Reviews. "RosinterBank": deposits, zvikwereti

It kuitira zvakaitika kuti apo bhizimisi mari dzavo, vanoita zvakawanda kuteerera zvemari sangano wacho mukurumbira uye kunyange chepamusoro waro pakati chikwereti masangano. Asi, pamaitiro, nhamba idzi hadzisi chiratidzo rakavimbika kubhengi nguva dzose. Muenzaniso unoshamisa ndiye "RosinterBank". Nezvinetso utungamiriri hwake hwakatanga zvikuru tisingazvifungiri. Verenga zvakawanda pamusoro rakabvongodzwa pamahombekombe uye matambudziko aifanira kusangana, vakakurukura pazasi.

Pakanga pasina zviratidzo dambudziko: ari generalized ruzivo pamusoro pamahombekombe

"RosinterBank" - zvikuru yekutenga yezvokutengeserana bhengi kushanda pamusika wokuRussia zvemari kubvira 1990. Kubvira buri raro, hazvina chete anondibhadharira, asi kupa rutsigiro zvizere kuti vamiririri chepamusoro, duku, svikiro uye makuru mabhizimisi.

pakupedzisira Bazi samambure ayo akakura kusvikira 40 mahofisi iri Tyumen, Yekaterinburg, Yaroslavl, Nizhny Novgorod, St. Petersburg, Kazan, Krasnodar nemamwe maguta kumatunhu Russia. Saka vakatanga kuwana tichimhanya "RosinterBank" Moscow vakavawo kwaari guta guru apo kubhangi yaiva, uye mukuru muhofisi.

Awards uye bhangi bonuses

Pasinei kumbonyanya guru kukwikwidzana nezvimwe masangano zvokutengeserana, "RosinterBank" vakaramba akure. Vamwe nguva yakapfuura, uye tsika zvemari yave kugamuchira inokudza, mibayiro uye mibayiro. Somuenzaniso, haana kudaro kare, hutungamiri wake zvepamusoro mubayiro vari muchikwata che "mumagariro vaifarira kubhengi" chaipiwa, asi mumwe bhodhi nhengo yakanga paakavapa mubayiro mukuru "Nokuti nomupiro pachake kukudziri- mari kuverenga nevana uye vechidiki."

"RosinterBank": Rating

RosinterBank nokukurumidza akava sangano mari nomukurumbira uye akakurumbira. Uyezve, kukura kwayo yesangano, akapinda pamusoro 70 mabhanga pakukura Russia. Gare gare, sangano akauya pamusoro 10 pakati zvemari masangano, raizivikanwa vakabuditsa vatengi. Uyewo basa naka Bank vashandi uye vatengi vanozivikanwa uchingoti kufarira boka wako pamusoro gumi "Vanhu Rating". Zvinokosha kucherechedza kuti pakati pamusoro flagships mari "RosinterBanku" akakundikana kubvira 2014 kusvika 2015.

Makadhi nezvimwe bhengi zvinogadzirwa

Asati pakatanga zvokungoitawo kutarisira maererano dzakawanda uchapupu, "RosinterBank" mubasa anomukweretesa kuti mabhizimisi uye nemhuri. Somuenzaniso, mumwe zvikuru nevanhu zvibereko kubhangi anoonekwa kuti chikwereti kuti dzidzo. With payo, vadzidzi vakawanda vanokwanisa kubhadhara zvidzidzo ake payunivhesiti. Zvinokosha kuziva kuti chirongwa iri kushanda pane imwe pakutsigira ehurumende uye akanga yakadereresa panguva iyoyo interest - 7.6% pa annum.

Chimwe chakanga akanga kunobatsira kubhengi "Trust chikwereti chikwereti", umo nhamba yakanga kudzika (11,5-13,5% pa annum) kupfuura chikwereti zvigadzirwa akafanana yakataurwa nemamwe masangano zvemari. In shoko, "RosinterBank" - anokwezva tariffs, ndiko unouisa nezvimwe masangano zvemari.

Chii vanhu vakati pamusoro pamahombekombe?

Zvinofungidzirwa kuti asati vachikumbira sangano chero zvemari, kudzidza User wongororo vanofanira kutanga zvizere. "RosinterBank" - mari sangano pamwe zvikuru ruzivo uye basa ruzivo, saka unotaurwa pano vokuRussia vakawanda. Somuenzaniso, mumwe anofanira kunyengera guru siyana zvikwereti zvinhu uye zvirongwa dhipoziti. Mumwe aifarira akanaka ezvinhu kuti deposits uye akavimbika zvinodiwa kuti mangwanani kushaya mari inenge yashandiswa.

