Nemuteresi - ndiani? basa nemuteresi

kazhinji shoko "nomuteresi" Nokuda ichangobva kuwedzera isiri kubhadhara mari sungiro vokuparidzira uye dzepamutemo masangano kune zvikwereti zviri vanobudisa nhau uye dzimwe nyaya.

basa kunoda

Vakawanda zita "nomuteresi" anopinda vadhakwa. Professional mufananidzo chokuita tsandanyama shirokosheim murwi netsvimbo iri muruoko, Sunglasses, uye kusavapo upi kumbozvidemba. Anoita pokurondedzera chokwadi, Chokwadi, ari muteresi - ndiani: a bouncer kana kwepfungwa wakanaka? Zvinoita here angamudzivisa? Tinopa iwe mhinduro iyi nemimwe mibvunzo yakawanda.

Pfungwa yokuti 'nomuteresi "iri nyaya inomira somukuru mukuru sangano kana vanhu kuti vaunganidze chikwereti kana taurirana pakati mukweretesi uye chikwereti pamusoro chikwereti nokuripira. Zvikwereti Recovery Company angambosvika (kakawanda vachiri pamutemo kana okolozakonnye) kuti abvume kudzoka zvikwereti. Anodzvinyirira pfungwa tsotsi nomuteresi uyu zvechokwadi. maturusi avo - kunyanya foni manda kuti kombiyuta Database kuti vatengi.

The huru vavarira

Wokutanga nemuteresi kambani munyika yedu vakatanga kuonekwa muna 2004. pakutanga nzira dzavo vaitova zvechisimba. Nhasi, pakupindura mubvunzo pamusoro nomuteresi - ndiani, tinogona zvakachengeteka kutaura kuti kuchikonzerwa consultant zvemari. The chikuru basa nyanzvi iyi haisi chete kunetsa foni uye tanga zvimwe kwoupfumi dambudziko rake munhu. The nemuteresi anofanira kutsanangurira mukwereti vanoronga kubhadhara uye mutsividzo muzvikwereti, ronga bhajeti uye kubatsira kuwana mukana allocating mari nokuda kwokuripirwa chikwereti nyaya. Mazvikokota basa chaizvoizvo harisi kuti "mawadhi" ake vaiva bailiffs, chikwereti anofanira mubayiro pretrial kuti.

vashandi nyaya

The muunganidzwa Masangano kuti basa nharungano anopiwa (uye zvinonzwisisika) vashandi ekare kubva kwemitemo miviri, mauto nemapurisa ari kuchengeterwa, bailiffs, magweta kana vashandi kuti dzakafanana muunganidzwa mabasa kumabhengi. musarudzo zhinji vane ruzivo rwokutsvakurudza basa, uye unyanzvi kuti kubvumira kuti nokukurumidza kwete chete kuwana chikwereti, asi nyanzvi mufambiro tsananguro basa naye. Nokukurumidza, zvakajeka, pasina basa nemanzwiro. Uyewo, zvinokosha zvinodiwa izvo zvinoita chikwereti muunganidzwa yemakambani musarudzo, ndiyo kuvapo dzidzo yepamusorosoro. Kazhinji, zvinofanira zvoupfumi, mari kana zviri pamutemo. Panguva iyoyowo, unogona kazhinji kusangana muteresi, wepfungwa kana mudzidzisi. Zvisinei, masangano akawanda rokutsvaka vanhu vasina dzidzo yepamusorosoro, asi vane ruzivo wepfungwa kana nedzokunze unyanzvi hwokukurukurirana yakadzika.

unyanzvi

Uyezve, munhu kunyorera basa Header vanofanira kuramba, kuchinja uye ainyatsoziva zvepfungwa pamusoro chikwereti, unofanira chakakomba dziripo kombiyuta ruzivo uye munoziva kubata Databases zvakasiyana. Izvi zvinogona mashoko iri mabhanga, makambani inishuwarenzi, musimboti kero Bureau, paruzhinji utilities makambani, runhare network, kuti chikwereti Bureau uye zvichingodaro. D.

Zvinopa kuwana uye basa pamwe Data vanofanira kukwanisa zvakananga nemuteresi. Anonzwisisa ichi uye anonzwisisa chaizvo matambudziko aya, ndiko kurwa chaiyo pambiru. The International Makambani kuti kubhabhatidzwa kunogona pasi kutaura kuti Languages. Uyewo, vakapiwa kuti vateresi kukurukura nevanhu, kazhinji "andibudire" uye vanofanira kuteerera nokutyisidzirwa uye chaidzo kutuka pakero yake, anobvarura, minyengetero uye mariro, basa kwakadaro, Chokwadi, mupfungwa hunhu, uye munhu anoimba izvozvo, inofanira kuva kutsungirira uye kunetseka shiviriro. Kunyange pasinei vateresi vanodzidziswa kukurukura vatengi nesipereti apa, mumwe mamiriro ezvinhu akasiyana nevamwe munzira yacho, uye maitiro munhu panorumwe mugumo unogona nezvimwewo. Uyezve, mumwe kubhabhatidzwa vanofanira kuziva kuti basa guru nemuteresi. Haisi chete foni. Kazhinji kufamba kusangana nemakasitoma ari munharaunda yayo, asi rinogonawo riri kumatunhu.

