Replenishment kuti achiparadzira yesangano: zvinyorwa, ndizvidavirire rokuzvidavirira vakanyoresa

Kazhinji, mukufamba bhizimisi pane Pakadaro kana kambani rinotanga zvakaipa vanoda dzimwe mari. Panyaya iyi, zvakasimba kuti utariri anogona kukwereta mari iri chikwereti sangano kana kushandisa mbishi chikwereti. Asi pamusana nezviito izvi, kambani achapiwa kubhadhariswa mari imwe chikamu, iyo basa kuti vashandise rakumbirwa mari. Kana toreva kushanda guta mari nenzira inobatsira kuti kambani, uye chii dzimwe nzira dziri pane kudzikamisa akaoma upfumi mamiriro wekambani?

Sei muzadze yokushomeka kwekushanda guta chinonyanya kunobatsira

Akasangana nedambudziko iri, kambani ose anoda kuwana chikwereti zvakawanda zvakanaka mashoko, sezvo dzimwe mari regai kubatsira kudzorerwa upfumi pakusimba.

Credit dzokushanda guta nyore nzira kuti mubhangi. Asi kana kwete kukurumidza pamwe danho rakadaro? Mukuwedzera, kambani asingadi kugara nawo mari. Dzimwe nguva kuita kuramba basa rikurumidze chete hazvikwani zvimwe mbishi zvinhu kana handingadariki nhengo. Muchiitiko chino, zvingava kuchenjera kushandisa yepanyama chikwereti.

Pane imwe nzira yokuwana rubatsiro - iri kushanda guta mari muvambi. Yakadaro musimboti anonzi kwazvo nani kuti zvavakanga vachida kuita.

Muvambi rubatsiro isu

Pekuhwa- nda musangano havaoni ndiyo chikuru mhinduro. Chizadzisai chisipo mari zvinobvira nokuita mupiro mugove guru, muchimiro chezvinhu rubatsiro rwemari uye kuwedzera kunobatsira chawo. Kuti muzadze Working Capital muvambi nayo akaurayiwa nemazvo, mvumo yemuridzi 2/3 kwenhengo. Maererano chisarudzo vakawanda musangano vangagadzirisa midziyo kukumbanidzwa. Ivo ushandiswe kukosha itsva mipiro zvakaenzanirana mugove imwe neimwe yeboka. Mipiro dzinoitwa mukuwedzera, anofanira akabvuma kubva musi nemasaini magadzirisirwo nhoroondo hapana paya pane mwedzi miviri.

Pashure pomuedzo kushanda mari guta chichange wakabudiswa muchimiro okuwedzera zvibvumirano kune constituent magwaro, anofanira vakabvuma kuhofisi mutero fomu kunyoresa kuchinjwa.

Zvayakanakira nezvayakaipira ose inivhesitimendi ruyamuro

The kambani anekodzero kushandisa mari yacho havaoni, panguva yayo kungwara, pasina zvaitika mutero. chimiro ichi rubatsiro ine zvayakanakira ayo nezvayakaipira. A divi ndechokuti replenishment haritorwi kubhadhara, sezvo muvambi munhu asina muzvirongwa taxable chawo. Muvambi rubatsiro chinhu mubhizimisi zvakasikwa uye kwete chokuita kutengeswa kwenhumbi uye mabasa.

Zvazvakashatira chikwereti akadaro anogona kunzi kuti kuchinja zvose noumhizha Nhoroondo dziri mutero remazita. Uyewo, pamwechete mamwe pakatanga kushanda guta kutyora nengaidzo pakati mambure zvinhu uye chitsama mugove guru.

Rubatsiro muchimiro Bank chikwereti

Rubatsiro rwemari, kambani anekodzero kushandisa kubhengi ndechokuti zvivako. Pamugumo esungano rinotaura mashoko mari uye nguva ichaitika zvavo kudzoka. replenishment kwakadaro yokushanda guru zvekushandisa ine divi rayo, iyo inotaurwa muchimiro dzakava kufarira. The taxable umbowo mari mutero kwakadaro mari dziri kufungwa mitemo vamwe. Dzakava mubereko angachajwa pamwero akatsunga zvichienderana ukuru ano refinancing.

Kunakisa chikwereti kwakadaro kunogona kunzi kuti Bank yakavimbika mudiwa kuti nguva dzose kushanda mukati murayiro. Zvazvakaipira zvinosanganisira vakawanda zvinyorwa kuti kuunganidza panguva vanyorwa mbiri, kufarira mari, uyewo dzimwe mari chokuita pakuvhurwa chikwereti nhoroondo. Mari kunobva pakushandisa vakakwereta mari vanonzi kuti sezvo vasiri uchishandisa mari.

Raw chikwereti akagamuchira kubva nokutengesa

Pane nguva apo pemahombekombe kuramba chikwereti achiita, kana kambani hakudi mari, uye mbishi pfuma. Panyaya iyi, kambani vakatanga kutsvaka nzira manyuko kushanda guru mari. Sezvineiwo, dambudziko kunogona nyore. Dzimwe nguva zvakakwana kutiudza pamusoro zvavo nezvinetso mubhizimisi vadiwa, dzinova Contractors vari mubasa nerubatsiro zvakafanira mbishi zvinhu.

zvikwereti kwakadaro inonzi wezvokutengeserana uye ane yayo zvakwakanakira. Vakwikwidzi vari kutengeserana kubvumirana imwe kunonosa pakati kuripwa kurwira zvinhu. Contractual ukama inofanira rakanyorwawo uye akapa kana pachena kana mhindu. Zvisina kunanga kushanda guta mari unoitwa akakodzera magwaro chepuraimari. In uwandu dzakava mubereko counterparty vanosungirwa kumisa inivhoyisi.

Sei zvinowana kushanda guta mari, wiring

Zvichienderana mune chizvidavirire akaita zvimwe Postings mhando rubatsiro rwemari. Kana guta majekiseni inopiwa muchimiro ngaape rubatsiro havaoni, kuti zveakaunzi anoita wiring nokuda debit nhoroondo 51 mune tsamba mamakisi ose 98. Zvadaro, Verengai iri debited kuti nhoroondo 91,1 chikwereti kuti kuziva zvimwe mari ngaabvumire rubatsiro. On kubvuma pfuma rubatsiro replenishment yokushanda zvinoreva (wiring DT 08 K-98 m) unoitwa zvichienderana kuenda tsika.

Nokuti kunyoresa chikwereti mari inoshandiswa nhoroondo 66 uye 67. Vakagamuchira mubhanga nhoroondo mari irimo mu chizvidavirire anotevera vakanyoresa: DT 51 KT 66 (67). Replenishment kuti achiparadzira yesangano tichiregeredza kukwezvana vakakwereta mari inoita kambani kwete kukanganisa kudhindwa kwacho uye nenguva kuzadzikisa contractual mitoro kuti vatengi.