Chii chinoitika kana chikwereti haina akaripira zvachose? Zvinokonzera, Consequences

Chii chinoitika kana chikwereti haina akaripira zvachose? The zviitiko pano kwazvo. Chero zvazvingava, chimwe chinhu chiri pachena: matambudziko iwe Parizvino vanoguma ari pachinzvimbo guru. Zvino mabhanga regai kuita zvikwereti kune zvose. Nei izvi zvichiitika? Kuti haana kunge gurunurai remangwana zvikwereti vemunyika. Kunyange zvakadaro, izvi haisi kurambidzwa sechikwereti. Population vachiri kutora zvikwereti uye ipapo, kana asingadi kubhadhara zvachose, asi kwete kuti kunetseka vachiri pamusoro muripo, kana ari kunetseka kufukidza chikwereti nokutya matambudziko. Parizvino chokwadi zvinoda vainyatsotarisirwa. Zvimwe muine zvakavanzika?

Nguva dzose kubhadhara

Kwete vagari shamisika zvaizoitika kana chikwereti isina kubhadharwa zvachose. Mumwe chete akarasika pamusoro nguva mukana kuti mari kuti munhu usingadi kubhadhara zvikwereti. No basa chikonzero nei paine kufarira nyaya, chokwadi chinoramba.

Nokutendeseka, vokuRussia vava nzira haateri chikwereti. Uye kwete mumwe. A yakawanda yakasiyana mazano uye unyanzvi vemunyika vari kuedza dzika. All chete kuti kuzvisunungura kubva kuita. Sei wriggle kubva yokubhadhara? Chii chinoitika kana asingazviiti?

Map uye zvakanakira

Wokutanga yakarurama uye yakachengeteka zvikuru nzira - ndiko kushandisa kadhi rechikwereti hunokosha anonzi zvaunoda anomukweretesa. Kana Muchiitiko chakadaro, chemhosva mamwe chikwereti kunonosa achapiwa. On avhareji mazuva 35-55. Kana mugari asingadi kuvhara chikwereti uchatanga kumhanya pamusoro mubereko.

In musimboti, nzira iyi inogona kunzi "akatora chikwereti uye haachemi." Pashure pezvose, kusvikira imwe nguva, chero chikwereti chako hakuzovi hombe, hapana chinokanganisika havafaniri kumirira. Pakarepo kubhadhara chii vanofanira, uye zvose. Kana kuuya dzimwe migumisiro hazvifadzi chaizvo. About kwavari - gare gare.

kutsutsumwa

Most ichangopfuura, vokuRussia vava nzira haateri chikwereti. Zvisinei, kufanana nedzimwe nzira ipi, rine parinogumira. Kana ndezvenyu ru- chikwereti diki, uye kubhengi haasati atanga kundinetsa iwe, unogona kungoti anoshanda ayo chikamu chete wakakodzera chikumbiro kuti pokugara.

Muchiitiko chino, dzimwe mari vane vachiri kuti govera munhu pamwedzi hwaro mubhangi. Uye vamwe hakusi zvizvarwa kugutsikana. Vanofanira kufunga chinhu kutora kuti havafaniri kubhadhara kubhangi chikwereti uye mubereko payo. mitoo yakadai dziripo. Asi ivo, pakutanga, regai kupa 100% inopikira, uye chepiri kwete nguva dzose pamutemo.

The kukamurwa nguva

Vamwe chikwereti vanoti: "Regai kubhadhara chikwereti chacho uye kurarama murugare." Uye vagari vasingazivi kuziva sei izvi mugumisiro yave kubudirira. The ndechokuti pane imwe inonakidza chaizvo minimini. Zvimwe ezvidzidzo zvichiita pasina zvinetso. Asi edza kuva.

Chikwereti pamusoro zvikwereti vanowanzoshandisa anonzi kukamurwa nguva. Noruremekedzo kuti huchavapo 3 years zvikwereti uye zvikwereti. Zvinorevei? Munguva yose iyi nguva pakati penyu uye kubhangi, mukwereti haafaniri kuzotaura. Kureva, unofanira chaizvoizvo sasana mumwedzi 36 kubvira pakutanga kunonoka.

Pangosvika vanopfuura 3 years, chikwereti kuti "kutsva". Uye iwe unogona kurarama murugare zvakare. Hapana ngozi kwete. Zviri kuti izvi zvichange kufunga kwenyu nechikwereti kare. Uye kashoma kuti mumwe munhu angada kutaura nemi zvakare. Zvakaoma, asi zvinobatsira chaizvo nechiyero, iyo kufanana nechikwereti pamusoro zvikwereti. Hanya kubhengi uye kwete nezvokudya naye - haisi yakadaro nyore asi shandika. Zvose anoramba chete hana yako.

kuora mwoyo

Chii chinoitika kana chikwereti haina akaripira zvachose? Practice inoratidza kuti pakupedzisira uchaenda uye ona vateresi. Ava anokosha mabasa kuti sezvariri kurova kunze zvikwereti kubva chikwereti. Kwete hazvo zviito zvavo zvinotenderwa.

