Indexation of inishuwarenzi chikamu mudyandigere zera

Nheyo accrual kuti mudyandigere ndiyo zvakangofanana chero chirongwa mari inishuwarenzi. Musimboti nzira iri chokwadi kuti vanhu padzimba rokushanda kubhadhara mipiro pamusoro mubayiro uye, pakupedzisira, kupinda zvakakodzera zororo chinozadzwa pamusaka uwandu. The chiitiko insured mumamiriro ezvinhu ane urema.

Mari vaunganidza nokuti nguva yose oparesheni, munhu anowana kanopfuura kamwe uye zvakakwana, uye pamusoro pamwedzi hwaro, munenge zvakaenzana zvikuru. Asi akapa kuitika pamwero mitengo, mari haigoni nguva dzose kugara pasi chete chechetere. Nokuti ichi uye aida indexation of inishuwarenzi chikamu mudyandigere. saizi yayo achavaponesa zvinodiwa anoitwa. Saka, vanenge hwake pashure zvakakodzera zororo kufunga nokukurumidza sezvinobvira.

Chii mudyandigere inishuwarenzi yacho?

Usati wasarudza kuti indexation uyu inishuwarenzi chikamu mudyandigere, unofanira nekukatanura kukosha pfungwa iyi.

Izvi mhando muripo inomirira nekuripira vagari vane inishuwarenzi uye chero chikonzero, havagoni kushanda. Izvi zvingava nokuda mukukwegura, ronga mapoka yokuremara, kuvapo vakaremara vemumhuri, vanopukunyuka 'makomborero.

In ichi mhando vachibhadhara zvinosanganisira yenhengo maviri. Zvinonzi insured zvakananga mudyandigere, iro rinowanikwa uye indexation rweinishuwarenzi chikamu basa mudyandigere, uye misi yose.

Ndezvipi marudzi akasiyana mudyandigere

Inishuwarenzi mudyandigere rakaiswa kwete vagari chete vari vakakodzera zororo, asiwo vamwe vanhu vane yaivapo chikonzero. The chikonzero kupomerwa izvi ndeinotevera:

• richisvika mudyandigere zera;
• boka urema, kwechokwadi vanachiremba komiti mafungiro;
• kufirwa pakuriritira mhuri.

Ndezvipi zvinhu pakugamuchira zera mudyandigere inishuwarenzi yekare

Havasi vose vakwegura vane kodzero yokugamuchira kubhadhara inishuwarenzi mudyandigere. Kuti izvi zvidaro, zvimwe zvinhu zvinofanira kuitwa, izvo zvinosanganisira:

1. Age. Kuti kukwanisa kugamuchira mudyandigere, murume anofanira kusvika makore makumi matanhatu, uye mumwe mukadzi - mashanu navashanu.
2. Ukuru. Munguva kubva 2015 kusvika 2024, ukoshi ichi yakawedzera kubva vatanhatu gumi nemashanu - gore pa chikwata.
3. Size pachako mudyandigere reshiyo. Munguva kubva 2015 kusvika 2025 nhamba iyi kuchawedzera kubva 6.6 kusvika 30 - gore 2,4.

Chii nguva inishuwarenzi

Kukosha dzakava kubhadhara zvakananga zvarinoita kukura inishuwarenzi chikamu pensions. Mari kuti akaisa mugari ari oga kunobva zvinoverengeka pamusoro. Mumwe ezvinhu akadaro ukuru.

Inishuwarenzi nguva - kuti mari kushanda zvose nguva. Izvi zvinosanganisira zvimwe zvinhu. Kureva ezvinhu nokuda izvo munhu ari kwekanguva paaivatambudza basa. Ivo vanobviswa paunoronga pakuverenga kukura pensions.

Nguva dzose panguva iyo mudyandigere Fund akagamuchira mipiro, akawedzera kuti urefu basa. Kazhinji, izvi zvinoitika muna mamwe mamiriro ezvinhu. Idzi dzinosanganisira:

• Service muchiuto kana Vezvemitemo (mapurisa, tsika, Vachuchisi, matare);
• kwekanguva kutadza kushanda nokuda kurwara;
• maternity siya, asi kusiya zvose mwana kuchengetedza panguva imwechete hakufaniri makore anopfuura matanhatu;
• kwenguva havashande chinzvimbo nokuda kwemahofisi kana kuchinjwa sangano ravo yakasiyana nzvimbo;
• voshanda mubasa pasi rokuzvipira;
• garai muchitokisi somugumisiro zvisiri pamutemo mhosva kana udzvanyiriri;
• kutarisira vakaremara munhu neboka yokuremara, mwana akaremara uye vachembera munhu mukuru kupfuura makore makumi masere ekutanga;
• madzimai uto kugara munzvimbo pamwe nekusagona kuwana basa (nguva ino haafaniri kupfuudza makore mashanu);
• nguva dzokugara vomumhuri revashandi ose nedzenyu masangano kwose (chete makore mashanu okutanga).

