Chinonyanya kunobatsira kadhi rine nguva nyasha. Overview kuti makadhi ane nguva nyasha

With veMubatanidzwa upfumi dambudziko, mabhengi makatanga kusuma zvigadzirwa zvitsva emari kukwezva vatengi. Kunyanya epurasitiki makadhi vava akakodzera. Asi mureza chikwereti mutsetse hazvishamisi. Havasi vanhu vose vanoda mari mubereko kushandiswa mari kumahombekombe. Chinonyanya kunobatsira kadhi rine nguva nyasha - ndizvo zvaunofanira yeGmail.END_STRONG ano. Zvikuru mamiriro ezvinhu akanaka vanhu kuti kurondedzerwa pashure.

Ndeipi nguva nyasha?

Makadhi nhasi pa zhinji zvemari masangano nyaya mahara. Zvisinei, vamwe kuti tikwanise kushandisa mari kubhangi kuti uri zvaunoda hwaro. Kureva, unogona kutora mari kubva kadhi uye panguva imwecheteyo hazvitsivi mukati imwe nguva. A mwero nyasha nguva mazuva 30-60. Zvisinei, vamwe nemabhengi kuenda mberi uye kupa vatengi vavo kushandisa mari isina overpayment kwemazuva 180-200.

Zvinobetsera kuva kadhi rine nguva nyasha? chigadzirwa ichi zvemari zviri nyore kushandisa. Asi unogona chete kubatsira kudana mune zvimwe zviitiko. Chokwadi kuti vakawanda vatengi, muedzo nyasha kumwedzi, ramba kushandisa chikwereti pashure pakupera "mubereko-akasununguka" nguva. Panguva iyoyo tinofanira kubhadhara imwe nani guru basa kuti kushandisa kadhi mutsetse.

Kana zvakakodzera kuti ape nekadhi rechikwereti? The Kugadzirisa anogona chete kutora nemhosva. A rokutanga ongororo anofanira kuongorora kadhi ane nguva nyasha.

Sberbank kweRussia

Tsika zvemari kuvimbwa vakawanda vagari. Inopiwa nemabhengi kadhi rine nguva nyasha. Cash withdrawals pasina mubereko chero ATM chakaitwa. Pasinei nokuti nguva nyasha akapa haisi yakakurisa (mazuva 45 chete) achida kuti ape mari chigadzirwa anogara yakawanda. Izvi runoratidzwa zvakawanda nezvaro. Kunosanganisira chekutanga chitsama mbiri muganhu. Zvichienderana mari vatengi anogona kusimuka 600 zviuru rubles pangozi.

Panoperera nguva nyasha kushandiswa chikwereti mari mubhengi racho vatengi vachava kubhadhara ndarayirwa pachiyero 25.9% pa annum. Overpayment rinowanikwa kwakavakirwa uwandu mari akatorwa mepu pazuva rokupedzisira bhizimisi romwedzi.

"Avangard"

bhangi ichi ndicho anokwezva, kana tikafunga nyasha nguva. Munhu wese ane mukana ape rugwaro uye kugamuchira kadhi rimwe dzakawanda mubhadharo hurongwa. Iyi refu nguva inogona kushandiswa mari ezvinhu vakavimbika kubhengi wacho. Makadhi ane mazuva 200 nyasha - iri rakasiyana mukana kuti chero kutenga, pasina vakamirira mari. Kushandisa mari anogona kuva zvitoro, masangano kufamba, varaidzo nzvimbo uye zvichingodaro. D. Hazvina zvakafanira kudzokera mepu yose mari wakasuduruka mukati mwedzi. Shoma mubhadharo ndiyo 10% hunonyanya uwandu.

Sezvo zvakafanira kudzorera mari mushure nguva nyasha. Minimum muripo hakuzochinji. Iye achava zvachose zvakafanana 10%. Zvisinei, mukuwedzera unofanira kubhadhara zvakawanda uye kubhadhara. "Avangard" Bank anoda kuti ape kadhi ane mwero 24% pa annum.

VTB Bank

dzakasiyana anoverengeka epurasitiki makadhi kupa kuti ape kubhengi VTB. Musiyano vachapiwa kadhi mutsetse (kubvira 300 kusvika 900 zviuru rubles). Zvechokwadi kungava zvinobetsera kadhi rokubhengi. Grace kumwedzi mazuva 50, rinopa mukana vatenge tichiregeredza tsika zvemari uye saka regai overpay. At pakuguma Billing nguva mwero kuti vatengi itsva kubhangi achava 28%. Nokuti vaya refu vakashanda pamwe nemasangano zvemari kuti kupa zvinhu vakavimbika zvikuru. Panopera nguva nyasha, vachava kubhadhara 22% pa annum.

