yemapurisa kuti vakasununguka kugadzira mumotokari.

• kubudikidza evroprotokol muganhu mu yetsaona yakawedzera kusvika 100,000 rubles (muMoscow uye St. Petersburg kuti 400,000 rubles). It kare anotipa yemagetsi MTPL gwara FAC (anotaura iripo).

• Achava Kurambidzwa kuunganidzwa okuwedzera mari kubva mhosva mutsaona munofamba nevanhu vanoita vanokuvadzwa netsaona.

• Uchakwanisa kugamuchira pachako umboo kubva RSA (Russian Union Insurers) pasina zvakumbirwa kambani yacho inishuwarenzi. Panyaya iyi, electronic inishuwarenzi iri vakawanda vava. Pashure pezvose, mutemo inogona rakapa, pasina pamba.

Chimwe shanduko kuti ichava zvakafanira kuti motokari vatenzi, vachava musimboti idzva pakuverenga ari MSC. Achava kupiwa nomunhu.

Positive CTP zvakagadzirwa

Saka, pano pane mazita akanaka zvakagadzirwa.

• Rokumanikidzirwa kunyoresa munguva zvemagetsi chimiro (akaongororazve kunyanya kunaka).

• Mukana kuwedzera MSC vasina akasungirirwa motokari.

• Kuita boka inishuwarenzi achava nyore.
• Recalculation of MSC, mu enacting Mutemo wakagadziridzwa wokuita zvinhu zvichafashukira chiitiko pagore. Kare, akanga akaita chete pashure expiry chesungano.

Electronic MTPL Gwaro "Uralsib"

Reviews vanoti kutenga inishuwarenzi mune zvemagetsi muchimiro mune kambani inishuwarenzi anozvigona. "Uralsib" akagadza pacharo somunhu akatsiga sangano. Naizvozvo, policies CTP, yakashongedzwa pano dzakakurumbira. Kambani kundibhadhara insurances siyana rakakura. Isu wakagutisa kuzotenga somugumisiro hapana chikonzero kuenda kudare.

CTP policies inishuwarenzi inogona rakapa kana kushanyira hofisi kana paIndaneti. Musimboti yechipiri yava nani. Izvi imhaka yokuti hapana chikonzero kumirira mu pamwe nekurutsa kupinda kuwandisa kwemotokari mumigwagwa.

Kuti vagamuchire wemagetsi shanduro MTPL inishuwarenzi, unofanira kuenda YEPAMUTEMO YEPAINDANETI "Uralsib". "Online Insurance" Pane ane chikamu. Unofanira kutanga kushandisa electronic karukureta kuverenga chitsama inishuwarenzi shoma.

Unofanira kuwana pasiwedhi kusvika email nhoroondo kuti danda kuti pachako nhoroondo.

The anokosha calculators policyholder kupinda ruzivo nezvako uye pamusoro motokari.

Chii kungava mashoko?

- pasipoti yacho muridzi motokari.

- pasipoti of insured, nokuti inogona kuva akasiyana munhu.

- Rugwaro kunyoresa motokari kana TCP.

- mutyairi All kuti marezinesi iwayo vanhu vachapiwa vakabvuma kuti motokari kuzvidzora.

- chirwere Card, pokusimbisa chokwadi chokuti motokari iri undamaged. Nokudaro, kadhi anofanira kuva akakodzera.

Zvose zvaidiwa magwaro. Unofanirawo kurondedzerwa, dzisina kana risina parinogumira inishuwarenzi mutengi anoda kutenga, nokuti yakareba sei.

Kamwe mashoko ose yakanyorwa, unogona mberi kuti muripo. The zvikuru yokuita nzira kuti ine kadhi rechikwereti. Mushure maminitsi mashomanana mutemo achatumirwa kuti e-mail unotaurwa pana kunyoresa.

Electronic inishuwarenzi CTP "Rosgosstrakh"

Reviews zvinoratidza kuti kambani "Rosgosstrakh" ndiro undisputed mutungamiri musika inishuwarenzi. Izvi imhaka yokuti iripo kwenguva refu uye vanhu vazhinji kuvimba. In sangano iri, kunewo mukana kutenga wemagetsi negwaro.

