Kuita inishuwarenzi

inishuwarenzi kuita - ndiyo yakazvimirira bhora basa inishuwarenzi. In kwakadai inishuwarenzi chinhu anoita basa iri insured munhu (insured) nomurayiro, uye nemhaka mitoro pasi chibvumirano kuti kukuvara drugimlitsam (pasi kukuvadza zvinonzwisiswa zvakakanganiswa pedyo zvikuru munhu, uyewo nzvimbo kune rechitatu-kumapati). Pachishandiswa zvichiitika inishuwarenzi kuti insurers vanoti ngozi, yakanyorwa chibvumirano kuti inishuwarenzi chokuita kuita kuti aite kuti inomuka somugumisiro kukonzera kukuvara kuna insured pfuma, utano kana upenyu yavose rechitatu. Somunhu insurer ave vanhu uye nomutemo.

Civil kuita pamberi nevokunze riri proprietary zvakasikwa, nokuti munhu kwakakanganisa kupati rechitatu zvinofanira vanosungirwa zvakazara aripire kurasikirwa ayo. Kushandisa kuita inishuwarenzi yacho, musengwa kudzikamisa zvinokanganisa insured inopfuudzwa kusvika insurer. Kukonzera kukuvara vamwe kuburikidza insurer kungaita administrative kana mhosva basa, asi kukuvara pfuma kunoitwa dzebato wechitatu uye ake muripo riri zvava kusvika insurer.

inishuwarenzi kuita anogona kuita nenzira mbiri:

- Kwokuzvidira inishuwarenzi yakadai wehurumende kuita inishuwarenzi kuti varidzi Apartments;

- rokumanikidzirwa inishuwarenzi, akadai kuita inishuwarenzi motokari varidzi (CTP).

Kuita inishuwarenzi (GO) furati varidzi rinoreva yokuzvidira inishuwarenzi, asi zviri zvikuru nokukurumidza uye zvinokosha mabasa kumakambani inishuwarenzi, kuchinja pamafudzi avo basa kuvavakidzani venyu masanga kukuvara yakaitika zvakaitika mufurati kushandiswa. Possible njodzi zvakanyorwa chibvumirano, uye insurer anekodzero kuona kunonyanyisa inishuwarenzi mari, mukati iyo insurer mutoro kugadzirisa zvakakanganiswa kumapati rechitatu maererano insured, akadai moto kana mafashamo. Inishuwarenzi pangozi vanonzi zviitiko panowanikwa izvo maererano chibvumirano inishuwarenzi, kuti insurer ane basa muripo kukuvara, kureva, ari insurer mubayiro kuna kumapati rechitatu vakatambura Somugumisiro mabasa kana dzakasiyiwa yacho insured.

Inishuwarenzi Chibvumirano GO ndiyo nyaya kukuvara pfuma, muviri kukuvara, mapato rechitatu somugumisiro zviitiko upenyu kwakaitika pane imwe kero zvakananga, chaiyo huripo inishuwarenzi chibvumirano - ndiyo nzvimbo inishuwarenzi.

Kuita inishuwarenzi SRO (kuzvipira pamutemo Masangano) yava zvakakodzera nokuti kuti pakuvaka indasitiri kwapfuura kuti kuzvidzora. Bazi Regional Development yakatanga chaizvo dzave dziri inishuwarenzi GO SRO uye nhengo dzayo kuti nechokwadi kuchengeteka zvechokwadi rokuvaka sangano uye nhengo dzayo uye zvainanga kusimbisa pakusimba zvavo zvemari, sezvo nekuripira zvaparadzwa anofanira ndanyarara hangu Verengai insured pasi chibvumirano inishuwarenzi, uye anobvumira kuti asina kupedza SROs Compensation Fund.

kuita inishuwarenzi SRO ndiyo chibvumirano pachinhu zvinotevera nengozi insured kwomunhu basa (kana insured) nezvinokuvadza:

• utano kana upenyu kumapati rechitatu somugumisiro nezvekukanganisa mubasa iri insured;

• pfuma yavose rechitatu kuguma zvaaikanganisa mubasa iri insured;

• zvakatipoteredza mugumisiro kwokusakwana nemabasa insured;

Inishuwarenzi - runovimbisa kuchengeteka kwako uye zvemari pakusimba.