How kuti gwaro nokuda maternity guru, uye chii chiri ukoshi?

guta mhuri (MC) - rutsigiro rwemari aida mhuri dzine vana vaviri kana kupfuura. Mari "mubayiro" rinoitwa nevanhu batana mari. It unoshanda chirongwa chakadai kubva 2007.

guta mhuri kuwana chete anaro mumwe anokosha oga tsamba, ane maitiro izwi haringorevi. Saka, kushandisa rugwaro kuti maternity guta hazvirevi chinhu timeframe.

Chinangwa Implementation chirongwa "raamai guta":

• zvinokurudzira wevanotungamirira kukura;
• chinokosha ruyamuro kuitira dzidzo chizvarwa chevechiduku;
• kuvandudza zvinhu zvakanaka kuva mhuri zvingangoita kuripwa kutenga dzimba.

Kana Kodzero kuchengetedzeka?

Asati kugamuchira gwaro nokuda maternity guru, uye zvakawanda zvakananga, kuti vanokodzera kugamuchira, iva nechokwadi chokuti uri kodzera. Kukodzera nokuda finpodderzhki ichi uchapinda simba mushure mhuri awana kanenge mwana wechipiri.

Maternity guta: sei kuti gwaro?

Sezvaunoziva, kuwana rutsigiro yeUnited zvemari pakutanga yaunoda kuchengeteka certificate. Registration nzira kupfuura pachena. Pashure kuberekwa mafufu vabereki vane mazuva 30 vanyorese mwana ari yokunyoresa mumahofisi kuti vawane tsamba yokuberekwa, kuti ape magwaro kuti pasipoti kuhofisi panzvimbo yokugara chaiyo kana imomo mvumo.

The issuance kuti rugwaro kuti maternity guru rinoitwa pahwaro nokuzvininipisa kwedu pamusoro magwaro uye mafomu aikosha mharidzo, uyewo pasipoti kuti miganhu dhipatimendi mudyandigere Fund kweRussia (PFR), izvo zvinogona kushandisa upi nguva pashure kuberekwa kwomwana.

chitupa magwaro (maternity guta) vari pasi kuongororwa of mudyandigere Fund vashandi (kunonyanyisa mazuva 30 mushure kuzviisa kwavo wacho). Uye chete pashure cheki iyi atara vaipupurirwa gwaro.

Nzira kugadzira kuchengeteka

• kuti mudyandigere Fund hofisi;
• kushandisa mabha- mabasa (mu iyi, application uye zvaida mapepa zvose zvinofanira notarized).

raida magwaro

Kugadzira rugwaro kuti maternity guta kunoitika nokushandisa kuti mudyandigere Fund pamberi zvinotevera magwaro:

1. fomu rugwaro kuti maternity guru. Chikumbiro chimiro rikaiswa neHurumende. Chimiro kunogona kuwanikwa kubva mudyandigere Fund zvakananga panguva kunyoresa gwaro muzadze pamusoro gwapa kana kukopa application Indaneti uye kuti iwe kumba.

2. Gwaro chinozivisa wacho (sechipiriso mutemo, ichangogadzwa moms pasipoti) uye kuratidza kuvapo dzokugara mvumo pamusoro munharaunda Russia.

3. Gwaro certifying kuvapo mudyandigere inishuwarenzi zvairayirwa.

4. Gwaro iri uchapupu Russian chizvarwa.

5. Birth rwokuramba mwana kana dare kusarudza mwana sevanakomana.

Asati kugamuchira gwaro nokuda maternity guru, unofanira kusarudza chii vachapedza mari cashless, sezvo ari mashoko, izvo akabvuma kuti FIU, mashoko aya vanofanira tsanangurai. Uye kana ukaita izvozvo achirasika, muri kururama nemifananidzo, chikumbiro nokuti declaratory zvirevo maternity guta havazobvumirwi vanotenderwa.

Ndianiko angaverenga pamusoro kugamuchira MC?

Russian mugari uye mutorwa anogara munharaunda Russia, ane kodzero maternity guta. How kuwana tsamba, isu kare kukurukurwa, ngatitangei dzaanofanira uye mune zvakananga nguva, unogona sevamiriri chepurogiramu "wamai guru".

