Universal anoreva nhema Company "VTB anoreva nhema": mudonzvo wongororo, mashoko

Hasi mashizha ose anogona kukwanisa kutenga midziyo inodhura, midziyo chaiyo kana kutengeserana kwemaindasitiri. VTB Leasing inogona kubatsira kugadzirisa chinetso nekubhadhara mari. Mhinduro kubva kuvashandi nevatengi pamusoro pegungano iri ichakubvumira kuti udzidze nezvekambani inonyatsotsanangurwa. Muchikamu chino, tinotsanangura maonero evashandisi, uye tinotaura zvakare nezve sangano pacharo.

Muchidimbu ruzivo pamusoro pekasimba

Sangano rose rekukodha, chikamu cheBVB Group, rakagadzirwa muzhizha ra 2002. Mutungamiri mukuru uye ari oga wekambani, iyo ine zvikamu zana zvezana, ndiyo PJSC "Bank VTB". Uwandu hwechirongwa chikuru chekambani iyi yekambani yakanga isati yakakura zvikuru. Panguva ino, yakawedzera kusvika mabhiriyoni 14.8 mabhiriki.

Dare rekutengesa, mahofisi ehofisi, mahofisi emarevi

Nhasi, kambani yekubhadhara VTB Bank ine unyanzvi hwekutengesa mitambo inoshanda munzvimbo dzose. Semuenzaniso, matavi emakambani anonyanya kukosha motokari akawanda anowirirwa mumaguta 55 eRussia. Mamwe mahofisi emahofisi ehurongwa ari muSt. Petersburg, Yekaterinburg, Krasnoyarsk, Krasnodar, Novosibirsk nedzimwe maguta nematunhu eRussia.

Zvinotarisa kuti vagari vanogara kure nemakiromita 500 kubva kuhofisi yepamusoro uye vanoona zvinotarisirwa nevatengi vanogona kushanda pakubhadhara. Nokuda kweizvi, kambani yekubhadhara VTB Leasing inoita zvose zvinogoneka. Semuenzaniso, akasika webhusaiti yakakodzera, call centre, uyewo anogara achiita kudzidzira uye anovandudza zvikodzera zvevashandi vayo. Inzvimbo yayo yepamusoro iri kuMoscow, paVerontsovskoy Street, 43, kuvaka 1. Nhare yekukurukurirana: 8 (800) 700-64-89.

Kutungamira kwekambani yekukodha

Pakati pevashandi vekambani yekambani iwe unogona kusangana nevatungamiri vaviri, vatariri vavo, uye vanyori, vatengesi, mari. Mutungamiri mukuru wesangano iri Konoplev Andrey Yurievich.

Ane diploma muMechanical Engineer kubva kuMoscow State Technical University, uyewo ruzivo rwakakura mukugadzirisa nzvimbo muProbusinessbank, Vneshtorgbank, uye Russian Bank Bank. Kubva muna 2003, akashandira VTB Leasing. Mutungamiriri anokoshesa vashandi vake uye anokurudzira chero zviito zvinobatsira VTB Group.

Mutungamiri wezvemari we sangano ndiye Aladyshev Kirill, uyo akapedza kudzidza nekuremekedza kubva ku State State Academy of Management anonzi Sergo Ordzhonikidze kuMoscow. Anobata chidimbu chejaja. Kubvira muna 1995, akakwanisa kushanda mumasangano emari akaita seVneshtorgbank, Bank Dialog-Optim, Volgo-Oksky Commercial Bank yeVneshtorgbank yeRussia, uye Russian Commercial Bank (Cyprus). Panguva imwe chete, akabata nzvimbo dzakasiyana-siyana, achitanga kubva kune mutengesi, uye achipedza na sachigaro webhodhi.

Mukuru mukuru wekambani yekubhajisa ane kamwechete vatariri vaviri: Fomenko Nadezhda Vladimirovna uye Voronetsky Anatoly Anatolyevich. Vose vane mari yezvemari uye yezvemari, uyewo ruzivo rwakawanda mumabhangi.

