Mukana wokuzvidzivirira chiito

Chokutanga, ngatirangarirei pfungwa "kodzero contractual" uye "ukama kuita." Mitoro kuchimuka ruzhinji zvibvumirano. Mukuwedzera, zvinosungirwa kungava mamwe-contractual. Sezvo chikwereti uye chikwereti kuita muukama mumatare aya? Mhinduro zvakajeka murayiro. Uye pakutsvaga mitemo uye mitoro uye kodzero yavose vaviri.

Asi contractual mitoro zvinomiririra yakaoma. Maererano Civil Code (Article 321), pamwe kutora chikamu Lenders anoverengeka uye ngava wandei, chero chikwereti zvingada kuita, uye vose chikwereti pamwe zvose kunodiwa kuti mitoro (kana zvimwe inopiwa).

Nehana chikwereti, kupinza Somuenzaniso, zvikwereti, anotsiva mari pakutsvaga Bank pamusoro panowanikwa akarongwa izwi uye akadzingwa kumashure wazvipira kuna kumahombekombe ichi. Kutoti pamusoro "zvimwe inopiwa", kuti icho chikwereti vasingagoni kupa ukoshi (kana kungoti haana cherechedzai). "Vamwe" anogona inovandira Somuenzaniso, shoko rokuti "kubatana". Uye dzimwe tsika yacho Civil Code unoratidza chipauro chakadai: mukweretesi kungada waivako kubudikidza zvachose zvose chikwereti (kureva pamwe chete (anorenda), kana chero yoga uye sechikamu chikwereti, uye zvachose ..

Edza kumira panzvimbo mukweretesi. Achaitei kana chikwereti iri mubayiro nguva chikwereti uye mumwe - kwete? Chokwadi, inoendeswa zvinenge: edza kuti adzikunure yasara huwandu chikwereti vaya ngava vane nehana (hapana hwaro hwakavigwa kana pamwedzi nguva dzose kuti imwe mari chesungano). Uye hazvaibatsira nharo: mumamiriro ezvinhu akadai, bhengi racho rumhan'aro vachange Chokwadi achagutsikana. The Bank akagamuchira ayo pakarepo kukanganwa pamusoro ngava zvose.

Zvakadini ngava kubhadhara, kwete chete nokuti pachavo asiwo vamwe?

The chete nzira yokubuda pano - kupiwa mukana wokuzvidzivirira. Maererano nomutemo, nehana nechikwereti kukumbira mumwe kudzorera mari inobhadharwa kwavari. Chokwadi, asi vayo mugove. Uye kana vamwe chikwereti havana kundosangana zvinodiwa, mukana wokuzvidzivirira vachadzoka mari kuzviuru pedyo Bank. Kazhinji, dare riri kurutivi wacho anoita anonyengera chikwereti kudzorera mari.

Mukana wokuzvidzivirira kare zvaizivikanwa zvinenge zvose nzvimbo mutemo. Somuenzaniso, mushandirwi, uyo akamanikidzwa dzosera chikwereti kwavari vakaripira mushandi anekodzero pasi paya regressive wandei.

Mumwe muenzaniso - the mukana wokuzvidzivirira petsaona. Mutyairi, akaripira nedzimwe kambani kushanda, anowana mutsaona. Pashure Ongororo zvinoitika: kupomera kuti tsaona zvakatangira chete vanobhadharwa mutyairi. Izvi zvinoreva kuti zviripe kukuvadza wogara pamusoro pake. The mushandirwi inobhadhara yepamutemo mari, fines, chakakonzerwa namaneja mumwe bato anofanira dzosera kuti varasikirwa. Zvino mutyairi vanosungirwa kubhadhara chikwereti kwava zvakananga waunoshandira. Kana kuramba ari mushandirwi anogona kuvimba kupiwa mukana wokuzvidzivirira. The chikwereti vachapiwa mhosva mudare, nemurairo.

The mutsara vanoti kuyananisa anofanira kuzviisa mukati ramakanzi tsika uye kuva zvakanaka kuumbwa. yakanakisisa subtleties kwakadaro anoitwa magweta (magweta), sezvo zvaidiwa Maitiro zvinodiwa kuti chimiro uye zviri zvichemo hakurevi kubvuma chikumbiro kuna kugadzirwa uye zvinodiwa.

Kana chipi kusawirirana, kutaura achasiyiwa pasina kufamba, izvo zvinoreva - nayo haazogamuchirwi nezvawo.

The mukwiriri anopiwa nguva kubvisa zvikanganiso zviri akataurwa vanoti (kukundikana APC haina inopiwa) pamwe kugadzira musi pokushandisa mukwiriri mudare, uye chiratidzo pokuperevedza kana mashoko okuti. Pakusarudza kopi anofanira akatumira wacho mukati zuva rimwe pashure mutongo.