Chikomo: chii? inishuwarenzi zvokusarudza, mashoko

Ose muridzi motokari anoda kudzivirira motokari yako kubva zvichiita kukuvara. Chikomo inishuwarenzi achaita zvakanaka. Vazhinji vanoda kudzidza zvakawanda pamusoro inishuwarenzi nzwisisika, chii. Asi zvinhu zvokutanga pakutanga. First unofanira kunzwisisa kuti kunyange nhasi chinorehwa zvaparadzwa.

Kuvadza muridzi motokari - zvimwe kukuvadza, izvo zvakakonzera kuti motokari. Izvi zvinogona kuva chiito kuparadzirwa, kuba, kukuvara tsaona. Asingateereri siya mamwe marudzi kukuvara. Chikomo yakakurumbira nokuda siyana mari kuti kufukidzwa inishuwarenzi. Panguva iyoyo mamiriro ezvinhu akadaro kuti vanhu vakawanda, kunyange panguva motokari achitenga urongwa ratova kufunga pakuzvimirira.

kukurumbira

Hatigoni kutaura kuti motokari inishuwarenzi ichi - isingadhuri Ipfungwa, asi kuti iye zvino kupfuura mukurumbira. Saka, kana uchida kuchengetedza bhajeti yenyu kubva chisingatarisirwi, imwe mari, yava nguva yokudzidza mitemo Hull. Inishuwarenzi anoti angava akasiyana, kwete yokupakira zvakanaka, kuba, zvichiita zvakaipa. Kana paive padambudziko, murume ane Hull akaita kuti kuva zvizere muripo unobhadharwa (maererano kukuvara).

Mini-Hull - chii?

The ano musika rweinishuwarenzi mabasa inopa vatengi dzaro yakawanda inopa Somuenzaniso, pane mhando akasiyana Hull. Chii - a "Mini" -version rweinishuwarenzi ichi? Iye zvakakodzera chaizvo.

Ndicho chinhu chigadzirwa yakadaro inishuwarenzi kuti zvakabayirwa vatyairi mumapoka inishuwarenzi inenge zvose zvikuru mumhuri. Kutaura zvazviri, tiri kutaura pamusoro itsanangudzo chirongwa Hull, izvo zvinoita zvakavimbika kudzivirira ngozi achadzivirira munhu zvakakomba varasikirwa. Kubva chii matambudziko inishuwarenzi vachatitaka zvakadai?

• motokari kuba;
• kufirwa motokari kana kukuvara nokuda dzinongoitika dzoga kana moto;
• Industrial tsaona kana tsaona;
• kukuvara nokuda zviito matunhu neminisiparati uye michina mabasa (somuenzaniso, kukuvadzwa kunoitwa vamiririri vatevedzere mutemo kana kununurwa mabasa).

Nyora nengozi kuti pfungwa kuchazadza 'Mini', zvakasiyana-siyana - zvose zvinoenderana imwe kambani. Zvisinei, kufanana achiri ikoko, chete pasi mari (kana tichienzanisa zvizere mutemo), uye inishuwarenzi mutemo ine zvinokosha painogumira. Kazhinji, vanhu vari kuchengetedza kusvika 30% pamutengo Chikomo inishuwarenzi, kana akasarudza pasuru "Mini".

Chii kuwedzera?

The chikuru mukana ane kukwana pasuru, kana tichienzanisa hwenguva Chikomo inishuwarenzi gwara - anoyevedza mumari Finance. Izvi rweinishuwarenzi rakanakira zivo, vaduku vatyairi, uyewo vanhu ivavo vane motokari atopiwa kusakadzwa. Kana garandi kubva mugadziri riri pamusoro motokari, uyewo kuteerera "Mini" -version Hull. Uyewo, chokushandisa ichi inobatsira mumamiriro ezvinhu umo muchairi haadi inishuwarenzi motokari pamusoro zvose zvinobvira njodzi, kana Somuenzaniso, unofanira chete kuenda kakati pamwedzi, uye vose vasara motokari iri mugaraji kana ari akabhadhara kupaka mujenya.

Franchise mu inishuwarenzi Hull

Zvirokwazvo munhu akanga anzwa kodzero Hull. Chii? Saka isu mudane chikamu zvaparadzwa inishuwarenzi, izvo reimburses muridzi yako, kana chimwe chiitiko insured kunoitika. Kazhinji, tiri kutaura pamusoro wakaiswa Nemutengo insured, kunyange zvazvo yemakambani zhinji kuratidza kukosha ichi chive chikamu. The zvinhu sezvinotevera: ari Chikomo kambani zvinopa nemhosva ine chinokosha dhisikaundi pamusoro mabasa avo, asi vamwe kugadzirisa zviduku (yekukubatsirai pachine pamwe vamiririri kambani yacho inishuwarenzi) vachafanira kuteerera yokushandisa mari kubva muhomwe yake. Nokuti kumotokari, pane mhando mbiri Franchises: zvimiso zvodini.

deductible

Muna inishuwarenzi mutemo waiti nzira seizvi: muridzi motokari inozviita kuti ndechokuti compensates kuti mumwe mari iri chiitiko kuti kana anogamuchira kukuvara. Vanofanira funga nyore muenzaniso: motokari kuti insured pasi chirongwa ichi. deductible muganhu iri, uti, 5,000 rubles. Kana chiitiko insured kunoitika Somuenzaniso, zviuru 15, kambani kuzvitenga muridzi motokari iri 10,000 chete.

ndokunge kodzero

Chii chingataurwa pamusoro pa ichi? Kana Zvimiso kodzero kambani yacho inishuwarenzi kuripa zvakazara kukuvadza zvose akatambura motokari chete kana ake yakakwirira kukura pane imwe zviuno. Kana iwe teererai wongororo pamusoro Hull, muchiitiko ichi zvinoita sezvizvi: kana motokari opinda tsaona, asi uwandu kukuvadzwa idukusa ari deductible ngaasungirire, muridzi pachake anoripira kuti igadziridzwe. Kana kukuvara mukuru kupfuura mashoko ari chibvumirano, muridzi kundibhadhara motokari kupora.

Munhu wose anofanira kuzvisarudzira mubvunzo kana kuti kushandisa kodzero pamwe Hull. Chii - zvakava pachena kuti vakawanda nyaya yedu. Zvakakwana anokwezvera ezvinhu mumaguta makuru - pane njodzi kukuvadzwa kuri kuduku (anokwenya ari bhamba, mapapiro). Inishuwarenzi Makambani anotarisira kodzero zvakadaro kuti mari pakugadzira akanga zvishoma kuvatumwa yakatarwa pamwero vachibhadhara. Kureva, vasati chisarudzo, unofanira kuedza kufunga zvose nuances. Franchise - nzira here chikuru kuponesa mari, kunyanya ayo kunonyanyisa chisarudzo. In zvinhu zvakadaro nokuti Hull achava kubhadhara imwe nzvimbo iri kaviri muduku kupfuura kwakajairika nyaya. Ndiko, kunyange varidzi mota vekare kunogona zvakakwana kuti zvakakomba funga pamusoro inishuwarenzi mitemo Chikomo - zvino zviri zvechokwadi.