Sachigaro weBhodi reVatungamiriri vekambani iyi ndiSolovyov Yuri Alekseevich, uyo ave achishanda mu firm kubvira muna May 2011. Purezidhendi wekambani iyi ndiMoos Herbert. Iye, semamwe nhengo dzeDare, aimboshanda muPJSC "Bank VTB". Zvimwewo zvinosanganisira pano humwe hukama:

• Belov Stanislav Nikolaevich (anobata basa revhini vedzidhendi);
• Levinkin Vladimir Dmitrievich (pamusana pomutungamiri weDhipatimendi rekusimudzira kushanda nekambani);
• Snezar Dmitry Nikolayevich (anoshanda saKutevedzana Mutungamiri weMutungamiri uye Sachigaro weBurumende).

Nzvimbo yekambani mumusika wekutengesa

Iyi kambani ine nzvimbo inotungamirira mumusika webasa. Pasinei nezera remakore mashoma, kambani yacho yakatoita kuwana ruvimbo rwevasiri vemumba chete asiwo vatengi vokunze.

Panguva ino, kambani yemabatanidzwa eVVB Leasing (Moscow) ndeimwe yemakumi maviri emakambani makuru ekubhadhara muEurope, uye inewo nzvimbo inokudzwa pakati pemakambani mashanu ane simba.

Ndiani angava mutengi wekambani?

Vangangodaro vatengi vekambani yekubhadhara VTB vanogona kunge vari masangano epamutemo uye vashandi vezvemabhizimusi. Uyewo munharaunda iyi inonzi vaiti vemabhizimisi makuru ezvokutengeserana nemabhizimisi. Kunyoresa yemasina kune vanhu vasiri IP hazviwaniki.

Ndeapi marudzi emidziyo inogona kubhadharwa?

Mune sangano iri unogona kuwana mari yezvinhu zvinotevera zvemichina:

• Ngarairi yekutakura;
• Ndege;
• Mafuta nemagetsi;
• Migwagwa yegungwa;
• Zvishandiso zvekuwedzera kana kukura kwezvinhu;
• Power equipment;
• Mutoro uye kutakura vatakure;
• Chiedza chekutengesa motokari;
• Cars uye matori;
• Zvimwe zvinhu zvakakosha.

Mukuwedzera, JSC VTB Leasing inotengesa motokari dzakasungwa, pamwe nekubhadhara mari yemapurogiramu emaspala.

Ndeipi mitemo yekubudisa ndege?

Sezvo chidzidzo chokubhadhara pasi pechirongwa chakapiwa chitsva uye chinoshandiswa mutoro uye ndege yevatakadzi vanogona kuita. Panguva imwecheteyo, vanogona kunge vari vekumba uye kune dzimwe nyika. Inorongwawo kuti ibhadhara midziyo, zvivako zvakakosha zvekuchengetedza zvikwata zvepamhepo uye zvigadzirwa zvemunhu oga, iyo yerinhi inopfuura kudarika makore gumi.

Painyoresa chibvumirano chebvumirano, mitemo yebhajiro yeV VTB Leasing inotora chikamu chisingaverengeki chekutsvaga, purogiramu yekubhadhara mumwe nomumwe uye rubatsiro mukugadzirisa kutengesa kwekushanda nekubhadhara mari. Uyewo-purogiramu yega yebhadharo yemwedzi, iyo yakagadzirwa nesungano yemapato. Purogiramu dzakawanda dzekambani dzinoreva uye kusarudza mari yekubhadhara (euro, madhora kana rubles).

Ndezvipi zvigadzirwa zvekugadzirwa nekugadzirisa zvingatora?

Sezvo nyaya yebasa rekubhajisa , imwe yakadzika uye yakaoma midziyo yekushanda kwemigodhi, kushandiswa kwemigodhi yemaminerari, ores, hydrocarbons inosarudzwa. Izvi zvinogona kunge zvakashandiswa pakugadzirwa kwemafuta, geophysical kana seismic inotsvakurudza, pamwe chete nemichina yekushandira mabhizimisi akasiyana-siyana uye mabhizimisi ekugadzira.