Kwete kuti kubhadhara, unogona kutaura anticollection chaiwo mabasa uye masangano. Ikoko, nokuti muripo weUS, kuchakubatsira kutiza nokutambudzwa, uyewo unokurumidza nzira haateri chikwereti. Uyezve, shamwari idzi ichava kurutivi rwako, vacharwa zvose vehondo vaiva vateresi. Dzimwe nguva unogona kunyange kunokumbira kuti "beater" nokuda ipa mabasa zviri nevakawanda.

Nokutendeseka, anticollection kambani haisi chisarudzo chakaipa kudaro. Mune zvimwe zviitiko, havangavi chete mwoyo kuti "beater", asiwo kubatsira 3 years achihwanda kubhengi. To chikwereti "varukutika."

matare

Chii chinoitika kana chikwereti haina akaripira zvachose? Pano, mhinduro yakajeka: tichikufunga, richatanga mutemo. Ipi? MuRussia ano, akakodzera hworuvazhe chikwereti. Kunyange zvazvo ichi hachisi yakanakisisa pfungwa nemabhengi. Asi zviri pamutemo.

Kureva, unogona kungoti kunokumbira uye kuti sunga. Chiitiko haisi zvakare kakawanda. In tsika, enyaya inotisvitsa chokwadi kuti uri kumanikidzwa kubhadhara chikwereti. Uye regai kuenda.

Pano zvakare anouya kubatsira ari kukamurwa nguva. chikwereti Court wakaitwa? Anoshamisa! Mutongo akapiwa pasi? Zvino zvinobvira kuvanza makore mashoma (sezvo iwe uchaita basa rako), mira kusvikira murau zvausingakwanisi anofa. Asi zvino zvakare, unogona kuonekwa. Zvakaratidza kuti chikwereti uye murege kubhadharwa.

vateresi

"Regai kubhadhara chikwereti kubhengi - kuti ndirini ndiye ngozi?" - uyu mubvunzo kuti chikwereti zhinji. Kunyanya vaya chete akarasikirwa nomukana wokuita kubhadhara. Izvozvo hazvina kubva mazano hakusi kuzadzisa ayo nemhiko, asi nekuda upenyu ezvinhu. Court - Ichokwadi, munhu chepamutemo nechiyero. Asi ikozvino mabhanga havasi kuremekedza yakawanda kwaari. Asi, sezvo yave akati, vakasarudzwa muunganidzwa mabasa. Masangano aya zvose zvaunogona gurunurai zvikwereti kubva chikwereti.

Uye kana musingadi kubhadhara chikwereti chacho, gadzirira. Chichagadzirirwa ashandiswe vateresi harizivikanwi. Mumwe kutanga kugara kudana uye akuyeudzirei vachibhadhara. Izvi kazhinji zvinoitika. Kakawanda, muunganidzwa Makambani anongoti kuvhuna miganhu zvose uye kuita zvisiri pamutemo: kutyisidzira, dira guruu pamukova dzevhudzi, kukuvara pfuma, kushandisa mumuviri simba, uye zvichingodaro. Kazhinji, zvose mauto kuedza kutyisidzira uye chaizvoizvo muchigogodza chikwereti chero mutengo. To ichi tinofanira kugadzirira, kana iwe usingagoni kutiza basa vane.

Munyika

Zvakanaka, haisi nguva zvakakodzera kuti kutya chikwereti. Mune zvimwe zviitiko (kunyange zvisingawanzoitiki kwazvo), mabhengi vari kungoita vachiita maererano nomurayiro - kuenda kudare, iwe kunan'anura chaiwo izwi kuti mutsividzo muzvikwereti, munhu wose ari kumirira aurayiwe. Kunyange zvakadaro, munguva iyoyo, dzimwe zvatisingakwanisi vachange kunzi pauri.

Somuenzaniso, vagari vanofarira: "Regai kubhadhara chikwereti gore - kuti zvichava?" Kana uri atsvaka zvakawanda kana zvishoma humán kubhengi anoshanda chete mukati murayiro, hazvina zvakakodzera kuti kutya vateresi. Asi, imi nyore kurambidzwa kusiya nyika. Kureva kuenda kunze kwenyika haangavi zvinobvira. Chero bedzi iwe regai kutema chikwereti. Kana makore 3 kusvikira kufamba murau zvausingakwanisi.

kodzero

Panguva iyoyo, mumwe chiyero yagadzirwa kuRussia, iyo rinoshandiswa ngava zhinji. Somuenzaniso, alimentschikov kana anokwereta. Chirango mukupera uye vasiri kubhadhara mari iri nguva unogona pamutemo kubvisa rezinesi rokutyaira. Uye, sezvo zvakaguma kuita zvisingaiti kutyaira. Kusvikira iwe kugadzirisa mamiriro ezvinhu.

