Ndinogona inishuwarenzi mumotokari munzvimbo dzakasiyana: mitemo uye zvinhu izvi

Kutenga motokari - .. An chisarudzo chinokosha, saka kuti ichi chikuru mubhizimisi. Search Product - kwete kukosha kwacho, nekuti kuwana nzvimbo yakakodzera chisarudzo here, saka kuti akanga ari mumamiriro ezvinhu akanaka, haatarisiri Investments guru, asi harina chakabiwa uye havana nhengo fraudsters - zviri zvakaoma.

Asi iwe vakatenga motokari, unofanira ariise rekodhi, asi vanofanira kutanga kuwana yeinishuwarenzi itsika. Where kureva motokari? Kuwana kambani kubatsira Internet, asi kana iwe uchida kurarama muguta umo usina imomo mvumo? The mubvunzo unomuka: Zvinobvira inishuwarenzi motokari mune imwe nharaunda? Ngatimbotaurei zvazviri.

Terms of inishuwarenzi motokari

Car Insurance - a fanira nzira iri Russian Federation. Pasina mutemo magetsi Profile wekambani kwamuri pakutanga, hapana indemnify chinhu insured chiitiko, uye chepiri kuti kunyora yakanaka 800 rubles.

Inishuwarenzi inodiwa motokari zvose kunze avo nokuda kugadzira zvinhu havagoni kufamba kudarika 20 km / h, ndezvaJehovha Bazi Defence haabvumirwi ushande kwemamiriro kana vakanyorwa kunze RF.

Kune 2 mhando inishuwarenzi: MTPL uye Chikomo. Chikomo rakapa pamusoro motokari zvose zvitsva fanira. Uye wechipiri-ruoko motokari kare anogona kuita chero mutemo nokuda chikumbiro motokari muridzi wacho.

CTP chete kunodzivirira kurasikirwa nemari kana tsaona, Hull kuponesa iwe mari kwete chete kune tsaona mumugwagwa. Zvinobatsira:

• panguva kuba;
• zvakakuvadza motokari pamwe chando, chando, muti;
• kudhumhana nezvikara;
• unonyura;
• kukuvara kumapati rechitatu, uye zvichingodaro. d.

Inishuwarenzi mune imwe nharaunda

Ndinogona inishuwarenzi motokari mune imwe nharaunda? Possible. Chinokosha Kuteerera akawanda zvinhu.

1. Uchava chero nyaya kuisa motokari pamusoro nyaya iri pakuunganidza nharaunda, uyewo kuti inishuwarenzi nayo, kunyange kana masvika chete kutengwa ichi. Zvikasadaro, munzira shure unogona kusangana vamiririri yomumugwagwa mapurisa, uyo "farira" imi fines guru nokuda kwokushayiwa magwaro anodiwa. Kuti izvi zvisaitike zvaunogona, zvichida achiratidza okutengesa chibvumirano, kubva musi chaiva mazuva anopfuura 10, asi kwete vose kwemitemo vakuru makavimbika. Saka kana iwe uchiri kuda inishuwarenzi motokari muguta, munobuda maererano zano iri ndima inotevera.
2. Inogona akapa mutemo pamusoro ruduku mashoko sezvinoreva kambani - nokuti 3 months. Zvadaro nguva inishuwarenzi kuchaguma nokukurumidza, uye uchakwanisa kuzodzosera inishuwarenzi motokari yatova muguta.

Kana iwe usina dzokugara mvumo, uye mubvunzo ndewekuti zvinoita inishuwarenzi motokari munzvimbo dzakasiyana pamusoro kwekanguva kunyoresa, Saka, kuita izvi, havadi magwaro chokuita nenzvimbo dzenyu dzokugara. The chikuru ndechokuti uri mugari Russia. zvinyorwa zvakafanira, tichaita mberi.

Chii unofanira inishuwarenzi?

For CTP inishuwarenzi policies kana Hull kusvika mune dhipatimendi yekambani inishuwarenzi yaunosarudza. Iri basa unogona kupa uye mune dzimwe motokari dealerships. Asi vakawanda, pane makambani akawanda, izvo inishuwarenzi motokari nokukurumidza uye chero nguva zvinoita.

Nokuti kunyoresa mutemo vanofanira kuunza magwaro anotevera:

1. Pasipoti kana zvechiuto ID (nokuti uto).
2. Motokari kunyoresa gwaro (TCP).
3. Driving marezinesi vanhu vakabvuma kuti motokari kuzvidzora.
4. Kana motokari chakumbirwa kana mortgaged, zvaida magwaro kuratidza kuti.
5. Chirwere Card pamwe huripo rokuongorora Data.
6. okutengesa chibvumirano (kana).
7. Statement, izvo zvinogona uzadzwe zvakananga muhofisi kana panzvimbo iwe inishuwarenzi motokari.

nyaya mutengo

Mutengo inishuwarenzi kunoenderana zvinoverengeka on:

1. Motokari goho mu l / s.
2. Nzvimbo dzokugara ari muridzi (nokuti mumadhorobha vagari inishuwarenzi iri anodhura pane vaya vane remunharaunda kunyoresa).
3. Mari motokari.
4. Rokuti kutyaira ruzivo ari insured.
5. Nharaunda inishuwarenzi (nechepakati kunzvimbo inishuwarenzi motokari kazhinji anodhura pane ari kupfuura kure).
6. Kuwanda vanhu vanobvumirwa kushandisa motokari (inogona kupinda mutemo vamwe asi unogona chete kuti inishuwarenzi pasina kurambidzwa).
7. Dambudziko isina akatasva (kana nguva ukaona mutsaona, kunyange pasina mhosva yavo, kuti kubhadhara mutemo vachava zvakawanda).

Naizvozvo, kana kusarudza inishuwarenzi motokari munzvimbo dzakasiyana, unofanira kuziva sei inishuwarenzi achaita mari munzvimbo iyi.

Rakajairika nezvinetso inishuwarenzi mune imwe nharaunda

Havasi Makambani zvose zvine mahofisi munzvimbo dzose munharaunda Russia. Naizvozvo, unofanira kuziva kana insurer iri, vane mitemo Unoda kunzvimbo Mauya ozodzokera kana kwete kuti matambudziko vachibhadhara vari chiitiko petsaona kana kudiwa nokuchinja maitiro.

Pakusarudza kana kuti inishuwarenzi motokari imwe nharaunda, Rosgosstrakh nemamwe makambani vanozivikanwa akadaro kunogona kukubatsira zvikuru ichi. Uye mamwe makambani inishuwarenzi inogona uye kuita kuramba muridzi motokari ine non-womunharaunda dzokugara. Mikana uye nematambudziko ari MREO kana kunyoresa pamwe mutemo nonregional kambani, asi ichi ndicho zvisinganyanyi kuitika.