Nhamba yezvikwereti zvinogamuchirwa mutengo: chimiro, kuderera uye kuwedzera

Panguva ino, chero munhu akadzidziswa anoziva kuti sangano rimwe nerimwe, sangano kana sangano rinoshanda nemhando dzakasiyana-siyana dzezvemari uye dzebhangi, iyo, zvakare, inogona kuva yakananga kune munhuwo zvake mumugwagwa. Nyaya inotevera ichakubatsira iwe kunzwisisa imwe yezvinotsanangurwa izvi. Kunyanya, kunyatsodzidza kuti chiyero chekubhadhara chekwereti chinotengwa chii.

Terminology

Chokutanga, tichazonzwisisa kuti chirevo chekudzoka chii. Izwi rimwechete iyo chiratidzo chemari chinotarisa kuwanda kwekushandiswa kwemhando ipi zvayo, zvinhu kana zvikwereti. Mune mamwe mazwi, iyo inokubvumira kuti uverenge kutenderera kweimwe denderedzwa. Chinhu ichocho chinogona kuonekwa seimwe yemiganhu yebhizimisi uye basa rezvemupfumi webasa iri mubvunzo. Nekudaro, chiyero chekutsvaga chekambani inobhadharwa chinoratidza kuti mari yakawanda iyo kambani inosungirwa kubhadhara kune chikwereti chekwereti nenguva yakatarwa, pamwe chete nemari inotarisirwa kupedza zvose zvakakodzera kutenga. Nokudaro, tinogona kugumisa kuti chiyero chekutsvaga chekambani chinotambirwa chinokubvumira kuti uone nhamba yemitambo yekubhadhara zvizere pamabhuku akataurwa. Inofanirawo kutarisirwa mupfungwa kuti mupi wezvigadzirwa zvinogonawo kuita semunhu ane chikwereti.

Kuverengwa kwe

Chiyero chekubhadhara kweakabhadharo inobhadharwa (fomu) ndeyotevera: ihwo chiyero chekukosha kwezvinhu zvinotengesa kusvika kuhuwandu hunokosha hwekukosha kwezvisungo zvechikwereti. Izwi rinodhura mutengo rinogona kureva mari yakazara yekugadzira chimwe chigadzirwa chegore. Uyewo, chikamu chemari chikwereti chinotsanangurwa sehuwandu hwehutano hwezvinotarisirwa zvinodiwa pakutanga uye pakupera kwenguva inenge ichiongororwa, yakakamurwa nehafu. Kunyange zvakadaro, zvinogoneka uye zvakanyatsotsanangurwa zvakajeka kuverenga nekudzidza kwekuchinja kwose kuri kuitwa.

Yechipiri nzira

Chimwezve zvimwe zvakasiyana zvekuverenga kwechiratidzo ichocho, sechinhu оборачиваемости kubhadhara mari inowanikwa yakawandisa yakawedzerwa . Kuvonga nenzira iyi, iwe unogona kusarudza chiyero chemazuva apo sangano iri mubvunzo richabhadhara zvikwereti zvaro zvose. Izvo zvakasiyana-siyana zveparameter inonzi nguva yekuunganidzwa kwezvikwereti. Kuverengwa kwaro kunogadzirwa nehuwandu hutsananguro: chiyero chemarejikwi ekukosha kwechikwereti kune mari yekutengesa, yakawedzerwa nehuwandu hwemazuva mugore, kureva, mazuva 365.

Zvisinei, inofanira kurangarirwa mupfungwa kuti kana kuongororwa pamusana pemishumo kune imwe nguva nguva, zvakakosha kugadzirisa kukosha kwechigadzirwa zvakakodzera. Somugumisiro wezviyero zvakadaro zvinokwanisika kuwana huwandu hwemazuva panguva iyo kushanda kwevashambadziri kunonzi kusingabhadharwi.

Kuchinja kwehutano: kuwedzera

Paunenge uchiongorora kushanda kwebhizimisi, zvakakosha kufunga kuti chiyero chekutsvaga kweakabhadharo chinobhadharwa chinowanzoenderana nekukura kwekugadzirwa kwezvinhu, pamwe chete nehuwandu hwehuwandu hwemabasa. Semuenzaniso, kune masangano anoita mari yechikwereti, kukosha kwakanyanya kwechiratidzo chiri mubvunzo ndicho chakanakidzwa.

