Chii overdraft. Sberbank uye mhando neanokweretesa

Tinozivei pamusoro overdraft? Uyu ndiwo mumwe chete siyana anomukweretesa chavagari, iyo inozivikanwa nokuva ayo nyore, nyore uye magadzirirwo. Unogonawo kutaura kuti overdraft chinhu chakanakisisa chingaitwa vaya vasingadi kuvimba munhu, kunyange kana zvimwe nguva achidisa mari. Imwe yakanakisisa nzira kuti mutengi ndiye overdraft. Mari Bank inopa basa rakadaro.

Terms of

Chinhu chokutanga kuti pakarepo anogona kuoneka pedyo kuziva mamiriro ezvinhu - the chimbadzo. Hatigoni kutaura kuti akanga refu kwazvo, asi varindi kuti kusanduka nenguva, uye unilaterally, kureva pasina rokutanga sungano nemhosva. Anokwereta unonyevera chete kwemwedzi miviri mamiriro ezvinhu matsva asati tora zvazviri, uye zvinofanira kana kuzvigamuchira kana kuti kubhadhara overdraft. Sberbank zvakare apo mitengo haangaiti anoshanda kurasikirwa, somumwe pamahombekombe - kuchawedzera kubhadhara kurera prices kana akasuma okuwedzera mari.

Huwandu pamwedzi kubhadhara

Panguva overdraft hazvo vabhadhare kuteerera chitsama rendi. Kunyange kana mumwe mwedzi kubhadhara chikwereti, asi mari kukwana abhadhare shoma mari, kuti chikwereti zvichabviswa akapera. Achaita -bereka mubereko uye kushandiswa kwezvinhu Zvirango. Asi kwete kuti ndicho chakaipa. Kana ukamhanya ane overdraft, Sberbank anogona kugadzirisa munhu akaipa zvikwereti kare, izvo zvinogona zvino kukonzera matambudziko pamwe kuwana zvikwereti.

Chii chinoitika kana uchiri hazvitsivi?

Kana musingadi kubhadhara mari Bank overdraft kwenguva refu, fines, Zvirango uye mari vangava kupfuura kuwanda kunonoka pachayo. Uye kunyange kana kubhadhara achaparadzwa atangazve, ipapo chitsama chikwereti pachayo haina repayable chero zvose chirango haangazozikamwi kubhadharwa. Pane zviitiko apo mutengi haina kubhadharwa overdraft mishoma, uye zvino otanga kuita shoma muripo, uye uwandu chikwereti panguva imwe chete chete kuwedzera. Client zvakashamisa, hazvisi pachena sei akadaro zvinogoneka. Ndicho nyore chaizvo - mishoma akamhanya nezvechikwereti nemhosva yake asingadi kufukidza apo achiita rekare muripo, uye chikwereti ari nokusimuka. Muchiitiko chino, unofanira kutanga zvakazara kubhadhara faindi, uye ipapo kubhadhara overdraft.

Mari Bank anotora basa basa?

Hatifaniri kukanganwa kuti ose gore iri debited kuti chikwereti basa, izvo zvinogona kuva kushamisa risingafadzi kana nemhosva haazivi nezvazvo. Annual Nokuraramisa achavaponesa kana nemhosva kadhi iri iyo vakatasva imwe overdraft. Commission kwakadaro wepagore ane bhangi ose. Nokuti mumwe zvingava zvakawanda kana zvishoma. Muchiitiko chino, mapoka maduku angaperekedzwa soro mubereko for kushandisa zvikwereti kana duku nguva nyasha. Kuti tidzivise kusanzwisisana, tinogona ngaaverenge mbiri muna mari Bank, iri karukureta inogona kuwanika mukuru Website.

Usati kokupedzisira mhedziso pamusoro umbiridzai kupfuura kunobatsira overdraft kunodiwa kufunga zvose nuances. Uye nguva dzose kunyatsoongorora kunzwisisa mbiri chibvumirano, kunyanya chikamu yakanyorwa nemabhii maduku.