Chinenge kushanda wese wenyika yedu ane duku munyoro epurasitiki kadhi - mudyandigere Insurance Certificate. Sei zvichidikanwa? Zvikurukuru, ndiwo kuvimbisa kuti muridzi achazodzidzisa ramangwana kugamuchira mudyandigere kubva mamiriro. Kana kunyoresa nerimwe insured "akasungirirwa" ake pachake nhoroondo uye rakapa mumaoko chitupa ichi. Inofanira munochengetwa insured munhu, uye chinoshanda chete mharidzo gwaro certifies kuzivikanwa kwake.
Zvakadini kana gwaro inishuwarenzi inishuwarenzi mudyandigere chakarasika? Where kuenda?
Our upenyu - kugara kumhanya-mhanya uye paine kupikisana kwakadaro. Uye isu tiri nguva dzose chinhu tisina cherechedzai, ipapo vakapararira uye kurasikirwa chinhu ichi chipatapata. Ndizvo rimwe zuva, zvakanaka, kana kwete zvachose kwazvo, ani naani wedu anogona kurasikirwa chitupa yacho mudyandigere inishuwarenzi. Vanhu vari kufara, asingazivi kuti kuita uye kuenda nokuda kwokunamata gwaro rino apo. Usanetseka - a nouya uchapupu hwako mudyandigere Fund achakupai kwemwedzi. Chokwadi, kana uchida kuwana gwaro mudyandigere inishuwarenzi, unofanira kushandisa kurasikirwa.
Saka, pakutanga patichanzwisisa, kana muri kushanda. Kana uri pamutemo basa, unofanira kuenda waunoshandira uye kunyora mashoko pamusoro chii chitupa inishuwarenzi yave akarasika. Yeuka kuti chikumbiro ichi zvinokosha kuti vanyore kwete paya pane imwe mwedzi kubva musi gwaro kurasikirwa. Pahwaro mashoko ako, asi basa anofanira kupinda inodiwa mashoko ari kushanda muchimiro Adv-W uye, pashure iwe kusaina nayo, ugozvitumira mudyandigere Fund. In fomu iri rinofanira vapinda SNILS zvenyu, iyo inochengetwa dhipatimendi dzenyu vashandi kambani. Kana nhamba iyi asina kuwanikwa, ipapo achasarudza kudiwa kutumira chikumbiro kuna mudyandigere Fund. Pasina mwedzi, unofanira kuti ape nouya ari chitupa chakarasika. Kundoitora, uchakwanisa, naiyewo vashandi dhipatimendi.
Zvinofanira kurangarirwa kuti pane mutemo Russian Federation №27-FL, iyo inoti kuti kudzorera chitupa inishuwarenzi mudyandigere yako inofanira kuva, uye kunyange vanosungirwa kuti insured, kuti ndiye wako yepamutemo mushandirwi. Asi tinofanira kurangarira kuti kana uchapupu waita akarasika kare, kuti vawane basa, kuti mushandirwi anekodzero kuramba iwe rubatsiro kuwana gwaro. Ibasa inowira pamapfudzi enyu.
Kana nguva nokurasikirwa gwaro iwe havashandi kana rokutanga basa kurongwa, ipapo iwe kubata kudzorerwa makadhi vane zvavo. Kuti aite izvi, unofanira kuonana pedyo bazi mudyandigere Fund, kana kuti nzvimbo dzokugara kana kunyoresa. Kudzosera pasipoti yako zvinoda. Vakazvimiririra kuzadza fomu Adv-3 uye kumirira. Mudyandigere tsamba inishuwarenzi inofanira kudzorerwa kwete paya pane imwe mwedzi kubva pakunamata musi nokurasikirwa racho. Vamwe dzemapazi mudyandigere Fund anogona ngaateme uve nouya ari gwaro rekukwazisa zuva pasi chikumbiro.