Inowedzerwa nguva dziri ukuru chete kana asati kana pashure iyi akanga akatakurwa kunze basa basa.

Chii indexation kuti pensions?

Mumakore achangopfuura, inishuwarenzi chikamu mudyandigere inotongwa nehurumende. Indexing - ndiko kuwedzera kukura vachibhadhara, iyo anogadzirwa gore negore. Kuwedzera padanho indexation kunokanganisa kuderera vanotenga simba vasanonoka rukoko vemo.

Sezvo pane chikamu inishuwarenzi kuti pensions (apo indexation iri munyaya ino), uye magariro, iyo nzira yavaive rakasiyana. Padanho yakawedzera kukura zvemagariro zvikomborero sei subsistence zvishoma chimwe nharaunda. A indexation of inishuwarenzi chikamu mudyandigere anoenderana evanhu mhosva, kuti mitengo indekisi uye zvibereko mudyandigere Fund of Russian Federation.

How maindex anotsanangurwa nokuda yavaive

The coefficient pakati indexation pamusoro inishuwarenzi chikamu mudyandigere iri recalculated maererano ezvoupfumi zviratidzo, chidimbu mitengo unodiwa. Asi panguva kukura bonuses haangarevi kusapfuudza inogona ehurumende bhajeti. Nokuda kwechikonzero ichi, gore negore yavaive anodzorwa nomutemo. On izvi kwete chete kunokanganisa mamiriro ezvinhu emari munyika ari mamiriro asiwo evanhu mamiriro ezvinhu. To hurumende kuchinja ichi zvokuwedzera dzichashivirira dzakatangwa maererano nemitemo inokosha nezvandakaraira.

Indexation rweinishuwarenzi chikamu pensions kwemakore akanga yakasiyana, uye kuti kuronda emuchina ayo zvakaoma, nokuti recalculation kufurirwa siyana zvinhu. Kusvikira 2013 zvinofanira pakuverenga nhamba aiva mumwe. Ipapo mamiriro zvemari iri Russian Federation akatanga achiipa uye kuva zvachose recalculated kuratidza mamiriro ezvinhu munyika. Saka, muna 2016 vagari kugara oga, akagamuchira mudyandigere pachiyero yapfuura gore. Indexing rave akasarudzwa chete-nguva kubhadhara, uye ayo mwero aiva mana muzana.

Ndezvipi rinomutsa kukarukureta of indexation

Mugore rapfuura gore, Sezvambotaurwa, kamwe chete yakanga recalculated inishuwarenzi chikamu mudyandigere. Izvi zvakakonzerwa vasanyanye mutoro pamusoro pehurumende bhajeti. Indexing, gore rino rinopa mbiri kuwedzera. Mumwe ari yaizotongwa mangwanani February, imwe kuchaitika muna April. nzira kwakadaro zvaitaurwa mutemo.

Indexation of inishuwarenzi chikamu mudyandigere akanga akasiyana nekukoshesana gore:

• muna 2010 - 6.3%;
• muna 2011 - 8.8%
• muna 2012 - 10,65%;
• muna 2013 - 10.12%;
• muna 2014 - 8.31%;
• 2015 - 11.4%;
• 2016 - 4%;
• muna 2017 - 5.8%.

Sezvo vachanzi recalculated muna 2017?

Kuti zvimwe aripire vachibhadhara muna 2016, hurumende yakasarudza -bereka munhu wakaiswa yakawanda zviuru zvishanu rubles.

The kurangwa chinhu kwegore ano kunobva uwandu mudyandigere, iyo yakaumbwa pakupera 2016. Sezvo mitengo mwero yakanga 5.8 muzana, akaverenga mutengo akaenzana 1,058.

Maererano hwakasimbiswa indekisi gore ano, inishuwarenzi, pensions avhareji kuRussia ndeinotevera:

• zera - 13 620 rubles;
• nokuvapo vakaremara - 8457 rubles;
• akapona - 8596 rubles.

Kana musingadi kufungawo yakatarwa muripo, ipapo tinogona kutaura kuti iyi hadzina kuitwa indexation ari inishuwarenzi chikamu, asi kuchinja kwayo.

The kuchinja yokutanga kuitwa February 1, anofungawo kwakakura kuwedzera nevatengi mitengo mumakore gore. recalculation ichi anosunga. Yechipiri kunobva profitability of mudyandigere Fund kweRussia, uye maererano hurumende yacho anoratidza mwero. Asi Indexing chiri kuitwa ne rokutanga April, maererano akakodzera chirevo haigoni kuitwa.