Sberbank Social Card. Sberbank: munzanga kadhi kuti pamudyandigere

Mumakore achangopfuura, nhamba yokuisira munzanga Sberbank makadhi Russia yawedzera zvikuru, uyewo mudyandigere cardholders. Izvi kwave kubudirira Vongai hurongwa basa tsika zvemari kuti kunyoresa passbooks vagari uye pamwe PF. Kuwedzera nyaradzo nokuda vatengi, kuchinja izvi zvakatungamirira zvakananga kuwedzera mari yacho kubhangi. Pashure rutapudzo kuti pamwe nekurutsa bhokisi hofisi mapazi akaderedza nyaya iri basa mari yakawedzerwa mudonzvo, uye mari zvokudhinda passbooks siyana shoma roga zuva.

Ndiani anogona kuwana pasocial kadhi?

Maererano mudyandigere Zano mumari Bank, iri nemhosva, zvichienderana nemhando mari anogona kuzarurwa, mumwe maviri inobvira mepu: munzanga kana Maestro. First rakapa vanhu vawane mudyandigere mudyandigere, vanopukunyuka 'kana urema. Panyaya mamiriro kuti achibudisa wechipiri, saka unogona kuwana vagari kusvika makore 14 chete zvachose kunyoresa vari kunyoresa nzvimbo uye kodzero mumagariro kuchengeteka.

Zvaunofanira kuvhura makadhi?

Chokwadi, kuti kutarisira kugamuchira munzanga rokubhengi, unofanira kushandisa kuti Mapato vemunyika vanogamuchira mari kubva mamiriro. Nemamwe mashoko, unofanira pakutanga ataure mudyandigere kana zvimwe mumagariro kuchengeteka kubhadhara kuti mudyandigere Fund, uye chete ipapo kuenda pedyo kubhengi bazi. Zvinofanira kucherechedzwa kuti mune mamwe maguta ose Russian Federation mudyandigere Fund vashandi pachavo vari kushandisa kupfungwa zvemari mhosva dzavo, uye yaibva vaurayiwa Social Sberbank kadhi. Asi rombo kwete saka munhu wose, saka avo haana kuiswawo vari muchikwata che "rombo", unofanira kushanda nesimba.

Pashure vanyorwa mudyandigere munhu anofanira kushandisa kubhengi uye kusaina mushandirapamwe chibvumirano. Uyezve, pamusoro 10 kushanda mazuva, chevanorwara zvemari anofanira ape munhu zvichienderana mutengi kadhi uye ngaateme nayo. Asi zvinofanira chete kuva pasi pemurairo, asi chaizvoizvo, iyi ndiyo pakati 2 uye 4 mavhiki. On zvaiita vashandi kubhangi kuti vanofanira kuzivisa mutengi runhare, asi vamwe usazvinetse pamwe ichi, saka pamudyandigere vanofanira tichidana kubhangi ubvunze pamusoro Kuwanikwa kadhi.

ukoshi nguva

Sberbank kadhi "Maestro pasocial" iri rakapa kuti yeGmail.END_STRONG 3 years, sezvinoratidzwa nemashoko ari ayo divi kumberi. Kana munhu anoda kubetserwa asina nezvokudzokera urongwa zvemari kuramba pamwe, kubata chibvumirano chinoshanda kwemwedzi miviri isati wava. Naizvozvo, yaibva kubhengi kuchaita reissue kadhi idzva navatana zvinoda zvakaitika. Nokuti hwomutambarakede kushandisa mutengi mari pachavo vanofanira kutevera chikonzero uye nenguva kuonana mari urongwa nokuda exchange.

Zvakanakira chimwezve kadhi

Kutaura kuti pensioners - vakwegura vanhu, vane mamiriro mupenyu anoda zvakawanda nyaradzo, iwe pamwe hazvifaniri. Munhu wose anoziva nezvazvo, uye vashandi kubhengi imvura kuvapowo. Ndokusaka vaya vanotova pasocial kadhi iri mari Bank, kupa kuti mumwe yokuwedzera. Shandisa izvozvo inhengo mhuri pamudyandigere kana munhu achivimba kuti kutenga uye mari mabasa. Kugadzirisa kwakaita kweimwe kadhi mutengi anofanira kuzivisa urongwa zvemari uye sezvo zvinosimbisa rakanyorwa kubva akakodzera kushanda. Mugwaro iri, kuti nemhosva vanofanira zvakanyatsonanga kwete chete mashoko asiwo remangwana date anaro.

Ndiani anogona kuva muridzi chimwezve kadhi

Pasi chibvumirano kubhangi kuti munzanga Chirongwa, chimwezve kadhi mapedhi zvinogona vanogadzwa kunyange mwana makore 10 kana ari pedyo hama pamudyandigere kana ruvimbo. In pamberi duku yeGmail.END_STRONG pamutemo vamiririri (vabereki) rekuronga mubhengi chigadzirwa vanoda mvumo yavo. Zvisinei, pashure richisvika munhu nemakore 14 havadi chisimbiso kwakadaro.

Kuti kudzora nzira akatadza chaizvo iye huru evanhu Sberbank kadhi chirongwa yakapa zvimwe zvinhu. Saka, panguva chikumbiro ari pamudyandigere anogona kuisa pamwedzi pokugumira mabasa chero kushandiswa. Kuti aite izvi, unofanira chete kuenda kubhengi bazi uye akakodzera nokushanda chaiwo zvizhinji. Somugumisiro, muridzi kusarudza kadhi anogona chete kushandisa imwe mari, zvisinei kana kutambira mari kana kugarwa kuvhiyiwa kuburikidza chirwere.