Asi mumwe achifara vakataura pamusoro rakaisvonaka basa vakagamuchira pahofisi, riri mumugwagwa Kondratyuk, D 3, uye dhipatimendi panguva inotevera kero :. Moscow. S. Maclay, d. 55.

Vamwe wongororo pakati mabhanga Kusiyana neizvi, ane nemisodzi nyaya basa zvakaipa, izvo zvakaita kuti vakawanda okuwedzera mari kurutivi nemhosva. Muchidimbu, maonero oga basa kubhengi zvakasiyana, uyewo nemakasitoma pachavo.

"Tasty" uye vachiidza Kusangano mupiro

Kuwedzera chikwereti zvigadzirwa vakapa "RosinterBank" deposits kuti vanhu. Sezvinongoitikawo yemutoo wezvikwereti, zvirongwa dhipoziti aitarisira matunhu kufarira rates anokwezva zvikuru nepurani ezvinhu. Muenzaniso unoshamisa ndiwo mupiro ichangopfuura yaiti "Holiday +".

Maererano nemashoko isa kunogona mudzimba kana vatorwa mari kwenguva 100 uye 550 mazuva. The chimbadzo pa Ruble mupiro waiva 10.5-11.5%, uye mune dzimwe nyika mari - uye kubva 0,8 kusvika 2.4%.

Sezvineiwo, mumari makambani pamwedzi mubereko dzakava pakadhi rake nekuda, iro yakavhurwa kwaari "RosinterBank" (rezenisi, nenzira, kubhangi haisati kurega). Uye Chikurukuru, kuti "Holiday +" akabvuma okutanga kushaya Mari iri kuwanda 30% kana 60% of yakamisirwa nomupiro unodiwa. Uye, chokwadi, vadzidzi yepurogiramu anogona vava muridzi vanofara chipo vhocha iri uwandu 20 000 rubles (panguva Swedera pakati mibayiro kubva kumahombekombe). The rwiyo chete, kwete kupa!

Mumwe "zvinonaka" Bank kupfimbwa aiva chirongwa "Perspective". Uye kana pakutanga, yaaifungidzira mwero 10% chete annum, riri pedyo muzhizha kutanga mwero rakakura 12%. A dhipoziti "Kunobatsira +" pakutanga akapa vose vanoda kushandisa mari yako 14% pa annum.

Somugumisiro, mashoko hwakakwana yokutengesa mutemo, kukwezva vanhu uye vamiririri mabhizimisi, nyore akarasikirwa kungwarira. Ivo vakapiwa mari dzavo zvinoita yakavimbika chikwereti sangano, uye CB "RosinterBank" noutsinye kwakakundikana. Chii chakaitika kwaari? Uye chii chinokonzera matambudziko ayo?

Wotevera, chii chakaitika pamwe mubhengi?

Imwe September 9 vamiririri kubhangi uchishevedzera kwazvo pamusoro wake mutsva rokubhengi, rakagadzirirwa vadzidzisi. Asi kwapera mazuva apfuura, hofisi uye vose huripo dhipatimendi masangano zvemari vakanga pakarepo akavharwa. The pamutemo Website pamusoro sangano rosinterbank.ru akamira kushanda, uye inopisa mutsetse foni - Akaremara.

Somugumisiro, vakawanda depositors uye vatengi yacho kubhangi pakanga kutya. Vakawanda vavo vakatanga kunyora kutsamwa mhinduro ( "RosinterBank" - sangano zvemari, kushanda Entrepreneurs, uye vanhu), kubvunza mibvunzo. Uye vamwe kunyange kusvika nechepakati hofisi uye akaedza kuputsa mbariro, achida chero kwaiva kuti mukati meimba. Asi vose vaifarira mubvunzo mukuru: "Chii chaitika?".

A kasiketi richangomuka

Patience, vatengi kutarisira "nyarara" pamahombekombe, pakupedzisira mhinduro. Somugumisiro, "RosinterBank" (mupiro pano anogona achasvinudzwa dzimwe mudzimba mari) akaita yakaturikwa basa raro nokuda Central Bank of zvirango. Izvi zvaizoitawo, akatsanangura zviito izvi somunhu kumanikidzwa nechiyero, zvainanga Pakusarudza chaiye zvemari mufananidzo kubhengi.

Maererano regulator yakashuma kuti "RosinterBanka" panguva ino akanga kurondedzerwa se kusagadzikana uye chokwadi. Uye sezvo iri zvakananga ngozi chikwereti uye depositors, basa rake panguva yokurohwa kwakasarudzwa kurega.