Zvisinei, kumakambani anopiwa rubatsiro rwakadaro, mamiriro ezvinhu anobvumira kuti kuve nekuderera kuderera kweaida kutsvakurudza inonzi inofadza. Iyi mamiriro ezvinhu anoita kuti zvive nyore kuti uve nechikwata nenzira yehutano hwezvisungo zvisina kubhadharwa semugove wekubhadharwa kwepachena kwemakambani emari ekushanda kwebasa rakanaka. Kuwedzera kwehuwandu hwekubhadhara kweakabhadharo kunokonzerwa kunotungamirira kukurumidza kusangana pamwe chete nevese vanotengesa. Izvi zvinoreva chikwereti chisingabhadharwi kwenguva refu, saka, nguva refu yekubhadhara inonoka, iyo inonyanya kufanirwa nekambani iyo mamiriro ezvinhu, sezvo inopa mukana wekushandisa mari yevamwe vanhu. Kana chiyero chekubhadhara kweakabhadharo kuchibhadharwa, saka tinokwanisa kutaura pamusoro pekuvandudzwa kwehutano hwekubhadhara kwehutano hwe sangano maererano nevanopa zvipfeko zvezvinhu zvakagadzirwa, zvigadzirwa uye zvinhu, pamwe nekuwedzera kwemari, bhajeti mari uye vashandi vekambani.

Kusiyanisa muhuwandu: kuderera

Kuderedza muhuwandu hwekubhadhara kwekwereti kunokonzerwa kunogona kutungamirira pane zvimwe zvinorondedzerwa pasi apa.

1. Matambudziko ane zvikwereti pa invoice.

2. Zvichida kugadziriswa kwehukama nevatengesi kuti vaone purogiramu yekubhadhara inobatsira. Nokudaro, kana chiyero chekubhadharwa kwekodha kuribhadhara kwaderera, zvino munhu anogona kutaura nezvezvibatsiro zviviri zvebhizimisi kune rumwe rutivi, uye pamusoro pekurasikirwa kwezita mukumwe.

Analysis

Ichokwadi kuti, kana uchifunga nezvekubhadhara kwekodha dzinokwaniswa, zvinokoshawo kuti uone kubhadharwa kwezvikwereti zvezvakagamuchirwa, sezvo iwe uchidzidza imwe chete yezvinhu zviviri zvakataurwa, iwe unogona kurasikirwa nehuwandu hwemashoko. Izvi, zvakare, zvinogona kutungamirira kumamiriro ezvinhu asina kunaka kune sangano rose, apo chekutanga chezviratidzo pamusoro apa chinodarika chechipiri. Mukuwedzera, kubva pane zvataurwa pamusoro apa, zvinogona kugumiswa kuti kukoshesa kwekwereti kune chikwereti kunobatsira kuderera kwezvose solvency uye kugadzikana kwehupfumi hwebasa.

Batsiro chesangano

Kana iwe uchitarisa mugove wezvinyorwa zvinobhadharwa, iwe unogona kuverenga purogiramu yekambani nenzira yakajeka. Kubatsira kunowanikwa mukukwirira kwerudzikinuro pakati pezvikwereti zvezvikwereti zvezvikwereti (kazhinji, zvinofungidzirwa zvakaenzana nemari yezvisungo zveiyo rudzi) kwenguva yekugara kwemari yemari pane nhoroondo yesangano uye chikamu chechikwereti icho pachako. Nemamwe mazwi, zvinogona kutaurwa kuti purogiramu yekambani iri mubvunzo inotsanangurwa nehuwandu hwemari yekuchengetedza mari yakachengetedzwa nekuti hazvikodzeri kubhadhara chikwereti kumabhengi emari yakabviswa kubva kwavari.

Izvo zvakanaka

Zvinogona kufungidzirwa kuti chiyero chekudzoka chiyero chinopesana zvichienderana nekukosha kwekukurumidza kwekupararira. Nokudaro, zvinosvika kuti iyo yakakosha iyo coefficient ye-cyclicity, nguva shomanana inotora kugadzirisa zvakakwana. Saka, kana mukana wekubhadhara mari inowanikwa kune yakakosha kudarika kukosha kwechikwereti, saka vanofunga kuti mamiriro ekufambira mberi kwezvekuita kwezvematongerwe enyika uye yebhizimisi yebasa iri yakanaka uye inofadza.

Mhedziso

Kubva pane zvose zvataurwa kare, tinogona kuwana zvinotevera.

1. Kukosha kwehuwandu hwekubhadhara kwekodha dzinokwaniswa kunoenderana nehuwandu hwesangano nehuwandu hwayo.

2. Kwekambani dzinopa zvikwereti, inonyanya kukoshesa chiratidzo chinonyanya kufarirwa, uye kumasangano anoda kubhadhara kwakadai, kunobatsira, asi zvinopesana, ihwo huwandu huri pasi hwehuwandu.

3. Mukugadzirisa kwekuongorora, munhu anofanirwa kufunga nezvekubhadhara kwekwereti, asiwo kurapwa kwezvikwereti.

4. Kubhadhara chikwereti hazvirevi kungogadzirisa zvikwereti, asiwo kubhadharwa kwebasa kune vashandi vesangano, kubhadhara kune vatengesi, mitero, mari, hukama nehuwandu hwemari nehuwandu hwemari.

5. Nokuda kwekuvandudzwa kwemaitiro emabhizimisi uye ezvemari yebhizimusi, zvakakosha kuti chiyero chekubhadhara chikwereti chinodarika chikamu chechiratidzo chakafanana chezvikwereti.