Zvirango uye mortgages

Kana munhu akasarudza kutenga nzvimbo ine chikwereti mari, pane zvakawanda ezvinhu anoda kumwe kujekeswa. Pasinei nokuti marangirwo nezvaro chibvumirano, dzimwe nguva zvakakodzera kutsanangura sei akasiyana nomumwe. Pashure pezvose, kunyange nguva uye mutoro anokwereta angave nezvinoitika ezvinhu.

Zvirango - zviri waiti ari chibvumirano ndokuinama mari muripo yomuropa, iyo akapiwa munhu kuti kutyora chibvumirano, ari contractual mazwi. Sezvo vanowanzoororwa yakatarwa chikwereti panotaurwa kuti mukupera kuitwa, pakaputsika mari girafu. Mukuita zvinodiwa kubhadharwa chitarafu, mukweretesi anekodzero haana kuzviratidza kuvapo kukuvadza. Uyewo, iye haagoni kuripwa kuti Zvirango iri chiitiko kuti chikwereti haasi anokonzera nezvikwereti.

Fine - mutongo, iyo rinoshandisirwa kune nyaya uye vari kuti, inosidzikwa nokuda chibvumirano kana mutemo mhando. Zvinonzi kunorondedzerwa mari yavanosungirwa kana chikamu yaipedzerwa ari contractual mutoro iyo yave atyora. Zvirango iteererwe chikwereti chibvumirano uye ndiwo yakakodzera mwero basa, iro akagovera kutyora mitoro. Kurangwa mhosva nokuti kuramba mhosva uye kunowanzoratidzwa somunhu chikamu yaipedzerwa vaitire atyora. Mune zvimwe zviitiko, zvinokwanisika kubhadharwa wakaiswa uwandu. Saizvozvowo, chirango rinoshandisirwa mbiri dzinokosha siyana: fines uye fines. Mamiriro ezvinhu chokuita nacho, vanorondedzerwa nomumwe chikwereti kana chikwereti chibvumirano.

Pane mamiriro ezvinhu apo mukwereti nokuda ezvinhu kurovha rendi, uye kubhengi afunga kuti zvikonzero izvi zvinokosha hunhu. Somuenzaniso, kana musina kushanduka kana kurasikirwa nebasa rako unofanira hazvo varidzi kunyevera kubhengi. Ita izvozvo mutengo pamberi sangano pachayo kupa kutaura kuna anokwereta, sezvo chokuita nenyaya akaita kuti kuumbwa, kuti zviite nani mune ramangwana zvichava zvakaoma. Saka, mune izvi zvinogona kuva kunonoka kuti muripo uye refinancing. Zvisinei, pakupedzisira muviri, kana anokwereta haana mari achava zvakaoma.

Pakadaro, kana kubhengi asarudza kuti chikonzero yokukundikana kubhadhara rakakodzera runodiwa mari kusaremekedza, maererano kuti chikwereti chibvumirano, kuti marangirwo vanobhadharwa pakutanga. Nokudaro, apo achiita rinotevera muripo achatanga ngavafukidzwe chirango, uye chete ipapo kutungamirira chikwereti. Naizvozvo zvakafanira kuti ave nechokwadi chokuti huru uye pamwedzi mari yakanga yakazara, zvimwe wakanaka uye chirango uchava kubhadhara chinotevera mwedzi.

Mumamiriro ezvinhu, kana kutyora chibvumirano mubhadharo pamusoro chikwereti ari hurongwa, kubhangi vanogona mangwanani mutsividzo yacho chikwereti. Kakawanda izvi zvinoitika kana akakwereta akakundikana kuita mari, uye asingauyi kubhadhara marangirwo pasi chibvumirano mugore katatu kana nonoka mazuva anopfuura 90.