kero nzira

Zvinonzwisisika pokuunganidzira masangano kuti basa ravo vawane mari mubayiro. Kazhinji, izvi zvakanaka chitsama. Zvose zvinoenderana kukura chikwereti. Nzira nhatu yokubata chikwereti vangazivikanwa. Chokutanga - kana akakweretesa chikwereti muunganidzwa kambani inopa anobudirira rinoitwa munhu chikamu chitsama. Zvichienderana dhigirii yakaoma zvingava 10-40%. Chechipiri - apo kubhengi kana kambani kuti anotengesa kuti muunganidzwa sangano "chikwereti Portfolio" mutsa nokuda mari kubudikidza 5-15% kuvatumwa mutengo chikwereti. Mumamiriro musimboti wechitatu, akakweretesa havagoni kushandisa kuminamato vateresi, uye edza kufunga pachavo pamwe chikwereti kuburikidza matare. Wokupedzisira Ipfungwa - iri zvikuru nyaya. Hapana chakavanzika kuti bailiffs zvikwereti vakaregeredza anokwereta anogona akamurairawo zvikuru refu. Kakawanda sokunonoka mudare zvekufamba - a dzose chinhu. Naizvozvo, Lenders vanosarudza kutemwa ake pana chikwereti muunganidzwa sangano.

marudzi chikwereti

Kana mubvunzo pamusoro nomuteresi - ndiani, zvikuru kana zvishoma pachena, ndizvo uyo chikwereti chii ake psycho, inozivikanwa kwete vose. Sami nemuteresi yemakambani kugoverana anokwereta vanoramba kubhadhara chikwereti, yakatanga rinokosha hurongwa kupatsanura. kambani ose, unogona kuva yayo, asi akawanda marudzi anotevera:

1. Alarmist. Uyu munhu kungodzungaira warwo chikwereti. Kubhadhara chikwereti, zvinotora zvakawanda zvikwereti itsva, uye chemhosva izwi iri kare pachena.
2. Weeper. Long vangaramba kuvapo chikwereti, asi kuti anoona rinotanga "kuchema" kupomera kumativi ose (Lenders, magweta, vateresi), asi kwete iye.
3. Rationalist. With Kuwanikwa chikwereti anobvumirana. Zvinotevera girafu zvakajeka achangobva dzichitaurwa zvitukuriso.
4. The fraudster. Nemaune kubiridzira anoenderera mberi pasina chinangwa chokukuripa.

Basa nemuteresi is kuti uone kuti mhando mukwereti nokukurumidza uye kushandisa inonyatsobudirira matanho nayo.

nzira basa

Ruzhinji rwevanhu vakanga vatore zvikwereti, vanoomerera tsamba mutemo. In mamiriro muunganidzwa yemakambani nemagweta avo vakagadzirira kujekesa legality vamwe zviito. Kumboda mupfungwa kumanikidzwa pamusoro nechikwereti. vateresi muri kunoda kuti chipfuro kumanikidza defaulter kuti kuonana uye kubhadhara chikwereti. Asi dzimwe nguva kutaridza repamutemo nzira havakwanisi. Vanonzi vateresi "dema" uitirwe kupfuura runhare kutyisidzirwa. Kazhinji, kunyanya sassy ngava, chivimbo vasingarangwi wavo, vaiita ngano punctured matai kana yazara epoxy nebwe musuo nekiyi.

How kutaura vateresi

Kana iwe uri akaramba kunokanganisa vateresi, edza kuramba wakadzikama. Chokutanga, vakumbire kupa muvhidhiyo hwokuti vamiririri ava simba zvinoda kudzoka chikwereti. Kana vateresi kutyisidzira, tsanangura kuti uri achinyora kukurukura uye anoda kuenda kumapurisa. Kutyisidzira uye zvikuru kupinda munharaunda private pfuma anogona kuumba chikamu mhosva. Musava huta uye kuratidza kuzvidzora. Vamiririri mutero sangano zvingabudirira kuziva kutya kana kuti kusava nechokwadi. Rangarirai, ndizvo ungaashandisa kudare.

In mhedziso ndinoda kuwedzera kuti zvikwereti achine kubhadhara. Regai zivo vateresi vari evasingatombonamati exploratory zvakasikwa.