Kutaura kune sangano "VTB Leasing" (mushandi wepfungwa anosimbisa iyi ruzivo), gadzirira kugamuchira purogiramu yekubhadhara iwe pachako. Chimwe chinhu chikuru chekutsvaga mari iyi kusavapo kwekubatana. Muchiitiko ichi, mishini yacho pachayo, yakagadziriswa pakubhadhara, inoshanda sechibvumirano. Pakupera kwebvumirano, bhizimusi rinogona kuidzorera, kana kuichengeta (mushure mokuita kubhadhara kubvumirana kwakabvumirana).

Zviratidzo zvekunyorwa kwegungwa nemidziyo yemvura

Idzidzo dzekubhadhara dzinogona kunge dzive dzimba dzekunze uye dzekune imwe nyika uye rwizi rwekutakura. Mukuwedzera, vatengi vekambani vachakwanisa kugamuchira mari yekutenga midziyo yakapedzwa, pamwe chete neavo vari kuvakwa.

Kubhadharwa kune masangano epamutemo kunosanganisira mari isingagumi yemari, rubatsiro pakunyoresa midziyo pasi payo mureza, kuvaka chirongwa chekubhadhara pakukumbira komuridzi, kushandiswa kweinishuwarenzi nokuda kwekusungwa kwechisimba uye kusungwa zviri pamutemo.

Zviratidzo zvekuwana zvikoro zvezvitima

Nokubatanidzwa muchirongwa ichi, unogona kuwana mari yekutenga vatengesi kana motokari dzemotokari, zvigadzirwa, kutengesa, nezvimwewo zvigadzirwa. Izwi rechibvumirano chechibvumirano munyaya ino hachirevi kana chinogadziriswa pachavo uye nekubvumirana kwevamwe mapato.

Zvisinei, kusiyana nemapurogiramu akapfuura, kubhadharwa kwezvibvumirano zvemutemo kunopiwa maererano nekufambisa mberi. Mahesera ayo akaenzana kubva ku 0 kusvika ku30% yeuwandu hunofungidzirwa hweasti yakodzwa.

Nuances yekuwana simba rekushandisa

Sezvo zvinhu zvekukodha zvinogona kusarudzwa masimba emagetsi, mitambo, zvimwe zvigadzirwa zveunyanzvi hwemagetsi. Kuitwa kwechibvumirano pasi pegurogiramu kunopa muchengeti (muchengeti wekambani) zvimwe zvakakosha. Semuenzaniso, haingobvumiri kugadzirwa kwepurogiramu yega yebhadharo yekubhadhara kwemichina, asiwo inobvumira kuiswa mumutengo wose weS SMR nzvimbo (inofungidzirwa mari yekuvaka nekugadzira mabasa).

General ruzivo pamusoro pemotokari yemari

Imotokari inotambirwa nekambani "VTB Leasing" (tsanangudzo yesangano inogona kuonekwa mumufananidzo uri pasi apa) inoita kuti zvibatsire kuwedzera yako motokari yemotokari nemotokari yakagadzirirwa vashandi nevatungamiri vevashandi. Panguva imwechete iyo zvinhu zvekubhadhara zvinogona kunge zvisingaiti chete motokari dzemotokari, zvekutengeserana uye motokari dzemotokari dzemakambani emumba, asiwo motokari dzevanozivikanwa vanozivikanwa kunze kwenyika, kusanganisira chiChinese.

Zvizhinji zvezvirongwa zvekambani zvakabva pamagetsi ekutsvaga vatengesi vemotokari, izvo zvinoita kuti zvive zvakakosha uye zvisingakwanisi kumunhu wacho. Zvinoshamisa kuti vose vari kushanda munenge kune vese vatengesi vezvikwata zve automaker vanobvumirana nehofisi yeBVB yokukodha.

Ndeapi mapurogiramu makuru ekubhajisa motokari mukambani?

Panguva ino, mapurogiramu anotevera ekubhajisa motokari anoshandiswa neV VTB Leasing kuvanhu (IPs) uye vadzidzisi vemabhizimisi makuru:

• "Kubhadharwa kwemari shoma";
• "Kushoma kwekumuka mumutengo";
• "Minimum kubhadhara";
• "Operational leasing".

