Where kuti uchatamisa mari chikamu mudyandigere kuti zvaiitika kwaari?

hurumende yeRussia asarudza kuti kubvira 2014, chikamu mudyandigere, unonzi kuunganidza uchaderedzwa kubva 6 muzana kusvika 0. Asi zvinokwanisika kuramba zvatinosiita matanhatu muzana kana kuti uzive kuti uchatamisa kupi mari chikamu mudyandigere.

Chokutanga, kuti aponese vaya chete matanhatu muzana zvinokosha kuzviisa pasi chaiyo chikumbiro kuna mudyandigere Fund. Kuchinjwa masimba ose pomutumwa haangafambi pano, zvinokosha kuita zvose pachako.

Panyaya iyi, muitiro pachakwo akasununguka, chete kupedza imwe nguva kuedza kugutsa zvinoverengeka magwaro.

Mudyandigere - izvo zvinonzi akaumba?

Kuunganidza uye pensions - zvakaparadzana maviri pezvakaitwa kuti zvinodiwa kusiyanisa kana munhu ari kufunga kuti kushandisa kupi mari chikamu mudyandigere. Paakanga chinosvika rimwe zera, rwunotanga mari naye mudyandigere. Uye kuunganidza mari iri chokuita mitero vomuUmambo vachiri kushanda.

Kusvikira pakuguma 2013 - asati?

Of zvachose muhoro mumwe mugari kumativi 30 muzana pamberi mitero yakapera musi. 6% iri deducted chete kuti anoumba rimwe contributory mudyandigere, asi 20 - inishuwarenzi chikamu. Vamwe mari akaenda dzimwe mari.

Storage rinoreva inonzi mari, iyo kuchengetwerwa
mudyandigere nhoroondo, pachake kune mumwe mugari. Uyezve, zvinoita here bequeath mari venhaka. Izvi zvinogona pamwe kugadzirisa dambudziko uchatamisa kupi mari chikamu mudyandigere. It ndeimwewo chinhu - inishuwarenzi mudyandigere maatomu akafanana.

chikamu ichi zvizere dzinodzorwa nokudzorwa mamiriro. inishuwarenzi kuti inopedzwa pamusoro ano kubhadhara kuti pensioners. In nyika yedu, pane Vanzveri wepagore kuwedzera zvavo nhamba. Saka, nyaya pensions ava vanobhadharwa hanya kwazvo panguva ehurumende pamwero.

Sei ndichida accumulative chikamu mudyandigere?

Sezvambotaurwa, paumbwe yaizvozvo kunoitika mumwe chete zvakatau- rinonyoreswa kune imwe munhu. Saka, pfungwa, mubvunzo kuti kushandisa apo mari chikamu mudyandigere, hapafanire kuva. mari kwakadaro hazvigoni yakawandisa chinhu kuripira pensions kuvanhu vanotova kwasvika runodiwa zera. Iye kune venhaka kana pamusoro rufu, kana zvinosiyiwa.

Hurumende anovimbisa kuti magariro mudyandigere pamwero zvezvibereko vaya It icharasa mari chikamu chose. Asi apo zvakaoma zvinobvira kuva nechivimbo chokuti abatsire aya chinozoiswa nokukurumidza.

Zvinokosha kucherechedza: kunowanzoitika mudyandigere matanhatu muzana vacharamba kubhadhara vaya kushandura mari chikamu asiri hurumende mudyandigere Fund kuguma 2013 asati. Kazhinji, kwegore munzvimbo iyi zvachinja asiri kutarisirwa. Mukana kusiya chikamu mudyandigere mari inopiwa nezviripo default.

Vaya vasati kuziva zvinhu izvi zvinofanira kukurumidza kuita zvose sezvo kuita. Mari chikamu pensions muna 2013 vachiri vakaramba. Translation mari chikamu mudyandigere kubva imwe mudyandigere Fund mumwe anogona kutora imwe nguva, nekuti izvi unogona kurasikirwa mari.