• munhukadzi munhu, kuva mugari wenyika Russian Federation, uyo abereka kana mai vokurera vakava chechitatu, chechina, wechishanu, uye zvichingodaro D mwana wechipiri, pashure 01.01.2007...
• vechirume wokuRussia chizvarwa, iyo anoita se oga adopter vana wechipiri kwaizotevera, kana kuMudzidzisi chisarudzo dare akapinda simba pamusoro 01.01.2007;
• baba mwana (dzinongoitika kana wokurera) aakapa Russian chizvarwa, uye pasina izvozvo, iri zvinoitirwawo kugumiswa kodzero ezvinhu finpodderzhku nevakadzi kubereka (wokurera) mwana, somugumisiro, itii, rufu, yezve kodzero kuti mwana aberekwa, zvakarurama iye yakabuda, tsotsi mabasa, chinhu icho chakaitwa mwana;
• mwana uyo haana zera ruzhinji kana yakazara vadzidzi, vane zera harina kupfuudza makore 23, pakuparwa Kudzimwa kwechikwereti kodzero kubatsirwa yeUnited mari hunhu hwababa vake (mubereki vokurera) kana mai (hadzi adopter), uyo mubereki chete.

mamiriro ezvinhu achivaratidza

Kuwana rugwaro kuti maternity guta zvinogoneka chete kana nhamba zvinodiwa:

• nhamba yevana vari mumhuri - maviri kana kupfuura;
• hapana uchapupu kushandisa kodzero mamwe makomborero uye matanho kuvandudza mararamiro, kuwana mabasa yedzidzo, kukwidza mudyandigere zera;
• kuvapo amai mwana asati aberekwa wokuRussia chizvarwa - nerimwe;
• vabereki mwana hapana mhosva nechokwadi kuti mhosva vana;
• Kuwanikwa nevabereki kodzero vana vavo - zvakakodzera;
• yomwana zera panguva kutendeuka kuti miganhu hofisi RPF - kwete isingasviki vhiki pashure aberekwa.

Pari, mundima Russian Federation rakapa gwaro nokuda maternity guru, muenzaniso riri pasi apa.

Zvikonzero pasi kuti ape vanopupurirwa gwaro zvichabviswa vakaramba

• Non-kutevedzera mashoko Data anotaurwa mutsara chokwadi.
• Pane chokwadi okurambidzwa pakati kwevabereki kodzero wacho kuti mwana wokutanga.
• Kuedza kuwana maternity guru kechipiri.
• Kugumiswa kodzero nekuda wacho kuti guta mhuri (kana dzavo kusavapo) sezvi- chiyero rutsigiro zvinhu kubva hurumende.

Kana RPF zviremera vakasarudza kugutsa application nokuda issuance of MC, haafaniri kurega - unofanira kurwa. Stories ndivo zviitiko apo kodzero kuti hurumende gwaro riri mubereki guru akaratidza nehofisi yevachuchisi. Nechimwe yakasiyana, mumwe kushanda runoonekwa toga, saka kana iwe waramba nguva yokutanga, tsvaka chikonzero uye vanozviisa pasi application uye muchiridzira magwaro zvose zvakare uye zvakare, kana iwe akaramba - tapota nyorerai zviremera zvepamusoro uye kururamisira.

Dimensions vachibhadhara: simba rinomutsa munguva

Kubva gore negore uwandu hwemhuri guru riri pasi kuchinja.

Kuitwa indexation zvichienderana zvoupfumi ezvinhu munyika uye padanho mitengo.

Funga padanho indexation uye uwandu hwemhuri guru kwemakore, kubvira pagore ngaape.

Dynamics yokuchinja ukuru MC date
nguva	Padanho indexation	Saizi MK
2007	-	250,0 ths. Rubles.
2008	10,5%	276,250 zviuru. Kwiza nechekuzasi.
2009	13,0%	312,162 zviuru. Kwiza nechekuzasi.
2010	10,0%	343,378 zviuru. Kwiza nechekuzasi.
2011	6.5%	365,698 zviuru. Kwiza nechekuzasi.
2012	6.0%	387,640 zviuru. Kwiza nechekuzasi.
2013	5,5%	408,960 zviuru. Kwiza nechekuzasi.
2014	5.0%	429,408 zviuru. Kwiza nechekuzasi.
2015	5.0%	450,878 zviuru. Kwiza nechekuzasi.

