Chii mari kuyerera uye sei dzinoiswa

In ezvinhu ano zvemari utariri pachinhu shoma mari zvinokosha chero vachida. Pakupedzisira, musi sei zvinobudirira sangano chidhiraivho uye anotungamirira mari aibuda zvinoenderana ayo makwikwi uye bhizimusi kubudirira. The kuongorora chakarurama ichi inoita basa rinokosha dzinoongorora mamiriro ezvemari wekambani.

Pfungwa uye bhuku rinotsanangura mari kuyerera

Kazhinji ichi izwi upfumi chaizvo rinobva «mari nokuyerera» Chirungu mashoko anogona kushandurwa kuti "mari chokubuda". Cash Rwako vari zvebhizimisi mari kufamba pamusoro imwe nguva penguva. Mune mamwe manzwi, ndiye musiyano pakati pakutengeserana uye kubhadhara imwe nguva. With nhamba iyi, unogona kuona chaizvo mari ndiwo sangano asina nguva dzose kufungwa kuziva purofiti: kubhadhara, mari mari, zvikwereti zvemba, mitero tichiregeredza Purofiti, etc. Nokuti Kuziviswa musimboti rokuti zvizere, tinofanira kufunga kupatsanura yenhengo dzayo.

Mhando mari Rwako

1. Zvichienderana kukura basa mubhizimisi pezvakaitwa:

• Mhiri zvavakanga vachida kuita. Izvi zvinonyanya vakawanda chimiro, kusanganisira inflows zvose uye inofashukira mari musangano.
• Maererano STRUCTURAL dzakabatana. Basa yokupedzisira kunogona kuita sezvo nzvimbo basa.
• Dzakananga mabhizimisi kwema. Zviri chikuru chinhu kudzora mari.

2. Zvichienderana mhando bhizimisi basa mari Rwako ndiwo:

• nokuda kushanda mabasa. Chokuita vachibhadhara kuti bhizimisi uye outsourced mabasa chokuita kugadzirwa mabasa. Izvi zvinosanganisira mari iri kushanda navo pakundirapa mukushanda kwacho uye runoenzanirana mutero kubhadhara. Panguva imwe cheteyo ino mhando mari kuyerera kunoratidza yacho kubva pakutengeswa kwenhumbi uye mutero vehurumende panyaya hurumende ichiisa overpaid fanira kubhadhara;
• kubva bhizimisi mabasa. Zvinosanganisira pakutengeserana uye kubhadhara kubva zvemari uye chaiyo mubhizimisi, uyewo mari kubva kutengeswa chisingaoneki zvinhu uye kurasa yakatarwa yesangano, kutenderera zvishandiso ari mubhizimisi Portfolio uye migumisiro mamwe kwema zvakafanana;
• mari mabasa. Miti iri chokuita kwebasa mari chokuita nokumutswa zvikwereti, Tera, mamwe mari yakawiriranwa kana zvakarurama guru, kubhadhara mibayiro uye dzakava kufarira pamusoro deposits, etc.

3. Panguva mirayiridzo kana zvaitika:

• zvakanaka. Ndicho raora vose yacho mumwe mhando yebasa. Somunhu analogue uyewo kushandisa mashoko okuti "inflow mari";
• kunaka. The zvachose Vhoriyamu vachibhadhara mukufamba basa vachida. Nemamwe mashoko, ichi "mari water drainage".

4. Maererano nzira kuti pakuverenga bhuku mari kuyerera ndiko:

• mambure. Zvinomirira musiyano pakati mari zvose uye zvekushandisa;
• zvakakomba. Rinoreva zvose zvakanaka uye zvisina runoyerera imwe nhau nguva.

5. Tichitevera adequacy:

• kufuta. Zveminda kusapfuudza haro boka;
• zvishoma. Mutsika mari pazasi chaiyo zvinodiwa zvavakanga vachida kuita.

6. By nzira nguva vanoongorora mari Rwako ndiwo:

• Chokwadi, vakapiwa kwakakura kuitika nguva;
• Future, akapa mutengo chairo kuuya nguva.

7. Maererano chamazuva ose inotungamirwa:

• dzose (kazhinji zviri chokuita anodawo mabasa);
• discrete (mugumisiro mumwe-kure mabhizimisi kwema akadai kutengwa rezinesi, itai rubatsiro, kutengwa pfuma yakaoma, etc.).

8. Kugadzikana nguva zvikamu panguva yavari kuumbwa, nguva mari Rwako ndiwo:

• Kugara nguva nguva zvikamu mukati nguva. Muenzaniso ndiyo pagore negore.
• Kugara paunowana nguva zvikamu mukati iyoyi (semuenzaniso, risi kubhadhara chaiwo muripo purogiramu).

The pamusoro kupatsanura rinopa mukana zvizere uye zvinechinangwa vanoita mukuronga, chizvidavirire uye kuongorora mari Rwako ari boka, zvisinei kutsanangurwa mabasa ayo.