Maererano nemitemo yepurogiramu ye "Minimum advance payment", chiyero chekutanga chekushandisa kwekutenga kwemidziyo inogona kubva kubva ku 10% yemutengo wemuchina. Uyezve, izwi rechibharo richava mwedzi inenge 11-60.

Purogiramu iyi "Minimal cost cost" inotora chikwereti chinotangira kusvika kusvika 49% yemutengo wemotokari, pamwe nekusimudzirwa kwemari yekubhadhara kubva ku 0%. Pasi pe "Minimum Payment" iwe uchakwanisa kubhadhara mari yezvimwe zvivako uye autotransport kwekanguva chemwedzi inopfuura 60. Nhamba yekufambira mberi munyaya ino ichagarawo mukati ma 49%. Panguva imwecheteyo, mari yekushandisa kwemwedzi wega yechinhu chekubhadhara inenge ishoma. Izvi zvinokonzerwa nekuwedzera kwezwi rechibharo.

Pamusoro pe "Operational Leasing" zvinokwanisika kuderedza hutungamiri uye mari yezvemari nekuda kwekudzosera kwekutakura motokari yekambani yechitatu. Kana iwe uchitenda mamiriro ezvinhu epurogiramu, kambani yekugadzirisa inotora zvinotevera:

• Kuitwa kwegadziriro yekugadzirisa;
• Kugadziriswa kwemotokari;
• Kuita kwekushanda kwakakodzera mabasa;
• Kutenga kwemasti matsva uye kuchengetedza kwavo;
• Kubatsira nokukurumidza mumugwagwa;
• Kugadziriswa kweinishuwarenzi mabasa;
• Kubhadhara motokari.

Zviratidzo zvekubhadhara zvakakwana

Kuwedzera kune mapurogiramu akaenzana, VTB Leasing (kero yemotokari yekuendesa kwemotokari: Moscow, 2nd Yuzhnoportovy Proyezd, 16, peji 1) yakagadzira zvinongororwa zvinonakidza. Somuenzaniso, mumwe wavo ndiye Universal Express-Leasing system, inotora mapurogiratu matatu:

• "Taura";
• "Express Express Truck";
• «Express Partner».

Zvinoshamisa kuti mapurogiramu aya ose anokubvumira kuumba mari yekambani nokukurumidza. Uye zvinonyanya kukosha, iyo IP uye sangano rezvemitemo rinogona kuita izvi pasina kuve nekutaura zvinyorwa zvemabhuku. Kubhadharwa kwepamberi kwavari kunotanga kubva pa10%. Nguva yekuongororwa kwechikumbiro ndeyezuva rimwe chete, uye chikamu chikuru chemari yakakodzwa inosvika kusvika mamiriyoni 5 rubles.

Zvakare, imwe neimwe yemapurogiramu inobvumira kwete kungoita nyore kukodha kwemichina yakakosha, asiwo inopa mukana wekutenga kusvika kumotokari 5. Izvo zvinobatsira zvikuru uye zvakakurumidza.

Zvinokwanisika here kutora teksi yekubhadhara?

Sezvazvakazoitika, mune kambani iyi haugoni kutenga chete motokari uye zvigadzirwa zvemabhizimisi, asi zvakare kukodha mataxi. Ichi chirevo, sekutonga, chinofadza kumatare ematare ega, makambani ekubhadhara pamwe nemamwe masangano anobatanidzwa mutengesi kana kutakura vanhu.

Pasi pemitemo yepurogiramu iyi, muwandu wekufambisa kunotanga kubva pa30%, nguva yekubhadhara ndeye mwedzi 11-36, uye mutengo weimwe yezvivako zvakakodzerwa zvinosvika mamiriyoni 2,5 rubles. Munyaya iyi, kubhadhara kwemwedzi kune imwe nyaya inoitwa nemari yakaenzana kana inopera.

Ndeapi mamwe mapurogiramu iyo kambani inopa?

Panguva ino, kambani inopa kune vose vanoenda, kukodhara motokari nemaireji. Semitemo, motokari dzakadaro dzave dzatora chikamu mukutengesa kutsva uye hazvikwanise kuva dzakwegura kupfuura makore matatu (kwemotokari) uye makore mana (makori, vans).