How kushandisa

Rwaamai guta anotsigira hurumende runochengetedzwa mutemo, maererano iyo akaita kushandisa mashandiro kubatsirwa nemari. Chinangwa kuti inobudisa mashandiro - achisiya mukana mari-laundering, kubiridzira uye kupamba vana unotiranga, uyewo kuvandudza kunyatsoshanda kuti kushandiswa MC. Inobva mitemo, kana gwaro iri mubereki (mhuri) guta inotengwa, inofanira kushandiswa mushure kwemakore matatu. Zvisinei, muna 2009, kufungisisa dambudziko ezvinhu zvoupfumi bhora munyika, hurumende akaita kuti zvibvire kuti kushandisa MC kuti chemhosva kuti mbiri mitoro pamusoro chikwereti panongovira gwaro wakabudiswa.

Mutemo anotipa nzvimbo dzinoverengeka apo unogona kupedza imwe asiri mari achishandisa gwaro.

1. Kuvandudza Magariro. Zvinonzi kunzwisisa kuti mhuri guru inogona kupedzerwa kutenga redzimba kana kuvakwa.

Izvi zvinosanganisira mupiro mari kubhadhara chikwereti nokubatira chikwereti chirongwa kana chikwereti mari kutenga dzimba, uye kuita pakuvaka dzimba cooperatives. Muchiitiko chino, vanofanira hazvo zvinoenderana ezvinhu akadaro:

- yakatengwa pokugara kana pekugara, kugara pasi kuvakwa, chinofanira kuva mukati Russian mamiriro;

- mumwe chikwereti chikwereti anofanira rakapa hapana mumwe vakaroorana, uye vaviri.

Non-mari rubatsiro hurumende anobvumirwa kuita sezvo kwokutanga abhadhare chikwereti chikwereti kubhadhara chikwereti sungiro kana kushandiswa sezvo mamwe mari kana kutenga musha. Where chaizvo tichasimbiswawo mari - ukasarudza. Kana wagara vakatenga imba, uye ndicho chinhu chikwereti achiposa mukana zvichiita kuti MC somupiro pasi kuongorora kuburikidza rwezvemabhengi sangano zvainoziva nechokwadi nomumwe. Zvinokwanisika kuti chidzoke mamwe matambudziko.

2. Payment mabasa edzidzo vana mumwe kana kupfuura. Maternity guru anogona kuita somunhu rubatso dzidzo.

Panguva iyoyowo kuva akapedza kudzidza ane mukana sezvo rimwe, uye vose vana vari mumhuri.

The zvinodiwa kuti zvinofanira kuitwa:

- sangano ane dzidzo inofanira kuva mukati munyika;

- tsika anofanira kuva rakakodzera pamwero accreditation;

- zera chikamu wacho ngaarege ndezvomunhu boka "25+".

Chitupa zvinangwa edzidzo inogona kushandiswa chero nguva apo kudikanwa.

Kana sangano yedzidzo, sarudzo zvikuru rakafara:

• dzidzo yepamusoro;
• College;
• jimunasiyamu;
• chikoro zvivako;
• College;
• vanoenda kukireshi inisitichusheni.

Documents tsamba (maternity guta), kana nhungamiro chipfuro kushandiswa mari kubatsira kugamuchira mabasa edzidzo, unofanira zvinotevera:

• Mashoko ari inoraswa bailout kunyora;
• chitupa nokuti MC;
• gwaro vachiratidza pamberi fanira mudyandigere inishuwarenzi ari munhu, inova anaro of chitupa;
• munhu vanopupurirwa kopi chibvumirano kuti urongwa mabasa edzidzo kune mumwe kana mumwe sangano iri akaripa hwaro;
• chibvumirano basa nzvimbo kurarama muhositeri pamwe kuziva remwedzi kubhadhara uye yaipedzerwa yose nguva kurovedza uye nguva ichaitika mubayiro;
• Gwaro certifying chaiye mudzidzi sangano yedzidzo chokugara pekugara (Reference);
• chibvumirano pamusoro zviri mbudzana kuenda kukireshi (muripo tigutsikane scraps kukireshi).

3. kuwedzera mari chikamu mudyandigere kuti vanamai. MK Mari zvinogona kushandiswa sezvo mari chezvinonhuwira kuti mudyandigere kuti munhukadzi. Panyaya iyi zvinoreva pasi placement ari mudyandigere Fund.