From VTB Bank kadhi zviri nyore. Mumwe mutengi anogona zvachose kusununguka kuisa kuchikwama chenyu kusvikira 5 makadhi, riri nyore kwazvo kuti kushandiswa mhuri. Uyezve, tsika zvemari ane nyore paIndaneti rwezvemabhengi. hazvirevi zvinoshanda kubhangi chamber nhoroondo basa. All zvaunofanira kuita kuenda yepachivande paIndaneti nyaya.

"Alfa Bank"

sangano iri yemari ari vakapa zvikuru zvakanaka kadhi rokubhengi. Grace kumwedzi - mazuva 100. Conditions yangopedzwa: inoenzanirana - 18,99% pa annum. Chero mutengi anogona kuwana zvikwereti mutsetse anosvika zviuru 300 rubles uye vanopedza mari chero chinangwa. Mari kuti achaonekwa pamepu pakutanga kunobva yeGmail.END_STRONG mari.

Plus chokwadi chokuti mepu "Alfa Bank" rinogona kuva akasununguka zadza chero nemasangano zvemari. Uyewo Dzosa kweretesa mari inogona chero ATM. Kusiyana zvinogadzirwa kuti ape VTB pamahombekombe, makadhi, "Alfa Bank" ariwo debit. Kureva yeGmail.END_STRONG anogona kutora kwete chete mari mari masangano, asiwo kupfeka kwavo nhoroondo. Izvi zvichakurukurwa mhosva yechimbadzo zvakanaka pachiyero.

Wongororo Good rinogona kunzwika uyewo okuwedzera "Alpha Mobile". Ichi chirongwa kuti smartphones uye mahwendefa, kuburikidza paunogona chamber sangano yezvinotaurwa, uchatamisa mari kuti kadhi, dhipoziti mari, uye saka muchitokisi. D.

"Promsvyazbank"

A kadhi pamwe mazuva 145 nyasha - zviri nani uye nyore. Ndiyo chigadzirwa anopa "Promsvyazbank". zita rayo - "Supermap". Mumwedzi mina, unogona kushandisa tambo zvikwereti zvachose vakasununguka. Zvino unofanira kubhadhara mari chikwereti iri pamwero zvakakwana dzakakwirira - 34,5% Apr. Panguva iyoyowo kubhangi anopa guru mutsetse zvakakwana zvikwereti. Zvichienderana yepamutemo mari neimwe mutengi anogona kugamuchira kusvika 600 zviuru kuti chikwereti nhoroondo.

"Supermap" kubva "Promsvyazbank" anoponesa. Vatengi uyo yatenga chigadzirwa, vachangoerekana vava vatori purogiramu yacho bhonasi uye anogona vatenge panguva discounted mutengo zvakachengetwa, zvinova mari sangano vakaroorana. Shandisa kadhi kuva kunobatsira here kana kudzokera mari nenhoroondo panguva nyasha. Zvisinei, pashure pemazuva 145 pashure caffeine musoro zvinosuruvarisa zvazvingava haagoni kunzi.

On chikumbiro chimwezve kadhi kunogona rakapa kuti nhoroondo iri zvachose vakasununguka kushandisa pedyo neshamwari.

"Rosbank"

Zarura kadhi mutsetse rinopawo chevanorwara zvemari. Iva mutengi anogona chero mukuru mugari Russia, ane zvachose nzvimbo basa. Yakanakisisa kadhi rine nyasha kumwedzi, ichi chigadzirwa haagoni kunzi. Zvisinei, "Rosbank" inopa kupfuura yakayerwa zvikwereti. Mumwe munhu anoda kubetserwa ane mukana wokugamuchira kusvika mamiriyoni 1 rubles nekuda kwenyu. Panguva iyoyo mumazuva 62 zvichiita kuti kushandisa mari mahara. Mune ramangwana, chibvumirano mwero iri 23% pa annum.

Rakapa kadhi rinoreva "Visa" dzakawanda hurongwa. Saka, zvinokwanisika here mubve mari ATMs pasi pose, kubhadhara zvinhu yakatengwa pamusoro dzimwe Websites. Rinopa "Rosbank" kumativi nguva mutengi rutsigiro. Kana kadhi akarasika kana zvakabiwa, zvichiita kuti kiya panyaya maminitsi kuburikidza kudana Hotline.