Zvazvakashatira mumagariro uye okuwedzera makadhi nemari Bank

Tisati funga vanonzi zvaunokanganisa kuti nevamwe bhengi Sberbank kadhi, unofanira kuita zvishomanana zvimwe zvinhu. Somuenzaniso, munhu wose anonzwisisa kuti ruzhinji pensioners kushandisa mari uye havavimbi mari masangano. Vanhu munguva ino yakaoma zvikuru kuchinjira ano mhando kugarwa, kwete chete nokuda pfungwa, asiwo nokuti vanotya kuitwa chandakukanganisira, uye havanzwisisi nheyo kushanda wegadziriro. Saka, kusava CVV2 / CVC2-code, rinoshandiswa kuziva kadhi kutenga nhumbi paIndaneti, vakawanda hatitombozvioni.

Kana kadhi basa, uri mundima Russian Federation riri kuitwa ATMs zvose, cashpoints uye mapazi mari Bank of Russia. Achisiya kwose, vatengi anogona kutitorera chete chikamu nemabhengi dzavo ATMs, dzimwe mari masangano mvumo nokuda kwacho havana.

Chimwe kukamurwa kuti ane Sberbank ose evanhu kadhi iri kuti haigoni kushandisirwa kuchinjwa dzimwe zveminda. Mark ndechokuti kushanda vari National mari anogona kuitwa pamusoro mudyandigere kadhi nhoroondo, asi nokuda vazhinji ano pensioners haisi dambudziko.

Zvimwe kwemari nokuda makasitoma

Kuwana mamwe mari vari nhengo mudyandigere purogiramu kubhangi, izvi hazvifaniri mari kubva mari akasununguka. Nenguva pakuguma kota vose vane pasocial kadhi iri mari Bank, mubereko tichaverengerwa icho munhoroondo. Muna ano, 2014, mumwe yeGmail.END_STRONG purogiramu iyi vanogamuchira mari pamwero wenyika 3.5% pa annum pakuenzanisa mari. Kune vamwe, ichi mwero zvingaita diki, asi kubhangi kunomutsa kwete chete kuwedzera kushanda guru, asi anobvumira pensioners kugamuchira diki purofiti.

Service Fees

Munhu wose anonzwisisa kuti kuchinja kubva mari mabhuku kuti kadhi azvidavirire kwete chete nokuda kunyaradzwa vagari asiwo kuwedzera mari kubhengi. Pashure pezvose, pamberi pavanhu kubvumirwa kumira refu mitsetse, asi akagamuchira mudyandigere zvakazara. Nhasi, vanhu vane pasocial kadhi iri mari Bank, unoripa kwete chete okuwedzera mabasa, asi zvakavanzika makomisheni.

Maintenance vachibhadharisa pakuchinja huru kadhi mudyandigere chirongwa kubhangi kuti isipo, asi nokuda kweimwe gore vachabviswa chitsama 150 rubles. Komisheni kubhadhara haisi kutorwa sapamazuva mari yacho, uye vadzokera mari. Kunyange zvazvo pane dzimwe nuances, zvinhu basa akadaro vacharamba kuchinja kana mutengi cashes mari kusvika 50 000, mune zvimwe zviitiko Commission achava 0.5% pamusoro zvakawandisa vhoriyamu.

Mumwe kubhadharwa basa evanhu purogiramu mumari Bank ane kadhi reissue kana kunatsurudza pachake vatengi Data. Chokwadi, hatisi kutaura pamusoro akaronga yaitsiva chigadzirwa apera nguva kushandiswa, nezvezvitadzo chete mamiriro mhaka iri mutakuri. Kurasika kadhi kana magariro kuchinja mari mujinga pamudyandigere kubva rubles 30, sezviduku uwandu. Zvisinei, vakapiwa kuti nokuda zera ravo, vatengi zhinji anogona kukanganwa kadhi vari ATM, kana havambokwanisi kurangarira PIN code, ipapo gore kuchaita -wedzera zvakakwana vakadzikama chitsama.

Vachabatsirwa yokuisira munzanga makadhi

Kuti kukwezva vatengi, remunharaunda bazi nechimwe mari Bank zviratidzo chibvumirano pakati pamwe siyana nehoro, vakazochinja kupa pensioners ane dhisikaundi pamusoro penhumbi. Kazhinji, magariro map mumari Bank of Russia anobvumira muridzi kutenga zvakafanira zvinhu 1-12% isingadhuri. Tsvaga pamazita zvitoro uye Pharmacies kunogona panguva nzvimbo chevanorwara zvemari, uye mune remunharaunda bazi kubhengi upi.

Inofanira vainyatsotarisirwa uye kuti nhengo dzose evanhu chirongwa anogona batanidza chimwe zvoga pachavo nyaya utariri hurongwa "Sberbank Online" kana "Mobile mari". Social Card nokuti pensioners vanogona kushandisa Internet, zvinova chinokosha chokushandisa muupenyu. Pashure pezvose, chete avtoplatezhi nokuti utilities tichadzivisa richikunetesa pamwe nekurutsa panguva keshiya uye simba rakawanda.