Pasi pemitemo yepurogiramu, mubhadhadzi anofanira kutora chikwereti chekutanga che 10%. Mutengo wenyaya imwechete yekubhadhara inotangira kubva ku300,000 rubles. Izwi rebasa iri 12-48 mwedzi. Asi zvakadaro, IP chete uye masangano epamutemo anonyatsoita bhizimisi kwegore rimwechete anogona kutora chikamu pakukodha kwakadaro.

Mukuwedzera, VTB Leasing inopa motokari dzakasiyana-siyana dzekutyaira zvikoro. Iyi purogiramu inowanikwa pamwe nekubatsirwa kweChipatimendi neChechi yeChechi "Movement". Inosanganisira kubhadhara motokari yakagadzirira kudzidziswa. Zvinoshamisika kuti maererano nemitemo yepurogiramu iyi, mushandi wehurumende anotenga motokari nemagetsi akagadzirirwa muPTA. Somugumisiro, mishoni inogadzirira kushanda.

VTB Leasing: Kutengeswa kwemotokari dzakasungwa

Kana iwe uchida kuchengetedza mari, unogona kugara uchitenga motokari dziri muzvipo zvakakosha zvekusungirwa kwemari. Imwe nzira yakadaro ndeyokutengeswa kwemotokari dzakasungwa. Nokuda kwekutsvaga kwekutsvaga, unofanira kuita zviito zvinotevera:

• Enda kunzvimbo ye sangano auto.vtb-leasing.ru;
• Sarudza "Special Offers" tab;
• Enda pasi tebhu;
• Kubva pawindo re menu unosarudza uye enda ku "Kuzadzikisa pfuma".

Zvino iwe unoda kusarudza rudzi rwemotokari, marati uye guta.

Nzira yekuwana sei motokari pakusvitsa?

Kuti uite motokari yako chibvumirano, unongoda kuzadza minda isina chinhu mubasa rekutsvaga. Mariri unofanirwa kujekesa data inotevera:

• Zita rakazara Contact munhu ;
• E-mail;
• Telephone;
• Guta;
• Commentary.

Uyezve, inoramba ichibvumirana nemitemo yekugadzirisa dunhu rega uye kutumira chikwata ku VTB Leasing. Mhinduro kubva kuvashandi inokurudzira kuvashandi vakawanda. Kubva pavari, tinogona kugumisa kuti kuongorora kwechikumbiro kunokurumidza zvikuru (pazuva rekurapa). Nokudaro, iwe uchakurumidza kunziwa zvakare, tsanangura tsanangudzo uye ugovera chirongwa chakanakisisa chekambani.

Chii chinoshandiswa nevashandi nevashandi vesangano pamusoro pekambani?

Tisati tanyorera izvi zvakasimba, isu tinowanzoongorora kuongorora. Somuenzaniso, vamwe vezvemabhizimisi vanotaura nezvekubudirira kwavo kuzivana nekambani. Vaifarira hutano hwebasa, kukurumidza kwekushandura magwaro uye mukana wokutenga motokari yemotokari. Vamwe, pane zvinopesana, vanonyunyuta pamusoro pekunyangadza kwebasa. Maererano navo, chibvumirano chekubhadhara chairo chaive "chakasvibiswa" uye chakanga chichigadziridzwa, iyo inobhadhara inishuwarenzi yaifanira kubhadhara kwemwedzi miviri, uye mapepa akapera ane magwaro aigara achirasikirwa.

Funga kune rumwe rutivi rwemari yeV VTB Leasing - mushandi wepfungwa. Maererano nenhau dzevamwe vavo, mubhadharo unowanzononoka uye unopiwa kunze kwete. Mubhadharo wekutakura mari inoitika mushure memwedzi mitatu. Mukuwedzera, vazhinji vanotsamwa nekushaikwa kwekukura kwebasa, kudya kwemasikati uye kubhadhara kwekuenda. Maererano nechechitatu, mubhadharo haugoni kuita zvinodiwa kuti uite basa. Zvakanaka, wechina - munhu wose anofara, asi vanotarisira kune mubayiro wakakwirira.