"Uralsib Bank"

Financial Masangano chipo haisi chinonyanya kunobatsira kadhi rine nguva nyasha, asi mamiriro ezvinhu achavawo zhinji. The muganhu inogona kusvika 500. zviuru rubles. On the chikwereti ezvinhu vakavimbika chisingazozikamwi kushandiswa mukati memazuva 60. Panoperera iyi, mutengi vachafanira kubhadhara basa 24% pa annum. Kufarira akapiwa pakuenzanisa mari akatorwa kadhi kusvika kugarwa musi (rokupedzisira basa romwedzi).

The Bank anozivisa kuti "Mastercard" muripo hurongwa makadhi, izvo nepokuongorora chip. Izvi zvinoreva kuti chikwereti mari nguva dzose kudzivirirwa. Pane vimbiso yokuti mari haringapiwi wakabiwa fraudsters. Kana inivhoyisi anogona rakakiyiwa chero nguva.

"Yar-kubhengi"

A chikwereti mutsetse anopawo "chirongo-muhari." Basa rayo free. Sei kushandisa nyasha nguva dzose kadhi rechikwereti? On vakavimbika ezvinhu anogona kubviswa uye akaisa kare mutumwa kwemazuva 55. Ipapo chikwereti mwero achava 25.5% pa annum. Plus chokwadi kuti chikwereti mutsetse anogonawo ngaawone vatengi vasingakoshesi kuzosimbisa pamutemo mari. Ndiko, kushandisa mabasa kubhangi vari voga Entrepreneurs uye freelancers.

Subject kuti simbiso mari ane kadhi inogona rakapa "Platinum", mwero uko kuvakwa nguva nyasha 24% pa annum. Nokuti kuguma chibvumirano mutengi anofanira kupa pasipoti yacho mugari wenyika Russian Federation, uyewo mucherechedzo remitemo.

"Tinkoff"

Tsika zvemari inopa-siyana zvinobatsira zvigadzirwa kuti vanhu. Rinogonawo azviveza uye kadhi rechikwereti. The kumwedzi nyasha, dzinobvisa mari chero ATM, yakakunakira Internet rwezvemabhengi - izvi zvose chinokwezva vatengi. Ya nguva nyasha - mazuva 55. Mune ramangwana, mutengi vachafanira kubhadhara pamabasa pamahombekombe pamwero wenyika 23,99% pa annum. Plus rinogona kunzi hombe mutsetse zvakakwana chikwereti - anosvika 700 zviuru rubles.

Kadhi kubva kubhengi "Tinkoff" ariwo debit. Vaya kuronga kuramba pachake mari dzavo nhoroondo, unogona kuverenga pamusoro aiwana 7% pa annum. All Nyaya basa anogona kuongororwa munguva chaiyo nguva nokuvonga kuti batsira Anwendung kuti mahwendefa uye smartphones. Kadhi inogona kushandiswa paIndaneti kubhadhara kutenga mudzimai uye dzimwe zvitoro. Data runochengetedzwa yakavimbika kuchengeteka hurongwa.

"Renaissance Credit"

Shandisa basa mubhangi kuronga tambo zvikwereti anogona ose vakura mugari Russia, ine nzvimbo yechigarire basa. Not zvikuru kunobatsira kadhi rine nguva nyasha, asi zvikuru dzakakurumbira. Tsika zvemari anova chivimbo wezvizvarwa. Vazhinji vanotsvaka kuti kubva chikwereti chibvumirano pano. Panguva kutanga kwekupwanyiwa mutengi ndechokuti mutsetse anosvika zviuru 200 rubles anogona kupiwa. Nenguva nyasha nguva chete mazuva 55 sezvo ari yapfuura nyaya. Mune ramangwana, nokuti kushandiswa chikwereti mari achafanira kubhadhara 24% pa annum.

Shoma mubhadharo pasi chibvumirano, uyewo mamwe mabhanga mazhinji, 10% hunonyanya uwandu. Ita mubhadharo wacho yeGmail.END_STRONG achava pamwedzi wa25 zuva.

Kana zvakakodzera kuti ape kadhi rine nguva nyasha? chigadzirwa ichi zvemari kunobatsira here kana ukashandisa nokuchenjera.