Somuenzaniso, kana uri kupedza dzidzo uye MK chikwereti mubhadharo zvakafanana reshiyo, yaipedzerwa wehurumende rubatsiro rakakamurwa maviri uye hwakatamisirwa mudyandigere Fund maererano mashoko inopiwa iri kushanda. Kana mari voruzhinji rubatsiro mari wakatozviitirwa vakapedza zvakazara, ivo FIU anofanira kuzivisa kugumiswa kodzero huchiti vatsigire gwaro anaro.

Kana apo ave nzira kushandisa mhuri guru vachida nokuumba mari rwaamai basa pensions, kuchengetedzeka pasuru inofanira ine:

• Mashoko sezvakarayirwa, iyo ichange iine mashoko pamusoro mukuru nzvimbo zvekushandisa mari MK;
• gwaro achisimbisa kodzero hurumende rubatsiro rwemari - chitupa;
• zvinyorwa kuziva munhu uye achisimbisa nzvimbo yakagara muridzi vaipupurirwa gwaro.

To mari aigona kufadzwa uye tsanangura munzvimbo dzavo vakasarudzwa vanofanira kudzokera kuna mudyandigere Fund uye kushandisa kuti kurasira MC.

Sei mari gwaro maternity guru kana kuti kutengesa nayo?

Mari uye nokutengesa maternity guta hazviiti. It hakubvumidzwi nemutemo Chokwadi, uyewo issuance pamusoro MK mari. Pasinei neizvi, vakawanda unogona kuwana payakazivisa kuunganidza mhuri guru. Zvinorevei izvi? Izvi zvinoreva kuti zvinofungirwa vachiitisa zvekunyepera kwema pamwe kutenga zvivako, umo mumwe mapato sungano ari hama kana shamwari dzemhuri.

mabasa akadai semhosva kubiridzirwa, nokuti kuita vechikamu kuritenga uye kutengeswa chibvumirano kuti kururamisira.

Munguva ichangopfuura, kwakapararira zviitiko apo mhuri guru rinoshandiswa abhadhare chikwereti anomukweretesa kuburikidza vanozoshanda. Vanofanira kungwarira kana ivo kupa achinyumwira diki chimbadzo uye shoma mazwi MK kudzoka.

Muna 2009, kusarudza cashing mari guru asi akazviratidza. Asi usati mari kunze rugwaro (maternity guta), zvakanga zvakakodzera kuti kumirira kupinda rehondo kunatsiridza, izvo vakapinda mutemo nokuda dambudziko ezvinhu munyika. Maererano utsanzi ose chitupa yokuisira vaigona kuvimba imwe-nguva kubhadhara mari rubatsiro yeUnited ari uwandu 12 000 rubles mune mari. Asi ichi ndicho rakasiyana nyaya.

cashless musimboti rinobatanidza marudzi maviri ehurumende rubatsiro, iyo akaronga kuti vanaamai - mumwe mhando rubatsiro rwakadaro mubereki guru. Birth gwaro iri yeUnited inotsigira mhando wechipiri, naicho hazvigoni cashing uye Resale.

The nguva muganhu mhuri huru kutsigira chirongwa mabasa

The "guta mhuri" unoshanda Russia kubvira 2007. Kubvira ivepo, chirongwa zvakanyatsorongwa akatanga yakabvumira kugadziriswa kwemutemo wekuita, padzimwe uye kuwedzererwa. Pakutanga zvakanga vaifungidzira kuti chirongwa achaita kushanda kusvikira 31,12. 2016 The Hurumende the Russian Federation vakuru kakawanda akataura chinangwa kwavo waregerera 2025 tichifunga kushanda. Asi panguva yepurogiramu yacho anofa, ari 31.12.2016, kureva rugwaro kuti maternity guta Mhuri avo, pakupera iyo yakaitwa kusvika 01/01/2017, ari

vakachinja sei kuuya pamusoro program mune 2015?

Muna 2015, purogiramu kushandisa mhuri guru mamwe yakabvumira kugadziriswa kwemutemo wekuita uye kuwedzererwa dzakaitwa, zvichienderana iyo:

• mumwe chikamu zvakanangwa rubatsiro kumhuri vane 3 kana kupfuura vana, riripo nokuda cashing kubuda;
• munguva kusagadzikana kwezvemari, vanamai vari vanekodzero kuna MC, kuwana mari 20 000 rubles;
• wacho chikamu hakubvumidzwi kuna MK mu zvitsva zvokukweretesa nemasangano;
• sungisa mamiriro ezvinhu ayo kadhi pamwe Muchirongwa vangatarisira kugamuchira Vanosarudzwa rubatsiro rwemari.