Mumakore achangopfuura, motokari iyi yava zvakajairika chaizvo. Pashure pezvose, kubata nechikwereti mumugwagwa kana anodzinga motokari, kwete saka zvakaoma. Zvichida, kana shoma chikwereti, uye wava kukwanisa kuchibhadhara, zvakanakisisa kuzviita. Uye nyore kudzinga mberi.

kwete

Nzira kwete kubhadhara chikwereti zvakasiyana. Chimwe kusvika kune dambudziko mhinduro, pane vanhu vari vakagadzirira kupa vavanoda. Kubvisa basa zvose nokuda zvikwereti, unogona kungoita shongedza pasina pachavo. Uye chipi yepedyo kana shamwari anoda kukubatsira munguva dzakaoma.

Hongu, izvi ndizvo sneaky. Asi kana mumwe anotora chikwereti kwamuri, ipapo vanoti mari achava munhu uyu. All matambudziko, nemiedzo, zvinetso uye kuomesa poya iwe. Kakawanda, zviri nzira mhando iyi inoshandiswa vanhu vakura vari kudaro nyengedzeka. First unofanira wacho kuti imi muri vamwe chikonzero kwete mubhangi kuti ape chikwereti vabvume, unofanira kutarisira kuti kuratidza mumwe munhu kuti iwe nguva kubhadhara mugari zvaida kubhadhara. unyengeri ichi pakupedzisira achagara pamusoro hana yako. Kunyange zvakadaro, vose basa newe bvisa pachako.

Zviri zvakare yakakurumbira nzira, hazvina vakanaka chaizvo uye kuda - ndiye chikwereti wakatorwa muwanano. Kana murume chakavanzika mabhanga, chechipiri hafu achapiwa vanosungirwa kuita vakura. Zvino chikwereti, uye chepakutanga chikwereti. vanoronga kwakadaro rinoshandiswa zvikuru uye kakawanda. Asi yakananga chikwereti hakuchisina sei. Chero bedzi hazvina unooneka zvakare.

kusauka

MuRussia, ari Newest, asi kare dzakakurumbira chaizvo unyanzvi ndiko nzira kunzvenga kushandisa ... kusauka. Vanhu vane kodzero, pasi mitemo mitsva, kucherechedza pachavo kusauka. Panyaya iyi, zvikwereti navo, hakuna kupiwa mhosva. Saka, unogona kushandisa unyanzvi ichi kuti vazvisunungure pamitoro.

Pfungwa, kuzivikanwa pamusoro kusauka woga - ane analogue ari kuziva insolvency. Tsika zvinoratidza kuti chikamu ichi rinoshandiswa zhinji. Uyezve, pamwe kubudirira. Unogona Somuenzaniso, kucherechedza pachavo kusauka. Kana musingakanganwiri chikwereti, chete kutiza chero kubva mabhanga for 3 years. Uye kumirira kusvikira murau zvausingakwanisi chichaitwa musi chikwereti. Pfungwa iyi chete sokuti nevoplotimoy muupenyu. Kana ukaedza, unogona here kubudirira.

Handingapi, uye regai kubvunza

Chii chinoitika kana chikwereti haina akaripira zvachose? Kuwedzera kune dziri zvinokonzerwa havafaniri kukanganwa kuti chikwereti achapiwa kufunga kwenyu nechikwereti kare. Saka, kusvikira iwe kugadzirisa dzenyu zvikwereti apfuura, imwe itsva chikwereti munhu vachakupai.

Paradzai zvisiri pamutemo mumapoka akadai "Microloans", "Akanaka mari" uye zvichingodaro. Hapana nyaya regai kutaura masangano aya nokuda kwezvikwereti. Uye dzimwe mari kubhadhara zvakare. Pashure pezvose, kuitwa nemakambani aya haangavi kufanoona. Ungangove, pasina nenguva kubhadhara zvichabviswa akatarisana kamwechete chete vateresi.

Asi kuipa kumabhanga achavawo dzisingambosvikiki. Asi uchiedza zvose kuti achanyorwa wakaiswa. Uye, chokwadi, zvichaita zvapinda achangobuda mari. Somugumisiro, unoedza chamber pasi uye kuunza kururamisira.

Asi zvine musoro nzira kubva mamiriro achaita mari pamusoro chikwereti. Kana zvisingaiti, edza zvimwe kutaurirana pamwe kubhengi. Hapana akashanda? Zvadaro shivirira for 3 years, edza kudzivisa zvachose kunodyira kubhengi apo wawatora chikwereti. Izvi chokwadi kukubatsira. Kana uine chikonzero here chakanaka vasiri kubhadharwa, pakarepo kuzviona sauka, kusauka. It zvimwe kumbosendeka Migumisiro.