Neizvi mogeji

On the chikwereti pamusika mumakore achangodarika, mumwe mudziyo mutsva - "neizvi chikwereti", chirongwa anogona kupa pensioners, vanhu mukana akwegura kuvandudza mamiriro ezvinhu dzavanogara, nokuda kwavo huripo pfuma.

Maererano chibvumirano munhu neizvi chikwereti rubatso ndiyo pfuma chaiyo, iri zvinogona anokwereta iri pfuma. Kuzviona naye, kubhangi anopa chikwereti kuti vaifanira zvinoita mari pachavo. Gare gare yakasimbiswa Apartments vanogona kutengesa uye abhadhare chikwereti. Zvinogoneka kuti pamahombekombe hazvigoni nenzira yakadaro kuti kubhadhara chikwereti chose, muchiitiko ichi, anouya kubatsira hurumende - inofa musiyano. Kuwedzera kutengeswa Real Estate rubatso, kunewo vamwe ezvinhu yokudzoka ane chikwereti akadaro.

A neizvi chikwereti kunonyanya kushanda pane imwe zvakare shoma muhoro kana mudyandigere, kana apo anokwereta asina vana.

Consumer achiposa rinotarisirwa, asi, kuti zvinodiwa nokushanda-zera vemo. Kana zvikwereti kuti pensioners, zvikurukuru vanovimba kuti chikwereti masangano vachaiswa, mumwe zvimwe hazvifaniri. Tisingatauri ndechokuti kudzoka "vakakwereta" mari panguva kubhengi mubereko prices kwavari kupfuura zvakaoma.

Asi pamusoro "neizvi" purogiramu pamudyandigere pane kunyange kusarudza: kana kugamuchira wemuno mumaoko ake panguva kamwe, kana kuti kugamuchira kwavari pamwedzi (zvinoitika zvakaipa kuwedzera mudyandigere yavo).

Bank somumwe vechikamu zano iri anopa mari, uye asingagamuchiri, uye nei inonzi dzinovaka. A neizvi chikwereti chinhu chinokosha musiyano kubva dzenhoroondo - hazvina haatarisiri munyu nokuti dzakava mubereko kuti kushandisa mari ndivo vanonzi akawedzera kuti chitsama chikwereti.

Zvinokosha kucherechedza kuti, nokuitawo chirongwa ichi, muridzi anopfuurira kurarama kwake mufurati. Mostly anokwereta vanodzivirirwa kupambwa mekamuri pakuparwa default chero:

• runenge imwe nhengo dzemhuri pensioners, zvachose vakanyorwa ari mufurati, achiri mupenyu;
• chikwereti kubhadhara siyana pamusoro Real Estate, kusanganisira mitero uye inishuwarenzi.

Ndinofanira kutaura kuti kuwana pamwedzi kubhadhara pamusoro chikwereti chacho, pamudyandigere anenge awana zvizhinji, kana kwete zvakazara kukosha mortgaged pfuma. Izvi zvinoreva kuti mushure mufurati kuchaita chinozoiswa, nhaka ipfupi nokuda kakawanda kana kunyange kunyangarika.

Zvichida mumwe munhu anoyeuchidza neizvi mogeji pagore negore. Asi regai kumhanyira kumhedziso. Kana upenyu pagore negore vakwegura munhu anotamisa mumwe sangano kana munhu kodzero pfuma yake mukutsinhana zvemari uye panyama rubatsiro. Chibvumirano chakadaro zvaireva hwose kubhadhara mari iri vafarire anenge uneshongedzo izvi mabasa. Uye hazvishamisi vakwegura vanotya kuti akaita chibvumirano navo vangafarira kukurumidza kupfuura rake "nemawadhi".

Pasi zano pamusoro neizvi chikwereti kubhengi nekusiyana, kuziva zvakawanda zvinoita upenyu hurefu mukwereti sezvo: kufarira ichikura yakawanda chikwereti. Hatigoni haabatanidzi chokwadi kuti mukwereti kana mumwe wehama dzake, kudzorera zvikwereti, nokudzosa kodzero dzavo kuti mufurati.

The zano kungangova zvakawanda zviri kudiwa mudenderedzwa zvakakwana vakasurukirwa pensioners navaduku nemafurati. Mune zvimwe zviitiko, pane dzimwe nzira kuti vaunze okuwedzera mari, yakadai se:

• kuchinjana kuti mufurati, une nzvimbo duku,
• kurendesa furati kwenyu rendi nezvimwe Rental Apartments, une nzvimbo duku,
• rubatsiro kubva kuhama, ramangwana venhaka, etc.

Nokuti mamiriro, izvozvo kunobatsira chikwereti, sezvo vachambokanganwa yayo mitoro kugovera pachiyero pensioners vanogara zvokutengeserana zvivako, izvo Zvisinei vazvitakure, nokuda Apartments, akawana pamudyandigere.