BIC: chii achiumbwa uye apo chinogona kuwanika?

Kana iwe kanenge kamwe watarisana kudikanwa zadzisa mubhadharo magwaro mubhengi, ipapo zvachose unofanira zadza munda rokugara kutaridzwa BIC runoenzanirana kumahombekombe. Izvi zvokushandisa kuchitaurwa sezvo fanira dzose chikwereti masangano uye rinoti iri Implementation pakati remittances, pamasikiro muripo varayirwa, tsamba mbiri uye zvichingodaro .. Munyika dzakawanda, bhengi itsva mumwe nomumwe basa rakasiyana nemamwe BIC. Chii, uye sei kuumbwa, uchadzidza nokuverenga nyaya ino.

BIC: ndiani ibasa uye kuti chii chinangwa

It inomirira chidimbu kuti zvokushandisa se "Bank Identifier Code" - zvinoita here kuti kuziva sangano miganhu hwaHerodhi, uyewo mashoko nenguva yaro zvisikwa. Saka, muchiziva BIC, unogona kuwana inova nyaya Federation uye kana wakavhurwa.

Yokunyoresa Bank kuziva Codes huru basa bhengi munyika - Central Bank of Russia. Ari pamusoro ziendamberi hwaro classifier Bykov kweRussia. Kanenge pamwedzi Central Bank inogadziridza mashoko ari panyaya idzi, iyo inochengetwa chaiyo dhairetori. Murayiro reference, uyewo chaizvo nemamiriro BIC, rairatidza Regulation CBR nhamba 225P cha2003.

The nemamiriro Bika: assort zvizere

Ngatitorei kunyatsoongorora zviri NIR. Chii ndiye identifier uye sei kuumbwa nomumwe acharumbidzwa tsika. Chekutanga zvinofanira kutaurwa kuti kuramba chepfungwa zvokushandisa inhamba digits (kana kuti, matomu), iri nguva dzose 9. Kuti zvichibvira yokusarudza kundima zvinoshanda chete kana rimwe bhengi, uye yakananga chikwata (hofisi), icho mubasa ugari -kassovym vatengi.

Kukosha matomu Beek

BIC anogara kuverenga kubva kuruboshwe kuenda kurudyi. Chimbofunga mumwe digit ari uwandu hwezvinhu zvose zvabatanidzwa. kwazvo Bank kuzivikanwa code:

1. The digits okutanga maviri (matomu 1-2) - pfungwa kubhengi kuva imwe pakusava (vakanyorwa kunyika). BIC mabhanga Russian dzose rinotanga chete digits "04".
2. Wechipiri digits maviri (matomu 3-4) - code kuRussia, basa maererano National kupatsanura (OKATO) raiparadzanisa midziyo yaiona-miganhu hwaro. Bumbiro iri rinoratidza nyaya Russian Federation, apo Bank domiciled. Kana kadhi sangano riri kunze Russia, zviri wakaiswa kuti "00".
3. Third digits maviri (matomu 5-6) - kuzivikanwa nhamba pasi iyo imwe rwezvemabhengi kupesana unoshanda kugarwa Network of Central Bank. Nechakatsinhiwa kubva "00" kuti "99".
4. Okupedzisira digits nhatu (7-9 digits) - nhamba mbiri sangano (kana davi rawo) ari weboka Bank of Russia, wakasvinudza ayo mutauri wemashoko nhoroondo. Ingabva "050" Kuti "999". Nokuti mari kugarwa nzvimbo Bank of Russia nokuda discharges izvi (7, 8, 9) iri hurukuro nhamba "000". Nokuti chikuru kugarwa centre - "001". Nokuti vamwe vose pomumbure Mapoka Bank of Russia Masvomhu - "002".

Saka, bhengi kuziva bumbiro nechimwe chikwereti sangano kunoshamisa uye asingauyi kunowirirana nemashoko akakodzera mashoko nemamwe mabhanga.

BIC muenzaniso Sberbank kweRussia

Ngatimboonai muenzaniso sei izvi akaumba zvokushandisa. Kakawanda vemo dzedu aifarira BIC pamahombekombe "Sberbank kweRussia". Zvinofanira funga. Uyu hofisi huru, iri muMoscow. BIC ake - 044525225 apo:

• 04 - bumbiro Russia;
• 45 - code of Moscow;
• 25 - nhamba bazi;
• 225 - Number zvimiso KO nokupesana kugarwa Network CBR. (Zvakakosha kuziva kuti nhamba iyi inofanira hazvo uwirirane okupedzisira matatu digits pamusoro dzomupepanhau Nhoroondo nemhosva.)

Kupi uye sei I kuwana ruzivo pamusoro BIC

Kana zadzisa magwaro vaida BIC pakati kubhangi, ipapo wana hazvina kuoma. Chekutanga, ivo zvokushandisa vanofanira hazvo kuiswa Website kwemutongo tsika pachayo. Nokuti chinangwa ichi pane runoenzanirana chikamu - "Details", kuwana izvo wose. Chechipiri, mashoko aya ose mabhanga Russian anowanika pasi pamutemo Website of Central Bank. ruzivo urwu rinowanika chikamu "Information musi Credit Organisations", ne kusarudza "Directory" uye browse kuti kumahombekombe wako.

Kana tichida BIC?

The BIC inobatsira? Ndeipi bumbiro (kuwedzera Informant pamusoro miganhu chepasi kwemutongo sangano) nokuda kubhangi kuti vatengi? Izvi ndichisunga zvokushandisa kunodiwa ezvidzidzo zvose zviri cashless kubhadhara, uyewo chero kuchinjwa / mabiko zvinoreva uye nekutumwa kubhadhara. zadzisa muripo magwaro haanganyadziswi zvinogoneka pasina izvozvo.

Saka, zvatakurukura mashoko ose dzinokosha chokuita chinhu chakadai rinokosha bhengi mashoko sezvo BIC. Zvino unofanira kuva nezvinetso zvapera zvinyorwa kana wasvika nomumunda iyo uchida kupinda kwako kubhengi kuti BIC.