To ngaateme e-CTP "Rosgosstrakh" (mhinduro zvinoratidza ichi), unofanira:

- vanoshanyira yepamutemo Website rgs.ru;

- kutsvaga karukureta kuti pakuverenga electronic kukosha mutemo;

- zadza kunodiwa minda;

- kumirira. The Hurongwa kunoratidza kuti mashoko kubva PCA uye achava ape kwokupedzisira mutengo inishuwarenzi. Pashure kuti uchakwanisa login wako pachako nhoroondo yaunogona kubhadhara zvemagetsi CTP. "Rosgosstrakh" (anotaura iripo) tivimbe.

Kana achizadza kunze date unofanira kungwarira chaizvo. mashoko ose achaparadzwa zvazvakaipira pamusoro chete Database. Uyewo, mashoko aya ari chose kukanganisa kuverenga pamusoro MSC uye, naizvozvovo, mutengo inishuwarenzi.

Kamwe muripo yakaitwa, unogona kumirira e-mail.

Kazhinji mubvunzo unomuka: Ndinofanira enyaya mutemo. Nepo izvi zvakakodzera, nokuti motokari mapurisa hazvibviri kuwana mashoko ari SAR.

VSK

VSK Company ( "Military Insurance Company") ndiyo yaizivikanwa uye hwakavimbika. Rongai kuita inishuwarenzi mitemo chishandiso zvemagetsi chimiro hakusi nyore. Sezvaiitwa nemamwe masangano, vanoda pamutemo nzvimbo kugadzirisa. Mune private hofisi kuzadza kubuda mashoko pamusoro muridzi uye motokari. Zvinofanira kuitwa nokungwarira, nekuti mutemo nokukanganisa haangavi musoro.

The kambani inotaura kuti inishuwarenzi, akaurayiwa kuburikidza neindaneti, zviri zvikuru kubatsira pamasikiro, nekuti yose muitiro anozviramba nguva yakawanda. Uyewo, nzira iyi yokuwana CTP rakavimbika, njodzi uye zvinobatsira. Mari yemagetsi shanduro ndiyo isingadhuri zvikuru kupfuura bepa shanduro.

Discount breakeven kuponeswa, izvo runobatsira dzose vatengi.

ruzivo All akazara pakarepo atariswa X-ray diffraction, saka kuti kutsanya nzira inishuwarenzi. Data pamusoro insured uye motokari yake vaedzwa, iwe chete kubhadhara mutemo. Zvinokwanisika kuita ichi achibatsirwa kadhi rechikwereti. Kwapera nguva inishuwarenzi auya mailbox wako.

Reviews

zvakafanana sei MTPL mitemo mune zvemagetsi chimiro? Reviews vari kuti apo vavimbe inishuwarenzi yakadaro haisi zvose.

In dzakawanda pamutemo Websites pakati unorema kubva wongororo ane unhu hwakaipa zvose makambani uye zvigadzirwa zvose inishuwarenzi. Izvi zvose zvinoitika nokuti motokari varidzi vane mari muripo ivo Kashoma kuuya nzvimbo kuti zvakananga siya ipapo inobvuma kambani yake yeinishuwarenzi. Kazhinji, pane vari kutsvaka rubatsiro kana kusiya zvichemo.

Chimwe chikuru yemisoro mashoko asina kunaka ari "rokumanikidzirwa" kutenga zvimwe mabasa. Totaura musoro kana upenyu hwomunhu ari insured ne imwe kambani kakawanda. zvichemo zvakadaro vakabatwa kusvika yakawanda, saka motokari varidzi kutenga pasuru iyi nekuda netariro.

Zvisinei, zvinokosha kuyeuka kuti mumwe nomumwe mamiriro mumugwagwa, nokuda kwezvandakaitirwa wongororo pano vanofanira kudavira nguva dzose.

Asi vose, electronic inishuwarenzi CTP anounganidza wongororo zvakanaka. Handiti, zvinobatsira vatyairi kuponesa mari. Mukuwedzera, electronic inishuwarenzi kubvisa kudiwa kugara pamwe nekurutsa. Very nyore kwaiva inishuwarenzi zvavo ehurumende basa pasina pamba.