Educational chikwereti inopa mikana mitsva nokuda vamhan'ari nokuda Diploma

Muna 2008, muRussia zvakatanga chirongwa, nemhaka iyo dhipuroma achakwanisa kuti mazana ezviuru murombo asi unyanzvi vechidiki. Tiri kutaura hurumende vimbiso vadzidzi vanogamuchira zvikwereti mudzidzi ari chiitiko vasiri refoulement apo kubhangi kuti Nokurasikirwa pamwe ndanyarara hangu kubva yeUnited bhajeti (anenge 10% uwandu).

Ndezvipi zvinhu yepurogiramu kuwana zvikwereti dzidzo pamwe ezvinhu vimbiso? In wacho kuti kudzidza dhigirii zvinoita kushandisa rokudzidzisa chikwereti pamusoro akanaka okuti - chikwereti chikuru pamusoro chikwereti haana kubhadhara panguva yokudzidza uye mitatu mushure mekugamuchira zvitupa kuvatori vechikamu pamusoro kuedza. Mumakore maviri akatevera zviri kubhadhara chitsama chimbadzo uye kwemakore 10 kuti kubhadhara vakuru chikwereti kunodiwa. Kurangwa nokuti mangwanani mutsividzo pamusoro chikwereti haina inopiwa. Rubatso pamusoro anokwereta ndiwo mamiriro, iyo subsidizes kufarira prices nokuda kwezvikwereti mudzidzi. Nokuda kwaizvozvo hazvina kupfuudza 5,0625% pa annum.

Ndiani anogona kuwana chinhu chikwereti dzidzo iri akadai? Hurumende mabasa ave rubatso vechidiki vane makore 14 kusvika 18 makore, ikozvino vadzidzi kubva 18 kusvika 21 makore vane zvikuru mikana kuwana map dzakadaro.

Uyezve, kuti akwanise kuita rehurumende purogiramu zvikwereti mudzidzi, unofanira kuva akanaka zvedzidzo chinyorwa. Chekutanga ose ehurumende anotsigira ramangwana nenyanzvi dzose Profile inodikanwa National upfumi. Somuenzaniso, ikozvino vakawanda kudiwa tichitarisa hurumende masayendisiti, nyanzvi uye vamiririri kushanda ounyanzvi hwokugadzira mauto-maindasitiri kunzwisisa.

Kuti tisvike purogiramu mamiriro, mudzidzi anofanira kupinda chibvumirano dzadzidza chikwereti ane mubhengi kuti paChikoro kuedza, uye kuita izvozvo mumayunivhesiti izvo chibvumirano chacho. Gore negore, pakarongwa zvikoro izvi zviri kuchinja. Zvinokosha kuziva pakuti aibudisa abvumirwa nevanhu paruzhinji uye pasiri kumayunivhesiti.

Pari, hurumende subsidy sezvo nekuripira vasiri kudzoka chikwereti pamusoro chikwereti reimbursed kusvika 20% yaipedzerwa mari serinokosha asi 75% of refinancing mwero Central Bank of Russia iri kuenda muripo kunoderedza mari.

Nenzira, yakanakisisa mukana ane chikwereti yedzidzo kubva kuvanhu nokugamuchira dhipuroma of yepamusoro dzidzo wechipiri, vane pachake mari yavo uye urefu basa pamwe chete basa kwemwedzi dzinenge mitanhatu uye chero pfuma (motokari, Real Estate). Uyezve, mashoko akanaka kukanganisa pamahombekombe chisarudzo pamusoro chii vabereki vako - kwete basa, iwe une guarantors, uye passbook yako yoku- nguva nenguva. Kunowedzerawo mikana pokuita kuedza kubvuma kuti akakurumbira unyanzvi ari yunivhesiti repamusoro.