Kutanga zvokungoitawo Kutarisirwa

Somugumisiro, enyaya yacho Central Bank of Russian Federation mu "RosinterBank" (dambudziko pano vakatanga ichangopfuura kwazvo) wakatangwa kwekanguva yaitonga. Panguva iyoyowo chinzvimbo yakadaro vachibvumirana yakapiwa vamiririri dia (Deposit Insurance Agency). Masimba mamaneja uye shareholders pakati tsika zvemari vanombosunungurwa akarembedzwa.

Temporary kwokubatsira kubhangi akagadzwa kwenguva kwemwedzi mitanhatu uye akatanga mabasa ake musi September 15 gore rino. ruzivo urwu, sezvo zvakaona, kubhangi achiri vakakwanisa kubudisa website yayo neChina. Kubvira kwave akaremara negadziriro zvigadzirwa kubhadhara uye makadhi havachasungirwi vakaramba panguva zviteshi ane sangano zvemari. Asi chii chinokonzera yokusagutsikana akabatanidza regulator?

Chii chinokonzera kusavimba of Central Bank?

Maererano dzakawanda uchapupu, "RosinterBank" kwete chete akatungamirira ane ngozi achiposa policies, asi zvakajeka Khimich vachishandisa deposits. Chete mashoko pamusoro kubhengi kupupurirwa tsime pedyo regulator. A kuwanda nenyaya dzakabuda Central Bank nokuda kworudzi munataisireva kunotangira kukwezva mari pakati depositors kwemutongo tsika.

Somugumisiro, mukuru mukuru nemashoko anobva regulator "RosinterBankom" Makore akawanda hwaienzanirana hwakagadzwa dzemunharaunda. Zvisinei, nhamba chaiyo, maererano vaongorori vanofanira kuva yepamusoro zvikuru. Zvichida ichi ndicho chokwadi. Judge iwe, chete wokutanga kota maererano ndibatsireiwo data, mari mari akamutswa vakasvika 13.5% nemashoko pagore. Asi nokuda kwebasa kwakadaro zvikuru kwete mumatauriro mubhangi magwaro. Izvi zvinoreva chete chete kuti mbiri sangano iri mumvuri kutamba uye chokuita vane mari kwema.

Interbank mari chikwereti

Panguva imwe chete Munyika mapepa, "RositerBank" zvakaonekwa pakati mikuru Lenders ari interbank pamusika. Maererano rokutanga nemishumo, pakutanga August zvachose zvireruke reshiyo mari masangano aiva zvinopfuura 30% vose pusa mari. Zvishoma nezvishoma, nhamba iyi yakatanga kukura, sezvo vamiririri kubhangi, sezviri pachena, vaiva mumwe pazviri Lenders. Kana uchitenda nyanzvi, ipapo zviito zvakadaro pamusoro chehurukuro mukwereti pamusoro matambudziko ayo liquidity. Izvi zvakare kunooneka vakawanda wongororo pakati mabhanga, uyo asati kuzivisa kusauka vakasimuka ezvinhu akadaro.

Bank Vamiririri vakanga ukabatwa inopisa

Zvichida kwokupedzisira mashanga mubhangi racho rakanga kujeka vanonyengedza iyo ichangobva akabata nevamiririri varo. Maererano bhuku, fungidzira kuti regulator, pamusoro chinoshamisa basa "RosinterBanka" makuhwa siyana dzaiva yerera. Zvisinei, tarisa zvavo nderechokwadi kana kusaratidza Central Bank vakatadza imwe pfungwa. Somugumisiro, vamiririri venyika regulator vakasarudza kutora inopisa kutendeseka bhengi vamiririri.

Kuti vaite izvi, vakanga ndikamutuma murume vainyepedzera kuva vanhuwo investor, uyo akasarudza kuisa mari pamusoro dhipoziti. Pane imwe nguva akatumidza "RosinterBank" (bazi kero mubvunzo, zvinosuruvarisa haamo), akati kuti aida nguva refu kuenda kunze, akati pamusoro mubereko kukarukureta.

Pashure imwe nguva, tsime munhoroondo "mishandled Cossack" akanga kunyora kubva nth mari, kunyange zvazvo iye ari chokwadi chakafanana haana kuita. Somugumisiro, vamiririri kubhangi vane refu kutsanangurira vepahofisi regulator.

Panguva iyoyo zvakanga ichiitwa uwane kuongorora. Zvinofungirwa kuti vamwe mari kuti depositors, uyewo panyaya "Arksbankom" uye "MOSOBLBANK" pamutemo hapana nhamba. Panyaya iyi, varidzi nhoroondo idzi vasingagoni kunyange chifungidziro nayo. All pfungwa idzi nenharo uye ichaongorora mumiririri zvokungoitawo yaitonga.