Mibvunzo inowanzobvunzwa

• How kuti gwaro nokuda maternity guta, kana mhuri ine mwana mumwe?

Kodzero kuchengetedzeka vane mhuri chete umo maviri kana kupfuura vana. Naizvozvo, kana mhuri ane mwana mumwe, hurumende mari rubatsiro havasi kufanira.

• How kuti gwaro kuti maternity guta Mutorwa?

Kurudyi kugamuchira MC yave vakaziva ari mutorwa, mudyandigere Fund anofanira kuzviisa pasi pasipoti pakati yokumwe mugari uye dzokugara mvumo, chitupa chekuzvarwa kana zvimwe uchapupu kungova Russian citizenship mwana.

• Pane nzira idzo kuti ape nyika rugwaro (maternity guta), kana mamiriro ezvinhu havagutsikani, pamusoro izvo kodzero yokugamuchira MC?

Kwete Kana asina zvaidiwa Zvinodiwa vanyorwa rugwaro kuna MC, ipapo chionekeso yayo hazvigoni kunzi. Mitumbi FIU vanoramba kugutsa chikumbiro.

• Kurarama muruwa kuna wacho nokuda maternity guru apo kuti gwaro?

Kugadzirira uye issuance kuti zvitupa MK mubasa mudyandigere Fund. Unofanira kutaura pedyo yoruwa hofisi FIU.

• Ndinofanira kuitei kana gwaro akarasika?

Kurasikirwa rugwaro pamusoro MC hazvirevi kugumiswa kodzero yokugamuchira hurumende rubatsiro. Ko kutaura weDhipatimendi mudyandigere Fund of nzvimbo dzokugara uye kuwana nouya ari gwaro.

• Ukoshi mhuri guru uye rokuti "pasherefu upenyu" ari rugwaro kuna MC - tiri mumwe chete kana kuti kwete?

Kwete, izvi ndizvo pfungwa dzakasiyana. Kururama kwemashoko maternity guta - izwi kushanda yeUnited chacho "wamai guru", iro iye anoenderana makore 2007-2016. The rokuti kururama kwemashoko rugwaro pamusoro MC harina parinogumira - kuwana mamiriro rubatsiro anogona munhu, zvisinei vangani mazuva, mwedzi kana makore kuberekwa kwemwana. Chete zvakafanorongwa nguva penguva nenguva kuzvarwa mwana wechipiri uye nekutambira kana kuita nzira rokugamuchira.

• How kuti kodzero maternity guta (apo kuti vanopupurirwa, uye sei kuita izvozvo), kana ndiri kwenguva duku kwose?

Get rugwaro pamusoro MC uye unogona ndasvika kumba, chinhu chikuru kuti mwana akaberekwa kana vagamuchirwa panguva kushanda chepurogiramu, "wamai guru". Asi nyaya uye kundoitora, iwe unogona chete munharaunda yacho Russian Federation kuna FIU hofisi panzvimbo dzokugara kana kunyoresa.

• Kana uchida kushandisa mamwe mari iripo pasi chirongwa "raamai guta"?

A mutsara akaratidza kutungamirirwa hwomubereki guru zvekushandisa, uchava miviri mudyandigere Fund of miganhu bazi pashure mwana akatsauka 3 years (makore matatu izwi kuchaitika, kana kubva musi wokugamuchirwa).

• Ndinogona kupedza maternity guru rokuita akawanda vanonangwa panguva imwe chete?

Hongu, unogona. Terms of Use mhuri guru mari airevesa somumwe chipfuro nzvimbo (pekugara, dzidzo kana mudyandigere) rose kana kuti chikamu chimwe nechimwe chazvo. Uko richaperera uye nzira iyo mugove reshiyo kunobva kungobva chitupa anaro.

• Kana maternity Mari makuru anoshandiswa kuwana pfuma apo mutengesi inowana mari?

The mari semuripo mutengesi rinodonongodza mudyandigere Fund mumwedzi miviri pashure pakunamata pakati runoenzanirana chikumbiro, rinotaura kutungamirirwa embezzlement mari guru.