How kuverenga coefficient kuti kuzvionera?

Vachitungamirirwa coefficient kuti kuzvionera (kana rusununguko zvemari) unonyanyozivikanwa kunzwisisa nechiyero inorwara vesangano yesangano, izvo Anopiwa yavo nzira. The kumusoro ari zvibodzwa, akatsiga zvikuru kambani iri mberi kubva zvemari nemaonero uye zvachose dzisisina pedyo chikwereti. Somugumisiro, coefficient pakati kuzvionera chinoratidza kubudirira yose sangano.

Kuti zvakanaka kuverenga coefficient kuti kuzvionera kunodiwa kuti pakutanga ari aggregated nepakati jira kwakavakirwa kumbova pachiyero papepa. Zvakakosha kuziva kuti tishandurwe mhando ichi mukati pachiyero hakupesani vane maumbirwo yesangano uye munataisireva, uyezve, vanogona nokubatanidza nyaya maererano upfumi kugutsikana.

Chokwadi, Nokutendeka reshiyo inogona akaverenga, pasina mukana wokuzvidzivirira kuti kugadzirira aggregated siyana mwero. Ukuwo, munyika iyi, tinofanira kuwedzera nyaya inoti "Capital uye reserves" iri pedyo ukoshi "prepaid mari".

Kushandisa iripo date kuzvionera reshiyo rinowanikwa nevanhu kugovera zvakarurama pa huripo zvachose yesangano imwe sangano.

Pakadaro, pasi zvaunazvo rinoreva zvose zviripo parizvino mari pfuma sangano, izvo, akavapindurawo kwayo, sezvo mutemo, ine vakatanga uye zvakananga kubva mumabasa wezvemari sangano. Zvakakosha kuziva kuti vari pachiyero jira, sezvinoita mutemo, zvinoratidzwa pachikamu chakanzi "Capital uye reserves".

Pfungwa yokuti "zvinhu zvachose" zvinosanganisira pfuma dzose sangano kusanganisira zvaioneka uye chisingaoneki zvinhu. Zvinhu uwandu hwezvinhu zvose zvabatanidzwa. ndiwo mugumisiro pachiyero pepa.

Nokutendeka reshiyo inoyerwa kungotaurwa mumigove. Muchiitiko chino, prescriptive yakaoma mutengo uri 0.5-0.7 (munyika netsika 0.3). Maererano nenyanzvi, zvikuru zvakakodzera kufunga chakarurama ichi pamusoro nguva. Saka, kugara kukura mwero pamusoro nguva anoratidza kutsiga sangano, zvishoma nezvishoma kuwedzera rusununguko pachinhu kune kwokunze chikwereti.

Nokutendeka reshiyo pakutanga inoita basa rinokosha yevanoda vanoita uye Lenders. The kumusoro ari mamakisi, rezasi mukana zvichiita nezvinhu kuvanhu vane makambani.

The chaiwo sangano mugove kunzi dzisiri iyezvino yesangano, chikuru kudiwa refu manyuko mari yemberi Naizvozvo, mugove nokururama guru vanofanira kuva yepamusoro, ukuwo uye yakakwirira nhamba zvemari kuzvionera.

Zvakakosha kuziva kuti pane zvimwewo uye zviratidzo (maneuverability reshiyo kuti zvakarurama guru wevasungwa reshiyo, nhamba-refu kunobatanidza zvikwereti zvemari, etc.), nemhaka iyo iwe kunogonawo kutonga mari kuenderera uye rusununguko chero vachida.